Best Personal Loan Rates in Pawtucket, Rhode Island (RI) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Pawtucket, Rhode Island include: Rhode Island Credit UnionRhode Island Credit Union594 Central Ave, Pawtucket, RI, 02861 1956A+5.0 ★Texas Ratio: 2.38% offering Personal Loan at 6.65% APR, Washington Trust Company, of WesterlyWashington Trust Company, of WesterlyA5.0 ★Texas Ratio: 7.68% offering Land Loans (Buildable Land) at 8.24% APR, Cumberland Municipal Employees Federal Credit UnionCumberland Municipal Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.27% offering Holiday Loan at 9.00% APR, Cranston Municipal Employees Credit UnionCranston Municipal Employees Credit UnionA+5.0 ★Texas Ratio: 0.59% offering Personal Loans at 9.49% APR, and Wave Federal Credit UnionWave Federal Credit UnionA+5.0 ★Texas Ratio: 1.65% offering Personal Unsecured Loan at 9.99% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Pawtucket has 1 local institution in our database, with personal loan rates as low as 6.65% APR from Rhode Island Credit Union at 594 Central Ave, Pawtucket, RI, 02861 1956. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Pawtucket, Rhode Island.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Pawtucket, Rhode Island. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
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Up to 65% LTV
Up to 65% LTV
Up to 65% LTV
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As Low As; Maximum 60-Month Term | Borrow Up to $14,000
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As Low As
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Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
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As Low As
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As Low As
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As Low As; Maximum 60-Month Term | Borrow Up to $14,000
No additional details available.
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No additional details available.
Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
No additional details available.
As Low As
Pawtucket, RI Personal Loan Rate Trends
Compare local Pawtucket, RI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Rhode Island personal loan rates currently average 11.471% APR.
Rhode Island signature loan rates fell 0.029 points over the past 7 days to 11.078% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Rhode Island?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Rhode Island?
Are credit unions or banks better for personal loans in Pawtucket, Rhode Island?
What are the best personal loan rates in Pawtucket, Rhode Island?
- Rhode Island Credit Union: 6.65% (Personal Loan)
- Washington Trust Company, of Westerly: 8.24% (Land Loans (Buildable Land))
- Cumberland Municipal Employees Federal Credit Union: 9.00% (Holiday Loan)
- Cranston Municipal Employees Credit Union: 9.49% (Personal Loans)
- Wave Federal Credit Union: 9.99% (Personal Unsecured Loan)
Personal Loan Calculators
