Best Personal Loan Rates in Houston, Texas (TX) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Texas borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Houston, Texas include: Gulf Coast Educators Federal Credit UnionGulf Coast Educators Federal Credit Union14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044A+5.0 ★Texas Ratio: 3.70% offering Title Loan at 4.49% APR, Amoco Federal Credit UnionAmoco Federal Credit Union1800 Space Park Dr, Houston, TX, 77058A5.0 ★Texas Ratio: 5.99% offering Credit Builder And Mender Loan at 4.90% APR, Houston Federal Credit UnionHouston Federal Credit Union777 N Eldridge Pkwy Ste 150, Houston, TX, 77079 4416A+5.0 ★Texas Ratio: 2.47% offering Lot Loans at 5.99% APR, Justice Federal Credit UnionJustice Federal Credit Union1 Justice Park Dr, Houston, TX, 77092A5.0 ★Texas Ratio: 8.56% offering Personal Loan at 6.50% APR, and Synergy Federal Credit UnionSynergy Federal Credit Union9701 Manchester St, Houston, TX, 77012 2408A+5.0 ★Texas Ratio: 0.96% offering Other Collateral Loan at 6.50% APR. Personal loan rates as of May 23, 2026 according to verified data from MonitorBankRates.
Houston has 34 local institutions in our database, with personal loan rates as low as 4.49% APR from Gulf Coast Educators Federal Credit Union at 14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Houston, Texas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Houston, Texas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 23, 2026
Houston Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Title Loan
4.49%
▼
APR4.49%
Last UpdatedMay 27, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Title Loan
4.74%
▼
APR4.74%
Last UpdatedMay 27, 2026
Details
As Low As
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
1800 Space Park Dr, Houston, TX, 77058
Credit Builder And Mender Loan
4.90%
▼
APR4.90%
Last UpdatedMay 27, 2026
Details
No additional details available.
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Title Loan
4.99%
▼
APR4.99%
Last UpdatedMay 27, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Title Loan
5.49%
▼
APR5.49%
Last UpdatedMay 27, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
777 N Eldridge Pkwy Ste 150, Houston, TX, 77079 4416
Lot Loans
5.99%
▼
APR5.99%
Last UpdatedMay 27, 2026
Details
As Low As; Up to 70% LTV
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Title Loan
6.24%
▼
APR6.24%
Last UpdatedMay 27, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
777 N Eldridge Pkwy Ste 150, Houston, TX, 77079 4416
Unimproved Property Loan
6.25%
▼
APR6.25%
Last UpdatedMay 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 27, 2026
Details
As Low As; Loan Amount: $500 - $25,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1 Justice Park Dr, Houston, TX, 77092
SUMMER LOAN
6.50%
▼
APR6.50%
Last UpdatedMay 27, 2026
Details
As Low As; Borrow up to $25,000
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Other Collateral Loan
6.50%
▼
APR6.50%
Last UpdatedMay 27, 2026
Details
As Low As
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.58%
9211 Jones Rd, Houston, TX, 77065
Adventure Loans
6.59%
▼
APR6.59%
Last UpdatedMay 27, 2026
Details
As Low As
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.59%
▼
APR6.59%
Last UpdatedMay 27, 2026
Details
No additional details available.
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Vacant Land/Lot Loan
6.75%
▼
APR6.75%
Last UpdatedMay 27, 2026
Details
As Low As; Unimproved (Raw) Land; As low as 15% down**
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.79%
▼
APR6.79%
Last UpdatedMay 27, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.89%
▼
APR6.89%
Last UpdatedMay 27, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.99%
▼
APR6.99%
Last UpdatedMay 27, 2026
Details
No additional details available.
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
777 N Eldridge Pkwy Ste 150, Houston, TX, 77079 4416
Lot Loans
6.99%
▼
APR6.99%
Last UpdatedMay 27, 2026
Details
As Low As; 71% to 80% LTV
Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
19626 Saums Rd, Houston, TX, 77084
Summer/Holiday Loan
7.00%
▼
APR7.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Baker Hughes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
6830 Navigation Blvd, Houston, TX, 77011
Other Collateral Loan
7.20%
▼
APR7.20%
Last UpdatedMay 27, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured Signature Loans
7.24%
▼
APR7.24%
Last UpdatedMay 27, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Vacant Land/Lot Loan
7.25%
▼
APR7.25%
Last UpdatedMay 27, 2026
Details
As Low As; Unimproved (Raw) Land; As low as 15% down**
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.29%
▼
APR7.29%
Last UpdatedMay 27, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.39%
▼
APR7.39%
Last UpdatedMay 27, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.49%
▼
APR7.49%
Last UpdatedMay 27, 2026
Details
No additional details available.
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
777 N Eldridge Pkwy Ste 150, Houston, TX, 77079 4416
Lot Loans
7.49%
▼
APR7.49%
Last UpdatedMay 27, 2026
Details
As Low As; 81% to 90% LTV
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
777 N Eldridge Pkwy Ste 150, Houston, TX, 77079 4416
Unimproved Property Loan
7.75%
▼
APR7.75%
Last UpdatedMay 27, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Vacant Land/Lot Loan
7.75%
▼
APR7.75%
Last UpdatedMay 27, 2026
Details
As Low As; Unimproved (Raw) Land; As low as 15% down**
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.79%
▼
APR7.79%
Last UpdatedMay 27, 2026
Details
No additional details available.
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
6414 FANNIN ST STE G50, HOUSTON, TX, 77030 1500
Personal Loans
7.90%
▼
APR7.90%
Last UpdatedMay 27, 2026
Details
As Low As
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
6414 FANNIN ST STE G50, HOUSTON, TX, 77030 1500
Signature Loan
7.90%
▼
APR7.90%
Last UpdatedMay 27, 2026
Details
No additional details available.
