Best Personal Loan Rates in Westerly, Rhode Island (RI) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Westerly, Rhode Island include: Citizens BankCitizens Bank112 Franklin St, Westerly, RI, 02891A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR, Washington Trust Company, of WesterlyWashington Trust Company, of Westerly23 Broad St, Westerly, RI, 02891A5.0 ★Texas Ratio: 7.68% offering Land Loans (Buildable Land) at 8.24% APR, Navigant Credit UnionNavigant Credit Union48 Franklin st, Westerly, RI, 02891 3123A+5.0 ★Texas Ratio: 4.27% offering Personal Loans at 9.24% APR, Westerly Community Credit UnionWesterly Community Credit Union122 Granite St, Westerly, RI, 02891A+5.0 ★Texas Ratio: 1.26% offering Personal Loan at 9.99% APR, and Rhode Island Credit UnionRhode Island Credit UnionA+5.0 ★Texas Ratio: 2.38% offering Personal Loan at 6.65% APR. Personal loan rates as of April 8, 2026 according to verified data from MonitorBankRates.
Westerly has 4 local institutions in our database, with personal loan rates as low as 5.45% APR from Citizens Bank at 112 Franklin St, Westerly, RI, 02891. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Westerly, Rhode Island.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Westerly, Rhode Island. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 8, 2026
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Your interest rate and monthly payments can fluctuate during the repayment period.
Up to 65% LTV
Up to 65% LTV
Up to 65% LTV
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Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
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Loan amounts up to $10,000
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Loan amounts $10,001 - $15,000
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depending on credit score
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Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
depending on credit score
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Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
As Low As
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depending on credit score
Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
depending on credit score
depending on credit score
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depending on credit score
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Westerly, RI Personal Loan Rate Trends
Compare local Westerly, RI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Rhode Island personal loan rates fell 1.548 points over the past 7 days to 11.353% APR.
Rhode Island signature loan rates fell 0.099 points over the past 7 days to 11.067% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Rhode Island?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Rhode Island?
Are credit unions or banks better for personal loans in Westerly, Rhode Island?
What are the best personal loan rates in Westerly, Rhode Island?
- Citizens Bank: 5.45% (Medical Residency Refinance Loan)
- Washington Trust Company, of Westerly: 8.24% (Land Loans (Buildable Land))
- Navigant Credit Union: 9.24% (Personal Loans)
- Westerly Community Credit Union: 9.99% (Personal Loan)
- Rhode Island Credit Union: 6.65% (Personal Loan)
Personal Loan Calculators
