Best Personal Loan Rates in League City, Texas - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in League City, Texas include: Gulf Coast Educators Federal Credit UnionGulf Coast Educators Federal Credit Union1120 W Main St, League City, TX, 77573 2020A+5.0 ★Texas Ratio: 3.70% offering Title Loan at 4.49% APR, Amoco Federal Credit UnionAmoco Federal Credit Union1692 E League City Pkwy, League City, TX, 77573 6032A5.0 ★Texas Ratio: 5.99% offering Credit Builder And Mender Loan at 4.90% APR, Associated Credit Union Of TexasAssociated Credit Union Of Texas351 S Egret Bay Blvd, League City, TX, 77573 2636A5.0 ★Texas Ratio: 9.07% offering Unsecured Personal Loan at 9.29% APR, University Federal Credit UnionUniversity Federal Credit Union2500 Gulf Fwy S, League City, TX, 77573A5.0 ★Texas Ratio: 7.63% offering Working Capital Loan at 9.75% APR, and Texas Bay Credit UnionTexas Bay Credit Union6640 S Shore Blvd, League City, TX, 77573A5.0 ★Texas Ratio: 7.72% offering Signature Loans at 10.49% APR. Personal loan rates as of July 7, 2026 according to verified data from MonitorBankRates.
League City has 5 local institutions in our database, with personal loan rates as low as 4.49% APR from Gulf Coast Educators Federal Credit Union at 1120 W Main St, League City, TX, 77573 2020. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in League City, Texas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in League City, Texas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 7, 2026
League City Personal Loan Rates
Maximum Loan Discount: 0.75%
Maximum Loan Discount: 0.75%
No additional details available.
Maximum Loan Discount: 0.75%
Maximum Loan Discount: 0.75%
Maximum Loan Discount: 0.75%
Minimum APR (has an AMOCO Mortgage Loan): 8.05% - 18.00%
Maximum Loan Discount: 0.75%
Maximum APR: 18.00%
Regular APR: 6.99% - 16.99%
No additional details available.
No additional details available.
No additional details available.
Minimum APR: 11.05% - 18.00%
As Low As; Learn More about personal loans
Maximum APR: 18.00%
Maximum APR: 18.00%
Loan documentation fee of $175 will be assessed at closing.
Maximum APR: 18.00%
Loan documentation fee of $175 will be assessed at closing.
As Low As; *
Loan documentation fee of $175 will be assessed at closing.
Loan documentation fee of $175 will be assessed at closing.
Maximum APR: 18.00%
Maximum Loan Discount: 0.50%
Loan documentation fee of $175 will be assessed at closing.
As Low As; *
Loan documentation fee of $175 will be assessed at closing.
Maximum APR: 18.00%
Maximum Loan Discount: 0.50%
Excellent credit
As Low As; *
Maximum APR: 18.00%
As Low As; *
Good credit
As Low As; *
Average credit
Fair credit
No additional details available.
No additional details available.
Equifax Score: 750+
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As*
As Low As
Fixed
No additional details available.
No additional details available.
As Low As
As Low As; Qualified buyers: Take 90 days to make your first payment.
Equifax Score: 750+
Minimum balance of $20,000 required.
As Low As; Qualified buyers: Take 90 days to make your first payment.
Intro rate expires: 9 months; Regular APR: 4.99%
Equifax Score: 750+
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
A+ rating
As Low As; Call the credit union for loan promotion rates
Model Year: 2011 to 2015
As Low As
No additional details available.
No additional details available.
Model Year: 2016 to 2019
No additional details available.
Monthly Payment per $10,000 Borrowed as low as $189.87
No additional details available.
As Low As
No additional details available.
Equifax Score: 700-749
Equifax Score: 750+
Equifax Score: 750+
As Low As; Annual Percentage Rate
Model Year: 2020 to 2024
No additional details available.
No additional details available.
No additional details available.
As Low As; Qualified buyers: Take 90 days to make your first payment.
Model Year: 2025 to 2027
As Low As
Minimum balance of $30,000 required.
No additional details available.
Model Year: 2025 to 2027
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Estimated Payment Terms: $17.59 per $1,000 per month for 66 months
As Low As; Estimated Payment Terms: $30.19 per $1,000 per month for 36 months
Borrow up to $2,000. June & July 2026.
No additional details available.
View Mortgage Rates
No additional details available.
As Low As; Qualified buyers: Take 90 days to make your first payment.
