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Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our editorial team independently verifies all rates and data displayed. Advertiser relationships do not influence our health rating, star rankings, Texas Ratio calculation, or the rates shown.

Best Personal Loan Rates in New Market, Tennessee (TN) - April 2026

Current personal loan options available to borrowers in New Market, Tennessee include: Alcoa Tenn Federal Credit UnionAlcoa Tenn Federal Credit UnionA+5.0 ★Texas Ratio: 4.66% offering Consumer Loans at 4.79% APR, Firefighters First Federal Credit UnionFirefighters First Federal Credit UnionA+5.0 ★Texas Ratio: 1.58% offering Fire Station Loan at 4.99% APR, Knox County Teachers Federal Credit UnionKnox County Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 0.22% offering Bus Loans (Depending on year) at 5.00% APR, United Southeast Federal Credit UnionUnited Southeast Federal Credit UnionA+5.0 ★Texas Ratio: 2.52% offering Personal Loans at 5.15% APR, and EMPLOYEE RESOURCESEMPLOYEE RESOURCESA+5.0 ★ offering In-House Real Estate Loan at 5.50% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.

New Market borrowers have access to 70 lenders serving the Tennessee area, with personal loan rates as low as 4.79% APR from Alcoa Tenn Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in New Market, Tennessee.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in New Market, Tennessee. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
4.79%
APR4.79%
Last UpdatedApril 20, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Fire Station Loan
4.99%
APR4.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Bus Loans (Depending on year)
5.00%
APR5.00%
Last UpdatedApril 20, 2026
Details

No additional details available.

Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
5.05%
APR5.05%
Last UpdatedApril 20, 2026
Details

As Low As

Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
5.10%
APR5.10%
Last UpdatedApril 20, 2026
Details

As Low As

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Personal Loans
5.15%
APR5.15%
Last UpdatedApril 20, 2026
Details

As Low As

EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★
In-House Real Estate Loan
5.50%
APR5.50%
Last UpdatedApril 20, 2026
Details

As Low As

Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
5.60%
APR5.60%
Last UpdatedApril 20, 2026
Details

As Low As

Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
New Recreational Equipment Loans - Models 5 years or newer
5.60%
APR5.60%
Last UpdatedApril 20, 2026
Details

No additional details available.

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Recreational Loans
5.70%
APR5.70%
Last UpdatedApril 20, 2026
Details

As Low As

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Holiday Loan
5.75%
APR5.75%
Last UpdatedApril 20, 2026
Details

No additional details available.

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Vacation Loan
5.75%
APR5.75%
Last UpdatedApril 20, 2026
Details

No additional details available.

Gallatin Steam Plant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Loans
5.99%
APR5.99%
Last UpdatedApril 20, 2026
Details

As Low As; Rate based on creditworthiness and term of loan.

Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Collateral Loans - Used - 2011 and older
6.00%
APR6.00%
Last UpdatedApril 20, 2026
Details

No additional details available.

Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
6.00%
APR6.00%
Last UpdatedApril 20, 2026
Details

As Low As

Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
6.40%
APR6.40%
Last UpdatedApril 20, 2026
Details

As Low As

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Equipment Loan
6.65%
APR6.65%
Last UpdatedApril 20, 2026
Details

As Low As; Regular APR: 10.090%

TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Equity Loans
6.75%
APR6.75%
Last UpdatedApril 20, 2026
Details

As Low As

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Recreational Loan
6.99%
APR6.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

New South Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
SIGNATURE LOAN
6.99%
APR6.99%
Last UpdatedApril 20, 2026
Details

As Low As

City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Signature
7.00%
APR7.00%
Last UpdatedApril 20, 2026
Details

No additional details available.

City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Signature Loans
7.00%
APR7.00%
Last UpdatedApril 20, 2026
Details

No additional details available.

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Recreational Loans
7.00%
APR7.00%
Last UpdatedApril 20, 2026
Details

As Low As

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Recreational Loan
7.24%
APR7.24%
Last UpdatedApril 20, 2026
Details

No additional details available.

