Best Personal Loan Rates in Springfield, Pennsylvania (PA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Springfield, Pennsylvania include: Police And Fire Federal Credit UnionPolice And Fire Federal Credit UnionSpringfield Square North Shopping Center, Springfield, PA, 19064A+5.0 ★Texas Ratio: 0.62% offering Pledge Loan at 4.99% APR, TruMark Financial Credit UnionTruMark Financial Credit Union1141 Baltimore Pike, Springfield, PA, 19064A+5.0 ★Texas Ratio: 3.77% offering First Credit Loan at 6.25% APR, Citadel Federal Credit UnionCitadel Federal Credit Union783 W Sproul Rd, Springfield, PA, 19064 1215A+5.0 ★Texas Ratio: 2.89% offering Personal Loan at 9.99% APR, Franklin Mint Federal Credit UnionFranklin Mint Federal Credit Union375 Baltimore Pike, Springfield, PA, 19064A5.0 ★Texas Ratio: 7.37% offering Personal Loan at 9.99% APR, and Sun East Federal Credit UnionSun East Federal Credit UnionOlde Sproul Shopping Village, Springfield, PA, 19064A5.0 ★Texas Ratio: 9.14% offering Personal Loans at 9.99% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
Springfield has 5 local institutions in our database, with personal loan rates as low as 4.99% APR from Police And Fire Federal Credit Union at Springfield Square North Shopping Center, Springfield, PA, 19064. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Springfield, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Springfield, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As; Personal Loan Rates
$10,000 - $50,000
As Low As; rates based on your credit profile
As Low As
$100 - $9,999
$20,000 or more
Signature Loan1 2 3
No additional details available.
No additional details available.
As Low As
No additional details available.
$10,000
up to $10,000.00
$50,000
$10,000
No additional details available.
3% over CD APR
$50,000
$10,000
UP TO 72 MONTHS
up to $10,000.00
$10,000
No additional details available.
As Low As; Borrow $500 - $2,500
up to $10,000.00
$50,000
$15,000; As Low As
No additional details available.
Auto title to a 'free and clear' vehicle, seven years old or newer
No additional details available.
As Low As
Rates as low as
Maximum Loan $5,000
No additional details available.
up to 12 months
$10,000
$50,000
As Low As; Proof of Income is required.
No additional details available.
No additional details available.
As Low As
$10,000
90% of home value less encumbrances/liens
As Low As; $2,000 maximum. New loan only - no refinance
As Low As; Additional amounts available. Amount, rate & term based on approved credit.
up to $2,500.00; As Low As
As Low As
No additional details available.
As Low As
As Low As
$25,000; As Low As
As Low As
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As
As Low As; w/ Auto Pay Discount
As Low As
up to $75,000
As Low As; w/ Auto Pay Discount: as low as 6.39%
Rates as low as
As Low As; Offer ends April 20, 2026.
As Low As
No additional details available.
As Low As; Special fixed up to 15 months!
As Low As
Up to 75 % approved stocks
$5,000.00 for 48 months.
for well qualified borrowers
No additional details available.
As Low As
Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer
90% of home value less encumbrances/liens
No additional details available.
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
No additional details available.
No additional details available.
No additional details available.
No additional details available.
8.00% CASH (Eligible with up to 4 impediments)
Special Rate for First-time Borrowers
As Low As; APR = Annual Percentage Rate
Rates as low as:
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; w/ Auto Pay Discount
60 month
As Low As; w/ Auto Pay Discount: as low as 7.39%
As Low As; With terms up to 84 Months Max amount financed is 80% *This rate includes the .25% discount.
No additional details available.
As Low As
No additional details available.
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance; 15 year minimum is $20,000.00
As Low As; Fixed up to 36 months
As Low As
As Low As
As Low As
Scores: 750-Above
No additional details available.
Maximum $30,000.00
FIXED APR WITH AUTO PAY
As Low As
As Low As
As Low As
As Low As
Min. $1,000.00 / Max. $10,000.00
9.95% CASH (Eligible with up to 4 impediments
Rates as low as:
As Low As; $24.85
Rates as low as
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
Requires Automatic repayment (ACH, Payroll, Checking, Savings); Loan amounts of $500- $1000
750+
FICO Score 750+
Learn More
As Low As; APR*
No additional details available.
up to 60 months
As Low As; Personal Loans
$20,000
As Low As
As Low As
As Low As
As Low As
Scores: 750-Above
As Low As; w/ Auto Pay Discount
up to $12,000
No additional details available.
As Low As; Annual Percentage Rate
As Low As; w/ Auto Pay Discount: as low as 8.39%
No additional details available.
established direct deposit
As Low As
No additional details available.
750+
FICO Score 750+
up to $10,000
No additional details available.
Payment example per $1,000.00 borrowed at 8.5% APR* for 48 months is $24.67
No additional details available.
up to $10,000
As Low As; Personal Loan Rates
$10,000 - $50,000
As Low As; rates based on your credit profile
$100 - $9,999
$20,000 or more
As Low As
As Low As
As Low As
As Low As; w/ Auto Pay Discount
No additional details available.
As Low As
up to $75,000
As Low As; w/ Auto Pay Discount: as low as 6.39%
$5,000.00 for 48 months.
As Low As
As Low As; Special fixed up to 15 months!
No additional details available.
Special Rate for First-time Borrowers
As Low As; APR = Annual Percentage Rate
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; w/ Auto Pay Discount
No additional details available.
60 month
As Low As; w/ Auto Pay Discount: as low as 7.39%
As Low As
No additional details available.
As Low As
As Low As
As Low As; Fixed up to 36 months
As Low As
No additional details available.
FIXED APR WITH AUTO PAY
As Low As
As Low As
As Low As; $24.85
As Low As
750+
FICO Score 750+
$20,000
As Low As
As Low As; Personal Loans
As Low As
As Low As
As Low As; w/ Auto Pay Discount
No additional details available.
As Low As; w/ Auto Pay Discount: as low as 8.39%
As Low As; Annual Percentage Rate
No additional details available.
As Low As
No additional details available.
750+
FICO Score 750+
As Low As; * For Qualified Buyer
No additional details available.
As Low As
As Low As
Signature Loan1 2 3
No additional details available.
No additional details available.
As Low As; Additional amounts available. Amount, rate & term based on approved credit.
up to $2,500.00; As Low As
No additional details available.
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As; Offer ends April 20, 2026.
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance; 15 year minimum is $20,000.00
Scores: 750-Above
As Low As
As Low As
As Low As; APR*
No additional details available.
Scores: 750-Above
up to $10,000
No additional details available.
No additional details available.
up to $10,000
Springfield, PA Personal Loan Rate Trends
Compare local Springfield, PA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania personal loan rates rose 0.272 points over the past 7 days to 10.711% APR.
Pennsylvania signature loan rates fell 0.072 points over the past 7 days to 11.168% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Pennsylvania?
Are credit unions or banks better for personal loans in Springfield, Pennsylvania?
What are the best personal loan rates in Springfield, Pennsylvania?
- Police And Fire Federal Credit Union: 4.99% (Pledge Loan)
- TruMark Financial Credit Union: 6.25% (First Credit Loan)
- Citadel Federal Credit Union: 9.99% (Personal Loan)
- Franklin Mint Federal Credit Union: 9.99% (Personal Loan)
- Sun East Federal Credit Union: 9.99% (Personal Loans)
Personal Loan Calculators