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans
7.90%
▼
APR7.90%
Last UpdatedMay 27, 2026
Details
As Low As
MemberSource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
10100 Richmond Ave, Houston, TX, 77042
Personal Loan
7.98%
▼
APR7.98%
Last UpdatedMay 27, 2026
Details
As Low As; Up to $35,000 ($1,000 minimum)
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 27, 2026
Details
As Low As
Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
8120 Washington Ave, Houston, TX, 77007
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 27, 2026
Details
As Low As
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
1800 Space Park Dr, Houston, TX, 77058
Disaster Preparedness Loan
8.05%
▼
APR8.05%
Last UpdatedMay 27, 2026
Details
Minimum APR (has an AMOCO Mortgage Loan)
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 11.31%
4373 FM 1960 West, Houston, TX, 77014
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 27, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Vacant Land/Lot Loan
8.25%
▼
APR8.25%
Last UpdatedMay 27, 2026
Details
As Low As; Unimproved (Raw) Land; As low as 15% down**
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 27, 2026
Details
As Low As
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
1800 Space Park Dr, Houston, TX, 77058
12 Months 1 Payment Loan
8.50%
▼
APR8.50%
Last UpdatedMay 27, 2026
Details
No additional details available.
US Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
9700 Richmond Ave, Houston, TX, 77042
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMay 27, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Miscellaneous Equipment Loan
8.50%
▼
APR8.50%
Last UpdatedMay 27, 2026
Details
As Low As; Maximum Loan Discount: 0.75%
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Texas Educators Rewards Loan
8.74%
▼
APR8.74%
Last UpdatedMay 27, 2026
Details
Regular APR: 6.99% - 16.99%
Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
7789 Southwest fwy Ste 175, Houston, TX, 77074 1831
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMay 27, 2026
Details
As Low As
Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
7789 Southwest fwy Ste 175, Houston, TX, 77074 1831
Signature Loans
8.75%
▼
APR8.75%
Last UpdatedMay 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 27, 2026
Details
As Low As; Loan Amount: $500-$40,000
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Classroom Supplies Loan
8.99%
▼
APR8.99%
Last UpdatedMay 27, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Professional Development Loan
8.99%
▼
APR8.99%
Last UpdatedMay 27, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Alternative Teaching Certification Loan
8.99%
▼
APR8.99%
Last UpdatedMay 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 27, 2026
Details
As Low As
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.58%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 27, 2026
Details
As Low As
Houston Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
1600 Memorial Dr, Houston, TX, 77007 7702
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 27, 2026
Details
As Low As
Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
19626 Saums Rd, Houston, TX, 77084
Signature
9.00%
▼
APR9.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
1800 Space Park Dr, Houston, TX, 77058
Disaster Preparedness Loan
9.05%
▼
APR9.05%
Last UpdatedMay 27, 2026
Details
Minimum APR (has an AMOCO Mortgage Loan)
Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
2001 Rankin Rd, Houston, TX, 77073 5114
Personal Loans
9.24%
▼
APR9.24%
Last UpdatedMay 27, 2026
Details
As Low As; Up to 60 months
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
1800 Space Park Dr, Houston, TX, 77058
Specialty Collateral Loan
9.40%
▼
APR9.40%
Last UpdatedMay 27, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 27, 2026
Details
As Low As
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.58%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 27, 2026
Details
As Low As
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
12012 Space Center Blvd, Houston, TX, 77059
Vacation Loan
9.50%
▼
APR9.50%
Last UpdatedMay 27, 2026
Details
As Low As; Finance up to $10,000; 90 day no pay
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
777 N Eldridge Pkwy Ste 150, Houston, TX, 77079 4416
Loan Special
9.50%
▼
APR9.50%
Last UpdatedMay 27, 2026
Details
As Low As; Up to $2,500
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
1800 Space Park Dr, Houston, TX, 77058
Specialty Collateral Loan
9.65%
▼
APR9.65%
Last UpdatedMay 27, 2026
Details
No additional details available.
United Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.03%
771 Normandy St, Houston, TX, 77015 3467
Signature
9.69%
▼
APR9.69%
Last UpdatedMay 27, 2026
Details
As Low As
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
7000 Fannin St, Houston, TX, 77030
Working Capital Loan
9.75%
▼
APR9.75%
Last UpdatedMay 27, 2026
Details
A loan documentation fee of $175 will be assessed at closing.
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans
9.90%
▼
APR9.90%
Last UpdatedMay 27, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedMay 27, 2026
Details
As Low As; No Collateral Required
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMay 27, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Vacation Loan Special
9.90%
▼
APR9.90%
Last UpdatedMay 27, 2026
Details
As Low As; No Collateral Required
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
12012 Space Center Blvd, Houston, TX, 77059
Personal Loans
9.95%
▼
APR9.95%
Last UpdatedMay 27, 2026
Details
As Low As; 12 months
Texas Bay Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12611 Fuqua St, Houston, TX, 77034
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMay 27, 2026
Details
As Low As
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.58%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 27, 2026
Details
As Low As
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
8980 Clearwood Dr, Houston, TX, 77075
Seasonal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 27, 2026
Details
No additional details available.
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
1800 Space Park Dr, Houston, TX, 77058
Disaster Preparedness Loan
10.05%
▼
APR10.05%
Last UpdatedMay 27, 2026
Details
Minimum APR
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
1800 Space Park Dr, Houston, TX, 77058
Personal Loan
10.05%
▼
APR10.05%
Last UpdatedMay 27, 2026
Details
No additional details available.
Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.36%
4411 S Wayside Dr, Houston, TX, 77087 1109
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedMay 27, 2026
Details
As Low As
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
7000 Fannin St, Houston, TX, 77030
Working Capital Loan
10.25%
▼
APR10.25%
Last UpdatedMay 27, 2026
Details
A loan documentation fee of $175 will be assessed at closing.
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit Loan
10.36%
▼
APR10.36%
Last UpdatedMay 27, 2026
Details
No additional details available.