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Church Loans
7.25%
APR7.25%
Last UpdatedApril 20, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Faith Organization Loans
7.25%
APR7.25%
Last UpdatedApril 20, 2026
Details

over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Land Loans
7.25%
APR7.25%
Last UpdatedApril 20, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Unsecured Loan
7.49%
APR7.49%
Last UpdatedApril 20, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Recreational Loan
7.49%
APR7.49%
Last UpdatedApril 20, 2026
Details

No additional details available.

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Faith Organization Loans
7.50%
APR7.50%
Last UpdatedApril 20, 2026
Details

up to $250,000; As Low As; 10 year fixed

Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Heating, Ventilation, & Air Conditioning (HVAC) Loans
7.50%
APR7.50%
Last UpdatedApril 20, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Unsecured / Signature
7.50%
APR7.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Personal
7.50%
APR7.50%
Last UpdatedApril 20, 2026
Details

As Low As

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Personal Loans
7.50%
APR7.50%
Last UpdatedApril 20, 2026
Details

As Low As

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
7.50%
APR7.50%
Last UpdatedApril 20, 2026
Details

As Low As

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Unimproved Property Loan
7.67%
APR7.67%
Last UpdatedApril 20, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Unsecured Loan
7.74%
APR7.74%
Last UpdatedApril 20, 2026
Details

No additional details available.

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Unimproved Property Loan
7.87%
APR7.87%
Last UpdatedApril 20, 2026
Details

No additional details available.

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
7.90%
APR7.90%
Last UpdatedApril 20, 2026
Details

No additional details available.

HealthNet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Debt Consolidation
7.99%
APR7.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Lifestyle Loans
7.99%
APR7.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Recreational Loan
7.99%
APR7.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Unsecured Loan
7.99%
APR7.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

Foothills Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
Personal
7.99%
APR7.99%
Last UpdatedApril 20, 2026
Details

As Low As

LG&W Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Land Loans
8.00%
APR8.00%
Last UpdatedApril 20, 2026
Details

No additional details available.

Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Signature Loans
8.00%
APR8.00%
Last UpdatedApril 20, 2026
Details

As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.

Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
New Major Appliances and Personal Computers
8.25%
APR8.25%
Last UpdatedApril 20, 2026
Details

As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Unimproved Property Loan
8.28%
APR8.28%
Last UpdatedApril 20, 2026
Details

No additional details available.

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Personal Loan
8.45%
APR8.45%
Last UpdatedApril 20, 2026
Details

As Low As

Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Signature/Co-Signer Loans
8.49%
APR8.49%
Last UpdatedApril 20, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Unsecured Loan
8.49%
APR8.49%
Last UpdatedApril 20, 2026
Details

No additional details available.

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Borrow and Save Loans
8.50%
APR8.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
8.50%
APR8.50%
Last UpdatedApril 20, 2026
Details

As Low As

EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★
Signature 6 - 60 mos.
8.50%
APR8.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

FAMILY ADVANTAGE
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
Personal
8.65%
APR8.65%
Last UpdatedApril 20, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
8.74%
APR8.74%
Last UpdatedApril 20, 2026
Details

No additional details available.

Southern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.49%
Signature
8.75%
APR8.75%
Last UpdatedApril 20, 2026
Details

As Low As

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
8.99%
APR8.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Signature Loan
8.99%
APR8.99%
Last UpdatedApril 20, 2026
Details

As Low As; Including Debt Consolidation

Memorial Credit Union Chattanooga, TN
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
Signature
8.99%
APR8.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Signature Loan
9.00%
APR9.00%
Last UpdatedApril 20, 2026
Details

No additional details available.

City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Signature Loans
9.00%
APR9.00%
Last UpdatedApril 20, 2026
Details

No additional details available.

Holley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Unsecured Loans
9.00%
APR9.00%
Last UpdatedApril 20, 2026
Details

No additional details available.

Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
Debt Consolidation
9.20%
APR9.20%
Last UpdatedApril 20, 2026
Details

As Low As; $26,000 Maximum

Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
Personal
9.20%
APR9.20%
Last UpdatedApril 20, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
9.24%
APR9.24%
Last UpdatedApril 20, 2026
Details

No additional details available.

Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
Debt Consolidation
9.24%
APR9.24%
Last UpdatedApril 20, 2026
Details

No additional details available.

