Best Personal Loan Rates in Spur, Texas (TX) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Spur, Texas include: Tinker Federal Credit UnionTinker Federal Credit UnionA+5.0 ★Texas Ratio: 2.82% offering Storm Shelter Loans at 3.99% APR, Abilene Teachers Federal Credit UnionAbilene Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 0.90% offering Credit Builder Loan at 4.25% APR, Domino Federal Credit UnionDomino Federal Credit UnionA+5.0 ★Texas Ratio: 0.52% offering New Misc. Collateral Loan at 4.45% APR, Gulf Coast Educators Federal Credit UnionGulf Coast Educators Federal Credit UnionA+5.0 ★Texas Ratio: 3.70% offering Title Loan at 4.49% APR, and TEXAS TECHTEXAS TECHA5.0 ★Texas Ratio: 3.51% offering New Loan at 4.49% APR. Personal loan rates as of May 23, 2026 according to verified data from MonitorBankRates.
Spur borrowers have access to 62 lenders serving the Texas area, with personal loan rates as low as 3.99% APR from Tinker Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Spur, Texas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Spur, Texas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 23, 2026
Spur Personal Loan Rates
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Intro rate expires: 9 months
As Low As; Call the credit union for loan promotion rates
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As Low As; No Refinancing of existing loans; Rate based on Credit Score; Limited to one loan special every 90 days
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As Low As; Up to 70% LTV
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Tier 1 >700
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Lowest rates shown include the auto debit discount.
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Tier 1 >700
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24 months
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As Low As; Unimproved (Raw) Land; As low as 15% down**
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Tier 2 670 - 699
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Tier 2 670 - 699
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Spur Personal Loan Rates
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Spur Debt Consolidation Loan Rates
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Debt Consolidation
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Spur Signature Loan Rates
As Low As; Borrow up to $2,000 for up to 24 months.
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Spur, TX Personal Loan Rate Trends
Compare local Spur, TX personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas personal loan rates rose 0.158 points over the past 7 days to 10.889% APR.
Texas signature loan rates fell 0.074 points over the past 7 days to 12.468% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Spur, Texas personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Spur, Texas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Spur, Texas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in TX.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Texas?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Texas?
Are credit unions or banks better for personal loans in Spur, Texas?
What are the best personal loan rates in Spur, Texas?
- Tinker Federal Credit Union: 3.99% (Storm Shelter Loans)
- Abilene Teachers Federal Credit Union: 4.25% (Credit Builder Loan)
- Domino Federal Credit Union: 4.45% (New Misc. Collateral Loan)
- Gulf Coast Educators Federal Credit Union: 4.49% (Title Loan)
- TEXAS TECH: 4.49% (New Loan)
Personal Loan Calculators
