Best Personal Loan Rates in Cumberland City, Tennessee -
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Cumberland City, Tennessee include: Nashville Firemens Credit UnionNashville Firemens Credit UnionA+5.0 ★Texas Ratio: 4.99% offering New Computers Loan at 4.99% APR, TNConnect Credit UnionTNConnect Credit UnionA+5.0 ★Texas Ratio: 5.41% offering New/Used Loan at 5.25% APR, Staley Credit UnionStaley Credit UnionA+5.0 ★Texas Ratio: 0.80% offering Credit Builder Loan at 5.70% APR, Tennessee Military Federal Credit UnionTennessee Military Federal Credit UnionA+5.0 ★Texas Ratio: 5.91% offering Unimproved Land Loan at 5.74% APR, and Bowater Employees Credit UnionBowater Employees Credit UnionA5.0 ★Texas Ratio: 5.74% offering 12 Months Loan at 5.75% APR. Personal loan rates as of July 25, 2026 according to verified data from MonitorBankRates.
Cumberland City borrowers have access to 53 lenders serving the Tennessee area, with personal loan rates as low as 4.99% APR from Nashville Firemens Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Cumberland City, Tennessee.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Cumberland City, Tennessee. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 25, 2026
Cumberland City Personal Loan Rates
As Low As; 100% of Retail
As Low As; **
Loans from $250 to $2,500. Funds borrowed are secured and deposited in the member's savings account while regular payments are made. Once the loan is paid off in full, the funds in the savings account will be released and available for future use.
Rates as low as 5.74%
No additional details available.
No additional details available.
No additional details available.
As low as
Credit Rating: A+
Credit Rating: A+
Appraised Value or Purchase Price (whichever is less). The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
As Low As; ***
Credit Rating: A
Credit Rating: A+
Appraised Value or Purchase Price (whichever is less). The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
As Low As; *
80% LTV (Loan to Value)
As Low As; Signature APR as low as 6.75%
No additional details available.
Credit Rating: A
As Low As; The promotional period is 6.1.2026 - 9.1.2026. 6.99% APR is for a 36-month term with a minimum of $500.00 borrowed and a maximum of $20,000.00. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. Estimated monthly payment of $30.90 per $1,000.00 borrowed at 6.99% APR for 36 months. New money only. Eligibility required. NCUA insured.
NO MINIMUM
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
Credit Rating: A
$20,000
As low as
No additional details available.
$60,000
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
Maximum Amount: 20% of Gross Income - Depends on Credit Score
Fixed; starting at
Credit Rating: B
No additional details available.
$20,000
Credit Rating: B
As low as
No additional details available.
No additional details available.
No additional details available.
No additional details available.
$75,000
No additional details available.
Credit Rating: B
The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
Purchase Price Plus Sales Tax. The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
As low as
No additional details available.
$75,000
No additional details available.
Borrow up to $10,000
No additional details available.
Maximum Amount: $1,000
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Credit Rating: C
As low as; Rates effective as of 04/10/2024. Rates subject to change without notice.
90% LTV (Loan to Value)
No additional details available.
Member's interest rate decreased from 13.99% to 8.99%.
No additional details available.
Unsecured Loans
Credit Rating: C
As Low As; $1,500 Limit
As Low As
As Low As; $26,000 Maximum
No additional details available.
No additional details available.
As Low As; Rates effective as of 03/31/2026
No additional details available.
No additional details available.
No additional details available.
No additional details available.
minimum $7,500 - maximum $35,000
No additional details available.
Credit Rating: D
As low as
As low as
As low as
No additional details available.
No additional details available.
No additional details available.
Rates as low as
Rates as low as
Rates as low as
APR* Up To: 18.00%
As Low As; See disclosure section below for details
As Low As; APR* 36 Months
No additional details available.
As Low As
As Low As
No additional details available.
MAX. limit <2000$
No additional details available.
As Low As
No additional details available.
No additional details available.
Credit Rating: D
Credit Score: 850-750
As Low As
Based on annual income*; *10.45% to 18%**
As Low As
Credit Score: 850-750
No additional details available.
No additional details available.
Rates as low as 10.74%
No additional details available.
No additional details available.
Credit Score: 749-700
As Low As
As Low As; Max $50,000
No additional details available.
As low as
As Low As; The APR is a broader measure of the cost of borrowing money since it reflects the interest rate and the fees you must pay to get the loan.
As Low As; Max $50,000
As Low As; APR* 48 Months
No additional details available.
No additional details available.
Credit Score: 749-700
Credit Score: 699-650
No additional details available.
Credit Score: 699-650
Variable
No additional details available.
As low as
As Low As; $35.00 minimum payment. New money only. NCUA insured.
No additional details available.
No additional details available.
As Low As; APR* 60 Months
Single payment
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Fixed; as low as
fixed rate
No additional details available.
No additional details available.
No additional details available.
Cumberland City Personal Loan Rates
No additional details available.
As low as
As Low As
No additional details available.
As Low As
As Low As; Rates effective as of 03/31/2026
As low as
Rates as low as
As Low As; See disclosure section below for details
As Low As; APR* 36 Months
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As; APR* 48 Months
As Low As; The APR is a broader measure of the cost of borrowing money since it reflects the interest rate and the fees you must pay to get the loan.
As Low As; APR* 60 Months
No additional details available.
No additional details available.
Cumberland City Debt Consolidation Loan Rates
As Low As; $26,000 Maximum
No additional details available.
minimum $7,500 - maximum $35,000
Rates as low as
No additional details available.
Cumberland City Signature Loan Rates
As Low As; Signature APR as low as 6.75%
No additional details available.
No additional details available.
No additional details available.
The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
No additional details available.
No additional details available.
As low as; Rates effective as of 04/10/2024. Rates subject to change without notice.
No additional details available.
Member's interest rate decreased from 13.99% to 8.99%.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
APR* Up To: 18.00%
No additional details available.
Credit Score: 850-750
Based on annual income*; *10.45% to 18%**
Credit Score: 850-750
No additional details available.
No additional details available.
Credit Score: 749-700
As Low As; Max $50,000
No additional details available.
As Low As; Max $50,000
As low as
Credit Score: 749-700
Credit Score: 699-650
Variable
Credit Score: 699-650
No additional details available.
As low as
As Low As; $35.00 minimum payment. New money only. NCUA insured.
No additional details available.
Fixed; as low as
No additional details available.
Cumberland City, TN Personal Loan Rate Trends
Compare local Cumberland City, TN personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Tennessee personal loan rates rose 0.379 points over the past 7 days to 10.825% APR.
Tennessee signature loan rates rose 0.061 points over the past 7 days to 11.076% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Cumberland City, Tennessee personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Cumberland City, Tennessee directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Cumberland City, Tennessee. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in TN.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Tennessee?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Tennessee?
Are credit unions or banks better for personal loans in Cumberland City, Tennessee?
What are the best personal loan rates in Cumberland City, Tennessee?
- Nashville Firemens Credit Union: 4.99% (New Computers Loan)
- TNConnect Credit Union: 5.25% (New/Used Loan)
- Staley Credit Union: 5.70% (Credit Builder Loan)
- Tennessee Military Federal Credit Union: 5.74% (Unimproved Land Loan)
- Bowater Employees Credit Union: 5.75% (12 Months Loan)
Cumberland City, Tennessee Rates & Resources
Personal Loan Calculators
