Best Personal Loan Rates in Round Rock, Texas - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Round Rock, Texas include: A+ Federal Credit UnionA+ Federal Credit Union1000 S Mays St, Round Rock, TX, 78664 6786A-5.0 ★Texas Ratio: 12.83% offering 37-66 months Loan at 5.49% APR, Randolph Brooks FCURandolph Brooks FCU101 University Oaks Blvd, Round Rock, TX, 78665A+5.0 ★Texas Ratio: 4.42% offering One-Time Close Construction Loan at 5.90% APR, TruWest Credit UnionTruWest Credit Union737 Louis Henna Blvd Ste 300, Round Rock, TX, 78664A+5.0 ★Texas Ratio: 3.80% offering New Quad Loan at 8.50% APR, University Federal Credit UnionUniversity Federal Credit Union571 University Blvd, Round Rock, TX, 78665 1048A5.0 ★Texas Ratio: 7.63% offering Working Capital Loan at 9.75% APR, and Austin Telco Federal Credit UnionAustin Telco Federal Credit Union201 Sundance Pkwy Ste B, Round Rock, TX, 78681 8009A+5.0 ★Texas Ratio: 2.11% offering Signature Loan at 9.90% APR. Personal loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Round Rock has 6 local institutions in our database, with personal loan rates as low as 5.49% APR from A+ Federal Credit Union at 1000 S Mays St, Round Rock, TX, 78664 6786. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Round Rock, Texas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Round Rock, Texas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 16, 2026
Round Rock Personal Loan Rates
As low as
As low as
As low as
As Low As; More rate info
As low as
As Low As; Investment Property
As Low As; Investment Property
Rates effective as of June 1, 2026.
Rates effective as of June 1, 2026.
As Low As; $32.03 per $1,000 per month for 36 months
Up to 18.000%
Loan documentation fee of $175 will be assessed at closing.
As Low As
Up to 18.000%
Up to 16.750%
Loan documentation fee of $175 will be assessed at closing.
Loan documentation fee of $175 will be assessed at closing.
As Low As
Loan documentation fee of $175 will be assessed at closing.
Up to 17.650%
As Low As; 18.000%
Loan documentation fee of $175 will be assessed at closing.
Loan documentation fee of $175 will be assessed at closing.
Up to 18.000%
Excellent credit
Good credit
Average credit
Fair credit
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Equifax Score: 750+
No additional details available.
Model Year: 2011 to 2015
No additional details available.
Maximum Loan Discount: 0.75%
No additional details available.
Model Year: 2016 to 2019
Starting At
Fixed
No additional details available.
No additional details available.
No additional details available.
Model Year: 2020 to 2024
As Low As
Model Year: 2025 to 2027
As Low As; Qualified buyers: Take 90 days to make your first payment.
Maximum Loan Discount: 0.75%
Equifax Score: 750+
No additional details available.
As Low As
Model Year: 2025 to 2027
As Low As; Qualified buyers: Take 90 days to make your first payment.
No additional details available.
No additional details available.
Equifax Score: 750+
No additional details available.
No additional details available.
Maximum Loan Discount: 0.75%
Intro rate expires: 9 months; Regular APR: 4.99%
No additional details available.
No additional details available.
No additional details available.
As Low As; *
A+ rating
Model Year: 2011 to 2015
No additional details available.
No additional details available.
No additional details available.
Model Year: 2016 to 2019
No additional details available.
No additional details available.
Model Year: 2020 to 2024
As Low As; Annual Percentage Rate
Equifax Score: 750+
Equifax Score: 750+
Equifax Score: 700-749
No additional details available.
No additional details available.
As Low As; Qualified buyers: Take 90 days to make your first payment.
No additional details available.
No additional details available.
Model Year: 2025 to 2027
As Low As; Your Summer Starts Here Fast. Easy. No Credit Check Get the funds you need for travel, projects, and everything in between.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Model Year: 2025 to 2027
No additional details available.
No additional details available.
