Best Personal Loan Rates in Union City, Pennsylvania (PA) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Union City, Pennsylvania include: Freedom Credit UnionFreedom Credit UnionA+5.0 ★Texas Ratio: 3.12% offering Personal Loan at 3.99% APR, Allentown Federal Credit UnionAllentown Federal Credit UnionA5.0 ★Texas Ratio: 9.11% offering Shares Pledged Loans at 4.00% APR, P&G Mehoopany Employees Federal Credit UnionP&G Mehoopany Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.90% offering Fuel Loan at 4.00% APR, USXUSXA+5.0 ★Texas Ratio: 5.49% offering Second Lien Position Loans to $49,999 at 4.00% APR, and MERCK SHARP and DOHMEMERCK SHARP and DOHMEA+5.0 ★Texas Ratio: 1.04% offering Undergraduate Loans at 4.24% APR. Personal loan rates as of May 2, 2026 according to verified data from MonitorBankRates.
Union City borrowers have access to 72 lenders serving the Pennsylvania area, with personal loan rates as low as 3.99% APR from Freedom Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Union City, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Union City, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 2, 2026
As Low As
up to $10,000.00
No additional details available.
$10,000
$50,000
$10,000
No additional details available.
3% over CD APR
$50,000
$10,000
No additional details available.
up to $10,000.00
$10,000
No additional details available.
No additional details available.
up to $10,000.00
$15,000; As Low As
$50,000
As Low As
No additional details available.
Rates as low as
up to 12 months
Maximum Loan $5,000
No additional details available.
$10,000
$50,000
As Low As; *Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required.
No additional details available.
As Low As
$10,000
90% of home value less encumbrances/liens
As Low As; $2,000 maximum. New loan only - no refinance
up to $2,500.00; As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
$25,000; As Low As
As Low As
As Low As
As Low As; w/ Auto Pay Discount
As Low As
No additional details available.
As Low As
As Low As; Offer ends April 20, 2026.
Rates as low as
up to $75,000
As Low As
As Low As; Special fixed up to 15 months!
As Low As
up to $5,000.00
Up to 75 % approved stocks
for well qualified borrowers
As Low As
No additional details available.
90% of home value less encumbrances/liens
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
8.00% CASH (Eligible with up to 4 impediments)
Special Rate for First-time Borrowers
As Low As; APR = Annual Percentage Rate
Rates as low as:
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As; Personal Loans
As Low As
No additional details available.
No additional details available.
As Low As; w/ Auto Pay Discount
As Low As
FIXED APR WITH AUTO PAY
60 month
As Low As; With terms up to 84 Months Max amount financed is 80% *This rate includes the .25% discount.
No additional details available.
As Low As
No additional details available.
15 year minimum is $20,000.00
As Low As; Fixed up to 36 months
As Low As; Personal Loans
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
Scores: 750-Above
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
Min. $1,000.00 / Max. $10,000.00
9.95% CASH (Eligible with up to 4 impediments
As Low As
No additional details available.
Rates as low as:
Rates as low as
No additional details available.
As Low As; $24.85
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; APR*
Requires Automatic repayment (ACH, Payroll, Checking, Savings); Loan amounts of $500- $1000
As Low As
As Low As
No additional details available.
up to 60 months
As Low As; Personal Loans
$20,000
As Low As; Personal Loans
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
Scores: 750-Above
As Low As
As Low As; w/ Auto Pay Discount
No additional details available.
As Low As
As Low As; Annual Percentage Rate
up to $12,000
No additional details available.
As Low As
No additional details available.
No additional details available.
up to $10,000
established direct deposit
Payment example per $1,000.00 borrowed at 8.5% APR* for 48 months is $24.67
No additional details available.
As Low As
As Low As; APR*
Rates as low as:
Up to $20,000 - Bill consolidation, Home Improvements, Vacation, Furnishings, and Appliances
No additional details available.
No additional details available.
up to $10,000
As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $20.63 per $1,000 borrowed at 8.74% for 60 months. Maximum Secured Loan $40,000, Maximum aggregate loan amount not to exceed $49,999
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As; w/ Auto Pay Discount
No additional details available.
As Low As
up to $75,000
As Low As
As Low As; Special fixed up to 15 months!
As Low As
up to $5,000.00
No additional details available.
Special Rate for First-time Borrowers
As Low As; APR = Annual Percentage Rate
No additional details available.
No additional details available.
As Low As; Personal Loans
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
No additional details available.
As Low As; w/ Auto Pay Discount
No additional details available.
60 month
As Low As
FIXED APR WITH AUTO PAY
As Low As
No additional details available.
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As; Personal Loans
As Low As; Fixed up to 36 months
No additional details available.
As Low As
As Low As
As Low As
As Low As; $24.85
As Low As
As Low As; Personal Loans
$20,000
As Low As; Personal Loans
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As; w/ Auto Pay Discount
As Low As
No additional details available.
No additional details available.
As Low As; Annual Percentage Rate
As Low As
No additional details available.
As Low As; APR*
Up to $20,000 - Bill consolidation, Home Improvements, Vacation, Furnishings, and Appliances
No additional details available.
No additional details available.
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
No additional details available.
As Low As; * For Qualified Buyer
No additional details available.
As Low As
up to $2,500.00; As Low As
No additional details available.
No additional details available.
As Low As
As Low As; Offer ends April 20, 2026.
No additional details available.
As Low As
15 year minimum is $20,000.00
Scores: 750-Above
As Low As
As Low As
As Low As; APR*
No additional details available.
Scores: 750-Above
No additional details available.
up to $10,000
No additional details available.
up to $10,000
Union City, PA Personal Loan Rate Trends
Compare local Union City, PA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania personal loan rates fell 0.157 points over the past 7 days to 10.244% APR.
Pennsylvania signature loan rates fell 0.001 points over the past 7 days to 11.280% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Pennsylvania?
Are credit unions or banks better for personal loans in Union City, Pennsylvania?
What are the best personal loan rates in Union City, Pennsylvania?
- Freedom Credit Union: 3.99% (Personal Loan)
- Allentown Federal Credit Union: 4.00% (Shares Pledged Loans)
- P&G Mehoopany Employees Federal Credit Union: 4.00% (Fuel Loan)
- USX: 4.00% (Second Lien Position Loans to $49,999)
- MERCK SHARP and DOHME: 4.24% (Undergraduate Loans)
Personal Loan Calculators
