Best Personal Loan Rates in Upper Darby, Pennsylvania (PA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Upper Darby, Pennsylvania include: Upper Darby Bell Telco Federal Credit UnionUpper Darby Bell Telco Federal Credit Union1410 Bywood Ave, Upper Darby, PA, 19082A+5.0 ★Texas Ratio: 0.65% offering Vacation Loan at 5.50% APR, TruMark Financial Credit UnionTruMark Financial Credit Union1884 S State Rd, Upper Darby, PA, 19082 5418A+5.0 ★Texas Ratio: 3.77% offering First Credit Loan at 6.25% APR, FORGEFORGE1402 Bywood Ave, Upper Darby, PA, 19082A+5.0 ★Texas Ratio: 1.11% offering Back-to-School Loan: 7/15 - 9/30 at 6.90% APR, Sun East Federal Credit UnionSun East Federal Credit Union1560 Garrett Rd, Upper Darby, PA, 19082A5.0 ★Texas Ratio: 9.14% offering Personal Loans at 9.99% APR, and Freedom Credit UnionFreedom Credit UnionA+5.0 ★Texas Ratio: 3.12% offering Personal Loan at 3.99% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Upper Darby has 4 local institutions in our database, with personal loan rates as low as 5.50% APR from Upper Darby Bell Telco Federal Credit Union at 1410 Bywood Ave, Upper Darby, PA, 19082. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Upper Darby, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Upper Darby, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
up to 12 months
As Low As
No additional details available.
up to 60 months
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No additional details available.
As Low As
As Low As
As Low As
up to 60 months
As Low As
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
As Low As
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
Revolving
No additional details available.
No additional details available.
As Low As
up to $10,000.00
$10,000
No additional details available.
As Low As
$50,000
$10,000
No additional details available.
3% over CD APR
$50,000
$10,000
UP TO 72 MONTHS
up to $10,000.00
$10,000
No additional details available.
No additional details available.
up to $10,000.00
As Low As; Borrow $500 - $2,500
As Low As; To Fund an IRA
As Low As; Up to 10 Years
$50,000
As Low As
As Low As
No additional details available.
As Low As
Auto title to a 'free and clear' vehicle, seven years old or newer
As Low As; Maximum Loan $5,000
No additional details available.
$10,000
$50,000
As Low As
As Low As; Proof of Income is required.
As Low As
As Low As
No additional details available.
As Low As
$10,000
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90% of home value less encumbrances/liens
As Low As; $2,000 maximum. New loan only - no refinance
As Low As; Additional amounts available. Amount, rate & term based on approved credit.
up to $2,500.00; As Low As
As Low As
No additional details available.
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As Low As
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As
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As Low As; w/ Auto Pay Discount
As Low As
As Low As
As Low As; *Annual Percentage Rate (APR) is current as of publication date. Terms and conditions may vary based on qualifications and collateral. This offer may be modified or discontinued without prior notice.
No additional details available.
As Low As
As Low As
As Low As; Offer ends April 20, 2026.
up to $75,000
As Low As; w/ Auto Pay Discount: as low as 6.39%
$5,000.00 for 48 months.
for well qualified borrowers
As Low As; Special fixed up to 15 months!
Up to 75 % approved stocks
As Low As
As Low As
As Low As
Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer
90% of home value less encumbrances/liens
No additional details available.
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
No additional details available.
No additional details available.
As Low As
No additional details available.
8.00% CASH (Eligible with up to 4 impediments)
As Low As
Special Rate for First-time Borrowers
Up to $4,000
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
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As Low As
No additional details available.
As Low As
No additional details available.
As Low As; w/ Auto Pay Discount
No additional details available.
As Low As; With terms up to 84 Months Max amount financed is 80% *This rate includes the .25% discount.
As Low As
60 month
As Low As; w/ Auto Pay Discount: as low as 7.39%
As Low As
No additional details available.
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance; 15 year minimum is $20,000.00
No additional details available.
As Low As; Fixed up to 36 months
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
Max Amount: $12,500
Scores: 750-Above
Maximum $30,000.00
FIXED APR WITH AUTO PAY
As Low As
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Min. $1,000.00 / Max. $10,000.00
9.95% CASH (Eligible with up to 4 impediments
No additional details available.
No additional details available.
As Low As
As Low As
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As Low As
No additional details available.
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As Low As
Requires Automatic repayment (ACH, Payroll, Checking, Savings); Loan amounts of $500- $1000
FICO Score 750+
750+
No additional details available.
As Low As
Max Amount: $12,500
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
As Low As
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
Revolving
As Low As
As Low As
As Low As
As Low As
As Low As; w/ Auto Pay Discount
As Low As; w/ Auto Pay Discount: as low as 6.39%
As Low As
up to $75,000
No additional details available.
As Low As; Special fixed up to 15 months!
As Low As
$5,000.00 for 48 months.
No additional details available.
As Low As
Special Rate for First-time Borrowers
Up to $4,000
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; w/ Auto Pay Discount
No additional details available.
60 month
As Low As; w/ Auto Pay Discount: as low as 7.39%
As Low As
No additional details available.
As Low As; Fixed up to 36 months
As Low As
As Low As
Max Amount: $12,500
As Low As
No additional details available.
As Low As
FIXED APR WITH AUTO PAY
As Low As
No additional details available.
As Low As
As Low As
Max Amount: $12,500
750+
FICO Score 750+
As Low As
As Low As; * For Qualified Buyer
No additional details available.
As Low As
No additional details available.
up to 60 months
As Low As
As Low As; Additional amounts available. Amount, rate & term based on approved credit.
up to $2,500.00; As Low As
No additional details available.
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As; Offer ends April 20, 2026.
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance; 15 year minimum is $20,000.00
Scores: 750-Above
As Low As
As Low As
As Low As
No additional details available.
Upper Darby, PA Personal Loan Rate Trends
Compare local Upper Darby, PA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania personal loan rates rose 0.065 points over the past 7 days to 10.574% APR.
Pennsylvania signature loan rates rose 0.033 points over the past 7 days to 11.222% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Pennsylvania?
Are credit unions or banks better for personal loans in Upper Darby, Pennsylvania?
What are the best personal loan rates in Upper Darby, Pennsylvania?
- Upper Darby Bell Telco Federal Credit Union: 5.50% (Vacation Loan)
- TruMark Financial Credit Union: 6.25% (First Credit Loan)
- FORGE: 6.90% (Back-to-School Loan: 7/15 - 9/30)
- Sun East Federal Credit Union: 9.99% (Personal Loans)
- Freedom Credit Union: 3.99% (Personal Loan)
Personal Loan Calculators
