Best Personal Loan Rates in Trent, Texas - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Trent, Texas include: City of Deer Park Federal Credit UnionCity of Deer Park Federal Credit UnionA+5.0 ★Texas Ratio: 0.18% offering Credit Rating A+ 0-48 Months Loan at 3.99% APR, Estacado Federal Credit Union FCUEstacado Federal Credit Union FCUA+5.0 ★Texas Ratio: 1.88% offering 2024 or Newer - Up to 3 Years Loan at 4.25% APR, DuGood Federal Credit UnionDuGood Federal Credit UnionF2.8 ★Texas Ratio: 0.47% offering Recreational Loan at 4.25% APR, Abilene Teachers Federal Credit UnionAbilene Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 0.90% offering Credit Builder Loan at 4.25% APR, and Delta Community Credit UnionDelta Community Credit UnionA+5.0 ★Texas Ratio: 1.49% offering 60 months Loan at 4.39% APR. Personal loan rates as of July 7, 2026 according to verified data from MonitorBankRates.
Trent borrowers have access to 51 lenders serving the Texas area, with personal loan rates as low as 3.99% APR from City of Deer Park Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Trent, Texas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Trent, Texas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 7, 2026
Trent Personal Loan Rates
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Equifax Score: 750+
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As Low As*
Maximum Loan Discount: 0.75%
As Low As
Fixed
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As Low As
As Low As; Qualified buyers: Take 90 days to make your first payment.
Maximum Loan Discount: 0.75%
Equifax Score: 750+
Minimum balance of $20,000 required.
As Low As; Qualified buyers: Take 90 days to make your first payment.
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Equifax Score: 750+
Maximum Loan Discount: 0.75%
Intro rate expires: 9 months; Regular APR: 4.99%
A+ rating
As Low As; Call the credit union for loan promotion rates
Model Year: 2011 to 2015
As Low As
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Model Year: 2016 to 2019
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Monthly Payment per $10,000 Borrowed as low as $189.87
As Low As
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Equifax Score: 700-749
Equifax Score: 750+
Equifax Score: 750+
As Low As; Annual Percentage Rate
Model Year: 2020 to 2024
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As Low As; Qualified buyers: Take 90 days to make your first payment.
Model Year: 2025 to 2027
As Low As
Minimum balance of $30,000 required.
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Model Year: 2025 to 2027
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Maximum Loan Discount: 0.75%
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As Low As; Estimated Payment Terms: $17.59 per $1,000 per month for 66 months
As Low As; Estimated Payment Terms: $30.19 per $1,000 per month for 36 months
View Mortgage Rates
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Borrow up to $2,000. June & July 2026.
As Low As; Qualified buyers: Take 90 days to make your first payment.
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AS LOW AS
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As Low As; Apply Now »
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As Low As; Estimated Payment Terms: $15.39 per $1,000 per month for 78 months
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As Low As; Qualified buyers: Take 90 days to make your first payment.
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As Low As
Monthly Payment per $10,000 Borrowed as low as $109.78
Equifax Score: 700-749
Equifax Score: 750+
As Low As; More rate info
As Low As; Based On Credit Score And Loan Term. APR = Annual percentage rate. Rates are based on a combination of your credit score, terms and other lending criteria. Each application is evaluated on an individual basis. Rates up to 18%. Stated "rates as low as" apply to well-qualified applicants. The annual percentage rate (APR) for certificate secured advances will be the dividend being paid on the Certificate offered as security plus the percentage shown above. The current ANNUAL PERCENTAGE RATE will be disclosed at the time of the advance. We may report information about your loan and deposit accounts to credit bureaus. Late payments, missed payments or other defaults on your accounts will be reflected in your credit report. Rates are subject to change without notice. Membership is required. For more information, please contact a Swemp Federal Credit Union representative at (903) 793-2274.
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MAX
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As low as; Rate and term based on year model, amount financed, and credit score. Rates subject to change.
With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
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As Low As; Other collateral such as farm equipment, boat, RV, trailer, motorcycle, airplane, etc. up to 48 months
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LTV: Up to 70%
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Equifax Score: 700-749
Equifax Score: 750+
+2.00% above Share Savings Dividend Rate*
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Tier 1 >700
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up to $50,000.00
APR*
APR*
As Low As; Qualified buyers: Take 90 days to make your first payment.
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As Low As
As Low As
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MAX
As Low As; Apply Now »
Model Year: 2025 to 2027
Maximum loan amount $100,000.00
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As Low As*
Maximum Loan Discount: 0.75%
72 Months**
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Tier 1 >700
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As Low As; Unimproved Property
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Equifax Score: 700-749
As Low As; Qualified buyers: Take 90 days to make your first payment.
As Low As; Qualified buyers: Take 90 days to make your first payment.
Equifax Score: 700-749
Equifax Score: 750+
As Low As; APR= Annual Percentage Rate
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Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Maximum loan amount $50,000.00
$150,000; quoted with 20% down payment
Up to $10,000; As Low As
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Up to $250,000
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> 30k
Trent Personal Loan Rates
A+ rating
As Low As
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Trent Debt Consolidation Loan Rates
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Maximum APR: 18.00%
As Low As
Maximum APR: 18.00%
As low as**
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Trent Signature Loan Rates
Borrow up to $2,000. June & July 2026.
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Trent, TX Personal Loan Rate Trends
Compare local Trent, TX personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas personal loan rates fell 0.060 points over the past 7 days to 11.028% APR.
Texas signature loan rates rose 0.012 points over the past 7 days to 12.192% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Trent, Texas personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Trent, Texas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Trent, Texas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in TX.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Texas?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Texas?
Are credit unions or banks better for personal loans in Trent, Texas?
What are the best personal loan rates in Trent, Texas?
- City of Deer Park Federal Credit Union: 3.99% (Credit Rating A+ 0-48 Months Loan)
- Estacado Federal Credit Union FCU: 4.25% (2024 or Newer - Up to 3 Years Loan)
- DuGood Federal Credit Union: 4.25% (Recreational Loan)
- Abilene Teachers Federal Credit Union: 4.25% (Credit Builder Loan)
- Delta Community Credit Union: 4.39% (60 months Loan)
Personal Loan Calculators