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Platinum I Loan
10.40%
▼
APR10.40%
Last UpdatedMay 27, 2026
Details
Rates are Variable*
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.35%
100 Dominion Park Dr, Houston, TX, 77090 6716
Personal Loans
10.45%
▼
APR10.45%
Last UpdatedMay 27, 2026
Details
As Low As; Minimum $15,000 for 72 Months
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.58%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMay 27, 2026
Details
As Low As
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
7000 Fannin St, Houston, TX, 77030
Working Capital Loan
10.50%
▼
APR10.50%
Last UpdatedMay 27, 2026
Details
A loan documentation fee of $175 will be assessed at closing.
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
777 N Eldridge Pkwy Ste 150, Houston, TX, 77079 4416
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedMay 27, 2026
Details
As Low As
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit Loan
10.52%
▼
APR10.52%
Last UpdatedMay 27, 2026
Details
No additional details available.
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit Loan
10.74%
▼
APR10.74%
Last UpdatedMay 27, 2026
Details
No additional details available.
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
2315 Mangum Rd, Houston, TX, 77092
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedMay 27, 2026
Details
As Low As
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit Loan
10.86%
▼
APR10.86%
Last UpdatedMay 27, 2026
Details
No additional details available.
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans
10.90%
▼
APR10.90%
Last UpdatedMay 27, 2026
Details
As Low As
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit Loan
10.90%
▼
APR10.90%
Last UpdatedMay 27, 2026
Details
No additional details available.
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
10.90%
▼
APR10.90%
Last UpdatedMay 27, 2026
Details
As Low As; No Collateral Required
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.58%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 27, 2026
Details
As Low As
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
8980 Clearwood Dr, Houston, TX, 77075
Seasonal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 27, 2026
Details
No additional details available.
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
7000 Fannin St, Houston, TX, 77030
Working Capital Loan
11.00%
▼
APR11.00%
Last UpdatedMay 27, 2026
Details
A loan documentation fee of $175 will be assessed at closing.
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
SIGNATURE LOANS - Beacon Score 680+
11.00%
▼
APR11.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit Loan
11.02%
▼
APR11.02%
Last UpdatedMay 27, 2026
Details
No additional details available.
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
1800 Space Park Dr, Houston, TX, 77058
Disaster Preparedness Loan
11.05%
▼
APR11.05%
Last UpdatedMay 27, 2026
Details
Minimum APR
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
1800 Space Park Dr, Houston, TX, 77058
Personal Loan
11.05%
▼
APR11.05%
Last UpdatedMay 27, 2026
Details
No additional details available.
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMay 27, 2026
Details
As Low As; Maximum Loan Discount: 0.50%
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit Loan
11.24%
▼
APR11.24%
Last UpdatedMay 27, 2026
Details
No additional details available.
Energy Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
18540 Northwest Fwy, Houston, TX, 77065
Signature/Personal Loan
11.35%
▼
APR11.35%
Last UpdatedMay 27, 2026
Details
As Low As
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit Loan
11.40%
▼
APR11.40%
Last UpdatedMay 27, 2026
Details
No additional details available.
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
7000 Fannin St, Houston, TX, 77030
Working Capital Loan
11.50%
▼
APR11.50%
Last UpdatedMay 27, 2026
Details
A loan documentation fee of $175 will be assessed at closing.
Texas Bay Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12611 Fuqua St, Houston, TX, 77034
Signature Loans
11.54%
▼
APR11.54%
Last UpdatedMay 27, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
11.90%
▼
APR11.90%
Last UpdatedMay 27, 2026
Details
As Low As; No Collateral Required
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 27, 2026
Details
N/A
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
8980 Clearwood Dr, Houston, TX, 77075
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 27, 2026
Details
As Low As
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
8980 Clearwood Dr, Houston, TX, 77075
Seasonal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 27, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMay 27, 2026
Details
As Low As
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMay 27, 2026
Details
No additional details available.
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
7000 Fannin St, Houston, TX, 77030
Working Capital Loan
12.00%
▼
APR12.00%
Last UpdatedMay 27, 2026
Details
A loan documentation fee of $175 will be assessed at closing.
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
1800 Space Park Dr, Houston, TX, 77058
Debt Consolidation Loan
12.05%
▼
APR12.05%
Last UpdatedMay 27, 2026
Details
No additional details available.
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.58%
9211 Jones Rd, Houston, TX, 77065
Getting Started Citizenship Loan
12.24%
▼
APR12.24%
Last UpdatedMay 27, 2026
Details
0.00 APR that includes an application fee
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit Loan
12.36%
▼
APR12.36%
Last UpdatedMay 27, 2026
Details
No additional details available.
Texas Bay Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12611 Fuqua St, Houston, TX, 77034
Signature Loans
12.44%
▼
APR12.44%
Last UpdatedMay 27, 2026
Details
As Low As
Baker Hughes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
6830 Navigation Blvd, Houston, TX, 77011
Signature Loan
12.50%
▼
APR12.50%
Last UpdatedMay 27, 2026
Details
As Low As
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit Loan
12.52%
▼
APR12.52%
Last UpdatedMay 27, 2026
Details
No additional details available.
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Personal Loan
12.74%
▼
APR12.74%
Last UpdatedMay 27, 2026
Details
As Low As; Maximum Loan Discount: 0.50%
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit Loan
12.74%
▼
APR12.74%
Last UpdatedMay 27, 2026
Details
No additional details available.
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.58%
9211 Jones Rd, Houston, TX, 77065
Road to Citizenship Loan
12.74%
▼
APR12.74%
Last UpdatedMay 27, 2026
Details
0.00 APR that includes an application fee
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Debt Consolidation Loan
12.74%
▼
APR12.74%
Last UpdatedMay 27, 2026
Details
Debt Consolidation
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
7000 Fannin St, Houston, TX, 77030
Signature Loan Up to 60 Months
12.90%
▼
APR12.90%
Last UpdatedMay 27, 2026
Details
Based on your credit and risk score; Excellent
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit Loan
12.90%
▼
APR12.90%
Last UpdatedMay 27, 2026
Details
No additional details available.
