Best Personal Loan Rates in Houston, Texas (TX) - April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Texas borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Houston, Texas include: Gulf Coast Educators Federal Credit UnionGulf Coast Educators Federal Credit Union14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044A+5.0 ★Texas Ratio: 3.85% offering Title Loan at 4.49% APR, Amoco Federal Credit UnionAmoco Federal Credit Union1800 Space Park Dr, Houston, TX, 77058A5.0 ★Texas Ratio: 6.48% offering Unsecured Loan at 4.90% APR, Houston Federal Credit UnionHouston Federal Credit Union777 N Eldridge Pkwy Ste 150, Houston, TX, 77079 4416A+5.0 ★Texas Ratio: 2.55% offering Lot Loans at 5.99% APR, Chartway Credit UnionChartway Credit Union4373 FM 1960 West, Houston, TX, 77014A+5.0 ★Texas Ratio: 1.26% offering Equity Loan at 6.49% APR, and Resource One Credit UnionResource One Credit Union9211 Jones Rd, Houston, TX, 77065B+4.7 ★Texas Ratio: 19.00% offering Adventure Loans at 6.59% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Houston has 42 local institutions in our database, with personal loan rates as low as 4.49% APR from Gulf Coast Educators Federal Credit Union at 14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Houston, Texas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Houston, Texas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Title Loan
4.49%
▼
APR4.49%
Last UpdatedApril 11, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Title Loan
4.74%
▼
APR4.74%
Last UpdatedApril 11, 2026
Details
As Low As
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Unsecured Loan
4.90%
▼
APR4.90%
Last UpdatedApril 11, 2026
Details
As Low As; Months
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Title Loan
4.99%
▼
APR4.99%
Last UpdatedApril 11, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Title Loan
5.49%
▼
APR5.49%
Last UpdatedApril 11, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
777 N Eldridge Pkwy Ste 150, Houston, TX, 77079 4416
Lot Loans
5.99%
▼
APR5.99%
Last UpdatedApril 11, 2026
Details
As Low As; Up to 70%
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Title Loan
6.24%
▼
APR6.24%
Last UpdatedApril 11, 2026
Details
As Low As
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
4373 FM 1960 West, Houston, TX, 77014
Equity Loan
6.49%
▼
APR6.49%
Last UpdatedApril 11, 2026
Details
As Low As
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Adventure Loans
6.59%
▼
APR6.59%
Last UpdatedApril 11, 2026
Details
As Low As
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.59%
▼
APR6.59%
Last UpdatedApril 11, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.79%
▼
APR6.79%
Last UpdatedApril 11, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 11, 2026
Details
As Low As
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.89%
▼
APR6.89%
Last UpdatedApril 11, 2026
Details
No additional details available.
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
777 N Eldridge Pkwy Ste 150, Houston, TX, 77079 4416
Lot Loans
6.99%
▼
APR6.99%
Last UpdatedApril 11, 2026
Details
As Low As; 71% to 80%
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.99%
▼
APR6.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Cy-Fair Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
9601 Jones Rd, Houston, TX, 77065
Lifestyle Signature Loans
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
As Low As
Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
19626 Saums Rd, Houston, TX, 77084
Summer/Holiday Loan
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
7.24%
▼
APR7.24%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured Signature Loans
7.24%
▼
APR7.24%
Last UpdatedApril 11, 2026
Details
As Low As
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.29%
▼
APR7.29%
Last UpdatedApril 11, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.39%
▼
APR7.39%
Last UpdatedApril 11, 2026
Details
No additional details available.
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
777 N Eldridge Pkwy Ste 150, Houston, TX, 77079 4416
Lot Loans
7.49%
▼
APR7.49%
Last UpdatedApril 11, 2026
Details
As Low As; 81% to 90%
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.49%
▼
APR7.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
MemberSource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
Personal Loan
7.71%
▼
APR7.71%
Last UpdatedApril 11, 2026
Details
As Low As; Up to $35,000 ($1,000 minimum)
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 11, 2026
Details
As Low As
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.79%
▼
APR7.79%
Last UpdatedApril 11, 2026
Details
No additional details available.
