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Best Personal Loan Rates in Saulsbury, Tennessee - July 2026

Current personal loan options available to borrowers in Saulsbury, Tennessee include: Nashville Firemens Credit UnionNashville Firemens Credit UnionA+5.0 ★Texas Ratio: 4.99% offering New Computers Loan at 4.99% APR, TNConnect Credit UnionTNConnect Credit UnionA+5.0 ★Texas Ratio: 5.41% offering New/Used Loan at 5.25% APR, Staley Credit UnionStaley Credit UnionA+5.0 ★Texas Ratio: 0.80% offering Credit Builder Loan at 5.70% APR, Tennessee Military Federal Credit UnionTennessee Military Federal Credit UnionA+5.0 ★Texas Ratio: 5.91% offering Unimproved Land Loan at 5.74% APR, and Bowater Employees Credit UnionBowater Employees Credit UnionA5.0 ★Texas Ratio: 5.74% offering 12 Months Loan at 5.75% APR. Personal loan rates as of July 25, 2026 according to verified data from MonitorBankRates.

Saulsbury borrowers have access to 53 lenders serving the Tennessee area, with personal loan rates as low as 4.99% APR from Nashville Firemens Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Saulsbury, Tennessee.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Saulsbury, Tennessee. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 25, 2026

Saulsbury Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
New Computers Loan
4.99%
APR4.99%
Last UpdatedJuly 26, 2026
Details

As Low As; 100% of Retail

TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
New/Used Loan
5.25%
APR5.25%
Last UpdatedJuly 26, 2026
Details

As Low As; **

Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Credit Builder Loan
5.70%
APR5.70%
Last UpdatedJuly 26, 2026
Details

Loans from $250 to $2,500. Funds borrowed are secured and deposited in the member's savings account while regular payments are made. Once the loan is paid off in full, the funds in the savings account will be released and available for future use.

Tennessee Military Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.91%
Unimproved Land Loan
5.74%
APR5.74%
Last UpdatedJuly 26, 2026
Details

Rates as low as 5.74%

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.74%
12 Months Loan
5.75%
APR5.75%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.74%
Holiday Loan
5.75%
APR5.75%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.74%
Personal Loan
5.75%
APR5.75%
Last UpdatedJuly 26, 2026
Details

No additional details available.

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 17.13%
Personal Loans
5.99%
APR5.99%
Last UpdatedJuly 26, 2026
Details

As low as

Upper Cumberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
120 months Loan
6.00%
APR6.00%
Last UpdatedJuly 26, 2026
Details

Credit Rating: A+

Upper Cumberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
180 months Loan
6.25%
APR6.25%
Last UpdatedJuly 26, 2026
Details

Credit Rating: A+

Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Unimproved Property Loan
6.25%
APR6.25%
Last UpdatedJuly 26, 2026
Details

Appraised Value or Purchase Price (whichever is less). The rate show is the lowest available rate. Your rate may be higher depending on your credit score.

TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Used Loan
6.25%
APR6.25%
Last UpdatedJuly 26, 2026
Details

As Low As; ***

Upper Cumberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
120 months Loan
6.50%
APR6.50%
Last UpdatedJuly 26, 2026
Details

Credit Rating: A

Upper Cumberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
240 months Loan
6.50%
APR6.50%
Last UpdatedJuly 26, 2026
Details

Credit Rating: A+

Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Unimproved Property Loan
6.75%
APR6.75%
Last UpdatedJuly 26, 2026
Details

Appraised Value or Purchase Price (whichever is less). The rate show is the lowest available rate. Your rate may be higher depending on your credit score.

TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Equity Loans
6.75%
APR6.75%
Last UpdatedJuly 26, 2026
Details

As Low As; *

TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Equity Loan
6.75%
APR6.75%
Last UpdatedJuly 26, 2026
Details

80% LTV (Loan to Value)

Espeeco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Signature Loan
6.75%
APR6.75%
Last UpdatedJuly 26, 2026
Details

As Low As; Signature APR as low as 6.75%

Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
Land Loan
6.75%
APR6.75%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Upper Cumberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
180 months Loan
6.75%
APR6.75%
Last UpdatedJuly 26, 2026
Details

Credit Rating: A

U T
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
Liberty Summer Loan Special
6.99%
APR6.99%
Last UpdatedJuly 26, 2026
Details

As Low As; The promotional period is 6.1.2026 - 9.1.2026. 6.99% APR is for a 36-month term with a minimum of $500.00 borrowed and a maximum of $20,000.00. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. Estimated monthly payment of $30.90 per $1,000.00 borrowed at 6.99% APR for 36 months. New money only. Eligibility required. NCUA insured.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Recreational Loan
6.99%
APR6.99%
Last UpdatedJuly 26, 2026
Details

NO MINIMUM

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
24 Months Loan
6.99%
APR6.99%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
36 Months Loan
6.99%
APR6.99%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
48 Months Loan
6.99%
APR6.99%
Last UpdatedJuly 26, 2026
Details

No additional details available.

City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
Signature (12mo) Loan
7.00%
APR7.00%
Last UpdatedJuly 26, 2026
Details

No additional details available.

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
Recreational Loan
7.00%
APR7.00%
Last UpdatedJuly 26, 2026
Details

As Low As

Upper Cumberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
240 months Loan
7.00%
APR7.00%
Last UpdatedJuly 26, 2026
Details

Credit Rating: A

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Recreational Loan
7.24%
APR7.24%
Last UpdatedJuly 26, 2026
Details

$20,000

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
New Toy Loan
7.25%
APR7.25%
Last UpdatedJuly 26, 2026
Details

As low as

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.77%
Land Loans
7.25%
APR7.25%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Recreational Loan
7.49%
APR7.49%
Last UpdatedJuly 26, 2026
Details

$60,000

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
60 Months Loan
7.49%
APR7.49%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
72 Months Loan
7.49%
APR7.49%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Personal/Signature Loans
7.50%
APR7.50%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 7.39%
Unsecured / Signature Loan
7.50%
APR7.50%
Last UpdatedJuly 26, 2026
Details

No additional details available.

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
Personal Loan
7.50%
APR7.50%
Last UpdatedJuly 26, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 7.39%
48 Months Loan
7.50%
APR7.50%
Last UpdatedJuly 26, 2026
Details

Maximum Amount: 20% of Gross Income - Depends on Credit Score

Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.64%
Heating, Ventilation, & Air Conditioning (HVAC) Loans
7.50%
APR7.50%
Last UpdatedJuly 26, 2026
Details

Fixed; starting at

Upper Cumberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
240 months Loan
7.50%
APR7.50%
Last UpdatedJuly 26, 2026
Details

Credit Rating: B

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 7.39%
84 Months Loan
7.57%
APR7.57%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Recreational Loan
7.74%
APR7.74%
Last UpdatedJuly 26, 2026
Details

$20,000

Upper Cumberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
120 months Loan
7.75%
APR7.75%
Last UpdatedJuly 26, 2026
Details

Credit Rating: B

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Used Toy Loan
7.75%
APR7.75%
Last UpdatedJuly 26, 2026
Details

As low as

Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
4-Wheelers Used Loan
7.99%
APR7.99%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
4-Wheelers New Loan
7.99%
APR7.99%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
36 Months Loan
7.99%
APR7.99%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
24 Months Loan
7.99%
APR7.99%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Recreational Loan
7.99%
APR7.99%
Last UpdatedJuly 26, 2026
Details

$75,000

Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Tech Gear Loan
8.00%
APR8.00%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Upper Cumberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
180 months Loan
8.00%
APR8.00%
Last UpdatedJuly 26, 2026
Details

Credit Rating: B

Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Signature Loans
8.00%
APR8.00%
Last UpdatedJuly 26, 2026
Details

The rate show is the lowest available rate. Your rate may be higher depending on your credit score.

Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
New Major Appliances and Personal Computers Loan
8.25%
APR8.25%
Last UpdatedJuly 26, 2026
Details

Purchase Price Plus Sales Tax. The rate show is the lowest available rate. Your rate may be higher depending on your credit score.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Used Toy Loan
8.25%
APR8.25%
Last UpdatedJuly 26, 2026
Details

As low as

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
48 Months Loan
8.29%
APR8.29%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Recreational Loan
8.49%
APR8.49%
Last UpdatedJuly 26, 2026
Details

$75,000

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
60 Months Loan
8.49%
APR8.49%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.30%
Sweet Summer Loan
8.50%
APR8.50%
Last UpdatedJuly 26, 2026
Details

Borrow up to $10,000

Upper Cumberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
90 Days Loan
8.50%
APR8.50%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 7.39%
12 Months Loan
8.50%
APR8.50%
Last UpdatedJuly 26, 2026
Details

Maximum Amount: $1,000

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 7.39%
Borrow and Save Loans
8.50%
APR8.50%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Personal/Signature Loans
8.50%
APR8.50%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 7.39%
72 Months Loan
8.57%
APR8.57%
Last UpdatedJuly 26, 2026
Details

No additional details available.

FAMILY ADVANTAGE
Institution Rating:
A+5.0 ★Texas Ratio: 7.18%
Personal Loan
8.65%
APR8.65%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Signature Loan (closed-end loan)
8.74%
APR8.74%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Upper Cumberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
120 months Loan
8.75%
APR8.75%
Last UpdatedJuly 26, 2026
Details

Credit Rating: C

Southern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.26%
Signature Loan
8.75%
APR8.75%
Last UpdatedJuly 26, 2026
Details

As low as; Rates effective as of 04/10/2024. Rates subject to change without notice.

TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
Equity Loan
8.75%
APR8.75%
Last UpdatedJuly 26, 2026
Details

90% LTV (Loan to Value)

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
5/1 Vacant Land Loan
8.85%
APR8.85%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
Signature Loan
8.99%
APR8.99%
Last UpdatedJuly 26, 2026
Details

Member's interest rate decreased from 13.99% to 8.99%.

Memorial Credit Union Chattanooga, TN
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
Signature Loan
8.99%
APR8.99%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Holley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Unsecured Loans
9.00%
APR9.00%
Last UpdatedJuly 26, 2026
Details

Unsecured Loans

Upper Cumberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
180 months Loan
9.00%
APR9.00%
Last UpdatedJuly 26, 2026
Details

Credit Rating: C

Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Vacation Loan
9.20%
APR9.20%
Last UpdatedJuly 26, 2026
Details

As Low As; $1,500 Limit

Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Personal Loan
9.20%
APR9.20%
Last UpdatedJuly 26, 2026
Details

As Low As

Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Debt Consolidation Loan
9.20%
APR9.20%
Last UpdatedJuly 26, 2026
Details

As Low As; $26,000 Maximum

Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
Debt Consolidation Loan
9.24%
APR9.24%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Signature Loan (closed-end loan)
9.24%
APR9.24%
Last UpdatedJuly 26, 2026
Details

No additional details available.

OMC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
Personal Loan
9.25%
APR9.25%
Last UpdatedJuly 26, 2026
Details

As Low As; Rates effective as of 03/31/2026

EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★Texas Ratio: 6.31%
Signature Loan
9.25%
APR9.25%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
72 Months Loan
9.49%
APR9.49%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Upper Cumberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
90 Days Loan
9.50%
APR9.50%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Personal/Signature Loans
9.50%
APR9.50%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
Debt Consolidation Loan
9.75%
APR9.75%
Last UpdatedJuly 26, 2026
Details

minimum $7,500 - maximum $35,000

Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
Signature Loan
9.75%
APR9.75%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Upper Cumberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
120 months Loan
9.75%
APR9.75%
Last UpdatedJuly 26, 2026
Details

Credit Rating: D

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Vacation Loans
9.75%
APR9.75%
Last UpdatedJuly 26, 2026
Details

As low as

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Personal Loans
9.75%
APR9.75%
Last UpdatedJuly 26, 2026
Details

As low as

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Appy Assist Loans
9.75%
APR9.75%
Last UpdatedJuly 26, 2026
Details

As low as

Horizon Credit Union Kingsport, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
12 to 60 months A Loan
9.90%
APR9.90%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Upper Cumberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Personal Line-of-Credit Loan
9.90%
APR9.90%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Enlighten Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
Signature Loan
9.90%
APR9.90%
Last UpdatedJuly 26, 2026
Details

No additional details available.

