Best Personal Loan Rates in Williamsport, Pennsylvania (PA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Williamsport, Pennsylvania include: Northwest Bank Warren, PANorthwest Bank Warren, PA300 Market St, Williamsport, PA, 17701A+5.0 ★Texas Ratio: 5.33% offering Equipment Term Loans at 5.99% APR, Fulton BankFulton Bank1732 E 3rd St, Williamsport, PA, 17701A+5.0 ★Texas Ratio: 4.98% offering Unsecured Optionline Tier 1 at 8.00% APR, West Branch Valley Federal Credit UnionWest Branch Valley Federal Credit Union1640 High St, Williamsport, PA, 17701A+5.0 ★Texas Ratio: 3.24% offering Personal Loans at 8.24% APR, Service 1st Federal Credit UnionService 1st Federal Credit Union814 Westminster Dr, Williamsport, PA, 17701A+5.0 ★Texas Ratio: 4.43% offering signature / unsecured at 8.99% APR, and First Harvest Federal Credit UnionFirst Harvest Federal Credit Union1935 E 3rd St, Williamsport, PA, 17701A+5.0 ★Texas Ratio: 4.67% offering Personal Loan at 10.24% APR. Personal loan rates as of April 5, 2026 according to verified data from MonitorBankRates.
Williamsport has 7 local institutions in our database, with personal loan rates as low as 5.99% APR from Northwest Bank Warren, PA at 300 Market St, Williamsport, PA, 17701. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Williamsport, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Williamsport, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 5, 2026
Offer valid on equipment term loans only. No lines of credit. Offer expires 4/15/2026. No refinancing of Northwest exisiting debt. SBA Loans and business credit cards are not eligible for promotional offer. All standard rates and terms apply. See bank for detials.
No additional details available.
As Low As
$20,000
$20,000
$20,000
$20,000
$20,000
$20,000
As Low As
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As Low As
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As Low As
No additional details available.
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Loans in the amounts of $500 to $2,500 are available; Flexible terms of 6 to 24 months with a low processing fee of $35
As Low As
As Low As; APR Effective 11/9/2022
As Low As
As Low As
No additional details available.
$10,000
up to $10,000.00
$50,000
$10,000
No additional details available.
3% over CD APR
$50,000
$10,000
Payment example per $1,000 borrowed for 36 months at 4.50% APR = $29.75
UP TO 72 MONTHS
up to $10,000.00
$10,000
No additional details available.
No additional details available.
up to $10,000.00
As Low As; Up to 10 Years
As Low As; To Fund an IRA
$50,000
Fixed rates
As Low As
As Low As
No additional details available.
As Low As
As Low As; up to $3,000 for 12 months
No additional details available.
As Low As; Maximum Loan $5,000
up to 12 months
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
$10,000
$50,000
As Low As
As Low As; Proof of Income is required.
As Low As
As Low As; Consolidate up to $25,000 for as low as 5.75% APR with a Co-maker
As Low As
No additional details available.
No additional details available.
As Low As
$10,000
As Low As
As Low As
As Low As; Debt Consolidation Loan rates start as low as 5.95% APR and will only be offered for a limited time
90% of home value less encumbrances/liens
As Low As; $2,000 maximum. New loan only - no refinance
up to $2,500.00; As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As
As Low As
As Low As
As Low As; Funds must be payable to Tax Collector, State, or Federal.
As Low As
As Low As
As Low As; w/ Auto Pay Discount
Limit up to $10,000.00
As Low As
As Low As; *Annual Percentage Rate (APR) is current as of publication date. Terms and conditions may vary based on qualifications and collateral. This offer may be modified or discontinued without prior notice.
No additional details available.
As Low As
As Low As
As Low As
up to $75,000
As Low As
for well qualified borrowers
up to $5,000.00
Up to 75 % approved stocks
As Low As
As Low As; Special fixed up to 15 months!
As Low As; Rates as low as 5.625% (6.508% APR)
As Low As
As Low As
Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer
No additional details available.
90% of home value less encumbrances/liens
No additional details available.
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
8.00% CASH (Eligible with up to 4 impediments)
PRD/ACH 8.00% CASH (Eligible with up to 4 impediments)
As Low As
$7,500.00
As Low As
Up to $4,000
Special Rate for First-time Borrowers
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As; w/ Auto Pay Discount
No additional details available.
No additional details available.
As Low As
60 month
As Low As
As Low As
No additional details available.