Transtar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
12930 Northwest Fwy, Houston, TX, 77040 6304
Personal Loan
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
As Low As; Up to $35,000 ($1,000 minimum)
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
6414 FANNIN ST STE G50, HOUSTON, TX, 77030 1500
Personal Loans
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
As Low As
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
6414 FANNIN ST STE G50, HOUSTON, TX, 77030 1500
Signature
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
up to 60 months
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
As Low As
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans 12 months
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Loans
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As; Other terms available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Loan
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As; Select "Debt Consolidation" on your application.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
KBR Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
601 JEFFERSON ST # KT 02, HOUSTON, TX, 77002
Personal Loan
8.04%
▼
APR8.04%
Last UpdatedApril 11, 2026
Details
As Low As; Up to $50,000
Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.09%
7002 Fauna St, Houston, TX, 77061 3918
Signature Loans
8.22%
▼
APR8.22%
Last UpdatedApril 11, 2026
Details
As Low As
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
4373 FM 1960 West, Houston, TX, 77014
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 11, 2026
Details
As Low As
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
4373 FM 1960 West, Houston, TX, 77014
Signature Loan
8.24%
▼
APR8.24%
Last UpdatedApril 11, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
8.24%
▼
APR8.24%
Last UpdatedApril 11, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 11, 2026
Details
As Low As
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
12 Months 1 Payment Loan
8.50%
▼
APR8.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Miscellaneous Equipment Loan
8.50%
▼
APR8.50%
Last UpdatedApril 11, 2026
Details
As Low As; Maximum Loan Discount: 0.75%
US Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
9700 Richmond Ave, Houston, TX, 77042
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 11, 2026
Details
As Low As
Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
7789 Southwest fwy Ste 175, Houston, TX, 77074 1831
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedApril 11, 2026
Details
As Low As
Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
7789 Southwest fwy Ste 175, Houston, TX, 77074 1831
Signature Loans
8.75%
▼
APR8.75%
Last UpdatedApril 11, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 11, 2026
Details
As Low As; Loan Amount $500-$40,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 11, 2026
Details
As Low As
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX, 77090 6716
Debt Consolidation Loans
8.99%
▼
APR8.99%
Last UpdatedApril 11, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Alternative Teaching Certification Loan
8.99%
▼
APR8.99%
Last UpdatedApril 11, 2026
Details
APR RATE RANGE: 8.99% - 16.99%
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Classroom Supplies Loan
8.99%
▼
APR8.99%
Last UpdatedApril 11, 2026
Details
APR RATE RANGE: 8.99% - 16.99%
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Professional Development Loans
8.99%
▼
APR8.99%
Last UpdatedApril 11, 2026
Details
APR RATE RANGE: 8.99% - 16.99%
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
8.99%
▼
APR8.99%
Last UpdatedApril 11, 2026
Details
As Low As
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 11, 2026
Details
As Low As
SHELL
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
11391 Monroe Rd, Houston, TX, 77075 4877
Acreage/Land Loan
8.99%
▼
APR8.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
1509 Wentworth St, Houston, TX, 77004
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Houston Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
1600 Memorial Dr, Houston, TX, 77007 7702
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
As Low As
Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
19626 Saums Rd, Houston, TX, 77084
Signature
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
9.24%
▼
APR9.24%
Last UpdatedApril 11, 2026
Details
As Low As
Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
2001 Rankin Rd, Houston, TX, 77073 5114
Personal Loans
9.24%
▼
APR9.24%
Last UpdatedApril 11, 2026
Details
As Low As; Up to 60 months
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Unsecured Loan
9.40%
▼
APR9.40%
Last UpdatedApril 11, 2026
Details
Maximum APR: 18.00%
SHELL
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
11391 Monroe Rd, Houston, TX, 77075 4877
Signature/Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
777 N Eldridge Pkwy Ste 150, Houston, TX, 77079 4416
Loan Special
9.50%
▼
APR9.50%
Last UpdatedApril 11, 2026
Details
As Low As; Amount: Up to $2,500
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
12012 Space Center Blvd, Houston, TX, 77059
Vacation Loan
9.50%
▼
APR9.50%
Last UpdatedApril 11, 2026
Details
As Low As; 90 day no pay
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
12012 Space Center Blvd, Houston, TX, 77059
Vacation Loans
9.50%
▼
APR9.50%
Last UpdatedApril 11, 2026
Details
As Low As
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Unsecured Loan
9.65%
▼
APR9.65%
Last UpdatedApril 11, 2026
Details
Maximum APR: 18.00%
United Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
771 Normandy St, Houston, TX, 77015 3467
Signature
9.69%
▼
APR9.69%
Last UpdatedApril 11, 2026
Details
As Low As
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans
9.90%
▼
APR9.90%
Last UpdatedApril 11, 2026
Details
As Low As
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans 36 months
9.90%
▼
APR9.90%
Last UpdatedApril 11, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedApril 11, 2026
Details
As Low As; No Collateral Required
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedApril 11, 2026
Details
As Low As
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
845 N Eldridge Pkwy, Houston, TX, 77079
Signature
9.90%
▼
APR9.90%
Last UpdatedApril 11, 2026
Details
As Low As; Rates as low as 9.90%
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
12012 Space Center Blvd, Houston, TX, 77059
Personal Loans
9.95%
▼
APR9.95%
Last UpdatedApril 11, 2026
Details
As Low As; 12 months
HOUSTON TEXAS FIRE FIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
15100 Heathrow Forest Pkwy, Houston, TX, 77032 3886
Personal/Lifestyle/Signature Loan (includes Insurance Loan)
9.95%
▼
APR9.95%
Last UpdatedApril 11, 2026
Details
No additional details available.