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Personal Loans
9.95%
APR9.95%
Last UpdatedJuly 26, 2026
Details

Rates as low as

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Emergency Loans
9.95%
APR9.95%
Last UpdatedJuly 26, 2026
Details

Rates as low as

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Debt Consolidation Loans
9.95%
APR9.95%
Last UpdatedJuly 26, 2026
Details

Rates as low as

Kimberly Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
Signature Loan
9.99%
APR9.99%
Last UpdatedJuly 26, 2026
Details

APR* Up To: 18.00%

ORNL
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Personal Loan
9.99%
APR9.99%
Last UpdatedJuly 26, 2026
Details

As Low As; See disclosure section below for details

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 17.13%
Personal Loan
9.99%
APR9.99%
Last UpdatedJuly 26, 2026
Details

As Low As; APR* 36 Months

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.77%
Signature Loan
9.99%
APR9.99%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Patriot Equity Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.47%
Personal Unsecured Loan
9.99%
APR9.99%
Last UpdatedJuly 26, 2026
Details

As Low As

Scenic Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
Personal Loan
10.00%
APR10.00%
Last UpdatedJuly 26, 2026
Details

As Low As

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Secured Credit Builder Loan
10.00%
APR10.00%
Last UpdatedJuly 26, 2026
Details

No additional details available.

BMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Unsecured Loan
10.00%
APR10.00%
Last UpdatedJuly 26, 2026
Details

MAX. limit <2000$

Sevier County Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Teacher Loan
10.00%
APR10.00%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Personal Loans
10.00%
APR10.00%
Last UpdatedJuly 26, 2026
Details

As Low As

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
Equipment Loan
10.00%
APR10.00%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
Personal Loans
10.24%
APR10.24%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Upper Cumberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
180 months Loan
10.25%
APR10.25%
Last UpdatedJuly 26, 2026
Details

Credit Rating: D

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
Signature Loans
10.25%
APR10.25%
Last UpdatedJuly 26, 2026
Details

Credit Score: 850-750

Scenic Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
Personal Loan
10.25%
APR10.25%
Last UpdatedJuly 26, 2026
Details

As Low As

Heritage South Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
Signature Loans
10.45%
APR10.45%
Last UpdatedJuly 26, 2026
Details

Based on annual income*; *10.45% to 18%**

Scenic Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
Personal Loan
10.50%
APR10.50%
Last UpdatedJuly 26, 2026
Details

As Low As

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
Signature Loans
10.50%
APR10.50%
Last UpdatedJuly 26, 2026
Details

Credit Score: 850-750

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Personal/Signature Loans
10.50%
APR10.50%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Upper Cumberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
90 Days Loan
10.50%
APR10.50%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Tennessee Military Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.91%
Unsecured Loans
10.74%
APR10.74%
Last UpdatedJuly 26, 2026
Details

Rates as low as 10.74%

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Signature Loan (closed-end loan)
10.74%
APR10.74%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
Spot Me Loan
10.75%
APR10.75%
Last UpdatedJuly 26, 2026
Details

No additional details available.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
Signature Loans
10.75%
APR10.75%
Last UpdatedJuly 26, 2026
Details

Credit Score: 749-700

Scenic Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
Personal Loan
10.75%
APR10.75%
Last UpdatedJuly 26, 2026
Details

As Low As

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
Personal Unsecured Signature - 60 months Loan
10.79%
APR10.79%
Last UpdatedJuly 26, 2026
Details

As Low As; Max $50,000

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Safety Line (open-end loan)
10.99%
APR10.99%
Last UpdatedJuly 26, 2026
Details

No additional details available.

