Best Personal Loan Rates in Grand Prairie, Texas (TX) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Grand Prairie, Texas include: Grand Prairie Credit UnionGrand Prairie Credit Union209 N CENTER ST, GRAND PRAIRIE, TX, 75050A+5.0 ★Texas Ratio: 0.13% offering Personal Loans with Collateral at 5.00% APR, Neighborhood Credit UnionNeighborhood Credit Union2525 W Bardin Rd, Grand Prairie, TX, 75052 4303A5.0 ★Texas Ratio: 8.73% offering Personal Loans at 7.14% APR, Local 20 IBEW Federal Credit UnionLocal 20 IBEW Federal Credit Union688 W Tarrant Rd, Grand Prairie, TX, 75050D3.5 ★Texas Ratio: 32.83% offering Loans above 72 months require approval by Board of Directors at 7.80% APR, Texas Trust Credit UnionTexas Trust Credit Union425 W Jefferson St, Grand Prairie, TX, 75051 1751A5.0 ★Texas Ratio: 7.42% offering Personal Loan at 8.99% APR, and Tinker Federal Credit UnionTinker Federal Credit UnionA+5.0 ★Texas Ratio: 2.99% offering Storm Shelter Loans at 3.99% APR. Personal loan rates as of April 14, 2026 according to verified data from MonitorBankRates.
Grand Prairie has 4 local institutions in our database, with personal loan rates as low as 5.00% APR from Grand Prairie Credit Union at 209 N CENTER ST, GRAND PRAIRIE, TX, 75050. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Grand Prairie, Texas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Grand Prairie, Texas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 14, 2026
A+ rating
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As Low As; APR ranges from 8.99% - 17.90%
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As Low As; Finally get that pool, invest in solar panels, or start those home improvements with the simplicity of a large personal loan.
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Over $4,000.00
Maximum of $6,000.00
and a small fee of $20.00
Over $4,000.00
Late fee: 5% of the payment
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As Low As; Interest rate discounts may be available for members with a qualifying IBEW Local 66 Federal Credit Union checking account.
20% down
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As Low As; No pay for 90 days; Easy financing
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As Low As; Restrictions Apply
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balance $20,000
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48 TO 72 MOS*SAME AS NEW CARS
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As Low As; Subject to credit approval
balance $75,000
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10% down
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balance $75,000
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As Low As; No Refinancing of existing loans; Rate based on Credit Score; Limited to one loan special every 90 days
As Low As; Borrow up to $2,000 for up to 24 months.
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balance $75,000
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As Low As; Minimum holiday loan amount $350, maximum determined by credit qualifications up to $15,000.
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As Low As; Up to 70%
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As Low As; With Approved Credit
Loan rate of 6% is effective January 1, 2021. Must have an open established Membership Savings Account in good standing. Must be able to provide two paystubs and have at least 1-year of job history.
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48 TO 60 MOS*SAME AS USED CARS
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As Low As; Regular APR: 10.090%
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As Low As; Loyalty Plus & Online Application Discount
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As Low As; Up to 60 Months
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As Low As; 71% to 80%
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CONTACT LOAN DEPARTMENT FOR DETAILS
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$1,001; As Low As
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As Low As; WITH NO PAYMENTS FOR 60 DAYS! Interest accrues from date of loan disbursal. Call for details. Qualifying criteria applies. Rates and terms subject to change without notice.
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As Low As; 81% to 90%
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As Low As; Borrow up to $15K for 120 Months
UP TO 48 MONTHS
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As Low As; Up to $35,000 ($1,000 minimum)
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As Low As; Fixed rates starting as low as 7.89%; No collateral required-qualify based on your credit and income; No prepayment penalties or application fees; Payment protection insurance available
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up to 60 months
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As Low As; Rates determined by credit history. The rate will never be higher than the maximum allowed by the Federal Credit Union Act, which is currently 18%. All applications are subject to credit approval. Minimum loan amount of $500. Maximum loan amount of $9,500.00. Minimum repayment term of 6 months. Maximum repayment term of 48 months. Payment Example: $1,000 Personal Loan at 7.90% for 48 months equals a monthly payment of $24.36. Applications may take up to one (1) business day to process. Approved applicants must become members prior to or at loan disbursement. Membership eligibility required. For further details, please contact Luso American Credit Union at 978-531-5767 or at 37 Tremont Street, Peabody, MA 01960.
As Low As; Up to $35,000 ($1,000 minimum)
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As Low As; Annual Percentage Rate (APR) quoted is lowest possible for qualified borrowers. APR quoted represents up to a 36-month term for a personal loan. Estimated monthly payment of $86.30 per $1,000 borrowed for 12-month term. Your rate may vary. Qualifications based on credit history, debt and ability to repay. Loan amounts $1,000 - $25,000. Refinancing of existing Mesquite Credit Union loan is not permitted.
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As Low As
A+ rating
No additional details available.
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As Low As; months or less
As Low As; months
As Low As; APR ranges from 8.99% - 17.90%
As Low As
As Low As; Finally get that pool, invest in solar panels, or start those home improvements with the simplicity of a large personal loan.
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Over $4,000.00
Over $4,000.00
No additional details available.
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As Low As; Up to $35,000 ($1,000 minimum)
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As Low As; Fixed rates starting as low as 7.89%; No collateral required-qualify based on your credit and income; No prepayment penalties or application fees; Payment protection insurance available
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As Low As; Rates determined by credit history. The rate will never be higher than the maximum allowed by the Federal Credit Union Act, which is currently 18%. All applications are subject to credit approval. Minimum loan amount of $500. Maximum loan amount of $9,500.00. Minimum repayment term of 6 months. Maximum repayment term of 48 months. Payment Example: $1,000 Personal Loan at 7.90% for 48 months equals a monthly payment of $24.36. Applications may take up to one (1) business day to process. Approved applicants must become members prior to or at loan disbursement. Membership eligibility required. For further details, please contact Luso American Credit Union at 978-531-5767 or at 37 Tremont Street, Peabody, MA 01960.
As Low As; Up to $35,000 ($1,000 minimum)
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As Low As; Select "Debt Consolidation" on your application.
As Low As; Other terms available.
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Maximum of $6,000.00
As Low As; Interest rate discounts may be available for members with a qualifying IBEW Local 66 Federal Credit Union checking account.
As Low As; With Approved Credit
As Low As; Borrow up to $2,000 for up to 24 months.
As Low As; With Approved Credit
Months
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As Low As; With Approved Credit
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$1,001; As Low As
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up to 60 months
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Grand Prairie, TX Personal Loan Rate Trends
Compare local Grand Prairie, TX personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas personal loan rates currently average 10.632% APR.
Texas signature loan rates fell 0.184 points over the past 7 days to 12.230% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Texas?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Texas?
Are credit unions or banks better for personal loans in Grand Prairie, Texas?
What are the best personal loan rates in Grand Prairie, Texas?
- Grand Prairie Credit Union: 5.00% (Personal Loans with Collateral)
- Neighborhood Credit Union: 7.14% (Personal Loans)
- Local 20 IBEW Federal Credit Union: 7.80% (Loans above 72 months require approval by Board of Directors)
- Texas Trust Credit Union: 8.99% (Personal Loan)
- Tinker Federal Credit Union: 3.99% (Storm Shelter Loans)
Personal Loan Calculators
