Best Personal Loan Rates in Jasper, Texas (TX) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Jasper, Texas include: Education First Federal Credit UnionEducation First Federal Credit Union2014 S Wheeler St, Jasper, TX, 75951 5624A+5.0 ★Texas Ratio: 4.21% offering Recreational Loans at 4.50% APR, DUGOODDUGOOD1061 S Wheeler St, Jasper, TX, 75951 4640F2.8 ★Texas Ratio: 41.67% offering Personal at 11.75% APR, Tinker Federal Credit UnionTinker Federal Credit UnionA+5.0 ★Texas Ratio: 2.99% offering Storm Shelter Loan at 3.99% APR, Secured Advantage Federal Credit UnionSecured Advantage Federal Credit UnionA5.0 ★Texas Ratio: 7.07% offering Starter Loans at 4.00% APR, and IBEW Local 66 Federal Credit UnionIBEW Local 66 Federal Credit UnionA+5.0 ★Texas Ratio: 1.98% offering Signature Unsecured Loan at 4.25% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Jasper has 2 local institutions in our database, with personal loan rates as low as 4.50% APR from Education First Federal Credit Union at 2014 S Wheeler St, Jasper, TX, 75951 5624. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Jasper, Texas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Jasper, Texas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
As Low As; No pay for 90 days; Easy financing
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Interest rate discounts may be available for members with a qualifying IBEW Local 66 Federal Credit Union checking account.
$500 for 12 months at 4.35% APR = $42.65 monthly payment
As Low As
No additional details available.
As Low As; Restrictions Apply
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No additional details available.
As Low As
balance $20,000
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As Low As; Months
As Low As
No additional details available.
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As Low As; With Approved Credit
A+ rating
48 TO 72 MOS*SAME AS NEW CARS
No additional details available.
As Low As; Subject to credit approval
No additional details available.
No additional details available.
balance $75,000
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As Low As
As Low As
As Low As; must be secured by adequate collateral. See loan officer for more details
As Low As; No Refinancing of existing loans; Rate based on Credit Score; Limited to one loan special every 90 days
As Low As; Borrow up to $2,000 for up to 24 months.
balance $75,000
No additional details available.
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No additional details available.
balance $75,000
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As Low As; Minimum holiday loan amount $350, maximum determined by credit qualifications up to $15,000.
No additional details available.
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No additional details available.
As Low As; Up to 70%
Loan rate of 6% is effective January 1, 2021. Must have an open established Membership Savings Account in good standing. Must be able to provide two paystubs and have at least 1-year of job history.
above TSC rate
Months
As Low As
As Low As; With Approved Credit
As Low As
No additional details available.
No additional details available.
Refinance up to 100% of the value of your home. A variety of terms are available. Option to finance the funding fee.
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
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No additional details available.
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48 TO 60 MOS*SAME AS USED CARS
No additional details available.
No additional details available.
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As Low As
As Low As; Rates as low as 5.625% (6.508% APR)
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As Low As
No additional details available.
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As Low As
No additional details available.
As Low As
up to $5,000.00 maximum with approved credit
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No additional details available.
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As Low As; 71% to 80%
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No additional details available.
No additional details available.
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up to $5,000; As Low As
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As Low As; With Approved Credit
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No additional details available.
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As Low As; months or less
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$1,001; As Low As
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As Low As
No additional details available.
As Low As
As Low As; WITH NO PAYMENTS FOR 60 DAYS! Interest accrues from date of loan disbursal. Call for details. Qualifying criteria applies. Rates and terms subject to change without notice.
No additional details available.
No additional details available.
As Low As
As Low As; 81% to 90%
UP TO 48 MONTHS
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As Low As; months
As Low As; Up to $35,000 ($1,000 minimum)
As Low As
No additional details available.