PIAS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal/Signature Loan
10.99%
APR10.99%
Last UpdatedJuly 26, 2026
Details

As low as

The Tennessee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
Personal Loans
10.99%
APR10.99%
Last UpdatedJuly 26, 2026
Details

As Low As; The APR is a broader measure of the cost of borrowing money since it reflects the interest rate and the fees you must pay to get the loan.

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
Personal Unsecured Signature - 72 months Loan
10.99%
APR10.99%
Last UpdatedJuly 26, 2026
Details

As Low As; Max $50,000

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 17.13%
Personal Loan
10.99%
APR10.99%
Last UpdatedJuly 26, 2026
Details

As Low As; APR* 48 Months

Outreach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
Up to 48 Months Loan
10.99%
APR10.99%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Signature Loan
10.99%
APR10.99%
Last UpdatedJuly 26, 2026
Details

No additional details available.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
Signature Loans
11.00%
APR11.00%
Last UpdatedJuly 26, 2026
Details

Credit Score: 749-700

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
Signature Loans
11.25%
APR11.25%
Last UpdatedJuly 26, 2026
Details

Credit Score: 699-650

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Personal/Signature Loans
11.50%
APR11.50%
Last UpdatedJuly 26, 2026
Details

No additional details available.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
Signature Loans
11.50%
APR11.50%
Last UpdatedJuly 26, 2026
Details

Credit Score: 699-650

Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.64%
Lines of Credit & Signature Loans
11.50%
APR11.50%
Last UpdatedJuly 26, 2026
Details

Variable

Horizon Credit Union Kingsport, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
12 to 60 months B Loan
11.90%
APR11.90%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Your Best Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Signature Loan
11.90%
APR11.90%
Last UpdatedJuly 26, 2026
Details

As low as

U T
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
Relationship Signature Loan
11.99%
APR11.99%
Last UpdatedJuly 26, 2026
Details

As Low As; $35.00 minimum payment. New money only. NCUA insured.

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
12-24 Months Loan
11.99%
APR11.99%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
12-36 Months Loan
11.99%
APR11.99%
Last UpdatedJuly 26, 2026
Details

No additional details available.

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 17.13%
Personal Loan
11.99%
APR11.99%
Last UpdatedJuly 26, 2026
Details

As Low As; APR* 60 Months

Outreach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
30/60/90 Notes Loan
12.00%
APR12.00%
Last UpdatedJuly 26, 2026
Details

Single payment

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.77%
12-12-12 Specialty Loan
12.00%
APR12.00%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.74%
90 Day Loan
12.24%
APR12.24%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.74%
Personal Loan
12.24%
APR12.24%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Gateway Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 19.67%
Unsecured/Signature Loan
12.25%
APR12.25%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Personal Loan
12.35%
APR12.35%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
Signature Loan (Unsecured)
12.49%
APR12.49%
Last UpdatedJuly 26, 2026
Details

Fixed; as low as

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
30, 60, 90 Day Notes Loan
12.50%
APR12.50%
Last UpdatedJuly 26, 2026
Details

fixed rate

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
Signature Loan
12.50%
APR12.50%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
Unsecured Term Loan
12.75%
APR12.75%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Consolidation Loan
12.90%
APR12.90%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Saulsbury Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.74%
Personal Loan
5.75%
APR5.75%
Last UpdatedJuly 26, 2026
Details

No additional details available.

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 17.13%
Personal Loans
5.99%
APR5.99%
Last UpdatedJuly 26, 2026
Details

As low as

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
Personal Loan
7.50%
APR7.50%
Last UpdatedJuly 26, 2026
Details

As Low As

FAMILY ADVANTAGE
Institution Rating:
A+5.0 ★Texas Ratio: 7.18%
Personal Loan
8.65%
APR8.65%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Personal Loan
9.20%
APR9.20%
Last UpdatedJuly 26, 2026
Details

As Low As

OMC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
Personal Loan
9.25%
APR9.25%
Last UpdatedJuly 26, 2026
Details

As Low As; Rates effective as of 03/31/2026

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Personal Loans
9.75%
APR9.75%
Last UpdatedJuly 26, 2026
Details

