Best Personal Loan Rates in Pittsburgh, Pennsylvania - July
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Pittsburgh, Pennsylvania include: Pittsburgh Federal Credit UnionPittsburgh Federal Credit Union317 Brownsville Rd, Pittsburgh, PA, 15210A+5.0 ★Texas Ratio: 3.26% offering Seasonal Special 12 Months Loan at 6.25% APR, IRON WORKERSIRON WORKERS2201 Liberty Ave Ste 201, Pittsburgh, PA, 15222 4512A+5.0 ★Texas Ratio: 9.01% offering Signature Loan at 6.50% APR, Allegent Community Federal Credit UnionAllegent Community Federal Credit Union1001 Liberty Ave, Pittsburgh, PA, 15222A+5.0 ★Texas Ratio: 3.45% offering Personal Loan at 6.90% APR, Tri Valley Service Federal Credit UnionTri Valley Service Federal Credit Union1920 Cochran Rd, Pittsburgh, PA, 15220A+5.0 ★Texas Ratio: 5.23% offering Personal Loan at 6.90% APR, and Alcose Credit UnionAlcose Credit Union1732 Brownsville Rd, Pittsburgh, PA, 15210 3982A+5.0 ★Texas Ratio: 1.03% offering Vacation Loan at 6.99% APR. Personal loan rates as of July 6, 2026 according to verified data from MonitorBankRates.
Pittsburgh has 14 local institutions in our database, with personal loan rates as low as 6.25% APR from Pittsburgh Federal Credit Union at 317 Brownsville Rd, Pittsburgh, PA, 15210. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Pittsburgh, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Pittsburgh, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 6, 2026
Pittsburgh Personal Loan Rates
Credit Level: Gold
As low as
As Low As; Borrow $11,000 to $20,000 with predictable, fixed terms from 48 to 60 months. Limited-time promotion runs June 1 through August 31, 2026.
As Low As; Borrow $11,000 to $20,000. Limited-time promotion runs June 1 through August 31, 2026.
Special rates valid until 07/31/26
Special rates valid until 07/31/26
Credit Level: Silver
No additional details available.
As Low As
Credit Level: Gold
As Low As
As low as; Rates effective as of 4/01/2026 through 9/30/2026. Rates subject to change without notice.
As Low As
Credit Level: Crystal
As Low As
Credit Level: Gold
Credit Level: Silver
As Low As
No additional details available.
As low as; Rates effective as of 4/01/2026 through 9/30/2026. Rates subject to change without notice.
Borrow $5,000 - $10,000. Unsecured - No Collateral Required. Available for members in credit tiers: score must be 620 or above. Valid through April 30. Call us | Apply online | Visit a branch.
As Low As
As Low As
No additional details available.
As Low As
As low as
As low as
Credit Level: Silver
As Low As
As low as
As Low As
As Low As
As Low As
Credit Level: Bronze
Credit Level: Crystal
Monthly payment based on the maximum loan amount at the current interest rate for the maximum loan term.
Monthly payment based on the maximum loan amount at the current interest rate for the maximum loan term.
Get $1,200 for 12 months at 12%
Credit Level: Crystal
As Low As
Credit Level: Quartz
Credit Level: Bronze
Credit Level: Bronze
Credit Level: Quartz
Credit Level: Quartz
$200; Credit Level: Gold; 10% of loan in shares, $20 fee and 60 day membership also required.
As low as; APR is Annual Percentage Rate. Click for details.
No additional details available.
APR4
New / Used (2021 - 2026)2
APR*
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Tier 1 (710+)
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Minimum Loan Amount: $2,500
New / Used (2021 - 2026)2
APR4
No additional details available.
No additional details available.
No additional details available.
As Low As; Minimum Loan Amount: $5,000
No additional details available.
Adjustment to Index: Prime - 1.0%
No additional details available.
As Low As
Tier 1 (710+)
No additional details available.
Tier 1 (710+)
APR4
NO Post-secondary educational institutions allowed. Checks made payable to school.
No additional details available.
Loan amount up to 100% of"good" market value as listed in Black®Book® CPI publication
As low as; (based on credit score)
As Low As; Minimum Loan Amount: $7,500
No additional details available.
If you refinanced your auto loan that is financed somewhere else. Note: $108.00 PA Department of Motor Vehicles titling fee applies this loan.
As Low As
As low as; Balance Transfers APR*
Used (2020 & older)2
$3000.00
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Tier 2 (680-709)
No additional details available.
As Low As
As Low As; Bright Auto Loans
No additional details available.
As Low As; Minimum Loan Amount: $15,000
No additional details available.
No additional details available.
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
No additional details available.
As Low As
No additional details available.
Tier 1 (710+)
No additional details available.
No additional details available.
No additional details available.
Tier 1 (710+)
No additional details available.