No additional details available.
Maximum $49,999.99; 15 year minimum is $20,000.00; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As; Fixed up to 36 months
As Low As
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
No additional details available.
As Low As
As Low As
Max Amount: $12,500
No additional details available.
Maximum $30,000.00
As Low As; Advertised Annual Percentage Rate accurate as of 7/22/2025 and are subject to change without notice. 7.89% APR available to qualified borrowers: 1). Requesting a minimum loan amount of $7,500; 2) With a bank-obtained credit score of at least 740; 3). Who have an eligible CBNA checking account (Includes: CBNA Carefree Checking, Premium Checking, or 50 Direct Checking); AND 4). With autopay from an eligible CBNA checking account. Maximum Loan Term is 60 months. Minimum Period for Repayment: 12 Months. Credit scores below 740 can range up to a maximum APR of 16.00% (rate without eligible CBNA checking account discount and without autopay discount). No origination fee, No Pre-payment penalty fee. For example, a 60-month $15,000 unsecured loan with an 7.89% interest rate would have 60 scheduled monthly payments of approximately $303.37.Other terms and conditions may apply. Call for details.
As Low As
As Low As
No additional details available.
PRD/ACH 9.95% CASH (Eligible with up to 4 impediments)
Min. $1,000.00 / Max. $10,000.00
730+ FICO
As Low As
9.95% CASH (Eligible with up to 4 impediments
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
As Low As
As Low As; ...
As Low As
No additional details available.
As Low As
As Low As
$20,000
$20,000
$20,000
$20,000
$20,000
$20,000
No additional details available.
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No additional details available.
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No additional details available.
As Low As; APR Effective 11/9/2022
As Low As
As Low As
As Low As
As Low As
As Low As; w/ Auto Pay Discount
No additional details available.
As Low As
up to $75,000
As Low As
As Low As; Special fixed up to 15 months!
As Low As
up to $5,000.00
No additional details available.
As Low As
Special Rate for First-time Borrowers
Up to $4,000
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
No additional details available.
As Low As; w/ Auto Pay Discount
No additional details available.
60 month
As Low As
No additional details available.
As Low As
As Low As; Fixed up to 36 months
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
No additional details available.
Max Amount: $12,500
As Low As
As Low As; Advertised Annual Percentage Rate accurate as of 7/22/2025 and are subject to change without notice. 7.89% APR available to qualified borrowers: 1). Requesting a minimum loan amount of $7,500; 2) With a bank-obtained credit score of at least 740; 3). Who have an eligible CBNA checking account (Includes: CBNA Carefree Checking, Premium Checking, or 50 Direct Checking); AND 4). With autopay from an eligible CBNA checking account. Maximum Loan Term is 60 months. Minimum Period for Repayment: 12 Months. Credit scores below 740 can range up to a maximum APR of 16.00% (rate without eligible CBNA checking account discount and without autopay discount). No origination fee, No Pre-payment penalty fee. For example, a 60-month $15,000 unsecured loan with an 7.89% interest rate would have 60 scheduled monthly payments of approximately $303.37.Other terms and conditions may apply. Call for details.
730+ FICO
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
As Low As; ...
No additional details available.
As Low As; Consolidate up to $25,000 for as low as 5.75% APR with a Co-maker
As Low As; Debt Consolidation Loan rates start as low as 5.95% APR and will only be offered for a limited time
As Low As; * For Qualified Buyer
No additional details available.
As Low As
As Low As
up to $2,500.00; As Low As
No additional details available.
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As
Maximum $49,999.99; 15 year minimum is $20,000.00; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
No additional details available.
No additional details available.
Williamsport, PA Personal Loan Rate Trends
Compare local Williamsport, PA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania personal loan rates rose 0.038 points over the past 7 days to 10.372% APR.
Pennsylvania signature loan rates fell 0.822 points over the past 7 days to 11.292% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Pennsylvania?
Are credit unions or banks better for personal loans in Williamsport, Pennsylvania?
What are the best personal loan rates in Williamsport, Pennsylvania?
- Northwest Bank Warren, PA: 5.99% (Equipment Term Loans)
- Fulton Bank: 8.00% (Unsecured Optionline Tier 1)
- West Branch Valley Federal Credit Union: 8.24% (Personal Loans)
- Service 1st Federal Credit Union: 8.99% (signature / unsecured)
- First Harvest Federal Credit Union: 10.24% (Personal Loan)
Personal Loan Calculators