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8980 Clearwood Dr, Houston, TX, 77075
Seasonal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Credit Builder Loans
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As
Texas Bay Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
12611 Fuqua St, Houston, TX, 77034
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As; up to $50,000 and up to 84 months
Cy-Fair Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
9601 Jones Rd, Houston, TX, 77065
Signature
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
As Low As
Oak Farms Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
3430 Leeland St, Houston, TX, 77003
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Unsecured Loan
10.05%
▼
APR10.05%
Last UpdatedApril 11, 2026
Details
Up to; Minimum APR
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.42%
2000 Post Oak Blvd, Houston, TX, 77056
Pool Loans
10.07%
▼
APR10.07%
Last UpdatedApril 11, 2026
Details
No additional details available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
10.24%
▼
APR10.24%
Last UpdatedApril 11, 2026
Details
As Low As
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
10.36%
▼
APR10.36%
Last UpdatedApril 11, 2026
Details
Credit Score 730+
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX, 77090 6716
Personal Loans
10.45%
▼
APR10.45%
Last UpdatedApril 11, 2026
Details
As Low As
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedApril 11, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
777 N Eldridge Pkwy Ste 150, Houston, TX, 77079 4416
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 11, 2026
Details
As Low As
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
10.52%
▼
APR10.52%
Last UpdatedApril 11, 2026
Details
Credit Score 730+
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
10.74%
▼
APR10.74%
Last UpdatedApril 11, 2026
Details
Credit Score 730+
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
2315 Mangum Rd, Houston, TX, 77092
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedApril 11, 2026
Details
As Low As
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
10.86%
▼
APR10.86%
Last UpdatedApril 11, 2026
Details
Credit Score 680 - 729**
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
10.90%
▼
APR10.90%
Last UpdatedApril 11, 2026
Details
As Low As; No Collateral Required
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans 60 months
10.90%
▼
APR10.90%
Last UpdatedApril 11, 2026
Details
As Low As
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
10.90%
▼
APR10.90%
Last UpdatedApril 11, 2026
Details
Credit Score 730+
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans
10.90%
▼
APR10.90%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8980 Clearwood Dr, Houston, TX, 77075
Seasonal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
5305 Bingle Rd, Houston, TX, 77092 2102
Emergency Loans
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
11.02%
▼
APR11.02%
Last UpdatedApril 11, 2026
Details
Credit Score 680 - 729**
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Unsecured Loan
11.05%
▼
APR11.05%
Last UpdatedApril 11, 2026
Details
61 -; Minimum APR
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedApril 11, 2026
Details
As Low As
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
11.24%
▼
APR11.24%
Last UpdatedApril 11, 2026
Details
Credit Score 680 - 729**
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
11.24%
▼
APR11.24%
Last UpdatedApril 11, 2026
Details
As Low As
Energy Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
18540 Northwest Fwy, Houston, TX, 77065
Signature/Personal
11.35%
▼
APR11.35%
Last UpdatedApril 11, 2026
Details
As Low As
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
11.40%
▼
APR11.40%
Last UpdatedApril 11, 2026
Details
Credit Score 680 - 729**
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
11.90%
▼
APR11.90%
Last UpdatedApril 11, 2026
Details
As Low As; No Collateral Required
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8980 Clearwood Dr, Houston, TX, 77075
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
As Low As
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8980 Clearwood Dr, Houston, TX, 77075
Seasonal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
As Low As
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Personal
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
As Low As; Example of repayment terms: 84 monthly payments of $17.80 per $1,000 borrowed.
Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.09%
7002 Fauna St, Houston, TX, 77061 3918
Back-to-School Loan
12.00%
▼
APR12.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.09%
7002 Fauna St, Houston, TX, 77061 3918
Vacation Loan
12.00%
▼
APR12.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
12.24%
▼
APR12.24%
Last UpdatedApril 11, 2026
Details
As Low As
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
12.36%
▼
APR12.36%
Last UpdatedApril 11, 2026
Details
Credit Score 640 - 679
FAA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
16600 John F Kennedy Blvd, Houston, TX, 77032 6514
Personal Loan
12.50%
▼
APR12.50%
Last UpdatedApril 11, 2026
Details
Variable Rate
Baker Hughes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
6830 Navigation Blvd, Houston, TX, 77011
Signature
12.50%
▼
APR12.50%
Last UpdatedApril 11, 2026
Details
As Low As
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
12.52%
▼
APR12.52%
Last UpdatedApril 11, 2026
Details
Credit Score 640 - 679
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Personal Loan
12.74%
▼
APR12.74%
Last UpdatedApril 11, 2026
Details
As Low As
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
12.74%
▼
APR12.74%
Last UpdatedApril 11, 2026
Details
Credit Score 640 - 679
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Debt Consolidation
12.74%
▼
APR12.74%
Last UpdatedApril 11, 2026
Details
No additional details available.
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
12.90%
▼
APR12.90%
Last UpdatedApril 11, 2026
Details
As Low As; No Collateral Required
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Signature Loan
12.90%
▼
APR12.90%
Last UpdatedApril 11, 2026
Details
Excellent
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
12.90%
▼
APR12.90%
Last UpdatedApril 11, 2026
Details
Credit Score 640 - 679
GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
5305 Bingle Rd, Houston, TX, 77092 2102
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 11, 2026
Details
As Low As; Loan Amount $250-$40,000
FAA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
16600 John F Kennedy Blvd, Houston, TX, 77032 6514
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 11, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
13.90%
▼
APR13.90%
Last UpdatedApril 11, 2026
Details
As Low As; No Collateral Required
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
Signature Loans
14.00%
▼
APR14.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
14.36%
▼
APR14.36%
Last UpdatedApril 11, 2026
Details
Credit Score 600 - 639
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
6414 FANNIN ST STE G50, HOUSTON, TX, 77030 1500
Texas Title Loans
14.40%
▼
APR14.40%
Last UpdatedApril 11, 2026
Details
50% Financed; mileage < 200,000
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
14.52%
▼
APR14.52%
Last UpdatedApril 11, 2026
Details
Credit Score 600 - 639
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
14.74%
▼
APR14.74%
Last UpdatedApril 11, 2026
Details
Credit Score 600 - 639
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Signature Loan
14.90%
▼
APR14.90%
Last UpdatedApril 11, 2026
Details
Good
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
14.90%
▼
APR14.90%
Last UpdatedApril 11, 2026
Details
Credit Score 600 - 639
Energy One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.14%
5 Greenway Plz, Houston, TX, 77046 0521
Signature Loan
14.99%
▼
APR14.99%
Last UpdatedApril 11, 2026
Details
Under $5,000
Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
19626 Saums Rd, Houston, TX, 77084
Express Loan
15.75%
▼
APR15.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Signature Loan
16.90%
▼
APR16.90%
Last UpdatedApril 11, 2026
Details
Average
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Alternative Teaching Certification Loan
16.99%
▼
APR16.99%
Last UpdatedApril 11, 2026
Details
APR RATE RANGE: 8.99% - 16.99%
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Classroom Supplies Loan
16.99%
▼
APR16.99%
Last UpdatedApril 11, 2026
Details
APR RATE RANGE: 8.99% - 16.99%
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Storm Shelter Loan
3.99%
▼
APR3.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Secured Advantage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
Starter Loans
4.00%
▼
APR4.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
Signature Unsecured Loan
4.25%
▼
APR4.25%
Last UpdatedApril 11, 2026
Details
As Low As; Interest rate discounts may be available for members with a qualifying IBEW Local 66 Federal Credit Union checking account.
Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
Credit Builder Loan
4.35%
▼
APR4.35%
Last UpdatedApril 11, 2026
Details
$500 for 12 months at 4.35% APR = $42.65 monthly payment
Education First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Recreational Loans
4.50%
▼
APR4.50%
Last UpdatedApril 11, 2026
Details
As Low As; No pay for 90 days; Easy financing
APR4.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR4.59%
Last UpdatedApril 11, 2026
Details
As Low As; Restrictions Apply
APR4.64%
Last UpdatedApril 11, 2026
Details
As Low As
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Recreational/Title Loans
4.67%
▼
APR4.67%
Last UpdatedApril 11, 2026
Details
No additional details available.
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
New and Used (loan or more)
4.75%
▼
APR4.75%
Last UpdatedApril 11, 2026
Details
balance $20,000
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 11, 2026
Details
As Low As
Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Recreational Equipment Loans
4.99%
▼
APR4.99%
Last UpdatedApril 11, 2026
Details
As Low As
Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
LAND LOANS
4.99%
▼
APR4.99%
Last UpdatedApril 11, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Fire Station Loan
4.99%
▼
APR4.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Personal Loans with Collateral
5.00%
▼
APR5.00%
Last UpdatedApril 11, 2026
Details
A+ rating
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
5.00%
▼
APR5.00%
Last UpdatedApril 11, 2026
Details
As Low As; With Approved Credit
McMurrey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
COLLATERAL LOANS NEW
5.24%
▼
APR5.24%
Last UpdatedApril 11, 2026
Details
48 TO 72 MOS*SAME AS NEW CARS
Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
PERSONAL LOAN
5.24%
▼
APR5.24%
Last UpdatedApril 11, 2026
Details
No additional details available.
Star Of Texas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Used & Refinanced Loans
5.24%
▼
APR5.24%
Last UpdatedApril 11, 2026
Details
As Low As; Subject to credit approval
Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
Land Loans
5.25%
▼
APR5.25%
Last UpdatedApril 11, 2026
Details
As Low As
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
New and Used (loan or more)
5.25%
▼
APR5.25%
Last UpdatedApril 11, 2026
Details
balance $75,000
APR5.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR5.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Pleasure Craft Loan
5.49%
▼
APR5.49%
Last UpdatedApril 11, 2026
Details
As Low As
1st Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.28%
Various operating loans and lines of credit
5.50%
▼
APR5.50%
Last UpdatedApril 11, 2026
Details
As Low As; must be secured by adequate collateral. See loan officer for more details
Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Loan Special
5.50%
▼
APR5.50%
Last UpdatedApril 11, 2026
Details
As Low As; No Refinancing of existing loans; Rate based on Credit Score; Limited to one loan special every 90 days
Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Signature Loan Special
5.50%
▼
APR5.50%
Last UpdatedApril 11, 2026
Details
As Low As; Borrow up to $2,000 for up to 24 months.
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
New and Used (loan or more)
5.50%
▼
APR5.50%
Last UpdatedApril 11, 2026
Details
balance $75,000
APR5.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Pleasure Craft Loan
5.65%
▼
APR5.65%
Last UpdatedApril 11, 2026
Details
As Low As
APR5.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
New and Used (loan or more)
5.75%
▼
APR5.75%
Last UpdatedApril 11, 2026
Details
balance $75,000
Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
Land Loans
5.75%
▼
APR5.75%
Last UpdatedApril 11, 2026
Details
As Low As
APR5.90%
Last UpdatedApril 11, 2026
Details
As Low As; Minimum holiday loan amount $350, maximum determined by credit qualifications up to $15,000.
APR5.91%
Last UpdatedApril 11, 2026
Details
No additional details available.
Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
5 Year Equity Loan-to-Value up to 80%
5.94%
▼
APR5.94%
Last UpdatedApril 11, 2026
Details
As Low As
APR5.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR6.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
Credit Builder Loan
6.00%
▼
APR6.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loan
6.00%
▼
APR6.00%
Last UpdatedApril 11, 2026
Details
As Low As
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedApril 11, 2026
Details
As Low As
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
6.00%
▼
APR6.00%
Last UpdatedApril 11, 2026
Details
As Low As; With Approved Credit
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Credit (Re)Builder Loan
6.00%
▼
APR6.00%
Last UpdatedApril 11, 2026
Details
Loan rate of 6% is effective January 1, 2021. Must have an open established Membership Savings Account in good standing. Must be able to provide two paystubs and have at least 1-year of job history.
APR6.00%
Last UpdatedApril 11, 2026
Details
Months
East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Credit Builder Loans
6.00%
▼
APR6.00%
Last UpdatedApril 11, 2026
Details
above TSC rate
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
VA Interest Rate Reduction Refinance Loan (IRRRL)
6.13%
▼
APR6.13%
Last UpdatedApril 11, 2026
Details
Refinance up to 100% of the value of your home. A variety of terms are available. Option to finance the funding fee.