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
12.90%
▼
APR12.90%
Last UpdatedMay 27, 2026
Details
As Low As; No Collateral Required
GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
5305 Bingle Rd, Houston, TX, 77092 2102
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedMay 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMay 27, 2026
Details
As Low As; Loan Amount: $250-$40,000
FAA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
16600 John F Kennedy Blvd, Houston, TX, 77032 6514
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMay 27, 2026
Details
As Low As
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
1800 Space Park Dr, Houston, TX, 77058
Debt Consolidation Loan
13.05%
▼
APR13.05%
Last UpdatedMay 27, 2026
Details
No additional details available.
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Platinum II Loan
13.40%
▼
APR13.40%
Last UpdatedMay 27, 2026
Details
Rates are Variable*
Texas Bay Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12611 Fuqua St, Houston, TX, 77034
Signature Loans
13.69%
▼
APR13.69%
Last UpdatedMay 27, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
13.90%
▼
APR13.90%
Last UpdatedMay 27, 2026
Details
As Low As; No Collateral Required
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
SIGNATURE LOANS - Beacon Score 640-679
14.00%
▼
APR14.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit Loan
14.36%
▼
APR14.36%
Last UpdatedMay 27, 2026
Details
No additional details available.
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Platinum Rewards Loan
14.40%
▼
APR14.40%
Last UpdatedMay 27, 2026
Details
Rates are Variable*
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit Loan
14.52%
▼
APR14.52%
Last UpdatedMay 27, 2026
Details
No additional details available.
Texas Bay Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12611 Fuqua St, Houston, TX, 77034
Signature Loans
14.69%
▼
APR14.69%
Last UpdatedMay 27, 2026
Details
As Low As
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit Loan
14.74%
▼
APR14.74%
Last UpdatedMay 27, 2026
Details
No additional details available.
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
7000 Fannin St, Houston, TX, 77030
Signature Loan Up to 60 Months
14.90%
▼
APR14.90%
Last UpdatedMay 27, 2026
Details
Based on your credit and risk score; Good
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit Loan
14.90%
▼
APR14.90%
Last UpdatedMay 27, 2026
Details
No additional details available.
Energy One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
5 Greenway Plz, Houston, TX, 77046 0521
Signature Loan
14.99%
▼
APR14.99%
Last UpdatedMay 27, 2026
Details
Under $5,000
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Platinum III Loan
15.40%
▼
APR15.40%
Last UpdatedMay 27, 2026
Details
Rates are Variable*
Texas Bay Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12611 Fuqua St, Houston, TX, 77034
Signature Loans
15.69%
▼
APR15.69%
Last UpdatedMay 27, 2026
Details
As Low As
Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
19626 Saums Rd, Houston, TX, 77084
Express Loan
15.75%
▼
APR15.75%
Last UpdatedMay 27, 2026
Details
No additional details available.
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
7000 Fannin St, Houston, TX, 77030
Signature Loan Up to 60 Months
16.90%
▼
APR16.90%
Last UpdatedMay 27, 2026
Details
Based on your credit and risk score; Average
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
SIGNATURE LOANS - Beacon Score 600-639
17.00%
▼
APR17.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit Loan
17.36%
▼
APR17.36%
Last UpdatedMay 27, 2026
Details
No additional details available.
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit Loan
17.52%
▼
APR17.52%
Last UpdatedMay 27, 2026
Details
No additional details available.
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit Loan
17.74%
▼
APR17.74%
Last UpdatedMay 27, 2026
Details
No additional details available.
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
7000 Fannin St, Houston, TX, 77030
Signature Loan Up to 60 Months
17.90%
▼
APR17.90%
Last UpdatedMay 27, 2026
Details
Based on your credit and risk score; Fair
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
6414 FANNIN ST STE G50, HOUSTON, TX, 77030 1500
Signature Loan
17.90%
▼
APR17.90%
Last UpdatedMay 27, 2026
Details
No additional details available.
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit Loan
17.90%
▼
APR17.90%
Last UpdatedMay 27, 2026
Details
No additional details available.
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.82%
Storm Shelter Loans
3.99%
▼
APR3.99%
Last UpdatedMay 27, 2026
Details
No additional details available.
Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Credit Builder Loan
4.25%
▼
APR4.25%
Last UpdatedMay 27, 2026
Details
No additional details available.
Domino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
New Misc. Collateral Loan
4.45%
▼
APR4.45%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR4.49%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR4.50%
Last UpdatedMay 27, 2026
Details
No additional details available.
Education First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
Recreational Loan
4.50%
▼
APR4.50%
Last UpdatedMay 27, 2026
Details
As Low As
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Recreational/Title Loans
4.56%
▼
APR4.56%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR4.64%
Last UpdatedMay 27, 2026
Details
As Low As
APR4.74%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR4.74%
Last UpdatedMay 27, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMay 27, 2026
Details
As Low As
APR4.99%
Last UpdatedMay 27, 2026
Details
Intro rate expires: 9 months
APR4.99%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR4.99%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR5.00%
Last UpdatedMay 27, 2026
Details
As Low As; Call the credit union for loan promotion rates
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Up to 48 Months Loan
5.14%
▼
APR5.14%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR5.24%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR5.25%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR5.25%
Last UpdatedMay 27, 2026
Details
No additional details available.
Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
All Other Collateral Loan
5.25%
▼
APR5.25%
Last UpdatedMay 27, 2026
Details
As Low As
Domino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Used Misc. Collateral Loan
5.45%
▼
APR5.45%
Last UpdatedMay 27, 2026
Details
No additional details available.
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
2025 - Newer Loan
5.49%
▼
APR5.49%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR5.49%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR5.50%
Last UpdatedMay 27, 2026
Details
No additional details available.
Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Loan Special
5.50%
▼
APR5.50%
Last UpdatedMay 27, 2026
Details
As Low As; No Refinancing of existing loans; Rate based on Credit Score; Limited to one loan special every 90 days
Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Signature Loan Special
5.50%
▼
APR5.50%
Last UpdatedMay 27, 2026
Details
As Low As; Borrow up to $2,000 for up to 24 months.
