Best Personal Loan Rates in Houston, Texas (TX) - May 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Texas borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Houston, Texas include: Houston Highway Credit UnionHouston Highway Credit Union8120 Washington Ave, Houston, TX, 77007A+5.0 ★Texas Ratio: 1.00% offering Credit Builder Step-Up Loan Process STEP 5 at 4.00% APR, Gulf Coast Educators Federal Credit UnionGulf Coast Educators Federal Credit Union14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044A+5.0 ★Texas Ratio: 3.85% offering Title Loan at 4.49% APR, Amoco Federal Credit UnionAmoco Federal Credit Union1800 Space Park Dr, Houston, TX, 77058A5.0 ★Texas Ratio: 6.48% offering Unsecured Loan at 4.90% APR, InvesTex Credit UnionInvesTex Credit Union905 Aldine Bender Rd, Houston, TX, 77032A+5.0 ★Texas Ratio: 3.65% offering Special Signature Rate at 6.59% APR, and Justice Federal Credit UnionJustice Federal Credit Union1 Justice Park Dr, Houston, TX, 77092A5.0 ★Texas Ratio: 9.17% offering Personal Loan at 6.84% APR. Personal loan rates as of May 3, 2026 according to verified data from MonitorBankRates.
Houston has 32 local institutions in our database, with personal loan rates as low as 4.00% APR from Houston Highway Credit Union at 8120 Washington Ave, Houston, TX, 77007. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Houston, Texas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Houston, Texas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 3, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Credit Builder Step-Up Loan Process STEP 5
4.00%
▼
APR4.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Title Loan
4.49%
▼
APR4.49%
Last UpdatedMay 3, 2026
Details
As Low As
Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Credit Builder Step-Up Loan Process STEP 4
4.50%
▼
APR4.50%
Last UpdatedMay 3, 2026
Details
No additional details available.
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Title Loan
4.74%
▼
APR4.74%
Last UpdatedMay 3, 2026
Details
As Low As
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Unsecured Loan
4.90%
▼
APR4.90%
Last UpdatedMay 3, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Title Loan
4.99%
▼
APR4.99%
Last UpdatedMay 3, 2026
Details
As Low As
Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Credit Builder Step-Up Loan Process STEP 3
5.00%
▼
APR5.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Title Loan
5.49%
▼
APR5.49%
Last UpdatedMay 3, 2026
Details
As Low As
Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Credit Builder Step-Up Loan Process STEP 2
5.50%
▼
APR5.50%
Last UpdatedMay 3, 2026
Details
No additional details available.
Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Credit Builder Step-Up Loan Process STEP 1
6.00%
▼
APR6.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Title Loan
6.24%
▼
APR6.24%
Last UpdatedMay 3, 2026
Details
As Low As
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.59%
▼
APR6.59%
Last UpdatedMay 3, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.79%
▼
APR6.79%
Last UpdatedMay 3, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedMay 3, 2026
Details
As Low As
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.89%
▼
APR6.89%
Last UpdatedMay 3, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.99%
▼
APR6.99%
Last UpdatedMay 3, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedMay 3, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
7.24%
▼
APR7.24%
Last UpdatedMay 3, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured Signature Loans
7.24%
▼
APR7.24%
Last UpdatedMay 3, 2026
Details
As Low As
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.29%
▼
APR7.29%
Last UpdatedMay 3, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.39%
▼
APR7.39%
Last UpdatedMay 3, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.49%
▼
APR7.49%
Last UpdatedMay 3, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 3, 2026
Details
As Low As
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.79%
▼
APR7.79%
Last UpdatedMay 3, 2026
Details
No additional details available.
Transtar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
12930 Northwest Fwy, Houston, TX, 77040 6304
Personal Loan
7.90%
▼
APR7.90%
Last UpdatedMay 3, 2026
Details
As Low As; Up to $35,000 ($1,000 minimum)
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
6414 FANNIN ST STE G50, HOUSTON, TX, 77030 1500
Signature min)
7.90%
▼
APR7.90%
Last UpdatedMay 3, 2026
Details
$500; APR range: 7.90% to 17.90%
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedMay 3, 2026
Details
As Low As
MemberSource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
Personal Loan
7.98%
▼
APR7.98%
Last UpdatedMay 3, 2026
Details
As Low As; Up to $35,000 ($1,000 minimum)
Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Unsecured Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Loan
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As; Select "Debt Consolidation" on your application.
Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Loans
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As; Other terms available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
8.24%
▼
APR8.24%
Last UpdatedMay 3, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 3, 2026
Details
As Low As
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
4373 FM 1960 West, Houston, TX, 77014
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 3, 2026
Details
As Low As
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Equipment Loans 12 to 36 Months
8.25%
▼
APR8.25%
Last UpdatedMay 3, 2026
Details
A loan documentation fee of $175 will be assessed at closing. Term restrictions may apply.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 3, 2026
Details
As Low As
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
12 Months 1 Payment Loan
8.50%
▼
APR8.50%
Last UpdatedMay 3, 2026
Details
No additional details available.