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
VA Interest Rate Reduction Refinance Loan, or IRRRL
6.13%
▼
APR6.13%
Last UpdatedApril 11, 2026
Details
No additional details available.
Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
10 Year Equity Loan-to-Value up to 80%
6.14%
▼
APR6.14%
Last UpdatedApril 11, 2026
Details
As Low As
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
VA Refi Loan
6.20%
▼
APR6.20%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR6.24%
Last UpdatedApril 11, 2026
Details
No additional details available.
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
VA purchase loan
6.35%
▼
APR6.35%
Last UpdatedApril 11, 2026
Details
No additional details available.
Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
5 Year Equity Loan-to-Value greater than 80% to 90%
6.44%
▼
APR6.44%
Last UpdatedApril 11, 2026
Details
As Low As
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
VA cash-out refinance loan
6.47%
▼
APR6.47%
Last UpdatedApril 11, 2026
Details
No additional details available.
McMurrey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
COLLATERAL LOANS USED
6.49%
▼
APR6.49%
Last UpdatedApril 11, 2026
Details
48 TO 60 MOS*SAME AS USED CARS
APR6.50%
Last UpdatedApril 11, 2026
Details
As Low As
APR6.50%
Last UpdatedApril 11, 2026
Details
As Low As
Trinity Valley Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Recreational Equipment Loans
6.50%
▼
APR6.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR6.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR6.51%
Last UpdatedApril 11, 2026
Details
As Low As; Rates as low as 5.625% (6.508% APR)
Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
Land Loan (10 years and below)
6.59%
▼
APR6.59%
Last UpdatedApril 11, 2026
Details
As Low As
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Other Collateralized Loan
6.59%
▼
APR6.59%
Last UpdatedApril 11, 2026
Details
As Low As
Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
10 Year Equity Loan-to-Value greater than 80% to 90%
6.64%
▼
APR6.64%
Last UpdatedApril 11, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Pleasure Craft Loan
6.69%
▼
APR6.69%
Last UpdatedApril 11, 2026
Details
As Low As
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
Personal Loans
6.70%
▼
APR6.70%
Last UpdatedApril 11, 2026
Details
No additional details available.
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
Personal Loan
6.70%
▼
APR6.70%
Last UpdatedApril 11, 2026
Details
up to $5,000.00 maximum with approved credit
APR6.70%
Last UpdatedApril 11, 2026
Details
As Low As
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Photovoltaic System Loan*
6.74%
▼
APR6.74%
Last UpdatedApril 11, 2026
Details
As Low As
Brazos Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Back on Track Loans
6.75%
▼
APR6.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
Matagorda County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Unsecured Loans
6.75%
▼
APR6.75%
Last UpdatedApril 11, 2026
Details
As Low As
East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Instant Cash Loans
6.75%
▼
APR6.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
Land Loan (7 years and below)
6.79%
▼
APR6.79%
Last UpdatedApril 11, 2026
Details
As Low As
Telco Plus Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.67%
Construction Loan
6.88%
▼
APR6.88%
Last UpdatedApril 11, 2026
Details
As Low As
Telco Plus Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.67%
Land Loan 10 Year Fixed
6.88%
▼
APR6.88%
Last UpdatedApril 11, 2026
Details
As Low As
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Signature Loans
6.92%
▼
APR6.92%
Last UpdatedApril 11, 2026
Details
No additional details available.
Neiman Marcus Group Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Personal/Longevity
6.95%
▼
APR6.95%
Last UpdatedApril 11, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 11, 2026
Details
As Low As
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
Land Loan 5-year Fixed
6.99%
▼
APR6.99%
Last UpdatedApril 11, 2026
Details
As Low As
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
As Low As; With Approved Credit
Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Personal Loans with Collateral
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR7.00%
Last UpdatedApril 11, 2026
Details
As Low As
Swemp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
up to $5,000; As Low As
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Other Collateralized Loan
7.09%
▼
APR7.09%
Last UpdatedApril 11, 2026
Details
As Low As
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
Low down payment purchase loan
7.11%
▼
APR7.11%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR7.14%
Last UpdatedApril 11, 2026
Details
As Low As
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Unsecured Personal Loans
7.14%
▼
APR7.14%
Last UpdatedApril 11, 2026
Details
As Low As; months or less
Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
Land Loan (5 years and below)
7.17%
▼
APR7.17%
Last UpdatedApril 11, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Pleasure Craft Loan
7.19%
▼
APR7.19%
Last UpdatedApril 11, 2026
Details
As Low As
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Vacant Land Loan
7.25%
▼
APR7.25%
Last UpdatedApril 11, 2026
Details
As Low As
Allied Plastics Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Recreational Loans
7.25%
▼
APR7.25%
Last UpdatedApril 11, 2026
Details
As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal /Signature Loan - from to $75,000
7.25%
▼
APR7.25%
Last UpdatedApril 11, 2026
Details
$1,001; As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedApril 11, 2026
Details
As Low As
APR7.25%
Last UpdatedApril 11, 2026
Details
As Low As
Education Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
New Teacher Loan Unsecured
7.25%
▼
APR7.25%
Last UpdatedApril 11, 2026
Details
As Low As
Laredo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Residential Lot Loans
7.35%
▼
APR7.35%
Last UpdatedApril 11, 2026
Details
As Low As
APR7.39%
Last UpdatedApril 11, 2026
Details
As Low As; WITH NO PAYMENTS FOR 60 DAYS! Interest accrues from date of loan disbursal. Call for details. Qualifying criteria applies. Rates and terms subject to change without notice.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
Land Loan 10-year Fixed
7.49%
▼
APR7.49%
Last UpdatedApril 11, 2026
Details
As Low As
ELLIS COUNTY TEACHERS AND EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Property NEW
7.50%
▼
APR7.50%
Last UpdatedApril 11, 2026
Details
UP TO 48 MONTHS
MTCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Collateral Loans New or Used (Non Purchase)
7.51%
▼
APR7.51%
Last UpdatedApril 11, 2026
Details
As Low As
Laredo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Residential Lot Loans
7.58%
▼
APR7.58%
Last UpdatedApril 11, 2026
Details
As Low As
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Other Collateralized Loan
7.59%
▼
APR7.59%
Last UpdatedApril 11, 2026
Details
As Low As
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Unsecured Personal Loans
7.64%
▼
APR7.64%
Last UpdatedApril 11, 2026
Details
As Low As; months
Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
Loans above 72 months require approval by Board of Directors
7.80%
▼
APR7.80%
Last UpdatedApril 11, 2026
Details
10% Down
APR7.82%
Last UpdatedApril 11, 2026
Details
As Low As
APR7.84%
Last UpdatedApril 11, 2026
Details
As Low As
Cooperative Teachers Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 25.07%
Unsecured Personal Loan
7.89%
▼
APR7.89%
Last UpdatedApril 11, 2026
Details