As low as

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Personal Loans
9.95%
APR9.95%
Last UpdatedJuly 26, 2026
Details

Rates as low as

ORNL
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Personal Loan
9.99%
APR9.99%
Last UpdatedJuly 26, 2026
Details

As Low As; See disclosure section below for details

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 17.13%
Personal Loan
9.99%
APR9.99%
Last UpdatedJuly 26, 2026
Details

As Low As; APR* 36 Months

Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Personal Loans
10.00%
APR10.00%
Last UpdatedJuly 26, 2026
Details

As Low As

Scenic Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
Personal Loan
10.00%
APR10.00%
Last UpdatedJuly 26, 2026
Details

As Low As

Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
Personal Loans
10.24%
APR10.24%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Scenic Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
Personal Loan
10.25%
APR10.25%
Last UpdatedJuly 26, 2026
Details

As Low As

Scenic Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
Personal Loan
10.50%
APR10.50%
Last UpdatedJuly 26, 2026
Details

As Low As

Scenic Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
Personal Loan
10.75%
APR10.75%
Last UpdatedJuly 26, 2026
Details

As Low As

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 17.13%
Personal Loan
10.99%
APR10.99%
Last UpdatedJuly 26, 2026
Details

As Low As; APR* 48 Months

The Tennessee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
Personal Loans
10.99%
APR10.99%
Last UpdatedJuly 26, 2026
Details

As Low As; The APR is a broader measure of the cost of borrowing money since it reflects the interest rate and the fees you must pay to get the loan.

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 17.13%
Personal Loan
11.99%
APR11.99%
Last UpdatedJuly 26, 2026
Details

As Low As; APR* 60 Months

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.74%
Personal Loan
12.24%
APR12.24%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Personal Loan
12.35%
APR12.35%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Saulsbury Debt Consolidation Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Debt Consolidation Loan
9.20%
APR9.20%
Last UpdatedJuly 26, 2026
Details

As Low As; $26,000 Maximum

Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
Debt Consolidation Loan
9.24%
APR9.24%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
Debt Consolidation Loan
9.75%
APR9.75%
Last UpdatedJuly 26, 2026
Details

minimum $7,500 - maximum $35,000

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Debt Consolidation Loans
9.95%
APR9.95%
Last UpdatedJuly 26, 2026
Details

Rates as low as

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Saulsbury Signature Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Espeeco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Signature Loan
6.75%
APR6.75%
Last UpdatedJuly 26, 2026
Details

As Low As; Signature APR as low as 6.75%

City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
Signature (12mo) Loan
7.00%
APR7.00%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 7.39%
Unsecured / Signature Loan
7.50%
APR7.50%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Personal/Signature Loans
7.50%
APR7.50%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Signature Loans
8.00%
APR8.00%
Last UpdatedJuly 26, 2026
Details

The rate show is the lowest available rate. Your rate may be higher depending on your credit score.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Personal/Signature Loans
8.50%
APR8.50%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Signature Loan (closed-end loan)
8.74%
APR8.74%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Southern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.26%
Signature Loan
8.75%
APR8.75%
Last UpdatedJuly 26, 2026
Details

As low as; Rates effective as of 04/10/2024. Rates subject to change without notice.

Memorial Credit Union Chattanooga, TN
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
Signature Loan
8.99%
APR8.99%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
Signature Loan
8.99%
APR8.99%
Last UpdatedJuly 26, 2026
Details

Member's interest rate decreased from 13.99% to 8.99%.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Signature Loan (closed-end loan)
9.24%
APR9.24%
Last UpdatedJuly 26, 2026
Details

No additional details available.

EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★Texas Ratio: 6.31%
Signature Loan
9.25%
APR9.25%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Personal/Signature Loans
9.50%
APR9.50%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
Signature Loan
9.75%
APR9.75%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Enlighten Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
Signature Loan
9.90%
APR9.90%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Kimberly Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
Signature Loan
9.99%
APR9.99%
Last UpdatedJuly 26, 2026
Details

APR* Up To: 18.00%

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.77%
Signature Loan
9.99%
APR9.99%
Last UpdatedJuly 26, 2026
Details

No additional details available.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
Signature Loans
10.25%
APR10.25%
Last UpdatedJuly 26, 2026
Details

Credit Score: 850-750

Heritage South Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
Signature Loans
10.45%
APR10.45%
Last UpdatedJuly 26, 2026
Details

Based on annual income*; *10.45% to 18%**

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
Signature Loans
10.50%
APR10.50%
Last UpdatedJuly 26, 2026
Details

Credit Score: 850-750

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Personal/Signature Loans
10.50%
APR10.50%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Signature Loan (closed-end loan)
10.74%
APR10.74%
Last UpdatedJuly 26, 2026
Details

No additional details available.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
Signature Loans
10.75%
APR10.75%
Last UpdatedJuly 26, 2026
Details

Credit Score: 749-700

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
Personal Unsecured Signature - 60 months Loan
10.79%
APR10.79%
Last UpdatedJuly 26, 2026
Details

As Low As; Max $50,000

Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Signature Loan
10.99%
APR10.99%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
Personal Unsecured Signature - 72 months Loan
10.99%
APR10.99%
Last UpdatedJuly 26, 2026
Details

As Low As; Max $50,000

PIAS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal/Signature Loan
10.99%
APR10.99%
Last UpdatedJuly 26, 2026
Details

As low as

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
Signature Loans
11.00%
APR11.00%
Last UpdatedJuly 26, 2026
Details

Credit Score: 749-700

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
Signature Loans
11.25%
APR11.25%
Last UpdatedJuly 26, 2026
Details

Credit Score: 699-650

Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.64%
Lines of Credit & Signature Loans
11.50%
APR11.50%
Last UpdatedJuly 26, 2026
Details

Variable

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
Signature Loans
11.50%
APR11.50%
Last UpdatedJuly 26, 2026
Details

Credit Score: 699-650

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Personal/Signature Loans
11.50%
APR11.50%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Your Best Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Signature Loan
11.90%
APR11.90%
Last UpdatedJuly 26, 2026
Details

As low as

U T
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
Relationship Signature Loan
11.99%
APR11.99%
Last UpdatedJuly 26, 2026
Details

As Low As; $35.00 minimum payment. New money only. NCUA insured.

Gateway Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 19.67%
Unsecured/Signature Loan
12.25%
APR12.25%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
Signature Loan (Unsecured)
12.49%
APR12.49%
Last UpdatedJuly 26, 2026
Details

Fixed; as low as

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
Signature Loan
12.50%
APR12.50%
Last UpdatedJuly 26, 2026
Details

No additional details available.

Saulsbury, TN Personal Loan Rate Trends

Compare local Saulsbury, TN personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Tennessee Personal Loan Trends →
Personal Loan — TN Avg
10.825%
▲ 0.379 vs 7 days ago

Tennessee personal loan rates rose 0.379 points over the past 7 days to 10.825% APR.

Signature Loan — TN Avg
11.076%
▲ 0.061 vs 7 days ago

Tennessee signature loan rates rose 0.061 points over the past 7 days to 11.076% APR.

As of Jul 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Saulsbury, Tennessee personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Saulsbury, Tennessee directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Saulsbury, Tennessee. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in TN.

Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.

Frequently Asked Questions

What credit score do I need for a personal loan in Tennessee?

Most lenders in Saulsbury, Tennessee require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Tennessee often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Saulsbury, Tennessee require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Tennessee?

Yes. Debt consolidation is one of the most common uses of personal loans in Saulsbury, Tennessee. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Saulsbury, Tennessee?

Credit unions in Saulsbury, Tennessee often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Saulsbury, Tennessee?

  • Nashville Firemens Credit Union: 4.99% (New Computers Loan)
  • TNConnect Credit Union: 5.25% (New/Used Loan)
  • Staley Credit Union: 5.70% (Credit Builder Loan)
  • Tennessee Military Federal Credit Union: 5.74% (Unimproved Land Loan)
  • Bowater Employees Credit Union: 5.75% (12 Months Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Saulsbury, Tennessee. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 25, 2026.