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Miscellaneous Equipment Loan
8.50%
▼
APR8.50%
Last UpdatedMay 3, 2026
Details
As Low As; Maximum Loan Discount: 0.75%
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Equipment Loans 37 to 60 Months
8.75%
▼
APR8.75%
Last UpdatedMay 3, 2026
Details
A loan documentation fee of $175 will be assessed at closing. Term restrictions may apply.
Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
7789 Southwest fwy Ste 175, Houston, TX, 77074 1831
Signature Loans
8.75%
▼
APR8.75%
Last UpdatedMay 3, 2026
Details
As Low As
Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
7789 Southwest fwy Ste 175, Houston, TX, 77074 1831
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMay 3, 2026
Details
As Low As; * APR
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 3, 2026
Details
As Low As; Loan Amount $500-$40,000
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
8.99%
▼
APR8.99%
Last UpdatedMay 3, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 3, 2026
Details
As Low As
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX, 77090 6716
Debt Consolidation Loans
8.99%
▼
APR8.99%
Last UpdatedMay 3, 2026
Details
As Low As
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 3, 2026
Details
As Low As
Houston Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
1600 Memorial Dr, Houston, TX, 77007 7702
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 3, 2026
Details
As Low As
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Equipment Loans 12 to 36 Months
9.00%
▼
APR9.00%
Last UpdatedMay 3, 2026
Details
A loan documentation fee of $175 will be assessed at closing. Term restrictions may apply.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
9.24%
▼
APR9.24%
Last UpdatedMay 3, 2026
Details
As Low As
Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
2001 Rankin Rd, Houston, TX, 77073 5114
Personal Loans
9.24%
▼
APR9.24%
Last UpdatedMay 3, 2026
Details
As Low As; Up to 60 months
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Unsecured Loan
9.40%
▼
APR9.40%
Last UpdatedMay 3, 2026
Details
Maximum APR: 18.00%
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 3, 2026
Details
As Low As
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 3, 2026
Details
As Low As
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Equipment Loans 37 to 60 Months
9.50%
▼
APR9.50%
Last UpdatedMay 3, 2026
Details
A loan documentation fee of $175 will be assessed at closing. Term restrictions may apply.
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Unsecured Loan
9.65%
▼
APR9.65%
Last UpdatedMay 3, 2026
Details
Maximum APR: 18.00%
United Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
771 Normandy St, Houston, TX, 77015 3467
Signature
9.69%
▼
APR9.69%
Last UpdatedMay 3, 2026
Details
As Low As
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Working Capital Loan
9.75%
▼
APR9.75%
Last UpdatedMay 3, 2026
Details
A loan documentation fee of $175 will be assessed at closing.
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedMay 3, 2026
Details
No additional details available.
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMay 3, 2026
Details
As low as 9.90% APR*
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
845 N Eldridge Pkwy, Houston, TX, 77079
Signature
9.90%
▼
APR9.90%
Last UpdatedMay 3, 2026
Details
As Low As
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
12012 Space Center Blvd, Houston, TX, 77059
Personal Loans
9.95%
▼
APR9.95%
Last UpdatedMay 3, 2026
Details
As Low As; 12 months
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
9.99%
▼
APR9.99%
Last UpdatedMay 3, 2026
Details
As Low As
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 3, 2026
Details
As Low As
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8980 Clearwood Dr, Houston, TX, 77075
Seasonal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 3, 2026
Details
No additional details available.
Oak Farms Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
3430 Leeland St, Houston, TX, 77003
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Equipment Loans 12 to 36 Months
10.00%
▼
APR10.00%
Last UpdatedMay 3, 2026
Details
A loan documentation fee of $175 will be assessed at closing. Term restrictions may apply.
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Unsecured Loan
10.05%
▼
APR10.05%
Last UpdatedMay 3, 2026
Details
Up to; Minimum APR
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
10.24%
▼
APR10.24%
Last UpdatedMay 3, 2026
Details
As Low As
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Working Capital Loan
10.25%
▼
APR10.25%
Last UpdatedMay 3, 2026
Details
A loan documentation fee of $175 will be assessed at closing.
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Loan 6m - 12m
10.36%
▼
APR10.36%
Last UpdatedMay 3, 2026
Details
No additional details available.
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX, 77090 6716
Personal Loans
10.45%
▼
APR10.45%
Last UpdatedMay 3, 2026
Details
As Low As; Minimum $15,000 for 72 Months
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMay 3, 2026
Details
As Low As
Space City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
3101 Harrisburg Blvd, Houston, TX, 77003
Instrument Loans***
10.50%
▼
APR10.50%
Last UpdatedMay 3, 2026
Details
Fixed Rate - Instruments under 50k
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Equipment Loans 37 to 60 Months
10.50%
▼
APR10.50%
Last UpdatedMay 3, 2026
Details
A loan documentation fee of $175 will be assessed at closing. Term restrictions may apply.
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Working Capital Loan
10.50%
▼
APR10.50%
Last UpdatedMay 3, 2026
Details
A loan documentation fee of $175 will be assessed at closing.
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Loan 13m - 24m
10.52%
▼
APR10.52%
Last UpdatedMay 3, 2026
Details
No additional details available.
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Loan 24m - 36m
10.74%
▼
APR10.74%
Last UpdatedMay 3, 2026
Details
No additional details available.