As Low As; Fixed rates starting as low as 7.89%; No collateral required-qualify based on your credit and income; No prepayment penalties or application fees; Payment protection insurance available
Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
Loans above 72 months require approval by Board of Directors
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
10% Down
Luso American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Personal Loans
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
As Low As; Rates determined by credit history. The rate will never be higher than the maximum allowed by the Federal Credit Union Act, which is currently 18%. All applications are subject to credit approval. Minimum loan amount of $500. Maximum loan amount of $9,500.00. Minimum repayment term of 6 months. Maximum repayment term of 48 months. Payment Example: $1,000 Personal Loan at 7.90% for 48 months equals a monthly payment of $24.36. Applications may take up to one (1) business day to process. Approved applicants must become members prior to or at loan disbursement. Membership eligibility required. For further details, please contact Luso American Credit Union at 978-531-5767 or at 37 Tremont Street, Peabody, MA 01960.
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Any Time, Any Day Loan
7.95%
▼
APR7.95%
Last UpdatedApril 11, 2026
Details
No additional details available.
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Anytime Any Day Loans
7.95%
▼
APR7.95%
Last UpdatedApril 11, 2026
Details
As Low As
APR7.95%
Last UpdatedApril 11, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted is lowest possible for qualified borrowers. APR quoted represents up to a 36-month term for a personal loan. Estimated monthly payment of $86.30 per $1,000 borrowed for 12-month term. Your rate may vary. Qualifications based on credit history, debt and ability to repay. Loan amounts $1,000 - $25,000. Refinancing of existing Mesquite Credit Union loan is not permitted.
Laredo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Residential Lot Loans
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
Personal/Unsecured
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
(Fixed)
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 11, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 11, 2026
Details
As Low As
MemberSource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
Personal Loan
7.71%
▼
APR7.71%
Last UpdatedApril 11, 2026
Details
As Low As; Up to $35,000 ($1,000 minimum)
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 11, 2026
Details
As Low As
Transtar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
12930 Northwest Fwy, Houston, TX, 77040 6304
Personal Loan
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
As Low As; Up to $35,000 ($1,000 minimum)
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
6414 FANNIN ST STE G50, HOUSTON, TX, 77030 1500
Personal Loans
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 11, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
KBR Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
601 JEFFERSON ST # KT 02, HOUSTON, TX, 77002
Personal Loan
8.04%
▼
APR8.04%
Last UpdatedApril 11, 2026
Details
As Low As; Up to $50,000
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
4373 FM 1960 West, Houston, TX, 77014
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 11, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 11, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 11, 2026
Details
As Low As
US Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
9700 Richmond Ave, Houston, TX, 77042
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 11, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 11, 2026
Details
As Low As; Loan Amount $500-$40,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 11, 2026
Details
As Low As
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 11, 2026
Details
As Low As
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
1509 Wentworth St, Houston, TX, 77004
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Houston Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
1600 Memorial Dr, Houston, TX, 77007 7702
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
As Low As
Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
2001 Rankin Rd, Houston, TX, 77073 5114
Personal Loans
9.24%
▼
APR9.24%
Last UpdatedApril 11, 2026
Details
As Low As; Up to 60 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As
SHELL
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
11391 Monroe Rd, Houston, TX, 77075 4877
Signature/Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedApril 11, 2026
Details
As Low As; No Collateral Required
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedApril 11, 2026
Details
As Low As
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
12012 Space Center Blvd, Houston, TX, 77059
Personal Loans
9.95%
▼
APR9.95%
Last UpdatedApril 11, 2026
Details
As Low As; 12 months
Texas Bay Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
12611 Fuqua St, Houston, TX, 77034
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As; up to $50,000 and up to 84 months
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As
Oak Farms Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
3430 Leeland St, Houston, TX, 77003
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX, 77090 6716
Personal Loans
10.45%
▼
APR10.45%
Last UpdatedApril 11, 2026
Details
As Low As
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedApril 11, 2026
Details
As Low As
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
2315 Mangum Rd, Houston, TX, 77092
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedApril 11, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
10.90%
▼
APR10.90%
Last UpdatedApril 11, 2026
Details
As Low As; No Collateral Required
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedApril 11, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
11.90%
▼
APR11.90%
Last UpdatedApril 11, 2026
Details
As Low As; No Collateral Required
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
As Low As; Example of repayment terms: 84 monthly payments of $17.80 per $1,000 borrowed.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
As Low As
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8980 Clearwood Dr, Houston, TX, 77075
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
As Low As
FAA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
16600 John F Kennedy Blvd, Houston, TX, 77032 6514
Personal Loan
12.50%
▼
APR12.50%
Last UpdatedApril 11, 2026
Details
Variable Rate
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Personal Loan
12.74%
▼
APR12.74%
Last UpdatedApril 11, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
12.90%
▼
APR12.90%
Last UpdatedApril 11, 2026
Details
As Low As; No Collateral Required
GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
5305 Bingle Rd, Houston, TX, 77092 2102
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 11, 2026
Details
As Low As; Loan Amount $250-$40,000
FAA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
16600 John F Kennedy Blvd, Houston, TX, 77032 6514
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 11, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
13.90%
▼
APR13.90%
Last UpdatedApril 11, 2026
Details
As Low As; No Collateral Required
Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Personal Loans with Collateral
5.00%
▼
APR5.00%
Last UpdatedApril 11, 2026
Details
A+ rating
Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
PERSONAL LOAN
5.24%
▼
APR5.24%
Last UpdatedApril 11, 2026
Details
No additional details available.
