MonitorBankRates
Home Personal Loans Rhode Island East Greenwich iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our editorial team independently verifies all rates and data displayed. Advertiser relationships do not influence our health rating, star rankings, Texas Ratio calculation, or the rates shown.

Best Personal Loan Rates in East Greenwich, Rhode Island (RI) - April 2026

Current personal loan options available to borrowers in East Greenwich, Rhode Island include: Coastal1 Credit UnionCoastal1 Credit Union5661 Post Rd, East Greenwich, RI, 02818 3441A+5.0 ★Texas Ratio: 2.03% offering Balloon Land Loans (Buildable Lot) 1/1 at 6.71% APR, Washington Trust Company, of WesterlyWashington Trust Company, of Westerly695 Main St, East Greenwich, RI, 02818A5.0 ★Texas Ratio: 7.68% offering Land Loans (Buildable Land) at 8.24% APR, Navigant Credit UnionNavigant Credit Union2300 New London Tpke, East Greenwich, RI, 02818A+5.0 ★Texas Ratio: 4.27% offering Personal Loans at 9.24% APR, Rhode Island Credit UnionRhode Island Credit UnionA+5.0 ★Texas Ratio: 2.38% offering Personal Loan at 6.65% APR, and Cumberland Municipal Employees Federal Credit UnionCumberland Municipal Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.27% offering Holiday Loan at 9.00% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.

East Greenwich has 3 local institutions in our database, with personal loan rates as low as 6.71% APR from Coastal1 Credit Union at 5661 Post Rd, East Greenwich, RI, 02818 3441. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in East Greenwich, Rhode Island.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in East Greenwich, Rhode Island. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
5661 Post Rd, East Greenwich, RI, 02818 3441
Balloon Land Loans (Buildable Lot) 1/1
6.71%
APR6.71%
Last UpdatedApril 12, 2026
Details

No additional details available.

Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
5661 Post Rd, East Greenwich, RI, 02818 3441
Equity Loans
7.13%
APR7.13%
Last UpdatedApril 12, 2026
Details

No additional details available.

Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
5661 Post Rd, East Greenwich, RI, 02818 3441
Loans
7.13%
APR7.13%
Last UpdatedApril 12, 2026
Details

As Low As

Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
5661 Post Rd, East Greenwich, RI, 02818 3441
Balloon Land Loans (Buildable Lot) 5/1
7.16%
APR7.16%
Last UpdatedApril 12, 2026
Details

No additional details available.

Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
5661 Post Rd, East Greenwich, RI, 02818 3441
Equity Loans
7.38%
APR7.38%
Last UpdatedApril 12, 2026
Details

No additional details available.

Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
5661 Post Rd, East Greenwich, RI, 02818 3441
Equity Loans
7.63%
APR7.63%
Last UpdatedApril 12, 2026
Details

No additional details available.

Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
5661 Post Rd, East Greenwich, RI, 02818 3441
Equity Loans
7.88%
APR7.88%
Last UpdatedApril 12, 2026
Details

No additional details available.

Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
695 Main St, East Greenwich, RI, 02818
Land Loans (Buildable Land)
8.24%
APR8.24%
Last UpdatedApril 12, 2026
Details

Up to 65% LTV

Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
695 Main St, East Greenwich, RI, 02818
Land Loans (Buildable Land)
8.54%
APR8.54%
Last UpdatedApril 12, 2026
Details

Up to 65% LTV

Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
695 Main St, East Greenwich, RI, 02818
Land Loans (Buildable Land)
8.74%
APR8.74%
Last UpdatedApril 12, 2026
Details

Up to 65% LTV

Navigant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
2300 New London Tpke, East Greenwich, RI, 02818
Personal Loans
9.24%
APR9.24%
Last UpdatedApril 12, 2026
Details

No additional details available.

Navigant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
2300 New London Tpke, East Greenwich, RI, 02818
Personal Loans
9.74%
APR9.74%
Last UpdatedApril 12, 2026
Details

No additional details available.

Navigant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
2300 New London Tpke, East Greenwich, RI, 02818
Personal Loans
10.24%
APR10.24%
Last UpdatedApril 12, 2026
Details

No additional details available.

Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
5661 Post Rd, East Greenwich, RI, 02818 3441
Personal/Consolidation Loans
10.49%
APR10.49%
Last UpdatedApril 12, 2026
Details

Loan amounts up to $10,000

Navigant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
2300 New London Tpke, East Greenwich, RI, 02818
Personal Loans
10.74%
APR10.74%
Last UpdatedApril 12, 2026
Details

No additional details available.

Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
5661 Post Rd, East Greenwich, RI, 02818 3441
Personal/Consolidation Loans
10.99%
APR10.99%
Last UpdatedApril 12, 2026
Details

Loan amounts $10,001 - $15,000

Navigant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
2300 New London Tpke, East Greenwich, RI, 02818
Personal Loans
11.24%
APR11.24%
Last UpdatedApril 12, 2026
Details

No additional details available.

Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
695 Main St, East Greenwich, RI, 02818
Unsecured Personal Loans
13.75%
APR13.75%
Last UpdatedApril 12, 2026
Details

No additional details available.

Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
695 Main St, East Greenwich, RI, 02818
Unsecured Personal Loans
15.65%
APR15.65%
Last UpdatedApril 12, 2026
Details

No additional details available.

Navigant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
2300 New London Tpke, East Greenwich, RI, 02818
Smart Start Loan
18.00%
APR18.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

Rhode Island Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Personal Loan
6.65%
APR6.65%
Last UpdatedApril 12, 2026
Details

No additional details available.

Cumberland Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Holiday Loan
9.00%
APR9.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

Cranston Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
Personal Loans
9.49%
APR9.49%
Last UpdatedApril 12, 2026
Details

As Low As

Westerly Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

The Peoples Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
Any Purpose Loan
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

No additional details available.

Wave Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Personal Unsecured Loan
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Personal Loans - Dime Deposit Account Hold
10.25%
APR10.25%
Last UpdatedApril 12, 2026
Details

No additional details available.

Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Personal Loans - Dime Deposit Account Holder
10.25%
APR10.25%
Last UpdatedApril 12, 2026
Details

No additional details available.

Blackstone River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Personal Loans
10.45%
APR10.45%
Last UpdatedApril 12, 2026
Details

As Low As

Blackstone River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Personal Unsecured
10.45%
APR10.45%
Last UpdatedApril 12, 2026
Details

As Low As

Blackstone River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Personal with co-maker
10.45%
APR10.45%
Last UpdatedApril 12, 2026
Details

As Low As

Rhode Island Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Personal Loan
10.65%
APR10.65%
Last UpdatedApril 12, 2026
Details

No additional details available.

Cumberland Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Personal Loan
12.00%
APR12.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Personal Loans - Non Dime Deposit Account Holder
12.25%
APR12.25%
Last UpdatedApril 12, 2026
Details

No additional details available.

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Pet Expense Loan
12.49%
APR12.49%
Last UpdatedApril 12, 2026
Details

depending on credit score

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Pet Expense Loan
12.74%
APR12.74%
Last UpdatedApril 12, 2026
Details

depending on credit score

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Pet Expense Loan
12.99%
APR12.99%
Last UpdatedApril 12, 2026
Details

depending on credit score

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Pet Expense Loan
13.24%
APR13.24%
Last UpdatedApril 12, 2026
Details

depending on credit score

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Personal Loan
13.75%
APR13.75%
Last UpdatedApril 12, 2026
Details

depending on credit score

Milford Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Unsecured Personal Loan
14.00%
APR14.00%
Last UpdatedApril 12, 2026
Details

Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Personal Loan
14.25%
APR14.25%
Last UpdatedApril 12, 2026
Details

depending on credit score

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Personal Loan
14.75%
APR14.75%
Last UpdatedApril 12, 2026
Details

depending on credit score

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Personal Loan
15.75%
APR15.75%
Last UpdatedApril 12, 2026
Details

depending on credit score

Ocean State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Debt Consolidation Loans
15.75%
APR15.75%
Last UpdatedApril 12, 2026
Details

As Low As

Ocean State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Personal Loans
15.75%
APR15.75%
Last UpdatedApril 12, 2026
Details

As Low As

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Personal Bridge Loan
16.00%
APR16.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Personal Bridge Loan
18.00%
APR18.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Personal Bridge Loan
20.00%
APR20.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Navigant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
2300 New London Tpke, East Greenwich, RI, 02818
Personal Loans
9.24%
APR9.24%
Last UpdatedApril 12, 2026
Details

No additional details available.

Navigant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
2300 New London Tpke, East Greenwich, RI, 02818
Personal Loans
9.74%
APR9.74%
Last UpdatedApril 12, 2026
Details

No additional details available.