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
2315 Mangum Rd, Houston, TX, 77092
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedMay 3, 2026
Details
As Low As
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Loan 37m - 48m
10.90%
▼
APR10.90%
Last UpdatedMay 3, 2026
Details
No additional details available.
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
10.90%
▼
APR10.90%
Last UpdatedMay 3, 2026
Details
No additional details available.
GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
5305 Bingle Rd, Houston, TX, 77092 2102
Emergency Loans
10.99%
▼
APR10.99%
Last UpdatedMay 3, 2026
Details
As Low As
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8980 Clearwood Dr, Houston, TX, 77075
Seasonal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 3, 2026
Details
No additional details available.
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 3, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
10.99%
▼
APR10.99%
Last UpdatedMay 3, 2026
Details
As Low As
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Working Capital Loan
11.00%
▼
APR11.00%
Last UpdatedMay 3, 2026
Details
A loan documentation fee of $175 will be assessed at closing.
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Unsecured Loan
11.05%
▼
APR11.05%
Last UpdatedMay 3, 2026
Details
61 -; Minimum APR
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
11.24%
▼
APR11.24%
Last UpdatedMay 3, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMay 3, 2026
Details
As Low As
Energy Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
18540 Northwest Fwy, Houston, TX, 77065
Signature/Personal
11.35%
▼
APR11.35%
Last UpdatedMay 3, 2026
Details
No additional details available.
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Working Capital Loan
11.50%
▼
APR11.50%
Last UpdatedMay 3, 2026
Details
A loan documentation fee of $175 will be assessed at closing.
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
11.90%
▼
APR11.90%
Last UpdatedMay 3, 2026
Details
No additional details available.
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8980 Clearwood Dr, Houston, TX, 77075
Seasonal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 3, 2026
Details
No additional details available.
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8980 Clearwood Dr, Houston, TX, 77075
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 3, 2026
Details
As Low As
Space City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
3101 Harrisburg Blvd, Houston, TX, 77003
Personal
11.99%
▼
APR11.99%
Last UpdatedMay 3, 2026
Details
As Low As
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMay 3, 2026
Details
No additional details available.
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Personal
11.99%
▼
APR11.99%
Last UpdatedMay 3, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMay 3, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 3, 2026
Details
As Low As; 84 month Annual Percentage Rate as low as 11.99% as of March 1, 2026. Example of repayment terms: 84 monthly payments of $17.80 per $1,000 borrowed.
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Working Capital Loan
12.00%
▼
APR12.00%
Last UpdatedMay 3, 2026
Details
A loan documentation fee of $175 will be assessed at closing.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
12.24%
▼
APR12.24%
Last UpdatedMay 3, 2026
Details
As Low As
Baker Hughes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
6830 Navigation Blvd, Houston, TX, 77011
Signature
12.50%
▼
APR12.50%
Last UpdatedMay 3, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Personal Loan
12.74%
▼
APR12.74%
Last UpdatedMay 3, 2026
Details
As Low As
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Debt Consolidation
12.74%
▼
APR12.74%
Last UpdatedMay 3, 2026
Details
No additional details available.
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
12.90%
▼
APR12.90%
Last UpdatedMay 3, 2026
Details
No additional details available.
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Signature Loan
12.90%
▼
APR12.90%
Last UpdatedMay 3, 2026
Details
Excellent
GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
5305 Bingle Rd, Houston, TX, 77092 2102
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedMay 3, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMay 3, 2026
Details
As Low As; Loan Amount $250-$40,000
FAA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
16600 John F Kennedy Blvd, Houston, TX, 77032 6514
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMay 3, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
13.90%
▼
APR13.90%
Last UpdatedMay 3, 2026
Details
No additional details available.
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
Signature Loans
14.00%
▼
APR14.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Signature Loan
14.90%
▼
APR14.90%
Last UpdatedMay 3, 2026
Details
Good
Energy One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.14%
5 Greenway Plz, Houston, TX, 77046 0521
Signature Loan
14.99%
▼
APR14.99%
Last UpdatedMay 3, 2026
Details
Under $5,000
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Signature Loan
16.90%
▼
APR16.90%
Last UpdatedMay 3, 2026
Details
Average
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
Signature Loans
17.00%
▼
APR17.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Signature Loan
17.90%
▼
APR17.90%
Last UpdatedMay 3, 2026
Details
Fair
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Distress Loan 12m
18.00%
▼
APR18.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Distress Loan 6m
18.00%
▼
APR18.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
Signature Loans
18.00%
▼
APR18.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
QuickCash Loans
25.00%
▼
APR25.00%
Last UpdatedMay 3, 2026
Details
As Low As; Must be 18 years or older, individual borrowers or primary account holders only, and must be a Member of Resource One Credit Union for a minimum of 12 months to apply. Commercial accounts are not eligible. Loan application and approval required. A fee of $20 will be charged for each loan application, whether the loan is approved or declined. Loan cannot exceed $2,000 with a term not exceeding 12 months. An APR of 25.00% will be applied. Applications can only be filed once every 7 days. Loans are processed one at a time, with a maximum of 3 loans in a rolling 6-month period. The Quick Cash Loan is not eligible for the Skip-a-Payment program. Payment example: Estimated monthly payment of $95.04 per $1,000 borrowed at 25.00% APR for 12 months. Other restrictions may apply; see Credit Union for details. All loans are subject to approval. Rates as of May 02, 2026. Rates are subject to change without notice.