FedTrust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
Signature Plus to $15,000
9.25%
APR9.25%
Last UpdatedApril 20, 2026
Details

$7,501

OMC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal
9.25%
APR9.25%
Last UpdatedApril 20, 2026
Details

As Low As

Kennedy VA Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Personal Loans
9.49%
APR9.49%
Last UpdatedApril 20, 2026
Details

No additional details available.

BCBST Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
9.50%
APR9.50%
Last UpdatedApril 20, 2026
Details

Up to $5,000

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
9.50%
APR9.50%
Last UpdatedApril 20, 2026
Details

As Low As

Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Signature
9.75%
APR9.75%
Last UpdatedApril 20, 2026
Details

No additional details available.

Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Debt Consolidation Loan
9.75%
APR9.75%
Last UpdatedApril 20, 2026
Details

minimum $7,500 - maximum $35,000

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
9.75%
APR9.75%
Last UpdatedApril 20, 2026
Details

As Low As

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Vacation Loans
9.75%
APR9.75%
Last UpdatedApril 20, 2026
Details

As Low As

City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Credit Starter Loan
9.75%
APR9.75%
Last UpdatedApril 20, 2026
Details

auto payments transfer

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Appy Assist Loans
9.75%
APR9.75%
Last UpdatedApril 20, 2026
Details

As Low As

Upper Cumberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Line-of-Credit
9.90%
APR9.90%
Last UpdatedApril 20, 2026
Details

No additional details available.

Horizon Credit Union Kingsport, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Personal/Unsecured Loans
9.90%
APR9.90%
Last UpdatedApril 20, 2026
Details

No additional details available.

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Debt Consolidation Loans
9.95%
APR9.95%
Last UpdatedApril 20, 2026
Details

As Low As; Rates as low as 9.95%

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Emergency Loans
9.95%
APR9.95%
Last UpdatedApril 20, 2026
Details

As Low As; Rates as low as 9.95%

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Personal Loans
9.95%
APR9.95%
Last UpdatedApril 20, 2026
Details

As Low As; Rates as low as 9.95%

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 20, 2026
Details

As Low As

ORNL
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Personal
9.99%
APR9.99%
Last UpdatedApril 20, 2026
Details

As Low As

Kimberly Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Signature
9.99%
APR9.99%
Last UpdatedApril 20, 2026
Details

As Low As

Patriot Equity Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
Personal Unsecured
9.99%
APR9.99%
Last UpdatedApril 20, 2026
Details

As Low As

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loans
9.99%
APR9.99%
Last UpdatedApril 20, 2026
Details

As Low As

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
9.99%
APR9.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Signature Loan
9.99%
APR9.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Signature Loan
9.99%
APR9.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Personal
9.99%
APR9.99%
Last UpdatedApril 20, 2026
Details

As Low As

BASF Chattanooga Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.83%
Signature
9.99%
APR9.99%
Last UpdatedApril 20, 2026
Details

As Low As

HealthNet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Signature
9.99%
APR9.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

Espeeco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Signature
10.00%
APR10.00%
Last UpdatedApril 20, 2026
Details

As Low As

Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Share Loan
10.00%
APR10.00%
Last UpdatedApril 20, 2026
Details

No additional details available.

BMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Unsecured
10.00%
APR10.00%
Last UpdatedApril 20, 2026
Details

As Low As; MAX. limit <2000$ Terms @ 12months

Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Signature Loan
10.00%
APR10.00%
Last UpdatedApril 20, 2026
Details

No additional details available.

Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Personal Loans
10.00%
APR10.00%
Last UpdatedApril 20, 2026
Details

As Low As

City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Credit Starter Loan
10.00%
APR10.00%
Last UpdatedApril 20, 2026
Details

No additional details available.

Knoxville Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Unsecured Personal Loan
10.00%
APR10.00%
Last UpdatedApril 20, 2026
Details

As Low As; Fixed

Johnsonville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Signature Loan
10.22%
APR10.22%
Last UpdatedApril 20, 2026
Details

Annual Percentage Rates includes loan processing fee of $30.00. The annual percentage rate listed are our best rates, which include Auto Payment Discount, and /or Military Discount, or College Graduate Discount. See Member Rewards for details. Your rate may be higher depending on your credit score. Approval is not based on credit score. Loan amount up to 100%. All rates and terms are subject to change without notice.

Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
Personal Loans
10.24%
APR10.24%
Last UpdatedApril 20, 2026
Details

No additional details available.

Knoxville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Signature/Co-Signer
10.25%
APR10.25%
Last UpdatedApril 20, 2026
Details

No additional details available.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans
10.25%
APR10.25%
Last UpdatedApril 20, 2026
Details

No additional details available.

City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Signature Loans
10.50%
APR10.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans
10.50%
APR10.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

Old Hickory Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
Personal
10.50%
APR10.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
10.50%
APR10.50%
Last UpdatedApril 20, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
10.74%
APR10.74%
Last UpdatedApril 20, 2026
Details

No additional details available.

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 60 months
10.79%
APR10.79%
Last UpdatedApril 20, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Safety Line(open-end loan)
10.99%
APR10.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 72 months
10.99%
APR10.99%
Last UpdatedApril 20, 2026
Details

As Low As

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loan
10.99%
APR10.99%
Last UpdatedApril 20, 2026
Details

As Low As

Enbright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
Signature / Personal Loans
10.99%
APR10.99%
Last UpdatedApril 20, 2026
Details

As Low As; up to 60 months

Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Signature
10.99%
APR10.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
10.99%
APR10.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

The Tennessee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
Personal Loans
10.99%
APR10.99%
Last UpdatedApril 20, 2026
Details

As Low As

Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Signature Loan
11.00%
APR11.00%
Last UpdatedApril 20, 2026
Details

No additional details available.

Parthenon Federal Credit Union
Institution Rating:
D3.1 ★Texas Ratio: 38.44%
Signature
11.24%
APR11.24%
Last UpdatedApril 20, 2026
Details

From 6 months up to 48 months; Rate is based on credit performance, loan term, and PFCU discounts.

Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Lines of Credit & Signature Loans
11.50%
APR11.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
11.50%
APR11.50%
Last UpdatedApril 20, 2026
Details

As Low As

Horizon Credit Union Kingsport, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Personal/Unsecured Loans
11.90%
APR11.90%
Last UpdatedApril 20, 2026
Details

No additional details available.

Your Best Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
Signature
11.90%
APR11.90%
Last UpdatedApril 20, 2026
Details

As Low As

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
11.99%
APR11.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Personal Loan
11.99%
APR11.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loan
11.99%
APR11.99%
Last UpdatedApril 20, 2026
Details

As Low As

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
Relationship Signature Loan
11.99%
APR11.99%
Last UpdatedApril 20, 2026
Details

As Low As; APR= Annual Percentage Rate. 11.99% APR is for a 36-month term with a minimum of $500.00 and a maximum of $10,000.00 borrowed. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. Estimated monthly payment of $33.21 per $1,000.00 borrowed at 11.99% APR for 36 months. $35.00 minimum payment. New money only. NCUA insured.

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
Signature Loan - 36 Months
11.99%
APR11.99%
Last UpdatedApril 20, 2026
Details

As Low As; APR is for a 36-month term with a minimum of $500.00 borrowed and a maximum of $10,000.00. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. New money only. Eligibility required.

LG&W Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Credit Builder Loan
12.00%
APR12.00%
Last UpdatedApril 20, 2026
Details

No additional details available.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
12-12-12 Specialty Loan
12.00%
APR12.00%
Last UpdatedApril 20, 2026
Details

No additional details available.

Gateway Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.88%
Unsecured/Signature
12.25%
APR12.25%
Last UpdatedApril 20, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Personal Loan
12.35%
APR12.35%
Last UpdatedApril 20, 2026
Details

No additional details available.

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
Signature Loan (Unsecured)
12.49%
APR12.49%
Last UpdatedApril 20, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Personal Loans
12.50%
APR12.50%
Last UpdatedApril 20, 2026
Details

As Low As

UPS Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
Signature Loan (Personal Loan)
12.90%
APR12.90%
Last UpdatedApril 20, 2026
Details

Managed Credit Program: The Annual Percentage Rate(APR) will be determined by your credit worthiness.; Any existing balance on a previous loan on the date of a new advance will be added to the new advance and the entire amount will be at the new APR.

TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Personal Loans
12.90%
APR12.90%
Last UpdatedApril 20, 2026
Details

As Low As

Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
Signature
12.90%
APR12.90%
Last UpdatedApril 20, 2026
Details

No additional details available.