APR5.59%
Last UpdatedMay 27, 2026
Details
As Low As; Restrictions Apply
APR5.74%
Last UpdatedMay 27, 2026
Details
No additional details available.
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Post Graduate Consolidation Loan
5.75%
▼
APR5.75%
Last UpdatedMay 27, 2026
Details
As Low As; - Up to $150,000
APR5.75%
Last UpdatedMay 27, 2026
Details
As Low As
Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Unimproved Property Loan
5.75%
▼
APR5.75%
Last UpdatedMay 27, 2026
Details
As Low As
Windthorst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
REAL ESTATE Loan
5.75%
▼
APR5.75%
Last UpdatedMay 27, 2026
Details
No additional details available.
Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Interim Construction Loan
5.75%
▼
APR5.75%
Last UpdatedMay 27, 2026
Details
As Low As
APR5.75%
Last UpdatedMay 27, 2026
Details
No additional details available.
Swemp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
Title Equity Loan
5.90%
▼
APR5.90%
Last UpdatedMay 27, 2026
Details
As Low as
FCI Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.31%
New Recreational Loan
5.95%
▼
APR5.95%
Last UpdatedMay 27, 2026
Details
As Low As; APR=Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
New Recreational Loan
5.95%
▼
APR5.95%
Last UpdatedMay 27, 2026
Details
As Low As; APR=Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Unsecured Financing A+
6.00%
▼
APR6.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR6.00%
Last UpdatedMay 27, 2026
Details
Tier 1 >700
APR6.00%
Last UpdatedMay 27, 2026
Details
Months
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedMay 27, 2026
Details
As Low As
Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Tractors Loan
6.00%
▼
APR6.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Credit Builder Loan
6.00%
▼
APR6.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Texoma Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Recreational Loan
6.24%
▼
APR6.24%
Last UpdatedMay 27, 2026
Details
As Low As
Windthorst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Agriculture A+ Loan
6.25%
▼
APR6.25%
Last UpdatedMay 27, 2026
Details
*** *
Windthorst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
AGRICULTURE Loan
6.25%
▼
APR6.25%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR6.25%
Last UpdatedMay 27, 2026
Details
Tier 1 >700
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Medical residency loan Fixed
6.33%
▼
APR6.33%
Last UpdatedMay 27, 2026
Details
Lowest rates shown include the auto debit discount.
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Medical residency loan Variable
6.33%
▼
APR6.33%
Last UpdatedMay 27, 2026
Details
Lowest rates shown include the auto debit discount.
APR6.49%
Last UpdatedMay 27, 2026
Details
No additional details available.
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
VA purchase loan
6.49%
▼
APR6.49%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR6.50%
Last UpdatedMay 27, 2026
Details
Tier 1 >700
Rockdale Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Tractors and Accessories Loan
6.50%
▼
APR6.50%
Last UpdatedMay 27, 2026
Details
No additional details available.
Windthorst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Agriculture A+ Loan
6.50%
▼
APR6.50%
Last UpdatedMay 27, 2026
Details
*** *
Baycel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Unsecured Loan
6.50%
▼
APR6.50%
Last UpdatedMay 27, 2026
Details
As Low As
Baycel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
PERSONAL Loan
6.50%
▼
APR6.50%
Last UpdatedMay 27, 2026
Details
As Low As
APR6.50%
Last UpdatedMay 27, 2026
Details
No additional details available.
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Dental residency loan Variable
6.50%
▼
APR6.50%
Last UpdatedMay 27, 2026
Details
Lowest rates shown include the auto debit discount.
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Dental residency loan Fixed
6.50%
▼
APR6.50%
Last UpdatedMay 27, 2026
Details
Lowest rates shown include the auto debit discount.
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Bar exam loan Variable
6.51%
▼
APR6.51%
Last UpdatedMay 27, 2026
Details
Lowest rates shown include the auto debit discount.
Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Land (10 years and below) Loan
6.59%
▼
APR6.59%
Last UpdatedMay 27, 2026
Details
As Low As
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
Other Collateralized Loan
6.59%
▼
APR6.59%
Last UpdatedMay 27, 2026
Details
As Low As
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
Personal Loans
6.60%
▼
APR6.60%
Last UpdatedMay 27, 2026
Details
24 months
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
VA cash-out refinance loan
6.64%
▼
APR6.64%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR6.65%
Last UpdatedMay 27, 2026
Details
As Low As; Regular APR: 10.090%
APR6.70%
Last UpdatedMay 27, 2026
Details
As Low As
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Equipment, Medium & Heavy-Duty Trucks Loan
6.70%
▼
APR6.70%
Last UpdatedMay 27, 2026
Details
As Low As; Model Year New - 2025
APR6.74%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR6.74%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR6.75%
Last UpdatedMay 27, 2026
Details
As Low As
Windthorst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Agriculture A+ Loan
6.75%
▼
APR6.75%
Last UpdatedMay 27, 2026
Details
*** *
Windthorst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Agriculture 3 YR Balloon Loan
6.75%
▼
APR6.75%
Last UpdatedMay 27, 2026
Details
No additional details available.
East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
Instant Cash Loans
6.75%
▼
APR6.75%
Last UpdatedMay 27, 2026
Details
No additional details available.
Brazos Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Back on Track Loans
6.75%
▼
APR6.75%
Last UpdatedMay 27, 2026
Details
No additional details available.
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Anything Loan
6.75%
▼
APR6.75%
Last UpdatedMay 27, 2026
Details
As Low As; Loyalty Plus & Online Application Discount
Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Land (7 years and below) Loan
6.79%
▼
APR6.79%
Last UpdatedMay 27, 2026
Details
As Low As
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Signature Loans
6.81%
▼
APR6.81%
Last UpdatedMay 27, 2026
Details
No additional details available.
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
49 - 65 Months Loan
6.85%
▼
APR6.85%
Last UpdatedMay 27, 2026
Details
No additional details available.
