Best Personal Loan Rates in Warwick, Rhode Island - June
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Warwick, Rhode Island include: Greenwood Credit UnionGreenwood Credit Union2669 Post Rd, Warwick, RI, 02886 3039A+5.0 ★Texas Ratio: 3.39% offering 2024 - NEW Loan at 5.24% APR, Rhode Island Credit UnionRhode Island Credit Union95 Jefferson Blvd, Warwick, RI, 02888A+5.0 ★Texas Ratio: 2.30% offering Personal Loan at 6.65% APR, Coastal1 Credit UnionCoastal1 Credit Union405 Warwick Ave, Warwick, RI, 02888 1344A+5.0 ★Texas Ratio: 1.96% offering Balloon Land Loans (Buildable Lot) 1/1 at 6.82% APR, Navigant Credit UnionNavigant Credit Union2100 Warwick Ave, Warwick, RI, 02889A+5.0 ★Texas Ratio: 4.08% offering Personal Loans at 9.24% APR, and Ocean State Credit UnionOcean State Credit Union2247 W Shore Rd, Warwick, RI, 02889 8440A5.0 ★Texas Ratio: 6.99% offering Personal Loans at 15.75% APR. Personal loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Warwick has 5 local institutions in our database, with personal loan rates as low as 5.24% APR from Greenwood Credit Union at 2669 Post Rd, Warwick, RI, 02886 3039. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Warwick, Rhode Island.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Warwick, Rhode Island. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 16, 2026
Warwick Personal Loan Rates
No additional details available.
Prime minus .50% if qualifications met
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Up to $50,000
Up to $50,000
Up to $50,000
Loan amounts up to $10,000
No additional details available.
All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.
Up to $50,000
No additional details available.
Loan amounts $10,001 - $15,000
Up to $50,000
No additional details available.
No additional details available.
depending on credit score
depending on credit score
depending on credit score
depending on credit score
depending on credit score
depending on credit score
depending on credit score
As Low As
depending on credit score
Loan Amount: Up to $1,020.00**
Loan Amount: Up to $1,020.00**
Loan Amount: Up to $1,020.00 **
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
APR* as low as 9.49%
As Low As
As Low As
No additional details available.
Rates as low as
As Low As; Borrow Up to $14,000
Rates as low as
No additional details available.
No additional details available.
Intro rate expires: 0.00%; Regular APR: 12.49%
Promotional APR for Purchases and Balance Transfers: 0.00%; Regular APR: 12.49% to 15.99%
Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
Promotional APR for Purchases and Balance Transfers: 0.00%; Regular APR: 15.99% - 18.00%
Intro rate expires: 0.00%; Regular APR: 15.99%
Warwick Personal Loan Rates
All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.
Up to $50,000
Up to $50,000
Up to $50,000
All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.
Up to $50,000
Up to $50,000
depending on credit score
depending on credit score
depending on credit score
As Low As
depending on credit score
No additional details available.
No additional details available.
No additional details available.
APR* as low as 9.49%
As Low As
As Low As; Borrow Up to $14,000
No additional details available.
Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
Warwick Debt Consolidation Loan Rates
Warwick Signature Loan Rates
Warwick, RI Personal Loan Rate Trends
Compare local Warwick, RI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Rhode Island personal loan rates fell 0.307 points over the past 7 days to 10.369% APR.
Rhode Island signature loan rates fell 0.066 points over the past 7 days to 10.980% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Warwick, Rhode Island personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Warwick, Rhode Island directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Warwick, Rhode Island. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in RI.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Rhode Island?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Rhode Island?
Are credit unions or banks better for personal loans in Warwick, Rhode Island?
What are the best personal loan rates in Warwick, Rhode Island?
- Greenwood Credit Union: 5.24% (2024 - NEW Loan)
- Rhode Island Credit Union: 6.65% (Personal Loan)
- Coastal1 Credit Union: 6.82% (Balloon Land Loans (Buildable Lot) 1/1)
- Navigant Credit Union: 9.24% (Personal Loans)
- Ocean State Credit Union: 15.75% (Personal Loans)
Warwick, Rhode Island Rates & Resources
Personal Loan Calculators