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Personal Loan
12.99%
APR12.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

FAA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
Personal Loan
13.00%
APR13.00%
Last UpdatedApril 20, 2026
Details

As Low As

Tennessee Members 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Signature - LOC, Monthly Payment
13.00%
APR13.00%
Last UpdatedApril 20, 2026
Details

As Low As

Tennessee Members 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Signature Loan
13.00%
APR13.00%
Last UpdatedApril 20, 2026
Details

As Low As

Tennessee Members 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Signature Loans - Non-LOC
13.00%
APR13.00%
Last UpdatedApril 20, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Personal Lines of Credit
13.50%
APR13.50%
Last UpdatedApril 20, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
APR13.74%
Last UpdatedApril 20, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
APR13.74%
Last UpdatedApril 20, 2026
Details

As Low As

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
Ultra Loan (Unsecured)
13.99%
APR13.99%
Last UpdatedApril 20, 2026
Details

As Low As; Fixed

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Lemonade Loan
13.99%
APR13.99%
Last UpdatedApril 20, 2026
Details

As Low As

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Personal Loan
13.99%
APR13.99%
Last UpdatedApril 20, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Personal Loans
5.15%
APR5.15%
Last UpdatedApril 20, 2026
Details

As Low As

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Personal Loans
7.50%
APR7.50%
Last UpdatedApril 20, 2026
Details

As Low As

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Personal Loan
8.45%
APR8.45%
Last UpdatedApril 20, 2026
Details

As Low As

Kennedy VA Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Personal Loans
9.49%
APR9.49%
Last UpdatedApril 20, 2026
Details

No additional details available.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
9.75%
APR9.75%
Last UpdatedApril 20, 2026
Details

As Low As

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Personal Loans
9.95%
APR9.95%
Last UpdatedApril 20, 2026
Details

As Low As; Rates as low as 9.95%

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 20, 2026
Details

As Low As

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loans
9.99%
APR9.99%
Last UpdatedApril 20, 2026
Details

As Low As

Knoxville Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Unsecured Personal Loan
10.00%
APR10.00%
Last UpdatedApril 20, 2026
Details

As Low As; Fixed

Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Personal Loans
10.00%
APR10.00%
Last UpdatedApril 20, 2026
Details

As Low As

Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
Personal Loans
10.24%
APR10.24%
Last UpdatedApril 20, 2026
Details

No additional details available.

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loan
10.99%
APR10.99%
Last UpdatedApril 20, 2026
Details

As Low As

Enbright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
Signature / Personal Loans
10.99%
APR10.99%
Last UpdatedApril 20, 2026
Details

As Low As; up to 60 months

The Tennessee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
Personal Loans
10.99%
APR10.99%
Last UpdatedApril 20, 2026
Details

As Low As

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Personal Loan
11.99%
APR11.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loan
11.99%
APR11.99%
Last UpdatedApril 20, 2026
Details

As Low As

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Personal Loan
12.35%
APR12.35%
Last UpdatedApril 20, 2026
Details

No additional details available.

Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Personal Loans
12.50%
APR12.50%
Last UpdatedApril 20, 2026
Details

As Low As

UPS Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
Signature Loan (Personal Loan)
12.90%
APR12.90%
Last UpdatedApril 20, 2026
Details

Managed Credit Program: The Annual Percentage Rate(APR) will be determined by your credit worthiness.; Any existing balance on a previous loan on the date of a new advance will be added to the new advance and the entire amount will be at the new APR.

TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Personal Loans
12.90%
APR12.90%
Last UpdatedApril 20, 2026
Details

As Low As

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Personal Loan
12.99%
APR12.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

FAA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
Personal Loan
13.00%
APR13.00%
Last UpdatedApril 20, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
APR13.74%
Last UpdatedApril 20, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
APR13.74%
Last UpdatedApril 20, 2026
Details

As Low As

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Personal Loan
13.99%
APR13.99%
Last UpdatedApril 20, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
HealthNet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Debt Consolidation
7.99%
APR7.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
Debt Consolidation
9.20%
APR9.20%
Last UpdatedApril 20, 2026
Details

As Low As; $26,000 Maximum

Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
Debt Consolidation
9.24%
APR9.24%
Last UpdatedApril 20, 2026
Details

No additional details available.

Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Debt Consolidation Loan
9.75%
APR9.75%
Last UpdatedApril 20, 2026
Details

minimum $7,500 - maximum $35,000

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Debt Consolidation Loans
9.95%
APR9.95%
Last UpdatedApril 20, 2026
Details

As Low As; Rates as low as 9.95%

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedApril 20, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
APR14.49%
Last UpdatedApril 20, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
New South Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
SIGNATURE LOAN
6.99%
APR6.99%
Last UpdatedApril 20, 2026
Details

As Low As

City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Signature
7.00%
APR7.00%
Last UpdatedApril 20, 2026
Details

No additional details available.

City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Signature Loans
7.00%
APR7.00%
Last UpdatedApril 20, 2026
Details

No additional details available.

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Unsecured / Signature
7.50%
APR7.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
7.50%
APR7.50%
Last UpdatedApril 20, 2026
Details

As Low As

Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Signature Loans
8.00%
APR8.00%
Last UpdatedApril 20, 2026
Details

As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.

Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Signature/Co-Signer Loans
8.49%
APR8.49%
Last UpdatedApril 20, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
8.50%
APR8.50%
Last UpdatedApril 20, 2026
Details

As Low As

EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★
Signature 6 - 60 mos.
8.50%
APR8.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
8.74%
APR8.74%
Last UpdatedApril 20, 2026
Details

No additional details available.

Southern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.49%
Signature
8.75%
APR8.75%
Last UpdatedApril 20, 2026
Details

As Low As

Memorial Credit Union Chattanooga, TN
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
Signature
8.99%
APR8.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Signature Loan
8.99%
APR8.99%
Last UpdatedApril 20, 2026
Details

As Low As; Including Debt Consolidation

Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Signature Loan
9.00%
APR9.00%
Last UpdatedApril 20, 2026
Details

No additional details available.

City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Signature Loans
9.00%
APR9.00%
Last UpdatedApril 20, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
9.24%
APR9.24%
Last UpdatedApril 20, 2026
Details

No additional details available.

FedTrust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
Signature Plus to $15,000
9.25%
APR9.25%
Last UpdatedApril 20, 2026
Details

$7,501

BCBST Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
9.50%
APR9.50%
Last UpdatedApril 20, 2026
Details

Up to $5,000

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
9.50%
APR9.50%
Last UpdatedApril 20, 2026
Details

As Low As

Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Signature
9.75%
APR9.75%
Last UpdatedApril 20, 2026
Details

No additional details available.

HealthNet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Signature
9.99%
APR9.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

BASF Chattanooga Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.83%
Signature
9.99%
APR9.99%
Last UpdatedApril 20, 2026
Details

As Low As

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Signature Loan
9.99%
APR9.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Signature Loan
9.99%
APR9.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

Kimberly Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Signature
9.99%
APR9.99%
Last UpdatedApril 20, 2026
Details

As Low As

Espeeco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Signature
10.00%
APR10.00%
Last UpdatedApril 20, 2026
Details

As Low As

Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Signature Loan
10.00%
APR10.00%
Last UpdatedApril 20, 2026
Details

No additional details available.

Johnsonville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Signature Loan
10.22%
APR10.22%
Last UpdatedApril 20, 2026
Details

Annual Percentage Rates includes loan processing fee of $30.00. The annual percentage rate listed are our best rates, which include Auto Payment Discount, and /or Military Discount, or College Graduate Discount. See Member Rewards for details. Your rate may be higher depending on your credit score. Approval is not based on credit score. Loan amount up to 100%. All rates and terms are subject to change without notice.

Knoxville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Signature/Co-Signer
10.25%
APR10.25%
Last UpdatedApril 20, 2026
Details

No additional details available.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans
10.25%
APR10.25%
Last UpdatedApril 20, 2026
Details

No additional details available.

City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Signature Loans
10.50%
APR10.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans
10.50%
APR10.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
10.50%
APR10.50%
Last UpdatedApril 20, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
10.74%
APR10.74%
Last UpdatedApril 20, 2026
Details

No additional details available.