APR4.50%
Last UpdatedMay 3, 2026
Details
No additional details available.
APR4.64%
Last UpdatedMay 3, 2026
Details
As Low As
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Recreational/Title Loans
4.67%
▼
APR4.67%
Last UpdatedMay 3, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMay 3, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Fire Station Loans
4.99%
▼
APR4.99%
Last UpdatedMay 3, 2026
Details
No additional details available.
Star Of Texas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Used & Refinanced Loans
5.24%
▼
APR5.24%
Last UpdatedMay 3, 2026
Details
As Low As; Subject to credit approval
APR5.25%
Last UpdatedMay 3, 2026
Details
No additional details available.
APR5.50%
Last UpdatedMay 3, 2026
Details
No additional details available.
Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
PERSONAL LOAN
5.79%
▼
APR5.79%
Last UpdatedMay 3, 2026
Details
No additional details available.
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
VA Interest Rate Reduction Refinance Loan, or IRRRL
5.91%
▼
APR5.91%
Last UpdatedMay 3, 2026
Details
No additional details available.
Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
5 Year Equity Loan-to-Value up to 80%
5.94%
▼
APR5.94%
Last UpdatedMay 3, 2026
Details
As Low As
Alpine Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
New Construction Loans
5.99%
▼
APR5.99%
Last UpdatedMay 3, 2026
Details
No additional details available.
APR6.00%
Last UpdatedMay 3, 2026
Details
Months
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedMay 3, 2026
Details
As Low As
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
VA purchase loan
6.12%
▼
APR6.12%
Last UpdatedMay 3, 2026
Details
No additional details available.
Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
10 Year Equity Loan-to-Value up to 80%
6.14%
▼
APR6.14%
Last UpdatedMay 3, 2026
Details
As Low As
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
VA cash-out refinance loan
6.39%
▼
APR6.39%
Last UpdatedMay 3, 2026
Details
No additional details available.
Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
5 Year Equity Loan-to-Value greater than 80% to 90%
6.44%
▼
APR6.44%
Last UpdatedMay 3, 2026
Details
As Low As
Trinity Valley Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Recreational Equipment Loans
6.50%
▼
APR6.50%
Last UpdatedMay 3, 2026
Details
No additional details available.
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Other Collateralized Loan
6.59%
▼
APR6.59%
Last UpdatedMay 3, 2026
Details
As Low As
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
Personal Loans
6.60%
▼
APR6.60%
Last UpdatedMay 3, 2026
Details
CCTFCU offers a variety of consumer financing and personal loans to help with everything from medical bills to Christmas presents.
Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
10 Year Equity Loan-to-Value greater than 80% to 90%
6.64%
▼
APR6.64%
Last UpdatedMay 3, 2026
Details
As Low As
APR6.65%
Last UpdatedMay 3, 2026
Details
As Low As; Regular APR: 10.090%
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
Low down payment purchase loan
6.70%
▼
APR6.70%
Last UpdatedMay 3, 2026
Details
No additional details available.
APR6.70%
Last UpdatedMay 3, 2026
Details
As Low As
Matagorda County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Unsecured Loans
6.75%
▼
APR6.75%
Last UpdatedMay 3, 2026
Details
As Low As
Brazos Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Back on Track Loans
6.75%
▼
APR6.75%
Last UpdatedMay 3, 2026
Details
No additional details available.
East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Instant Cash Loans
6.75%
▼
APR6.75%
Last UpdatedMay 3, 2026
Details
No additional details available.
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Signature Loans
6.92%
▼
APR6.92%
Last UpdatedMay 3, 2026
Details
No additional details available.
Neiman Marcus Group Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Personal/Longevity
6.95%
▼
APR6.95%
Last UpdatedMay 3, 2026
Details
As Low As
APR6.99%
Last UpdatedMay 3, 2026
Details
As Low As
APR6.99%
Last UpdatedMay 3, 2026
Details
No additional details available.
Port Arthur Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
Annual Loan
7.00%
▼
APR7.00%
Last UpdatedMay 3, 2026
Details
As Low As; Apply For A Loan External Website
Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Personal Loans with Collateral
7.00%
▼
APR7.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Other Collateralized Loan
7.09%
▼
APR7.09%
Last UpdatedMay 3, 2026
Details
As Low As
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Unsecured Personal Loans
7.14%
▼
APR7.14%
Last UpdatedMay 3, 2026
Details
As Low As
Education Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
New Teacher Loan Unsecured
7.25%
▼
APR7.25%
Last UpdatedMay 3, 2026
Details
As Low As
Allied Plastics Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Recreational Loans
7.25%
▼
APR7.25%
Last UpdatedMay 3, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Land Loans* 10 years
7.25%
▼
APR7.25%
Last UpdatedMay 3, 2026
Details
No additional details available.
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal /Signature Loan
7.25%
▼
APR7.25%
Last UpdatedMay 3, 2026
Details
Starting as low as 7.25%
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedMay 3, 2026
Details
As Low As; Personal Loans
APR7.25%
Last UpdatedMay 3, 2026
Details
As Low As
APR7.49%
Last UpdatedMay 3, 2026
Details
No additional details available.
SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Hot Tub/Sauna Loans
7.50%
▼
APR7.50%
Last UpdatedMay 3, 2026
Details
As Low As
APR7.50%
Last UpdatedMay 3, 2026
Details
As Low As
Domino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Special Occasion Loans
7.50%
▼
APR7.50%
Last UpdatedMay 3, 2026
Details
No additional details available.
ELLIS COUNTY TEACHERS AND EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Property NEW
7.50%
▼
APR7.50%
Last UpdatedMay 3, 2026
Details
UP TO 48 MONTHS
MTCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Collateral Loans New or Used (Non Purchase)
7.51%
▼
APR7.51%
Last UpdatedMay 3, 2026
Details
As Low As
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Other Collateralized Loan
7.59%
▼
APR7.59%
Last UpdatedMay 3, 2026
Details
As Low As
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Unsecured Personal Loans
7.64%
▼
APR7.64%
Last UpdatedMay 3, 2026
Details
As Low As
SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Hot Tub/Sauna Loans
7.75%
▼
APR7.75%
Last UpdatedMay 3, 2026
Details
As Low As
APR7.75%
Last UpdatedMay 3, 2026
Details
As Low As
Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
Loans above 72 months require approval by Board of Directors
7.80%
▼
APR7.80%
Last UpdatedMay 3, 2026
Details
10% Down
APR7.82%
Last UpdatedMay 3, 2026
Details
As Low As
APR7.84%
Last UpdatedMay 3, 2026
Details
As Low As
Cooperative Teachers Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 25.07%
Unsecured Personal Loan
7.89%
▼
APR7.89%
Last UpdatedMay 3, 2026
Details
As Low As; Fixed rates starting as low as 7.89%; No collateral required-qualify based on your credit and income; No prepayment penalties or application fees; Payment protection insurance available
Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
Loans above 72 months require approval by Board of Directors
7.90%
▼
APR7.90%
Last UpdatedMay 3, 2026
Details
10% Down
APR7.95%
Last UpdatedMay 3, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted is lowest possible for qualified borrowers. APR quoted represents up to a 36-month term for a personal loan. Estimated monthly payment of $86.30 per $1,000 borrowed for 12-month term. Your rate may vary. Qualifications based on credit history, debt and ability to repay. Loan amounts $1,000 - $25,000. Refinancing of existing Mesquite Credit Union loan is not permitted.
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Any Time, Any Day Loan
7.95%
▼
APR7.95%
Last UpdatedMay 3, 2026
Details
7.95% - 11.45% APR
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Anytime Any Day Loans
7.95%
▼
APR7.95%
Last UpdatedMay 3, 2026
Details
Low interest rates start at 7.95% APR*; No collateral needed; Easy online application; Allowed two Skip-A-Pays per calendar year
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
Personal/Unsecured
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
(Fixed)
APR7.99%
Last UpdatedMay 3, 2026
Details
No additional details available.
APR8.00%
Last UpdatedMay 3, 2026
Details
As Low As
APR8.00%
Last UpdatedMay 3, 2026
Details
Rate, amount and length of payout set according to credit rating). May be renewed every 6 months if there have been no delinquencies on BFCU loans
Union Square Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Flex Line Loan (12 - 60 Mo.)
8.00%
▼
APR8.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
APR8.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
Southwest Research Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Signature
8.00%
▼
APR8.00%
Last UpdatedMay 3, 2026
Details
As Low As
Trinity Valley Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Hot Tub/Sauna Loans
8.00%
▼
APR8.00%
Last UpdatedMay 3, 2026
Details
As Low As
Swemp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedMay 3, 2026
Details
up to $5,000; As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.00%
▼
APR8.00%
Last UpdatedMay 3, 2026
Details
up to $15,000
United Credit Union Tyler, TX
Institution Rating:
A5.0 ★Texas Ratio: 8.98%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedMay 3, 2026
Details
As Low As
United Credit Union Tyler, TX
Institution Rating:
A5.0 ★Texas Ratio: 8.98%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMay 3, 2026
Details
As Low As
Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
Loans above 72 months require approval by Board of Directors
8.05%
▼
APR8.05%
Last UpdatedMay 3, 2026
Details
5% Down
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Other Collateralized Loan
8.09%
▼
APR8.09%
Last UpdatedMay 3, 2026
Details
As Low As
Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
Loans above 72 months require approval by Board of Directors
8.15%
▼
APR8.15%
Last UpdatedMay 3, 2026
Details
5% Down
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans
8.24%
▼
APR8.24%
Last UpdatedMay 3, 2026
Details
No additional details available.
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Premier Loan
8.25%
▼
APR8.25%
Last UpdatedMay 3, 2026
Details
Starting as low as 8.25%
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.25%
▼
APR8.25%
Last UpdatedMay 3, 2026
Details
up to $15,000
APR8.25%
Last UpdatedMay 3, 2026
Details
As Low As
Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
Loans above 72 months require approval by Board of Directors
8.30%
▼
APR8.30%
Last UpdatedMay 3, 2026
Details
0% Down
Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
Loans above 72 months require approval by Board of Directors
8.35%
▼
APR8.35%
Last UpdatedMay 3, 2026
Details
10% Down
Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
Loans above 72 months require approval by Board of Directors
8.40%
▼
APR8.40%
Last UpdatedMay 3, 2026
Details
0% Down
Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Signature Loans
8.40%
▼
APR8.40%
Last UpdatedMay 3, 2026
Details
No additional details available.
