Best Personal Loan Rates in Troy, Pennsylvania (PA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Troy, Pennsylvania include: Guthrie Community Federal Credit UnionGuthrie Community Federal Credit Union454 Canton St, troy, PA, 16947A+5.0 ★Texas Ratio: 1.96% offering Personal (Signature) Loan at 8.99% APR, Freedom Credit UnionFreedom Credit UnionA+5.0 ★Texas Ratio: 3.12% offering Personal Loan at 3.99% APR, P&G Mehoopany Employees Federal Credit UnionP&G Mehoopany Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.90% offering Fuel Loan at 4.00% APR, Riegel Federal Credit UnionRiegel Federal Credit UnionA+5.0 ★Texas Ratio: 5.50% offering Shares Pledged Personal Loan at 4.00% APR, and USXUSXA+5.0 ★Texas Ratio: 5.49% offering Second Lien Position Loans to $49,999 at 4.00% APR. Personal loan rates as of April 14, 2026 according to verified data from MonitorBankRates.
Troy has 1 local institution in our database, with personal loan rates as low as 8.99% APR from Guthrie Community Federal Credit Union at 454 Canton St, troy, PA, 16947. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Troy, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Troy, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 14, 2026
As Low As
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No additional details available.
As Low As
$10,000
up to $10,000.00
$50,000
$10,000
No additional details available.
3% over CD APR
$50,000
$10,000
Payment example per $1,000 borrowed for 36 months at 4.50% APR = $29.75
UP TO 72 MONTHS
up to $10,000.00
$10,000
No additional details available.
No additional details available.
up to $10,000.00
As Low As; Borrow $500 - $2,500
As Low As; To Fund an IRA
As Low As; Up to 10 Years
$50,000
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Auto title to a 'free and clear' vehicle, seven years old or newer
No additional details available.
As Low As
As Low As; up to $3,000 for 12 months
up to 12 months
As Low As; Maximum Loan $5,000
No additional details available.
$10,000
$50,000
As Low As
As Low As; Rates, terms and availability of product subject to change without notice. Proof of Income is required.
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As Low As; Consolidate up to $25,000 for as low as 5.75% APR with a Co-maker
As Low As
No additional details available.
As Low As
$10,000
As Low As; Debt Consolidation Loan rates start as low as 5.95% APR and will only be offered for a limited time
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90% of home value less encumbrances/liens
As Low As; Additional amounts available. Amount, rate & term based on approved credit.
up to $2,500.00; As Low As
As Low As; $2,000 maximum. New loan only - no refinance
As Low As
No additional details available.
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Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
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As Low As; Funds must be payable to Tax Collector, State, or Federal.
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As Low As; w/ Auto Pay Discount
As Low As
As Low As
As Low As; w/ Auto Pay Discount: as low as 6.39%
up to $75,000
As Low As
As Low As; Personal Loan Rates
No additional details available.
As Low As; *Annual Percentage Rate (APR) is current as of publication date. Terms and conditions may vary based on qualifications and collateral. This offer may be modified or discontinued without prior notice.
As Low As; Offer ends April 20, 2026.
for well qualified borrowers
up to $5,000.00; Maximum of one (1) per member
Up to 75 % approved stocks
As Low As; Special fixed up to 15 months!
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Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer
90% of home value less encumbrances/liens
No additional details available.
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
8.00% CASH (Eligible with up to 4 impediments)
PRD/ACH 8.00% CASH (Eligible with up to 4 impediments)
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Up to $4,000
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As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As; w/ Auto Pay Discount
No additional details available.
As Low As
60 month
As Low As; w/ Auto Pay Discount: as low as 7.39%
As Low As
No additional details available.
Maximum $49,999.99; 15 year minimum is $20,000.00; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
No additional details available.
As Low As
As Low As
As Low As; Fixed up to 36 months
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
No additional details available.
Max Amount: $12,500
No additional details available.
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As Low As
Maximum $30,000.00
FIXED APR WITH AUTO PAY
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No additional details available.
PRD/ACH 9.95% CASH (Eligible with up to 4 impediments)
As Low As
Min. $1,000.00 / Max. $10,000.00
9.95% CASH (Eligible with up to 4 impediments
As Low As
As Low As
No additional details available.
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As Low As
No additional details available.
No additional details available.
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Requires Automatic repayment (ACH, Payroll, Checking, Savings); Loan amounts of $500- $1000
No additional details available.
750+
FICO Score 750+
No additional details available.
No additional details available.
As Low As
As Low As
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As Low As
As Low As; w/ Auto Pay Discount
No additional details available.
As Low As; Personal Loan Rates
up to $75,000
As Low As; w/ Auto Pay Discount: as low as 6.39%
As Low As; Special fixed up to 15 months!
As Low As
No additional details available.
As Low As
Up to $4,000
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
No additional details available.
As Low As; w/ Auto Pay Discount
60 month
As Low As; w/ Auto Pay Discount: as low as 7.39%
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As; Fixed up to 36 months
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
Max Amount: $12,500
As Low As
No additional details available.
As Low As
FIXED APR WITH AUTO PAY
As Low As
As Low As
No additional details available.
750+
FICO Score 750+
As Low As; Consolidate up to $25,000 for as low as 5.75% APR with a Co-maker
As Low As; Debt Consolidation Loan rates start as low as 5.95% APR and will only be offered for a limited time
As Low As; * For Qualified Buyer
No additional details available.
As Low As
As Low As
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As Low As
As Low As; Additional amounts available. Amount, rate & term based on approved credit.
up to $2,500.00; As Low As
No additional details available.
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As; Offer ends April 20, 2026.
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As
Maximum $49,999.99; 15 year minimum is $20,000.00; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
Troy, PA Personal Loan Rate Trends
Compare local Troy, PA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania personal loan rates fell 0.017 points over the past 7 days to 10.492% APR.
Pennsylvania signature loan rates fell 0.016 points over the past 7 days to 11.173% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Pennsylvania?
Are credit unions or banks better for personal loans in Troy, Pennsylvania?
What are the best personal loan rates in Troy, Pennsylvania?
- Guthrie Community Federal Credit Union: 8.99% (Personal (Signature) Loan)
- Freedom Credit Union: 3.99% (Personal Loan)
- P&G Mehoopany Employees Federal Credit Union: 4.00% (Fuel Loan)
- Riegel Federal Credit Union: 4.00% (Shares Pledged Personal Loan)
- USX: 4.00% (Second Lien Position Loans to $49,999)
Personal Loan Calculators
