Best Personal Loan Rates in Nashville, Tennessee (TN) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Nashville, Tennessee include: Ascend Federal Credit UnionAscend Federal Credit Union2600 Elm Hill Pike, Nashville, TN, 37214A+5.0 ★Texas Ratio: 2.48% offering Recreational Loan at 6.99% APR, MPD Community Credit UnionMPD Community Credit Union2711 Old Lebanon Pike, Nashville, TN, 37214A+5.0 ★Texas Ratio: 5.68% offering Recreational Loans at 7.00% APR, Nashville Firemens Credit UnionNashville Firemens Credit Union908 Woodland St, Nashville, TN, 37206A+5.0 ★Texas Ratio: 5.11% offering Debt Consolidation at 9.20% APR, US Community Credit UnionUS Community Credit Union89 Hermitage Ave, Nashville, TN, 37210A+5.0 ★Texas Ratio: 1.37% offering Debt Consolidation Loans at 9.95% APR, and Old Hickory Credit UnionOld Hickory Credit Union410 Donelson Pike, Nashville, TN, 37214A5.0 ★Texas Ratio: 10.02% offering Personal at 10.50% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Nashville has 12 local institutions in our database, with personal loan rates as low as 6.99% APR from Ascend Federal Credit Union at 2600 Elm Hill Pike, Nashville, TN, 37214. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Nashville, Tennessee.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Nashville, Tennessee. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; $26,000 Maximum
As Low As
As Low As; Rates as low as 9.95%
As Low As; Rates as low as 9.95%
As Low As; Rates as low as 9.95%
No additional details available.
As Low As; up to 60 months
As Low As
From 6 months up to 48 months; Rate is based on credit performance, loan term, and PFCU discounts.
As Low As
No additional details available.
As Low As
As Low As
UP TO $1000
UP TO $5000
*12month term max*
From 6 months up to 48 months; Rate is based on credit performance, loan term, and PFCU discounts.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; Rate based on creditworthiness and term of loan.
No additional details available.
As Low As
As Low As
As Low As; Regular APR: 10.090%
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years
No additional details available.
No additional details available.
As Low As
As Low As
up to $250,000; As Low As; 10 year fixed
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As; Including Debt Consolidation
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
$7,501
As Low As
No additional details available.
Up to $5,000
As Low As
auto payments transfer
As Low As
As Low As
As Low As
minimum $7,500 - maximum $35,000
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; Fixed
No additional details available.
As Low As
As Low As
As Low As; MAX. limit <2000$ Terms @ 12months
No additional details available.
Annual Percentage Rates includes loan processing fee of $30.00. The annual percentage rate listed are our best rates, which include Auto Payment Discount, and /or Military Discount, or College Graduate Discount. See Member Rewards for details. Your rate may be higher depending on your credit score. Approval is not based on credit score. Loan amount up to 100%. All rates and terms are subject to change without notice.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As; APR is for a 36-month term with a minimum of $500.00 borrowed and a maximum of $10,000.00. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. New money only. Eligibility required.
As Low As; APR= Annual Percentage Rate. 11.99% APR is for a 36-month term with a minimum of $500.00 and a maximum of $10,000.00 borrowed. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. Estimated monthly payment of $33.21 per $1,000.00 borrowed at 11.99% APR for 36 months. $35.00 minimum payment. New money only. NCUA insured.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
Managed Credit Program: The Annual Percentage Rate(APR) will be determined by your credit worthiness.; Any existing balance on a previous loan on the date of a new advance will be added to the new advance and the entire amount will be at the new APR.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As; Fixed
As Low As
As Low As
As Low As
As Low As; Rates as low as 9.95%
As Low As
As Low As; up to 60 months
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As; Fixed
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
Managed Credit Program: The Annual Percentage Rate(APR) will be determined by your credit worthiness.; Any existing balance on a previous loan on the date of a new advance will be added to the new advance and the entire amount will be at the new APR.
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As; $26,000 Maximum
As Low As; Rates as low as 9.95%
No additional details available.
No additional details available.
minimum $7,500 - maximum $35,000
No additional details available.
As Low As
As Low As; up to 60 months
From 6 months up to 48 months; Rate is based on credit performance, loan term, and PFCU discounts.
As Low As
UP TO $5000
From 6 months up to 48 months; Rate is based on credit performance, loan term, and PFCU discounts.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; Including Debt Consolidation
No additional details available.
No additional details available.
No additional details available.
No additional details available.
$7,501
Up to $5,000
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
Annual Percentage Rates includes loan processing fee of $30.00. The annual percentage rate listed are our best rates, which include Auto Payment Discount, and /or Military Discount, or College Graduate Discount. See Member Rewards for details. Your rate may be higher depending on your credit score. Approval is not based on credit score. Loan amount up to 100%. All rates and terms are subject to change without notice.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; APR= Annual Percentage Rate. 11.99% APR is for a 36-month term with a minimum of $500.00 and a maximum of $10,000.00 borrowed. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. Estimated monthly payment of $33.21 per $1,000.00 borrowed at 11.99% APR for 36 months. $35.00 minimum payment. New money only. NCUA insured.
As Low As; APR is for a 36-month term with a minimum of $500.00 borrowed and a maximum of $10,000.00. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. New money only. Eligibility required.
No additional details available.
As Low As
Managed Credit Program: The Annual Percentage Rate(APR) will be determined by your credit worthiness.; Any existing balance on a previous loan on the date of a new advance will be added to the new advance and the entire amount will be at the new APR.
No additional details available.
As Low As
As Low As
As Low As
Nashville, TN Personal Loan Rate Trends
Compare local Nashville, TN personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Tennessee personal loan rates fell 0.291 points over the past 7 days to 9.859% APR.
Tennessee signature loan rates fell 0.426 points over the past 7 days to 10.917% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Tennessee?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Tennessee?
Are credit unions or banks better for personal loans in Nashville, Tennessee?
What are the best personal loan rates in Nashville, Tennessee?
- Ascend Federal Credit Union: 6.99% (Recreational Loan)
- MPD Community Credit Union: 7.00% (Recreational Loans)
- Nashville Firemens Credit Union: 9.20% (Debt Consolidation)
- US Community Credit Union: 9.95% (Debt Consolidation Loans)
- Old Hickory Credit Union: 10.50% (Personal)
Personal Loan Calculators