APR8.45%
Last UpdatedMay 3, 2026
Details
As Low As
APR8.49%
Last UpdatedMay 3, 2026
Details
As Low As
APR8.50%
Last UpdatedMay 3, 2026
Details
Credit Grade: A
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.50%
▼
APR8.50%
Last UpdatedMay 3, 2026
Details
up to $15,000
Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMay 3, 2026
Details
As Low As
Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Signature Loan
8.50%
▼
APR8.50%
Last UpdatedMay 3, 2026
Details
As Low As
APR8.50%
Last UpdatedMay 3, 2026
Details
As Low As
Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Signature
8.50%
▼
APR8.50%
Last UpdatedMay 3, 2026
Details
No additional details available.
Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
Loans above 72 months require approval by Board of Directors
8.55%
▼
APR8.55%
Last UpdatedMay 3, 2026
Details
0% Down
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Other Collateralized Loan
8.59%
▼
APR8.59%
Last UpdatedMay 3, 2026
Details
As Low As
Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
Loans above 72 months require approval by Board of Directors
8.60%
▼
APR8.60%
Last UpdatedMay 3, 2026
Details
5% Down
APR8.74%
Last UpdatedMay 3, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loans
8.74%
▼
APR8.74%
Last UpdatedMay 3, 2026
Details
No additional details available.
Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 3, 2026
Details
No additional details available.
Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Signature
8.74%
▼
APR8.74%
Last UpdatedMay 3, 2026
Details
No additional details available.
Midwestern State University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMay 3, 2026
Details
As Low As
Members Choice of Central Texas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 3, 2026
Details
As Low As
Ben E Keith Company Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
8.75%
▼
APR8.75%
Last UpdatedMay 3, 2026
Details
As Low As
Wichita Falls Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.28%
Signature
8.75%
▼
APR8.75%
Last UpdatedMay 3, 2026
Details
No additional details available.
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.75%
▼
APR8.75%
Last UpdatedMay 3, 2026
Details
up to $15,000
Communities Of Abilene Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
SIGNATURE LOANS
8.75%
▼
APR8.75%
Last UpdatedMay 3, 2026
Details
As Low As; Apply Now
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedMay 3, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedMay 3, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 3, 2026
Details
As Low As
Transtar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
12930 Northwest Fwy, Houston, TX, 77040 6304
Personal Loan
7.90%
▼
APR7.90%
Last UpdatedMay 3, 2026
Details
As Low As; Up to $35,000 ($1,000 minimum)
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedMay 3, 2026
Details
As Low As
MemberSource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
Personal Loan
7.98%
▼
APR7.98%
Last UpdatedMay 3, 2026
Details
As Low As; Up to $35,000 ($1,000 minimum)
Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 3, 2026
Details
As Low As
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
4373 FM 1960 West, Houston, TX, 77014
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 3, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 3, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 3, 2026
Details
As Low As; Loan Amount $500-$40,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 3, 2026
Details
As Low As
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 3, 2026
Details
As Low As
Houston Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
1600 Memorial Dr, Houston, TX, 77007 7702
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 3, 2026
Details
As Low As
Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
2001 Rankin Rd, Houston, TX, 77073 5114
Personal Loans
9.24%
▼
APR9.24%
Last UpdatedMay 3, 2026
Details
As Low As; Up to 60 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 3, 2026
Details
As Low As
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 3, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedMay 3, 2026
Details
No additional details available.
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMay 3, 2026
Details
As low as 9.90% APR*
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
12012 Space Center Blvd, Houston, TX, 77059
Personal Loans
9.95%
▼
APR9.95%
Last UpdatedMay 3, 2026
Details
As Low As; 12 months
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 3, 2026
Details
As Low As
Oak Farms Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
3430 Leeland St, Houston, TX, 77003
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX, 77090 6716
Personal Loans
10.45%
▼
APR10.45%
Last UpdatedMay 3, 2026
Details
As Low As; Minimum $15,000 for 72 Months
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMay 3, 2026
Details
As Low As
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
2315 Mangum Rd, Houston, TX, 77092
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedMay 3, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
10.90%
▼
APR10.90%
Last UpdatedMay 3, 2026
Details
No additional details available.
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 3, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMay 3, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
11.90%
▼
APR11.90%
Last UpdatedMay 3, 2026
Details
No additional details available.
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8980 Clearwood Dr, Houston, TX, 77075
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 3, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMay 3, 2026
Details
As Low As
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMay 3, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 3, 2026
Details
As Low As; 84 month Annual Percentage Rate as low as 11.99% as of March 1, 2026. Example of repayment terms: 84 monthly payments of $17.80 per $1,000 borrowed.
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Personal Loan
12.74%
▼
APR12.74%
Last UpdatedMay 3, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
12.90%
▼
APR12.90%
Last UpdatedMay 3, 2026
Details
No additional details available.
GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
5305 Bingle Rd, Houston, TX, 77092 2102
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedMay 3, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMay 3, 2026
Details
As Low As; Loan Amount $250-$40,000
FAA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
16600 John F Kennedy Blvd, Houston, TX, 77032 6514
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMay 3, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
13.90%
▼
APR13.90%
Last UpdatedMay 3, 2026
Details
No additional details available.
Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
PERSONAL LOAN
5.79%
▼
APR5.79%
Last UpdatedMay 3, 2026
Details
No additional details available.
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedMay 3, 2026
Details
As Low As
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
Personal Loans
6.60%
▼
APR6.60%
Last UpdatedMay 3, 2026
Details
CCTFCU offers a variety of consumer financing and personal loans to help with everything from medical bills to Christmas presents.
APR6.99%
Last UpdatedMay 3, 2026
Details
As Low As
Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Personal Loans with Collateral
7.00%
▼
APR7.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Unsecured Personal Loans
7.14%
▼
APR7.14%
Last UpdatedMay 3, 2026
Details
As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedMay 3, 2026
Details
As Low As; Personal Loans
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Unsecured Personal Loans
7.64%
▼
APR7.64%
Last UpdatedMay 3, 2026
Details
As Low As
APR7.84%
Last UpdatedMay 3, 2026
Details
As Low As
Cooperative Teachers Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 25.07%
Unsecured Personal Loan
7.89%
▼
APR7.89%
Last UpdatedMay 3, 2026
Details
As Low As; Fixed rates starting as low as 7.89%; No collateral required-qualify based on your credit and income; No prepayment penalties or application fees; Payment protection insurance available
United Credit Union Tyler, TX
Institution Rating:
A5.0 ★Texas Ratio: 8.98%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedMay 3, 2026
Details
As Low As
United Credit Union Tyler, TX
Institution Rating:
A5.0 ★Texas Ratio: 8.98%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMay 3, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.00%
▼
APR8.00%
Last UpdatedMay 3, 2026
Details
up to $15,000
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.25%
▼
APR8.25%
Last UpdatedMay 3, 2026
Details
up to $15,000
APR8.45%
Last UpdatedMay 3, 2026
Details
As Low As
APR8.49%
Last UpdatedMay 3, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.50%
▼
APR8.50%
Last UpdatedMay 3, 2026
Details
up to $15,000
Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMay 3, 2026
Details
As Low As
APR8.74%
Last UpdatedMay 3, 2026
Details
As Low As
Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 3, 2026
Details
No additional details available.
Midwestern State University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMay 3, 2026
Details
As Low As
Members Choice of Central Texas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 3, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.75%
▼
APR8.75%
Last UpdatedMay 3, 2026
Details
up to $15,000
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Loan
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As; Select "Debt Consolidation" on your application.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Loans
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As; Other terms available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
8.99%
▼
APR8.99%
Last UpdatedMay 3, 2026
Details
As Low As
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX, 77090 6716
Debt Consolidation Loans
8.99%
▼
APR8.99%
Last UpdatedMay 3, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
9.99%
▼
APR9.99%
Last UpdatedMay 3, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
10.99%
▼
APR10.99%
Last UpdatedMay 3, 2026
Details
As Low As
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Debt Consolidation
12.74%
▼
APR12.74%
Last UpdatedMay 3, 2026
Details
No additional details available.
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Debt Consolidation Loans
9.75%
▼
APR9.75%
Last UpdatedMay 3, 2026
Details
No additional details available.
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Debt Consolidation Loans
10.00%
▼
APR10.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Debt Consolidation
10.99%
▼
APR10.99%
Last UpdatedMay 3, 2026
Details
As Low As
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Debt Consolidation Loans
11.00%
▼
APR11.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
Covenant Savings Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Debt Consolidation Loans
12.90%
▼
APR12.90%
Last UpdatedMay 3, 2026
Details
As Low As
Access Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
Debt Consolidation
13.99%
▼
APR13.99%
Last UpdatedMay 3, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 3, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 3, 2026
Details
As Low As
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.59%
▼
APR6.59%
Last UpdatedMay 3, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.79%
▼
APR6.79%
Last UpdatedMay 3, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.89%
▼
APR6.89%
Last UpdatedMay 3, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.99%
▼
APR6.99%
Last UpdatedMay 3, 2026
Details
No additional details available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
7.24%
▼
APR7.24%
Last UpdatedMay 3, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured Signature Loans
7.24%
▼
APR7.24%
Last UpdatedMay 3, 2026
Details
As Low As
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.29%
▼
APR7.29%
Last UpdatedMay 3, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.39%
▼
APR7.39%
Last UpdatedMay 3, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.49%
▼
APR7.49%
Last UpdatedMay 3, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.79%
▼
APR7.79%
Last UpdatedMay 3, 2026
Details
No additional details available.