10% Down
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As Low As
As Low As; Fixed rates starting as low as 7.89%; No collateral required-qualify based on your credit and income; No prepayment penalties or application fees; Payment protection insurance available
As Low As; Up to $35,000 ($1,000 minimum)
10% Down
As Low As
up to 60 months
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As Low As
As Low As; Rates determined by credit history. The rate will never be higher than the maximum allowed by the Federal Credit Union Act, which is currently 18%. All applications are subject to credit approval. Minimum loan amount of $500. Maximum loan amount of $9,500.00. Minimum repayment term of 6 months. Maximum repayment term of 48 months. Payment Example: $1,000 Personal Loan at 7.90% for 48 months equals a monthly payment of $24.36. Applications may take up to one (1) business day to process. Approved applicants must become members prior to or at loan disbursement. Membership eligibility required. For further details, please contact Luso American Credit Union at 978-531-5767 or at 37 Tremont Street, Peabody, MA 01960.
As Low As
No additional details available.
As Low As
As Low As; Annual Percentage Rate (APR) quoted is lowest possible for qualified borrowers. APR quoted represents up to a 36-month term for a personal loan. Estimated monthly payment of $86.30 per $1,000 borrowed for 12-month term. Your rate may vary. Qualifications based on credit history, debt and ability to repay. Loan amounts $1,000 - $25,000. Refinancing of existing Mesquite Credit Union loan is not permitted.
As Low As
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(Fixed)
As Low As; Select "Debt Consolidation" on your application.
As Low As; Other terms available.
A+ rating
No additional details available.
As Low As
As Low As
up to $5,000.00 maximum with approved credit
No additional details available.
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As Low As
No additional details available.
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As Low As; months or less
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As Low As; months
As Low As; Up to $35,000 ($1,000 minimum)
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As Low As
As Low As; Fixed rates starting as low as 7.89%; No collateral required-qualify based on your credit and income; No prepayment penalties or application fees; Payment protection insurance available
As Low As; Up to $35,000 ($1,000 minimum)
As Low As
As Low As; Rates determined by credit history. The rate will never be higher than the maximum allowed by the Federal Credit Union Act, which is currently 18%. All applications are subject to credit approval. Minimum loan amount of $500. Maximum loan amount of $9,500.00. Minimum repayment term of 6 months. Maximum repayment term of 48 months. Payment Example: $1,000 Personal Loan at 7.90% for 48 months equals a monthly payment of $24.36. Applications may take up to one (1) business day to process. Approved applicants must become members prior to or at loan disbursement. Membership eligibility required. For further details, please contact Luso American Credit Union at 978-531-5767 or at 37 Tremont Street, Peabody, MA 01960.
As Low As
As Low As
As Low As
As Low As; Select "Debt Consolidation" on your application.
As Low As; Other terms available.
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No additional details available.
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No additional details available.
No additional details available.
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No additional details available.
As Low As
As Low As; Interest rate discounts may be available for members with a qualifying IBEW Local 66 Federal Credit Union checking account.
As Low As; With Approved Credit
As Low As; Borrow up to $2,000 for up to 24 months.
As Low As; With Approved Credit
Months
No additional details available.
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As Low As
As Low As; With Approved Credit
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up to $5,000; As Low As
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$1,001; As Low As
No additional details available.
No additional details available.
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No additional details available.
up to 60 months
As Low As
As Low As
Jasper, TX Personal Loan Rate Trends
Compare local Jasper, TX personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas personal loan rates rose 0.552 points over the past 7 days to 10.859% APR.
Texas signature loan rates fell 0.874 points over the past 7 days to 12.504% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Texas?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Texas?
Are credit unions or banks better for personal loans in Jasper, Texas?
What are the best personal loan rates in Jasper, Texas?
- Education First Federal Credit Union: 4.50% (Recreational Loans)
- DUGOOD: 11.75% (Personal)
- Tinker Federal Credit Union: 3.99% (Storm Shelter Loan)
- Secured Advantage Federal Credit Union: 4.00% (Starter Loans)
- IBEW Local 66 Federal Credit Union: 4.25% (Signature Unsecured Loan)
Personal Loan Calculators