No additional details available.
APR*
Tier 2 (680-709)
Tier 2 (680-709)
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
As Low As; Bright Auto Loans
APR4
Used (2020 & older)2
As Low As
No additional details available.
No additional details available.
APR*
No additional details available.
Maximum Loan $5,000; As Low As
As Low As
No additional details available.
As Low As; Finance up to 110% of the vehicle value
No additional details available.
As Low As
No additional details available.
As Low As; Minimum Loan Amount: $25,000
No additional details available.
No additional details available.
No additional details available.
As Low As; Minimum Loan Amount: $2,500
New / Used (2021 - 2026)2
Tier 1 (710+)
No additional details available.
As Low As*; Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required. Approximate monthly payment would be $85.95 per $1,000 borrowed at 5.74% for 12 months.
As Low As; This rate includes the .25% discount with Auto Pay.
As Low As; Finance up to 110% of the vehicle value
As Low As; Used (2021-2026)
$30; As Low As; Bright Auto Loans
No additional details available.
As Low As; Minimum Loan Amount: $5,000
As Low As
As Low As
Tier 1 (710+)
No additional details available.
As Low As
Tier 2 (680-709)
Maximum loan amount $7,000; No pledge required; Payments will be made directly to the contractor; Must provide contract/bill of sale.*
As Low As; Minimum Loan Amount: $7,500
As Low As; $2,000 maximum. New loan only - no refinance
up to $2,500.00; As Low As; *
As Low As
As Low As
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
As Low As
No additional details available.
As Low As; Your rate will be determined by your credit score at the time of application. Available 5/1/2026-9/1/2026.
As Low As; Used (2020 & Older)
As Low As
$30; As Low As; Bright Auto Loans
Used (2020 & older)2
As Low As; 6.00%
Borrow up to $2,000.00
80% CLTV
No additional details available.
As Low As
As Low As
No additional details available.
Tier 1 (710+)
Tier 1 (710+)
As Low As; Finance up to 110% of the vehicle value
As Low As
New / Used (2021 - 2026)2
As Low As
Rate Lock: 120 days
As Low As
As Low As; This rate includes the .25% discount with Auto Pay.
$30; As Low As; Used (2021-2026)
As Low As; Minimum Loan Amount: $15,000
As Low As
As Low As
80% CLTV
80% CLTV
Adjustment to Index: Prime - 0.5%
Tier 2 (680-709)
Rate Lock: 120 days
Pittsburgh Personal Loan Rates
As Low As; Borrow $11,000 to $20,000 with predictable, fixed terms from 48 to 60 months. Limited-time promotion runs June 1 through August 31, 2026.
As Low As; Borrow $11,000 to $20,000. Limited-time promotion runs June 1 through August 31, 2026.
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As low as; Rates effective as of 4/01/2026 through 9/30/2026. Rates subject to change without notice.
No additional details available.
As Low As
As Low As
Monthly payment based on the maximum loan amount at the current interest rate for the maximum loan term.
Monthly payment based on the maximum loan amount at the current interest rate for the maximum loan term.
As Low As*; Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required. Approximate monthly payment would be $85.95 per $1,000 borrowed at 5.74% for 12 months.
As Low As
As Low As
Pittsburgh Debt Consolidation Loan Rates
As Low As;*
No additional details available.
Pittsburgh Signature Loan Rates
As low as
Credit Level: Gold
As Low As
Credit Level: Gold
Credit Level: Silver
As Low As
As low as
Credit Level: Silver
As Low As
Credit Level: Crystal
Credit Level: Crystal
Credit Level: Bronze
Credit Level: Bronze
Credit Level: Quartz
Credit Level: Quartz
No additional details available.
No additional details available.
up to $2,500.00; As Low As; *
Borrow up to $2,000.00
Pittsburgh, PA Personal Loan Rate Trends
Compare local Pittsburgh, PA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania personal loan rates rose 0.330 points over the past 7 days to 10.709% APR.
Pennsylvania signature loan rates rose 0.190 points over the past 7 days to 10.992% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Pittsburgh, Pennsylvania personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Pittsburgh, Pennsylvania directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Pittsburgh, Pennsylvania. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in PA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Pennsylvania?
Are credit unions or banks better for personal loans in Pittsburgh, Pennsylvania?
What are the best personal loan rates in Pittsburgh, Pennsylvania?
- Pittsburgh Federal Credit Union: 6.25% (Seasonal Special 12 Months Loan)
- IRON WORKERS: 6.50% (Signature Loan)
- Allegent Community Federal Credit Union: 6.90% (Personal Loan)
- Tri Valley Service Federal Credit Union: 6.90% (Personal Loan)
- Alcose Credit Union: 6.99% (Vacation Loan)
Pittsburgh, Pennsylvania Rates & Resources
Personal Loan Calculators