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
6414 FANNIN ST STE G50, HOUSTON, TX, 77030 1500
Signature min)
7.90%
▼
APR7.90%
Last UpdatedMay 3, 2026
Details
$500; APR range: 7.90% to 17.90%
Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Unsecured Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 3, 2026
Details
No additional details available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
8.24%
▼
APR8.24%
Last UpdatedMay 3, 2026
Details
As Low As
Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
7789 Southwest fwy Ste 175, Houston, TX, 77074 1831
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMay 3, 2026
Details
As Low As; * APR
Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
7789 Southwest fwy Ste 175, Houston, TX, 77074 1831
Signature Loans
8.75%
▼
APR8.75%
Last UpdatedMay 3, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
9.24%
▼
APR9.24%
Last UpdatedMay 3, 2026
Details
As Low As
United Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
771 Normandy St, Houston, TX, 77015 3467
Signature
9.69%
▼
APR9.69%
Last UpdatedMay 3, 2026
Details
As Low As
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
845 N Eldridge Pkwy, Houston, TX, 77079
Signature
9.90%
▼
APR9.90%
Last UpdatedMay 3, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
10.24%
▼
APR10.24%
Last UpdatedMay 3, 2026
Details
As Low As
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
11.24%
▼
APR11.24%
Last UpdatedMay 3, 2026
Details
As Low As
Energy Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
18540 Northwest Fwy, Houston, TX, 77065
Signature/Personal
11.35%
▼
APR11.35%
Last UpdatedMay 3, 2026
Details
No additional details available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
12.24%
▼
APR12.24%
Last UpdatedMay 3, 2026
Details
As Low As
Baker Hughes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
6830 Navigation Blvd, Houston, TX, 77011
Signature
12.50%
▼
APR12.50%
Last UpdatedMay 3, 2026
Details
As Low As
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Signature Loan
12.90%
▼
APR12.90%
Last UpdatedMay 3, 2026
Details
Excellent
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
Signature Loans
14.00%
▼
APR14.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Signature Loan
14.90%
▼
APR14.90%
Last UpdatedMay 3, 2026
Details
Good
Energy One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.14%
5 Greenway Plz, Houston, TX, 77046 0521
Signature Loan
14.99%
▼
APR14.99%
Last UpdatedMay 3, 2026
Details
Under $5,000
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Signature Loan
16.90%
▼
APR16.90%
Last UpdatedMay 3, 2026
Details
Average
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
Signature Loans
17.00%
▼
APR17.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Signature Loan
17.90%
▼
APR17.90%
Last UpdatedMay 3, 2026
Details
Fair
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
Signature Loans
18.00%
▼
APR18.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
APR6.00%
Last UpdatedMay 3, 2026
Details
Months
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Signature Loans
6.92%
▼
APR6.92%
Last UpdatedMay 3, 2026
Details
No additional details available.
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal /Signature Loan
7.25%
▼
APR7.25%
Last UpdatedMay 3, 2026
Details
Starting as low as 7.25%
APR7.99%
Last UpdatedMay 3, 2026
Details
As Low As
Southwest Research Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Signature
8.00%
▼
APR8.00%
Last UpdatedMay 3, 2026
Details
As Low As
Trinity Valley Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedMay 3, 2026
Details
No additional details available.
Swemp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedMay 3, 2026
Details
up to $5,000; As Low As
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans
8.24%
▼
APR8.24%
Last UpdatedMay 3, 2026
Details
No additional details available.
Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Signature Loans
8.40%
▼
APR8.40%
Last UpdatedMay 3, 2026
Details
No additional details available.
Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Signature Loan
8.50%
▼
APR8.50%
Last UpdatedMay 3, 2026
Details
As Low As
Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Signature
8.50%
▼
APR8.50%
Last UpdatedMay 3, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loans
8.74%
▼
APR8.74%
Last UpdatedMay 3, 2026
Details
No additional details available.
Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Signature
8.74%
▼
APR8.74%
Last UpdatedMay 3, 2026
Details
No additional details available.
Ben E Keith Company Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
8.75%
▼
APR8.75%
Last UpdatedMay 3, 2026
Details
As Low As
Wichita Falls Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.28%
Signature
8.75%
▼
APR8.75%
Last UpdatedMay 3, 2026
Details
No additional details available.
Communities Of Abilene Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
SIGNATURE LOANS
8.75%
▼
APR8.75%
Last UpdatedMay 3, 2026
Details
As Low As; Apply Now
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No home improvement personal loan rates found in Houston, TX currently.
Houston, TX Personal Loan Rate Trends
Compare local Houston, TX personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — TX Avg
10.579%
▲ 0.009 vs 7 days ago
Texas personal loan rates rose 0.009 points over the past 7 days to 10.579% APR.
Signature Loan — TX Avg
12.838%
▲ 0.986 vs 7 days ago
Texas signature loan rates rose 0.986 points over the past 7 days to 12.838% APR.
As of May 3, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Texas?
Most lenders in Houston, Texas require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Texas often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Houston, Texas require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Texas?
Yes. Debt consolidation is one of the most common uses of personal loans in Houston, Texas. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Houston, Texas?
Credit unions in Houston, Texas often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Houston, Texas?
- Houston Highway Credit Union: 4.00% (Credit Builder Step-Up Loan Process STEP 5)
- Gulf Coast Educators Federal Credit Union: 4.49% (Title Loan)
- Amoco Federal Credit Union: 4.90% (Unsecured Loan)
- InvesTex Credit Union: 6.59% (Special Signature Rate)
- Justice Federal Credit Union: 6.84% (Personal Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Houston, Texas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 3, 2026.
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