Best Personal Loan Rates in Warwick, Rhode Island (RI) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Warwick, Rhode Island include: Citizens BankCitizens Bank2574 W Shore Rd, Warwick, RI, 02889A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR, Rhode Island Credit UnionRhode Island Credit Union95 Jefferson Blvd, Warwick, RI, 02888A+5.0 ★Texas Ratio: 2.38% offering Personal Loan at 6.65% APR, Coastal1 Credit UnionCoastal1 Credit Union405 Warwick Ave, Warwick, RI, 02888 1344A+5.0 ★Texas Ratio: 2.03% offering Balloon Land Loans (Buildable Lot) 1/1 at 6.71% APR, TD BankTD Bank2625 W Shore Rd, Warwick, RI, 02889A5.0 ★Texas Ratio: 6.30% offering Personal Loan at 7.99% APR, and Washington Trust Company, of WesterlyWashington Trust Company, of Westerly236 Centerville Road (rt 117), Warwick, RI, 02886A5.0 ★Texas Ratio: 7.68% offering Land Loans (Buildable Land) at 8.24% APR. Personal loan rates as of April 8, 2026 according to verified data from MonitorBankRates.
Warwick has 9 local institutions in our database, with personal loan rates as low as 5.45% APR from Citizens Bank at 2574 W Shore Rd, Warwick, RI, 02889. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Warwick, Rhode Island.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Warwick, Rhode Island. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 8, 2026
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Your interest rate and monthly payments can fluctuate during the repayment period.
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Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
Up to 65% LTV
Up to 65% LTV
Up to 65% LTV
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Loan amounts up to $10,000
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Loan amounts $10,001 - $15,000
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Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
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Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
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Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
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Warwick, RI Personal Loan Rate Trends
Compare local Warwick, RI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Rhode Island personal loan rates fell 1.548 points over the past 7 days to 11.353% APR.
Rhode Island signature loan rates fell 0.099 points over the past 7 days to 11.067% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Rhode Island?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Rhode Island?
Are credit unions or banks better for personal loans in Warwick, Rhode Island?
What are the best personal loan rates in Warwick, Rhode Island?
- Citizens Bank: 5.45% (Medical Residency Refinance Loan)
- Rhode Island Credit Union: 6.65% (Personal Loan)
- Coastal1 Credit Union: 6.71% (Balloon Land Loans (Buildable Lot) 1/1)
- TD Bank: 7.99% (Personal Loan)
- Washington Trust Company, of Westerly: 8.24% (Land Loans (Buildable Land))
Personal Loan Calculators