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loan
6.00%
▼
APR6.00%
Last UpdatedApril 11, 2026
Details
As Low As
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedApril 11, 2026
Details
As Low As
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
Personal Loan
6.70%
▼
APR6.70%
Last UpdatedApril 11, 2026
Details
up to $5,000.00 maximum with approved credit
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
Personal Loans
6.70%
▼
APR6.70%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR6.99%
Last UpdatedApril 11, 2026
Details
As Low As
Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Personal Loans with Collateral
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR7.14%
Last UpdatedApril 11, 2026
Details
As Low As
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Unsecured Personal Loans
7.14%
▼
APR7.14%
Last UpdatedApril 11, 2026
Details
As Low As; months or less
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedApril 11, 2026
Details
As Low As
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Unsecured Personal Loans
7.64%
▼
APR7.64%
Last UpdatedApril 11, 2026
Details
As Low As; months
APR7.84%
Last UpdatedApril 11, 2026
Details
As Low As
Cooperative Teachers Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 25.07%
Unsecured Personal Loan
7.89%
▼
APR7.89%
Last UpdatedApril 11, 2026
Details
As Low As; Fixed rates starting as low as 7.89%; No collateral required-qualify based on your credit and income; No prepayment penalties or application fees; Payment protection insurance available
Luso American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Personal Loans
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
As Low As; Rates determined by credit history. The rate will never be higher than the maximum allowed by the Federal Credit Union Act, which is currently 18%. All applications are subject to credit approval. Minimum loan amount of $500. Maximum loan amount of $9,500.00. Minimum repayment term of 6 months. Maximum repayment term of 48 months. Payment Example: $1,000 Personal Loan at 7.90% for 48 months equals a monthly payment of $24.36. Applications may take up to one (1) business day to process. Approved applicants must become members prior to or at loan disbursement. Membership eligibility required. For further details, please contact Luso American Credit Union at 978-531-5767 or at 37 Tremont Street, Peabody, MA 01960.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Loan
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As; Select "Debt Consolidation" on your application.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Loans
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As; Other terms available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX, 77090 6716
Debt Consolidation Loans
8.99%
▼
APR8.99%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
8.99%
▼
APR8.99%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Debt Consolidation
12.74%
▼
APR12.74%
Last UpdatedApril 11, 2026
Details
No additional details available.
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Debt Consolidation Loans
9.75%
▼
APR9.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Debt Consolidation Loans
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Debt Consolidation
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Debt Consolidation Loans
11.00%
▼
APR11.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Covenant Savings Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Debt Consolidation Loans
12.90%
▼
APR12.90%
Last UpdatedApril 11, 2026
Details
As Low As
Access Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
Debt Consolidation
13.99%
▼
APR13.99%
Last UpdatedApril 11, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 11, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.59%
▼
APR6.59%
Last UpdatedApril 11, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.79%
▼
APR6.79%
Last UpdatedApril 11, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.89%
▼
APR6.89%
Last UpdatedApril 11, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.99%
▼
APR6.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Cy-Fair Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
9601 Jones Rd, Houston, TX, 77065
Lifestyle Signature Loans
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
7.24%
▼
APR7.24%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured Signature Loans
7.24%
▼
APR7.24%
Last UpdatedApril 11, 2026
Details
As Low As
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.29%
▼
APR7.29%
Last UpdatedApril 11, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.39%
▼
APR7.39%
Last UpdatedApril 11, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.49%
▼
APR7.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.79%
▼
APR7.79%
Last UpdatedApril 11, 2026
Details
No additional details available.
