Best Personal Loan Rates in Barre, Vermont (VT) - April 2026
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Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Vermont borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Barre, Vermont include: Green Mountain Credit UnionGreen Mountain Credit Union1311 US Route 302, Barre, VT, 05641 7300C4.0 ★Texas Ratio: 27.55% offering Renewable Energy Loan at 3.99% APR, Vermont Federal Credit UnionVermont Federal Credit Union315 N Main St, Barre, VT, 05641A+5.0 ★Texas Ratio: 3.42% offering Consumer Loans at 4.40% APR, Northfield Savings BankNorthfield Savings Bank289 N Main St, Barre, VT, 05641A+5.0 ★Texas Ratio: 4.01% offering Credit builder Personal Loan at 5.50% APR, North Country Federal Credit UnionNorth Country Federal Credit Union3336 Airport Rd, Barre, VT, 05641 8600A5.0 ★Texas Ratio: 7.37% offering Loan at 7.84% APR, and Community BankCommunity Bank361 N Main St, Barre, VT, 05641A+5.0 ★Texas Ratio: 3.23% offering Unsecured Personal loan at 7.89% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Barre has 7 local institutions in our database, with personal loan rates as low as 3.99% APR from Green Mountain Credit Union at 1311 US Route 302, Barre, VT, 05641 7300. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Barre, Vermont.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Barre, Vermont. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.55%
1311 US Route 302, Barre, VT, 05641 7300
Renewable Energy Loan
3.99%
▼
APR3.99%
Last UpdatedApril 12, 2026
Details
A++
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
315 N Main St, Barre, VT, 05641
Consumer Loans
4.40%
▼
APR4.40%
Last UpdatedApril 12, 2026
Details
Up to 10 model years old
Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.55%
1311 US Route 302, Barre, VT, 05641 7300
Renewable Energy Loan
4.49%
▼
APR4.49%
Last UpdatedApril 12, 2026
Details
A+
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
315 N Main St, Barre, VT, 05641
Consumer Loans
4.55%
▼
APR4.55%
Last UpdatedApril 12, 2026
Details
Up to 10 model years old
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
315 N Main St, Barre, VT, 05641
Consumer Loans
4.85%
▼
APR4.85%
Last UpdatedApril 12, 2026
Details
Up to 5 model years old
Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.55%
1311 US Route 302, Barre, VT, 05641 7300
Renewable Energy Loan
4.99%
▼
APR4.99%
Last UpdatedApril 12, 2026
Details
A
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
315 N Main St, Barre, VT, 05641
Consumer Loans
5.00%
▼
APR5.00%
Last UpdatedApril 12, 2026
Details
Up to 4 model years old
Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.55%
1311 US Route 302, Barre, VT, 05641 7300
Renewable Energy Loan
5.49%
▼
APR5.49%
Last UpdatedApril 12, 2026
Details
B
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
315 N Main St, Barre, VT, 05641
Consumer Loans
5.50%
▼
APR5.50%
Last UpdatedApril 12, 2026
Details
Up to 3 model years old ((Minimum $15K)
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
289 N Main St, Barre, VT, 05641
Credit builder Personal Loan
5.50%
▼
APR5.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
315 N Main St, Barre, VT, 05641
Solar Loan
5.90%
▼
APR5.90%
Last UpdatedApril 12, 2026
Details
No additional details available.
Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.55%
1311 US Route 302, Barre, VT, 05641 7300
Renewable Energy Loan
5.99%
▼
APR5.99%
Last UpdatedApril 12, 2026
Details
C
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
315 N Main St, Barre, VT, 05641
Consumer Loans
6.00%
▼
APR6.00%
Last UpdatedApril 12, 2026
Details
Up to 2 model years old (Minimum $25K)
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
315 N Main St, Barre, VT, 05641
Credit Builder Loan
6.00%
▼
APR6.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
289 N Main St, Barre, VT, 05641
Energy Improvement Personal Loan
6.75%
▼
APR6.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
315 N Main St, Barre, VT, 05641
Solar Loan
6.90%
▼
APR6.90%
Last UpdatedApril 12, 2026
Details
No additional details available.
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
315 N Main St, Barre, VT, 05641
Consumer Loans
7.24%
▼
APR7.24%
Last UpdatedApril 12, 2026
Details
New Only (Min $35K)
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
315 N Main St, Barre, VT, 05641
10 Year Fixed Land Loan
7.37%
▼
APR7.37%
Last UpdatedApril 12, 2026
Details
No additional details available.