Maximum Loan Discount: 0.75%
No additional details available.
As Low As; Qualified buyers: Take 90 days to make your first payment.
Model Year: 2025 to 2027
Borrow up to $2,000. June & July 2026.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
Equifax Score: 750+
Equifax Score: 700-749
No additional details available.
As Low As; Up to $150,000
As Low As; Qualified buyers: Take 90 days to make your first payment.
As Low As; Based On Credit Score And Loan Term. APR = Annual percentage rate. Rates are based on a combination of your credit score, terms and other lending criteria. Each application is evaluated on an individual basis. Rates up to 18%. Stated "rates as low as" apply to well-qualified applicants. The annual percentage rate (APR) for certificate secured advances will be the dividend being paid on the Certificate offered as security plus the percentage shown above. The current ANNUAL PERCENTAGE RATE will be disclosed at the time of the advance. We may report information about your loan and deposit accounts to credit bureaus. Late payments, missed payments or other defaults on your accounts will be reflected in your credit report. Rates are subject to change without notice. Membership is required. For more information, please contact a Swemp Federal Credit Union representative at (903) 793-2274.
No additional details available.
MAX
No additional details available.
With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
No additional details available.
No additional details available.
Equifax Score: 750+
No additional details available.
LTV: Up to 70%
Equifax Score: 700-749
No additional details available.
As Low As; Other collateral such as farm equipment, boat, RV, trailer, motorcycle, airplane, etc.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Qualified buyers: Take 90 days to make your first payment.
No additional details available.
APR*
As Low As
As Low As
No additional details available.
+2.00% above Share Savings Dividend Rate*
Tier 1 >700
No additional details available.
MAX
As Low As
Model Year: 2025 to 2027
Maximum loan amount $100,000.00
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
No additional details available.
Maximum Loan Discount: 0.75%
Maximum Term: 72 Months**
As Low As*
As Low As
Tier 1 >700
No additional details available.
No additional details available.
No additional details available.
As Low As; Qualified buyers: Take 90 days to make your first payment.
Equifax Score: 700-749
Equifax Score: 700-749
Equifax Score: 750+
As Low As; APR= Annual Percentage Rate
As Low As; Qualified buyers: Take 90 days to make your first payment.
No additional details available.
No additional details available.
No additional details available.
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Maximum loan amount $50,000.00
$150,000; quoted with 20% down payment
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Up to $10,000; As Low As
No additional details available.
No additional details available.
No additional details available.
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Round Rock Personal Loan Rates
As Low As; $32.03 per $1,000 per month for 36 months
Up to 18.000%
Up to 18.000%
Up to 16.750%
As Low As
Up to 17.650%
As Low As; 18.000%
Up to 18.000%
A+ rating
No additional details available.
As Low As
No additional details available.
Round Rock Debt Consolidation Loan Rates
No additional details available.
Maximum APR: 18.00%
As Low As
Maximum APR: 18.00%
As Low As
No additional details available.
Round Rock Signature Loan Rates
As Low As
Excellent credit
Good credit
Average credit
Fair credit
Borrow up to $2,000. June & July 2026.
Round Rock, TX Personal Loan Rate Trends
Compare local Round Rock, TX personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas personal loan rates fell 4.540 points over the past 7 days to 10.850% APR.
Texas signature loan rates fell 0.031 points over the past 7 days to 12.112% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Round Rock, Texas personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Round Rock, Texas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Round Rock, Texas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in TX.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Texas?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Texas?
Are credit unions or banks better for personal loans in Round Rock, Texas?
What are the best personal loan rates in Round Rock, Texas?
- A+ Federal Credit Union: 5.49% (37-66 months Loan)
- Randolph Brooks FCU: 5.90% (One-Time Close Construction Loan)
- TruWest Credit Union: 8.50% (New Quad Loan)
- University Federal Credit Union: 9.75% (Working Capital Loan)
- Austin Telco Federal Credit Union: 9.90% (Signature Loan)
Personal Loan Calculators