Telco Plus Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 13.81%
Construction Loan
6.88%
▼
APR6.88%
Last UpdatedMay 27, 2026
Details
As Low As
Telco Plus Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 13.81%
Land Loan 10 Year Fixed
6.88%
▼
APR6.88%
Last UpdatedMay 27, 2026
Details
As Low As
Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
2022-2023 Loan
6.94%
▼
APR6.94%
Last UpdatedMay 27, 2026
Details
As Low As
Neiman Marcus Group Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Personal/Longevity Loan
6.95%
▼
APR6.95%
Last UpdatedMay 27, 2026
Details
As Low As
APR6.99%
Last UpdatedMay 27, 2026
Details
As Low As
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
Land Loan 5-year Fixed
6.99%
▼
APR6.99%
Last UpdatedMay 27, 2026
Details
As Low As
APR6.99%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR6.99%
Last UpdatedMay 27, 2026
Details
No additional details available.
Port Arthur Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
Annual Loan
7.00%
▼
APR7.00%
Last UpdatedMay 27, 2026
Details
As Low As
Windthorst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Agriculture A+ Loan
7.00%
▼
APR7.00%
Last UpdatedMay 27, 2026
Details
*** *
Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Furniture & Appliance Loan
7.00%
▼
APR7.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Equipment, Medium & Heavy-Duty Trucks Loan
7.00%
▼
APR7.00%
Last UpdatedMay 27, 2026
Details
As Low As; Model Year 2024 - 2021
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Bar exam loan Fixed
7.01%
▼
APR7.01%
Last UpdatedMay 27, 2026
Details
Lowest rates shown include the auto debit discount.
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
Low down payment purchase loan
7.08%
▼
APR7.08%
Last UpdatedMay 27, 2026
Details
No additional details available.
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
Other Collateralized Loan
7.09%
▼
APR7.09%
Last UpdatedMay 27, 2026
Details
As Low As
APR7.14%
Last UpdatedMay 27, 2026
Details
No additional details available.
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
Unsecured Personal Loans
7.14%
▼
APR7.14%
Last UpdatedMay 27, 2026
Details
As Low As
Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Land (5 years and below) Loan
7.17%
▼
APR7.17%
Last UpdatedMay 27, 2026
Details
As Low As
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Equipment, Medium & Heavy-Duty Trucks Loan
7.19%
▼
APR7.19%
Last UpdatedMay 27, 2026
Details
As Low As; Model Year New - 2025
APR7.24%
Last UpdatedMay 27, 2026
Details
No additional details available.
Allied Plastics Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Recreational Loans
7.25%
▼
APR7.25%
Last UpdatedMay 27, 2026
Details
As Low As
Windthorst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Agriculture Loan
7.25%
▼
APR7.25%
Last UpdatedMay 27, 2026
Details
*** *
Rockdale Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Land/Investment Property Loan
7.25%
▼
APR7.25%
Last UpdatedMay 27, 2026
Details
No additional details available.
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.77%
Land Loans
7.25%
▼
APR7.25%
Last UpdatedMay 27, 2026
Details
No additional details available.
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedMay 27, 2026
Details
As Low As
APR7.25%
Last UpdatedMay 27, 2026
Details
As Low As
APR7.25%
Last UpdatedMay 27, 2026
Details
Tier 2 670 - 699
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Equipment, Medium & Heavy-Duty Trucks Loan
7.32%
▼
APR7.32%
Last UpdatedMay 27, 2026
Details
As Low As; Model Year New - 2025
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Anything Loan
7.35%
▼
APR7.35%
Last UpdatedMay 27, 2026
Details
As Low As
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
Land Loan 10-year Fixed
7.49%
▼
APR7.49%
Last UpdatedMay 27, 2026
Details
As Low As
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Equipment, Medium & Heavy-Duty Trucks Loan
7.49%
▼
APR7.49%
Last UpdatedMay 27, 2026
Details
As Low As; Model Year 2024 - 2021
APR7.49%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR7.50%
Last UpdatedMay 27, 2026
Details
Tier 2 670 - 699
ELLIS COUNTY TEACHERS AND EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Personal Property Loan
7.50%
▼
APR7.50%
Last UpdatedMay 27, 2026
Details
NEW
Domino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Special Occasion Loans
7.50%
▼
APR7.50%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR7.50%
Last UpdatedMay 27, 2026
Details
As Low As
SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.89%
Hot Tub/Sauna Loans
7.50%
▼
APR7.50%
Last UpdatedMay 27, 2026
Details
As Low As
Windthorst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Agriculture Loan
7.50%
▼
APR7.50%
Last UpdatedMay 27, 2026
Details
*** *
APR7.50%
Last UpdatedMay 27, 2026
Details
As Low as
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
Other Collateralized Loan
7.59%
▼
APR7.59%
Last UpdatedMay 27, 2026
Details
As Low As
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Equipment, Medium & Heavy-Duty Trucks Loan
7.62%
▼
APR7.62%
Last UpdatedMay 27, 2026
Details
As Low As; Model Year 2024 - 2021
First Priority Credit Union Abilene, TX
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Personal Loans
7.64%
▼
APR7.64%
Last UpdatedMay 27, 2026
Details
As Low As; ends April 30; call for details
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
Unsecured Personal Loans
7.64%
▼
APR7.64%
Last UpdatedMay 27, 2026
Details
As Low As
Rockdale Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Equipment Loan
7.65%
▼
APR7.65%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR7.74%
Last UpdatedMay 27, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Houston Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 27, 2026
Details
As Low As; Loan Amount: $500 - $25,000
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
6414 FANNIN ST STE G50, HOUSTON, TX, 77030 1500
Personal Loans
7.90%
▼
APR7.90%
Last UpdatedMay 27, 2026
Details
As Low As
MemberSource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
10100 Richmond Ave, Houston, TX, 77042
Personal Loan
7.98%
▼
APR7.98%
Last UpdatedMay 27, 2026
Details
As Low As; Up to $35,000 ($1,000 minimum)
Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
8120 Washington Ave, Houston, TX, 77007
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 27, 2026
Details
As Low As
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 11.31%
4373 FM 1960 West, Houston, TX, 77014
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 27, 2026
Details
As Low As
US Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
9700 Richmond Ave, Houston, TX, 77042
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMay 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 27, 2026
Details
As Low As; Loan Amount: $500-$40,000
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.58%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 27, 2026
Details
As Low As
Houston Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
1600 Memorial Dr, Houston, TX, 77007 7702
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 27, 2026
Details
As Low As
Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
2001 Rankin Rd, Houston, TX, 77073 5114
Personal Loans
9.24%
▼
APR9.24%
Last UpdatedMay 27, 2026
Details
As Low As; Up to 60 months
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.58%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 27, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedMay 27, 2026
Details
As Low As; No Collateral Required
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMay 27, 2026
Details
As Low As
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
12012 Space Center Blvd, Houston, TX, 77059
Personal Loans
9.95%
▼
APR9.95%
Last UpdatedMay 27, 2026
Details
As Low As; 12 months
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.58%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 27, 2026
Details
As Low As
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
1800 Space Park Dr, Houston, TX, 77058
Personal Loan
10.05%
▼
APR10.05%
Last UpdatedMay 27, 2026
Details
No additional details available.
Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.36%
4411 S Wayside Dr, Houston, TX, 77087 1109
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedMay 27, 2026
Details
As Low As
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.35%
100 Dominion Park Dr, Houston, TX, 77090 6716
Personal Loans
10.45%
▼
APR10.45%
Last UpdatedMay 27, 2026
Details
As Low As; Minimum $15,000 for 72 Months
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.58%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMay 27, 2026
Details
As Low As
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
2315 Mangum Rd, Houston, TX, 77092
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedMay 27, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
10.90%
▼
APR10.90%
Last UpdatedMay 27, 2026
Details
As Low As; No Collateral Required
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.58%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 27, 2026
Details
As Low As
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
1800 Space Park Dr, Houston, TX, 77058
Personal Loan
11.05%
▼
APR11.05%
Last UpdatedMay 27, 2026
Details
No additional details available.
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMay 27, 2026
Details
As Low As; Maximum Loan Discount: 0.50%
Energy Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
18540 Northwest Fwy, Houston, TX, 77065
Signature/Personal Loan
11.35%
▼
APR11.35%
Last UpdatedMay 27, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
11.90%
▼
APR11.90%
Last UpdatedMay 27, 2026
Details
As Low As; No Collateral Required
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 27, 2026
Details
N/A
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMay 27, 2026
Details
No additional details available.
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
8980 Clearwood Dr, Houston, TX, 77075
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMay 27, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Personal Loan
12.74%
▼
APR12.74%
Last UpdatedMay 27, 2026
Details
As Low As; Maximum Loan Discount: 0.50%
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
12.90%
▼
APR12.90%
Last UpdatedMay 27, 2026
Details
As Low As; No Collateral Required
GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
5305 Bingle Rd, Houston, TX, 77092 2102
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedMay 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMay 27, 2026
Details
As Low As; Loan Amount: $250-$40,000
FAA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
16600 John F Kennedy Blvd, Houston, TX, 77032 6514
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMay 27, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
13.90%
▼
APR13.90%
Last UpdatedMay 27, 2026
Details
As Low As; No Collateral Required
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedMay 27, 2026
Details
As Low As
Baycel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
PERSONAL Loan
6.50%
▼
APR6.50%
Last UpdatedMay 27, 2026
Details
As Low As
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
Personal Loans
6.60%
▼
APR6.60%
Last UpdatedMay 27, 2026
Details
24 months
APR6.99%
Last UpdatedMay 27, 2026
Details
As Low As
APR7.14%
Last UpdatedMay 27, 2026
Details
No additional details available.
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
Unsecured Personal Loans
7.14%
▼
APR7.14%
Last UpdatedMay 27, 2026
Details
As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedMay 27, 2026
Details
As Low As
APR7.50%
Last UpdatedMay 27, 2026
Details
As Low As
First Priority Credit Union Abilene, TX
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Personal Loans
7.64%
▼
APR7.64%
Last UpdatedMay 27, 2026
Details
As Low As; ends April 30; call for details
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
Unsecured Personal Loans
7.64%
▼
APR7.64%
Last UpdatedMay 27, 2026
Details
As Low As
Powered by
MonitorBankRates
Houston Debt Consolidation Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
1800 Space Park Dr, Houston, TX, 77058
Debt Consolidation Loan
12.05%
▼
APR12.05%
Last UpdatedMay 27, 2026
Details
No additional details available.
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Debt Consolidation Loan
12.74%
▼
APR12.74%
Last UpdatedMay 27, 2026
Details
Debt Consolidation
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
1800 Space Park Dr, Houston, TX, 77058
Debt Consolidation Loan
13.05%
▼
APR13.05%
Last UpdatedMay 27, 2026
Details
No additional details available.
APR9.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Debt Consolidation
10.99%
▼
APR10.99%
Last UpdatedMay 27, 2026
Details
As Low As
Covenant Savings Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Debt Consolidation Loans
12.90%
▼
APR12.90%
Last UpdatedMay 27, 2026
Details
As Low As
Access Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
Debt Consolidation Loan
13.99%
▼
APR13.99%
Last UpdatedMay 27, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 27, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 27, 2026
Details
As Low As
Powered by
MonitorBankRates
Houston Signature Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.59%
▼
APR6.59%
Last UpdatedMay 27, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.79%
▼
APR6.79%
Last UpdatedMay 27, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.89%
▼
APR6.89%
Last UpdatedMay 27, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.99%
▼
APR6.99%
Last UpdatedMay 27, 2026
Details
No additional details available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured Signature Loans
7.24%
▼
APR7.24%
Last UpdatedMay 27, 2026
Details
As Low As
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.29%
▼
APR7.29%
Last UpdatedMay 27, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.39%
▼
APR7.39%
Last UpdatedMay 27, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.49%
▼
APR7.49%
Last UpdatedMay 27, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.79%
▼
APR7.79%
Last UpdatedMay 27, 2026
Details
No additional details available.
