Best Personal Loan Rates in Pasadena, Texas - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
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Current personal loan options available to borrowers in Pasadena, Texas include: IBEW Local 66 Federal Credit UnionIBEW Local 66 Federal Credit Union4345 ALLEN GENOA RD, PASADENA, TX, 77504A+5.0 ★Texas Ratio: 1.92% offering Unsecured Financing A+ 0-36 Months at 6.00% APR, Chemcel Federal Credit UnionChemcel Federal Credit Union9502 Bayport Blvd, Pasadena, TX, 77507 1402A+5.0 ★Texas Ratio: 5.61% offering Personal Loan at 9.00% APR, Priority Postal Credit UnionPriority Postal Credit Union1199 Pasadena Blvd, Pasadena, TX, 77501B-4.4 ★Texas Ratio: 22.54% offering Other Collateral Loan at 9.50% APR, Essential Credit UnionEssential Credit Union1199 Pasadena Blvd, Pasadena, TX, 77501A5.0 ★Texas Ratio: 10.15% offering Personal Loans at 9.95% APR, and Texas Bay Credit UnionTexas Bay Credit Union1301 W Pasadena Fwy, Pasadena, TX, 77506A5.0 ★Texas Ratio: 7.72% offering Signature Loans at 10.49% APR. Personal loan rates as of July 27, 2026 according to verified data from MonitorBankRates.
Pasadena has 5 local institutions in our database, with personal loan rates as low as 6.00% APR from IBEW Local 66 Federal Credit Union at 4345 ALLEN GENOA RD, PASADENA, TX, 77504. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Pasadena, Texas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Pasadena, Texas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 27, 2026
Pasadena Personal Loan Rates
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+2.00% above Share Savings Dividend Rate*
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+2.00% above Share Savings Dividend Rate*
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As Low As; See all Loan Rates
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+2.00% above Share Savings Dividend Rate*
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2; Up to $12,000.00
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As Low As; *
2; Up to $3,000.00
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As Low As; *
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+2.00% above Share Savings Dividend Rate*
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As Low As; *
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Intro Rate. Paycheck Perks makes it easy for you to save big, with a highly competitive savings rate.
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Vehicle Rates; Tier Level: A+; Equifax Score: 750+; Minimum $10,000
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Fixed
As Low As*
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Starting At
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Vehicle Rates; Tier Level: A+; Equifax Score: 750+
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As Low As; Limited-time offer.
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Vehicle Rates; Tier Level: A+; Equifax Score: 750+
As Low As; Model Year New - 2025
As Low As; Model Year New - 2025
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As Low As; Call the credit union for loan promotion rates
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As Low As; Model Year New - 2025
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Vehicle Rates; Tier Level: A+; Equifax Score: 750+
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Vehicle Rates; Tier Level: A; Equifax Score: 700-749; Minimum $10,000
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Vehicle Rates; Tier Level: A+; Equifax Score: 750+; Minimum $10,000
As Low As
Monthly Payment per $10,000 Borrowed as low as $189.87
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As Low As; Model Year 2024 - 2021
As Low As; Model Year 2024 - 2021
As Low As; Model Year New - 2025; Extended terms must meet credit & collateral qualifications.
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Includes RVs, Travel Trailers, 5th Wheels, Motorcycles, Watercraft, Off-Road Vehicels & Trailers
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As Low As; Model Year 2020 - 2016
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Borrow up to $2,000
APR shown is the lowest available rate. Rates depend on individual creditworthiness and are subject to change without notice.
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As Low As; Model Year 2020 - 2016
As Low As; Model Year 2024 - 2021
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APR shown is the lowest available rate. Rates depend on individual creditworthiness and are subject to change without notice.