Navigant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
2300 New London Tpke, East Greenwich, RI, 02818
Personal Loans
10.24%
APR10.24%
Last UpdatedApril 12, 2026
Details

No additional details available.

Navigant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
2300 New London Tpke, East Greenwich, RI, 02818
Personal Loans
10.74%
APR10.74%
Last UpdatedApril 12, 2026
Details

No additional details available.

Navigant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
2300 New London Tpke, East Greenwich, RI, 02818
Personal Loans
11.24%
APR11.24%
Last UpdatedApril 12, 2026
Details

No additional details available.

Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
695 Main St, East Greenwich, RI, 02818
Unsecured Personal Loans
13.75%
APR13.75%
Last UpdatedApril 12, 2026
Details

No additional details available.

Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
695 Main St, East Greenwich, RI, 02818
Unsecured Personal Loans
15.65%
APR15.65%
Last UpdatedApril 12, 2026
Details

No additional details available.

Rhode Island Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Personal Loan
6.65%
APR6.65%
Last UpdatedApril 12, 2026
Details

No additional details available.

Cranston Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
Personal Loans
9.49%
APR9.49%
Last UpdatedApril 12, 2026
Details

As Low As

Westerly Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Personal Loans - Dime Deposit Account Holder
10.25%
APR10.25%
Last UpdatedApril 12, 2026
Details

No additional details available.

Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Personal Loans - Dime Deposit Account Hold
10.25%
APR10.25%
Last UpdatedApril 12, 2026
Details

No additional details available.

Blackstone River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Personal Loans
10.45%
APR10.45%
Last UpdatedApril 12, 2026
Details

As Low As

Rhode Island Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Personal Loan
10.65%
APR10.65%
Last UpdatedApril 12, 2026
Details

No additional details available.

Cumberland Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Personal Loan
12.00%
APR12.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Personal Loans - Non Dime Deposit Account Holder
12.25%
APR12.25%
Last UpdatedApril 12, 2026
Details

No additional details available.

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Personal Loan
13.75%
APR13.75%
Last UpdatedApril 12, 2026
Details

depending on credit score

Milford Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Unsecured Personal Loan
14.00%
APR14.00%
Last UpdatedApril 12, 2026
Details

Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Personal Loan
14.25%
APR14.25%
Last UpdatedApril 12, 2026
Details

depending on credit score

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Personal Loan
14.75%
APR14.75%
Last UpdatedApril 12, 2026
Details

depending on credit score

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Personal Loan
15.75%
APR15.75%
Last UpdatedApril 12, 2026
Details

depending on credit score

Ocean State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Personal Loans
15.75%
APR15.75%
Last UpdatedApril 12, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Ocean State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
Debt Consolidation Loans
15.75%
APR15.75%
Last UpdatedApril 12, 2026
Details

As Low As

No signature loans personal loan rates found in East Greenwich, RI currently.
No home improvement personal loan rates found in East Greenwich, RI currently.

East Greenwich, RI Personal Loan Rate Trends

Compare local East Greenwich, RI personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Rhode Island Personal Loan Trends →
Personal Loan — RI Avg
11.471%
▲ 0.111 vs 7 days ago

Rhode Island personal loan rates rose 0.111 points over the past 7 days to 11.471% APR.

Signature Loan — RI Avg
11.089%
▼ 0.923 vs 7 days ago

Rhode Island signature loan rates fell 0.923 points over the past 7 days to 11.089% APR.

As of Apr 12, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Rhode Island?

Most lenders in East Greenwich, Rhode Island require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Rhode Island often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in East Greenwich, Rhode Island require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Rhode Island?

Yes. Debt consolidation is one of the most common uses of personal loans in East Greenwich, Rhode Island. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in East Greenwich, Rhode Island?

Credit unions in East Greenwich, Rhode Island often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in East Greenwich, Rhode Island?

  • Coastal1 Credit Union: 6.71% (Balloon Land Loans (Buildable Lot) 1/1)
  • Washington Trust Company, of Westerly: 8.24% (Land Loans (Buildable Land))
  • Navigant Credit Union: 9.24% (Personal Loans)
  • Rhode Island Credit Union: 6.65% (Personal Loan)
  • Cumberland Municipal Employees Federal Credit Union: 9.00% (Holiday Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in East Greenwich, Rhode Island. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 11, 2026.