Best Personal Loan Rates in Cumberland City, Tennessee -
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Cumberland City, Tennessee include: Tennessee Valley Federal Credit UnionTennessee Valley Federal Credit UnionA+5.0 ★Texas Ratio: 3.89% offering Mileage - Within 3 most recent model years and less than 25,000 miles Loan at 4.89% APR, Nashville Firemens Credit UnionNashville Firemens Credit UnionA+5.0 ★Texas Ratio: 4.99% offering New Computers (100% of Retail) Loan at 4.99% APR, United Southeast Federal Credit UnionUnited Southeast Federal Credit UnionA+5.0 ★Texas Ratio: 2.38% offering Personal Loans at 5.15% APR, Clinchfield Federal Credit UnionClinchfield Federal Credit UnionA+5.0 ★Texas Ratio: 1.11% offering New Recreational Equipment Loans - Models 5 years or newer at 5.60% APR, and Gallatin Steam Plant Credit UnionGallatin Steam Plant Credit UnionA+5.0 ★Texas Ratio: 1.77% offering Loans at 5.99% APR. Personal loan rates as of July 6, 2026 according to verified data from MonitorBankRates.
Cumberland City borrowers have access to 42 lenders serving the Tennessee area, with personal loan rates as low as 4.89% APR from Tennessee Valley Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Cumberland City, Tennessee.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Cumberland City, Tennessee. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 6, 2026
Cumberland City Personal Loan Rates
No additional details available.
As Low As
Amount: Up to $2000
No additional details available.
No additional details available.
As Low As; 100% Retail
As Low As
No additional details available.
As low as
As Low As
Credit Rating: A+
Credit Rating: A+
Appraised Value or Purchase Price (whichever is less). The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
No additional details available.
Credit Rating: A
Credit Rating: A+
No additional details available.
Appraised Value or Purchase Price (whichever is less). The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
Credit Rating: A
No additional details available.
No additional details available.
No additional details available.
As Low As; New money only. Eligibility required. NCUA insured.
No additional details available.
No additional details available.
No additional details available.
As Low As
Credit Rating: A
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
Loans up to $250,000. No prepayment penalties. Personal guarantees may be waived.
As Low As; Fixed
Credit Rating: B
As Low As
Maximum Amount: 20% of Gross Income - Depends on Credit Score
Maximum Amount: 20% of Gross Income - Depends on Credit Score
No additional details available.
No additional details available.
Credit Rating: B
Limits: $500-$50,000
No additional details available.
No additional details available.
As Low As; APR = Annual Percentage Rate. Rates subject to change without notice.
Amount: Up to 100%
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Credit Rating: B
The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
Purchase Price Plus Sales Tax. The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
No additional details available.
No additional details available.
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No additional details available.
Maximum Amount: $1,000
No additional details available.
As Low As
As Low As; Rate accurate as of July 3, 2026
No additional details available.
No additional details available.
Credit Rating: C
No additional details available.
As Low As; Including Debt Consolidation
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Member's interest rate decreased from 13.99% to 8.99%.
Models 2015 - 2016
Credit Rating: C
No additional details available.
As Low As; Rate accurate as of July 3, 2026
$26,000; As Low As
As Low As
$1,500; As Low As
No additional details available.
No additional details available.
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No additional details available.
As Low As
Rate accurate as of July 3, 2026
As Low As; Rate accurate as of July 3, 2026
maximum $35,000
No additional details available.
Credit Rating: D
Limits: $500-$25,000
No additional details available.
No additional details available.
As Low As; See disclosure section below for details
No additional details available.
No additional details available.
As Low As
As Low As; APR* 36 Months
No additional details available.
APR* Up To: 18.00%
Unsecured loan rate as low as 10% for limits less than $2000. Terms at 12 months.
As Low As
No additional details available.
Rate accurate as of July 3, 2026
No additional details available.
Credit Score: 850-750
Credit Rating: D
Credit Score: 850-750
As Low As
Rate accurate as of July 3, 2026
No additional details available.
Credit Score: 749-700
No additional details available.
No additional details available.
No additional details available.
As Low As; APR* 48 Months
No additional details available.
No additional details available.
Credit Score: 749-700
Max $50,000
Rate accurate as of July 3, 2026
Credit Score: 699-650
Max $50,000
Credit Score: 699-650
As Low As
Variable
As Low As; APR* 60 Months
No additional details available.
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No additional details available.
Single payment
No additional details available.
Rate accurate as of July 3, 2026
No additional details available.
No additional details available.
As Low As; Fixed
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Limits: $500-$7,500
No additional details available.
As Low As
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As Low As
As Low As
Regular APR: 25.15%
Up to $10,000
Cumberland City Personal Loan Rates
Amount: Up to $2000
As Low As
No additional details available.
As Low As
Rate accurate as of July 3, 2026
As Low As; APR* 36 Months
As Low As; See disclosure section below for details
As Low As
Rate accurate as of July 3, 2026
No additional details available.
Rate accurate as of July 3, 2026
As Low As; APR* 48 Months
Rate accurate as of July 3, 2026
As Low As; APR* 60 Months
Rate accurate as of July 3, 2026
No additional details available.
No additional details available.
As Low As
Cumberland City Debt Consolidation Loan Rates
$26,000; As Low As
No additional details available.
maximum $35,000
No additional details available.
Cumberland City Signature Loan Rates
As Low As
Maximum Amount: 20% of Gross Income - Depends on Credit Score
As Low As
As Low As; APR = Annual Percentage Rate. Rates subject to change without notice.
The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
No additional details available.
As Low As
No additional details available.
Member's interest rate decreased from 13.99% to 8.99%.
No additional details available.
As Low As; Including Debt Consolidation
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
APR* Up To: 18.00%
No additional details available.
Credit Score: 850-750
Credit Score: 850-750
As Low As
No additional details available.
Credit Score: 749-700
No additional details available.
No additional details available.
Credit Score: 749-700
Max $50,000
Credit Score: 699-650
Max $50,000
Variable
Credit Score: 699-650
As Low As
No additional details available.
As Low As; Fixed
No additional details available.
As Low As
No additional details available.
As Low As
Cumberland City, TN Personal Loan Rate Trends
Compare local Cumberland City, TN personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Tennessee personal loan rates currently average 10.819% APR.
Tennessee signature loan rates currently average 11.189% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Cumberland City, Tennessee personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Cumberland City, Tennessee directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Cumberland City, Tennessee. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in TN.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Tennessee?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Tennessee?
Are credit unions or banks better for personal loans in Cumberland City, Tennessee?
What are the best personal loan rates in Cumberland City, Tennessee?
- Tennessee Valley Federal Credit Union: 4.89% (Mileage - Within 3 most recent model years and less than 25,000 miles Loan)
- Nashville Firemens Credit Union: 4.99% (New Computers (100% of Retail) Loan)
- United Southeast Federal Credit Union: 5.15% (Personal Loans)
- Clinchfield Federal Credit Union: 5.60% (New Recreational Equipment Loans - Models 5 years or newer)
- Gallatin Steam Plant Credit Union: 5.99% (Loans)
Cumberland City, Tennessee Rates & Resources
Personal Loan Calculators