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Vehicle Rates; Tier Level: A; Equifax Score: 700-749
Vehicle Rates; Tier Level: A+; Equifax Score: 750+
Monthly Payment per $10,000 Borrowed as low as $109.78
Up to 60 months
As Low As; Model Year 2020 - 2016
As Low As; One-Time Close Construction
Includes RVs, Travel Trailers, 5th Wheels, Motorcycles, Watercraft, Off-Road Vehicels & Trailers
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LTV: Up to 70%
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Vehicle Rates; Tier Level: A; Equifax Score: 700-749
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Includes RVs, Travel Trailers, 5th Wheels, Motorcycles, Watercraft, Off-Road Vehicels & Trailers
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Vehicle Rates; Tier Level: A+; Equifax Score: 750+
As Low As; Model Year 2024 - 2021; Extended terms must meet credit & collateral qualifications.
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As Low As; Other collateral such as farm equipment, boat, RV, trailer, motorcycle, airplane, etc. up to 48 months
APR*
APR*
As Low As
As Low As
APR shown is the lowest available rate. Rates depend on individual creditworthiness and are subject to change without notice.
up to $50,000.00
6.00% above TSC rate
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Tier 1 >700
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72 Months**
As Low As
Vehicle Rates; Tier Level: A+; Equifax Score: 750+
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Vehicle Rates; Tier Level: A; Equifax Score: 700-749; Minimum $10,000
Includes RVs, Travel Trailers, 5th Wheels, Motorcycles, Watercraft, Off-Road Vehicels & Trailers
Vehicle Rates; Tier Level: A; Equifax Score: 700-749
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Tier 1 >700
As Low As; More rate info
As Low As; Model Year 2020 - 2016; Extended terms must meet credit & collateral qualifications.
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Fixed rates. Lowest rates shown include the auto debit discount. No origination fee or prepayment penalty.
Up to 48 months
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Discount up to 1.50%*
As Low As
Tier 1 >700
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As low as
Fixed rates. Lowest rates shown include the auto debit discount. No origination fee or prepayment penalty.
As Low As; Loan Amount: $500 - $25,000
interest only with remaining accrued interest and principal due at maturity
Variable rates. Lowest rates shown include the auto debit discount. No origination fee or prepayment penalty.
As Low As; Investment Property
As Low As; Investment Property
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As Low As
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72 Months**
Vehicle Rates; Tier Level: A; Equifax Score: 700-749
Includes RVs, Travel Trailers, 5th Wheels, Motorcycles, Watercraft, Off-Road Vehicels & Trailers
Vehicle Rates; Tier Level: B; Equifax Score: 660-699; Minimum $10,000
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As low as 15% down**
Credit Tier: 740 or greater
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base rate
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Pasadena Personal Loan Rates
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As Low As; See all Loan Rates
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As Low As
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As Low As; Loan Amount: $500 - $25,000
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Credit Tier: 740 or greater
Pasadena Debt Consolidation Loan Rates
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As Low As
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Maximum APR: 18.00%
As Low As; *Effective 3/1/2023 Rates subject to change without notice.
Maximum APR: 18.00%
As low as**
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Pasadena Signature Loan Rates
As Low As; *
2; Up to $12,000.00
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Borrow up to $2,000
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Pasadena, TX Personal Loan Rate Trends
Compare local Pasadena, TX personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas personal loan rates fell 0.056 points over the past 7 days to 10.699% APR.
Texas signature loan rates fell 0.071 points over the past 7 days to 12.098% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Pasadena, Texas personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Pasadena, Texas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Pasadena, Texas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in TX.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Texas?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Texas?
Are credit unions or banks better for personal loans in Pasadena, Texas?
What are the best personal loan rates in Pasadena, Texas?
- IBEW Local 66 Federal Credit Union: 6.00% (Unsecured Financing A+ 0-36 Months)
- Chemcel Federal Credit Union: 9.00% (Personal Loan)
- Priority Postal Credit Union: 9.50% (Other Collateral Loan)
- Essential Credit Union: 9.95% (Personal Loans)
- Texas Bay Credit Union: 10.49% (Signature Loans)
Personal Loan Calculators