AS LOW AS
No additional details available.
No additional details available.
No additional details available.
As Low As; Apply Now »
As Low As; Estimated Payment Terms: $15.39 per $1,000 per month for 78 months
No additional details available.
No additional details available.
No additional details available.
Equifax Score: 750+
Equifax Score: 700-749
Monthly Payment per $10,000 Borrowed as low as $109.78
As Low As; Qualified buyers: Take 90 days to make your first payment.
As Low As
No additional details available.
As Low As; More rate info
As Low As; Based On Credit Score And Loan Term. APR = Annual percentage rate. Rates are based on a combination of your credit score, terms and other lending criteria. Each application is evaluated on an individual basis. Rates up to 18%. Stated "rates as low as" apply to well-qualified applicants. The annual percentage rate (APR) for certificate secured advances will be the dividend being paid on the Certificate offered as security plus the percentage shown above. The current ANNUAL PERCENTAGE RATE will be disclosed at the time of the advance. We may report information about your loan and deposit accounts to credit bureaus. Late payments, missed payments or other defaults on your accounts will be reflected in your credit report. Rates are subject to change without notice. Membership is required. For more information, please contact a Swemp Federal Credit Union representative at (903) 793-2274.
No additional details available.
MAX
No additional details available.
No additional details available.
No additional details available.
No additional details available.
With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
As low as; Rate and term based on year model, amount financed, and credit score. Rates subject to change.
No additional details available.
No additional details available.
As Low As; Other collateral such as farm equipment, boat, RV, trailer, motorcycle, airplane, etc. up to 48 months
No additional details available.
No additional details available.
No additional details available.
No additional details available.
LTV: Up to 70%
No additional details available.
Equifax Score: 700-749
Equifax Score: 750+
+2.00% above Share Savings Dividend Rate*
No additional details available.
Tier 1 >700
No additional details available.
up to $50,000.00
APR*
APR*
As Low As; Qualified buyers: Take 90 days to make your first payment.
No additional details available.
As Low As
As Low As
No additional details available.
MAX
As Low As; Apply Now »
Model Year: 2025 to 2027
Maximum loan amount $100,000.00
No additional details available.
No additional details available.
72 Months**
As Low As*
As Low As; Unimproved Property
As Low As; APR= Annual Percentage Rate
No additional details available.
No additional details available.
No additional details available.
Tier 1 >700
As Low As; Qualified buyers: Take 90 days to make your first payment.
As Low As; Qualified buyers: Take 90 days to make your first payment.
Equifax Score: 700-749
Equifax Score: 700-749
Equifax Score: 750+
No additional details available.
No additional details available.
No additional details available.
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Maximum loan amount $50,000.00
$150,000; quoted with 20% down payment
Up to $10,000; As Low As
No additional details available.
Up to $250,000
No additional details available.
> 30k
League City Personal Loan Rates
As Low As; Learn More about personal loans
Maximum APR: 18.00%
Maximum APR: 18.00%
Maximum Loan Discount: 0.50%
Maximum Loan Discount: 0.50%
A+ rating
As Low As
No additional details available.
League City Debt Consolidation Loan Rates
Maximum APR: 18.00%
Maximum APR: 18.00%
No additional details available.
No additional details available.
As Low As
As low as**
No additional details available.
League City Signature Loan Rates
As Low As; *
As Low As; *
Excellent credit
As Low As; *
As Low As; *
Good credit
As Low As; *
Average credit
Fair credit
Borrow up to $2,000. June & July 2026.
No additional details available.
League City, TX Personal Loan Rate Trends
Compare local League City, TX personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas personal loan rates fell 0.060 points over the past 7 days to 11.028% APR.
Texas signature loan rates rose 0.012 points over the past 7 days to 12.192% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our League City, Texas personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for League City, Texas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in League City, Texas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in TX.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Texas?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Texas?
Are credit unions or banks better for personal loans in League City, Texas?
What are the best personal loan rates in League City, Texas?
- Gulf Coast Educators Federal Credit Union: 4.49% (Title Loan)
- Amoco Federal Credit Union: 4.90% (Credit Builder And Mender Loan)
- Associated Credit Union Of Texas: 9.29% (Unsecured Personal Loan)
- University Federal Credit Union: 9.75% (Working Capital Loan)
- Texas Bay Credit Union: 10.49% (Signature Loans)
Personal Loan Calculators