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans 12 months
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
As Low As
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
As Low As
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
6414 FANNIN ST STE G50, HOUSTON, TX, 77030 1500
Signature
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
up to 60 months
Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.09%
7002 Fauna St, Houston, TX, 77061 3918
Signature Loans
8.22%
▼
APR8.22%
Last UpdatedApril 11, 2026
Details
As Low As
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
4373 FM 1960 West, Houston, TX, 77014
Signature Loan
8.24%
▼
APR8.24%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
8.24%
▼
APR8.24%
Last UpdatedApril 11, 2026
Details
As Low As
Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
7789 Southwest fwy Ste 175, Houston, TX, 77074 1831
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedApril 11, 2026
Details
As Low As
Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
7789 Southwest fwy Ste 175, Houston, TX, 77074 1831
Signature Loans
8.75%
▼
APR8.75%
Last UpdatedApril 11, 2026
Details
As Low As
Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
19626 Saums Rd, Houston, TX, 77084
Signature
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
9.24%
▼
APR9.24%
Last UpdatedApril 11, 2026
Details
As Low As
SHELL
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
11391 Monroe Rd, Houston, TX, 77075 4877
Signature/Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
United Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
771 Normandy St, Houston, TX, 77015 3467
Signature
9.69%
▼
APR9.69%
Last UpdatedApril 11, 2026
Details
As Low As
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans
9.90%
▼
APR9.90%
Last UpdatedApril 11, 2026
Details
As Low As
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans 36 months
9.90%
▼
APR9.90%
Last UpdatedApril 11, 2026
Details
As Low As
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
845 N Eldridge Pkwy, Houston, TX, 77079
Signature
9.90%
▼
APR9.90%
Last UpdatedApril 11, 2026
Details
As Low As; Rates as low as 9.90%
HOUSTON TEXAS FIRE FIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
15100 Heathrow Forest Pkwy, Houston, TX, 77032 3886
Personal/Lifestyle/Signature Loan (includes Insurance Loan)
9.95%
▼
APR9.95%
Last UpdatedApril 11, 2026
Details
No additional details available.
Cy-Fair Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
9601 Jones Rd, Houston, TX, 77065
Signature
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
10.24%
▼
APR10.24%
Last UpdatedApril 11, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
777 N Eldridge Pkwy Ste 150, Houston, TX, 77079 4416
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 11, 2026
Details
As Low As
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans
10.90%
▼
APR10.90%
Last UpdatedApril 11, 2026
Details
As Low As
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans 60 months
10.90%
▼
APR10.90%
Last UpdatedApril 11, 2026
Details
As Low As
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
11.24%
▼
APR11.24%
Last UpdatedApril 11, 2026
Details
As Low As
Energy Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
18540 Northwest Fwy, Houston, TX, 77065
Signature/Personal
11.35%
▼
APR11.35%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
12.24%
▼
APR12.24%
Last UpdatedApril 11, 2026
Details
As Low As
Baker Hughes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
6830 Navigation Blvd, Houston, TX, 77011
Signature
12.50%
▼
APR12.50%
Last UpdatedApril 11, 2026
Details
As Low As
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Signature Loan
12.90%
▼
APR12.90%
Last UpdatedApril 11, 2026
Details
Excellent
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
Signature Loans
14.00%
▼
APR14.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Signature Loan
14.90%
▼
APR14.90%
Last UpdatedApril 11, 2026
Details
Good
Energy One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.14%
5 Greenway Plz, Houston, TX, 77046 0521
Signature Loan
14.99%
▼
APR14.99%
Last UpdatedApril 11, 2026
Details
Under $5,000
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Signature Loan
16.90%
▼
APR16.90%
Last UpdatedApril 11, 2026
Details
Average
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
Signature Unsecured Loan
4.25%
▼
APR4.25%
Last UpdatedApril 11, 2026
Details
As Low As; Interest rate discounts may be available for members with a qualifying IBEW Local 66 Federal Credit Union checking account.
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
5.00%
▼
APR5.00%
Last UpdatedApril 11, 2026
Details
As Low As; With Approved Credit
Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Signature Loan Special
5.50%
▼
APR5.50%
Last UpdatedApril 11, 2026
Details
As Low As; Borrow up to $2,000 for up to 24 months.
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
6.00%
▼
APR6.00%
Last UpdatedApril 11, 2026
Details
As Low As; With Approved Credit
APR6.00%
Last UpdatedApril 11, 2026
Details
Months
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Signature Loans
6.92%
▼
APR6.92%
Last UpdatedApril 11, 2026
Details
No additional details available.
Swemp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
up to $5,000; As Low As
APR7.00%
Last UpdatedApril 11, 2026
Details
As Low As
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
As Low As; With Approved Credit
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal /Signature Loan - from to $75,000
7.25%
▼
APR7.25%
Last UpdatedApril 11, 2026
Details
$1,001; As Low As
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No home improvement personal loan rates found in Houston, TX currently.
Houston, TX Personal Loan Rate Trends
Compare local Houston, TX personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — TX Avg
10.859%
▲ 0.552 vs 7 days ago
Texas personal loan rates rose 0.552 points over the past 7 days to 10.859% APR.
Signature Loan — TX Avg
12.504%
▼ 0.874 vs 7 days ago
Texas signature loan rates fell 0.874 points over the past 7 days to 12.504% APR.
As of Apr 11, 2026 • Rate data sourced from 8,500+ monitored institutions
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Frequently Asked Questions
What credit score do I need for a personal loan in Texas?
Most lenders in Houston, Texas require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Texas often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Houston, Texas require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Texas?
Yes. Debt consolidation is one of the most common uses of personal loans in Houston, Texas. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Houston, Texas?
Credit unions in Houston, Texas often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Houston, Texas?
- Gulf Coast Educators Federal Credit Union: 4.49% (Title Loan)
- Amoco Federal Credit Union: 4.90% (Unsecured Loan)
- Houston Federal Credit Union: 5.99% (Lot Loans)
- Chartway Credit Union: 6.49% (Equity Loan)
- Resource One Credit Union: 6.59% (Adventure Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Houston, Texas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 9, 2026.
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