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
6414 FANNIN ST STE G50, HOUSTON, TX, 77030 1500
Signature Loan
7.90%
▼
APR7.90%
Last UpdatedMay 27, 2026
Details
No additional details available.
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans
7.90%
▼
APR7.90%
Last UpdatedMay 27, 2026
Details
As Low As
Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
7789 Southwest fwy Ste 175, Houston, TX, 77074 1831
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMay 27, 2026
Details
As Low As
Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
7789 Southwest fwy Ste 175, Houston, TX, 77074 1831
Signature Loans
8.75%
▼
APR8.75%
Last UpdatedMay 27, 2026
Details
As Low As
Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
19626 Saums Rd, Houston, TX, 77084
Signature
9.00%
▼
APR9.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
United Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.03%
771 Normandy St, Houston, TX, 77015 3467
Signature
9.69%
▼
APR9.69%
Last UpdatedMay 27, 2026
Details
As Low As
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans
9.90%
▼
APR9.90%
Last UpdatedMay 27, 2026
Details
As Low As
Texas Bay Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12611 Fuqua St, Houston, TX, 77034
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMay 27, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
777 N Eldridge Pkwy Ste 150, Houston, TX, 77079 4416
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedMay 27, 2026
Details
As Low As
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans
10.90%
▼
APR10.90%
Last UpdatedMay 27, 2026
Details
As Low As
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
SIGNATURE LOANS - Beacon Score 680+
11.00%
▼
APR11.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Energy Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
18540 Northwest Fwy, Houston, TX, 77065
Signature/Personal Loan
11.35%
▼
APR11.35%
Last UpdatedMay 27, 2026
Details
As Low As
Texas Bay Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12611 Fuqua St, Houston, TX, 77034
Signature Loans
11.54%
▼
APR11.54%
Last UpdatedMay 27, 2026
Details
As Low As
Texas Bay Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12611 Fuqua St, Houston, TX, 77034
Signature Loans
12.44%
▼
APR12.44%
Last UpdatedMay 27, 2026
Details
As Low As
Baker Hughes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
6830 Navigation Blvd, Houston, TX, 77011
Signature Loan
12.50%
▼
APR12.50%
Last UpdatedMay 27, 2026
Details
As Low As
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
7000 Fannin St, Houston, TX, 77030
Signature Loan Up to 60 Months
12.90%
▼
APR12.90%
Last UpdatedMay 27, 2026
Details
Based on your credit and risk score; Excellent
Texas Bay Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12611 Fuqua St, Houston, TX, 77034
Signature Loans
13.69%
▼
APR13.69%
Last UpdatedMay 27, 2026
Details
As Low As
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
SIGNATURE LOANS - Beacon Score 640-679
14.00%
▼
APR14.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
Texas Bay Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12611 Fuqua St, Houston, TX, 77034
Signature Loans
14.69%
▼
APR14.69%
Last UpdatedMay 27, 2026
Details
As Low As
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
7000 Fannin St, Houston, TX, 77030
Signature Loan Up to 60 Months
14.90%
▼
APR14.90%
Last UpdatedMay 27, 2026
Details
Based on your credit and risk score; Good
Energy One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
5 Greenway Plz, Houston, TX, 77046 0521
Signature Loan
14.99%
▼
APR14.99%
Last UpdatedMay 27, 2026
Details
Under $5,000
Texas Bay Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12611 Fuqua St, Houston, TX, 77034
Signature Loans
15.69%
▼
APR15.69%
Last UpdatedMay 27, 2026
Details
As Low As
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
7000 Fannin St, Houston, TX, 77030
Signature Loan Up to 60 Months
16.90%
▼
APR16.90%
Last UpdatedMay 27, 2026
Details
Based on your credit and risk score; Average
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
SIGNATURE LOANS - Beacon Score 600-639
17.00%
▼
APR17.00%
Last UpdatedMay 27, 2026
Details
No additional details available.
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
7000 Fannin St, Houston, TX, 77030
Signature Loan Up to 60 Months
17.90%
▼
APR17.90%
Last UpdatedMay 27, 2026
Details
Based on your credit and risk score; Fair
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
6414 FANNIN ST STE G50, HOUSTON, TX, 77030 1500
Signature Loan
17.90%
▼
APR17.90%
Last UpdatedMay 27, 2026
Details
No additional details available.
Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Signature Loan Special
5.50%
▼
APR5.50%
Last UpdatedMay 27, 2026
Details
As Low As; Borrow up to $2,000 for up to 24 months.
APR6.00%
Last UpdatedMay 27, 2026
Details
Months
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Signature Loans
6.81%
▼
APR6.81%
Last UpdatedMay 27, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Houston, TX Personal Loan Rate Trends
Compare local Houston, TX personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — TX Avg
10.889%
▲ 0.158 vs 7 days ago
Texas personal loan rates rose 0.158 points over the past 7 days to 10.889% APR.
Signature Loan — TX Avg
12.468%
▼ 0.074 vs 7 days ago
Texas signature loan rates fell 0.074 points over the past 7 days to 12.468% APR.
As of May 27, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Houston, Texas personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Houston, Texas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Houston, Texas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in TX.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Texas?
Most lenders in Houston, Texas require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Texas often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Houston, Texas require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Texas?
Yes. Debt consolidation is one of the most common uses of personal loans in Houston, Texas. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Houston, Texas?
Credit unions in Houston, Texas often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Houston, Texas?
- Gulf Coast Educators Federal Credit Union: 4.49% (Title Loan)
- Amoco Federal Credit Union: 4.90% (Credit Builder And Mender Loan)
- Houston Federal Credit Union: 5.99% (Lot Loans)
- Justice Federal Credit Union: 6.50% (Personal Loan)
- Synergy Federal Credit Union: 6.50% (Other Collateral Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Houston, Texas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 23, 2026.
Personal Loan Calculators
Rate Assistant
MonitorBankRates.com · Live Data
Try asking