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 60 months
10.79%
APR10.79%
Last UpdatedApril 20, 2026
Details

As Low As

Enbright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
Signature / Personal Loans
10.99%
APR10.99%
Last UpdatedApril 20, 2026
Details

As Low As; up to 60 months

Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Signature
10.99%
APR10.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 72 months
10.99%
APR10.99%
Last UpdatedApril 20, 2026
Details

As Low As

Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Signature Loan
11.00%
APR11.00%
Last UpdatedApril 20, 2026
Details

No additional details available.

Parthenon Federal Credit Union
Institution Rating:
D3.1 ★Texas Ratio: 38.44%
Signature
11.24%
APR11.24%
Last UpdatedApril 20, 2026
Details

From 6 months up to 48 months; Rate is based on credit performance, loan term, and PFCU discounts.

Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Lines of Credit & Signature Loans
11.50%
APR11.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
11.50%
APR11.50%
Last UpdatedApril 20, 2026
Details

As Low As

Your Best Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
Signature
11.90%
APR11.90%
Last UpdatedApril 20, 2026
Details

As Low As

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
Relationship Signature Loan
11.99%
APR11.99%
Last UpdatedApril 20, 2026
Details

As Low As; APR= Annual Percentage Rate. 11.99% APR is for a 36-month term with a minimum of $500.00 and a maximum of $10,000.00 borrowed. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. Estimated monthly payment of $33.21 per $1,000.00 borrowed at 11.99% APR for 36 months. $35.00 minimum payment. New money only. NCUA insured.

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
Signature Loan - 36 Months
11.99%
APR11.99%
Last UpdatedApril 20, 2026
Details

As Low As; APR is for a 36-month term with a minimum of $500.00 borrowed and a maximum of $10,000.00. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. New money only. Eligibility required.

Gateway Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.88%
Unsecured/Signature
12.25%
APR12.25%
Last UpdatedApril 20, 2026
Details

No additional details available.

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
Signature Loan (Unsecured)
12.49%
APR12.49%
Last UpdatedApril 20, 2026
Details

As Low As

UPS Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
Signature Loan (Personal Loan)
12.90%
APR12.90%
Last UpdatedApril 20, 2026
Details

Managed Credit Program: The Annual Percentage Rate(APR) will be determined by your credit worthiness.; Any existing balance on a previous loan on the date of a new advance will be added to the new advance and the entire amount will be at the new APR.

Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
Signature
12.90%
APR12.90%
Last UpdatedApril 20, 2026
Details

No additional details available.

Tennessee Members 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Signature - LOC, Monthly Payment
13.00%
APR13.00%
Last UpdatedApril 20, 2026
Details

As Low As

Tennessee Members 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Signature Loan
13.00%
APR13.00%
Last UpdatedApril 20, 2026
Details

As Low As

Tennessee Members 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Signature Loans - Non-LOC
13.00%
APR13.00%
Last UpdatedApril 20, 2026
Details

As Low As

No home improvement personal loan rates found in New Market, TN currently.

New Market, TN Personal Loan Rate Trends

Compare local New Market, TN personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Tennessee Personal Loan Trends →
Personal Loan — TN Avg
9.859%
▼ 0.291 vs 7 days ago

Tennessee personal loan rates fell 0.291 points over the past 7 days to 9.859% APR.

Signature Loan — TN Avg
10.917%
▼ 0.426 vs 7 days ago

Tennessee signature loan rates fell 0.426 points over the past 7 days to 10.917% APR.

As of Apr 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Tennessee?

Most lenders in New Market, Tennessee require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Tennessee often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in New Market, Tennessee require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Tennessee?

Yes. Debt consolidation is one of the most common uses of personal loans in New Market, Tennessee. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in New Market, Tennessee?

Credit unions in New Market, Tennessee often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in New Market, Tennessee?

  • Alcoa Tenn Federal Credit Union: 4.79% (Consumer Loans)
  • Firefighters First Federal Credit Union: 4.99% (Fire Station Loan)
  • Knox County Teachers Federal Credit Union: 5.00% (Bus Loans (Depending on year))
  • United Southeast Federal Credit Union: 5.15% (Personal Loans)
  • EMPLOYEE RESOURCES: 5.50% (In-House Real Estate Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in New Market, Tennessee. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026.