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
315 N Main St, Barre, VT, 05641
Personal Loan (0-12 Month Term)
7.50%
▼
APR7.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
3336 Airport Rd, Barre, VT, 05641 8600
Loan
7.84%
▼
APR7.84%
Last UpdatedApril 12, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
3336 Airport Rd, Barre, VT, 05641 8600
Unspecified Loan
7.84%
▼
APR7.84%
Last UpdatedApril 12, 2026
Details
As Low As
Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
361 N Main St, Barre, VT, 05641
Unsecured Personal loan
7.89%
▼
APR7.89%
Last UpdatedApril 12, 2026
Details
FIXED APR WITH AUTO PAY
Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.55%
1311 US Route 302, Barre, VT, 05641 7300
Tax Loans (tax payment/real estate)
7.99%
▼
APR7.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
3336 Airport Rd, Barre, VT, 05641 8600
Loan
8.09%
▼
APR8.09%
Last UpdatedApril 12, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
3336 Airport Rd, Barre, VT, 05641 8600
Unspecified Loan
8.09%
▼
APR8.09%
Last UpdatedApril 12, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
3336 Airport Rd, Barre, VT, 05641 8600
Loan
8.59%
▼
APR8.59%
Last UpdatedApril 12, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
3336 Airport Rd, Barre, VT, 05641 8600
Unspecified Loan
8.59%
▼
APR8.59%
Last UpdatedApril 12, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
3336 Airport Rd, Barre, VT, 05641 8600
Heating Fuel Loan
8.90%
▼
APR8.90%
Last UpdatedApril 12, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
3336 Airport Rd, Barre, VT, 05641 8600
Loan
9.09%
▼
APR9.09%
Last UpdatedApril 12, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
3336 Airport Rd, Barre, VT, 05641 8600
Unspecified Loan
9.09%
▼
APR9.09%
Last UpdatedApril 12, 2026
Details
As Low As
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
315 N Main St, Barre, VT, 05641
Personal Loan (13-36 Month Term)
9.50%
▼
APR9.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.55%
1311 US Route 302, Barre, VT, 05641 7300
Debt Consolidation Loans
10.49%
▼
APR10.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.55%
1311 US Route 302, Barre, VT, 05641 7300
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
560 S BARRE RD, BARRE, VT, 05641
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedApril 12, 2026
Details
As Low As
802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.91%
265 S Main St, Barre, VT, 05641 4815
Personal/Signature
10.74%
▼
APR10.74%
Last UpdatedApril 12, 2026
Details
As Low As
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
315 N Main St, Barre, VT, 05641
Personal Loan (37-60 Month Term)
10.75%
▼
APR10.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
3336 Airport Rd, Barre, VT, 05641 8600
Signature Loan
10.94%
▼
APR10.94%
Last UpdatedApril 12, 2026
Details
As Low As
APR4.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
FUEL LOANS
5.99%
▼
APR5.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
SOLAR PANEL LOANS
5.99%
▼
APR5.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
FURNACE LOANS
8.99%
▼
APR8.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
PERSONAL/SIGNATURE
9.00%
▼
APR9.00%
Last UpdatedApril 12, 2026
Details
As Low As
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Other Loan Options
9.50%
▼
APR9.50%
Last UpdatedApril 12, 2026
Details
As Low As
APR9.99%
Last UpdatedApril 12, 2026
Details
No additional details available.
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Other Loan Options
10.75%
▼
APR10.75%
Last UpdatedApril 12, 2026
Details
As Low As
APR11.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
12/12/12 LOANS
12.00%
▼
APR12.00%
Last UpdatedApril 12, 2026
Details
MAX LOAN $1,200.00
APR12.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
APR14.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
PERSONAL UNSECURED
15.00%
▼
APR15.00%
Last UpdatedApril 12, 2026
Details
INSTALLMENT
Wells River Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.56%
Unsecured Personal Loan
16.00%
▼
APR16.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
289 N Main St, Barre, VT, 05641
Credit builder Personal Loan
5.50%
▼
APR5.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
289 N Main St, Barre, VT, 05641
Energy Improvement Personal Loan
6.75%
▼
APR6.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
315 N Main St, Barre, VT, 05641
Personal Loan (0-12 Month Term)
7.50%
▼
APR7.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
361 N Main St, Barre, VT, 05641
Unsecured Personal loan
7.89%
▼
APR7.89%
Last UpdatedApril 12, 2026
Details
FIXED APR WITH AUTO PAY
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
315 N Main St, Barre, VT, 05641
Personal Loan (13-36 Month Term)
9.50%
▼
APR9.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
560 S BARRE RD, BARRE, VT, 05641
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedApril 12, 2026
Details
As Low As
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
315 N Main St, Barre, VT, 05641
Personal Loan (37-60 Month Term)
10.75%
▼
APR10.75%
Last UpdatedApril 12, 2026
Details
No additional details available.
APR11.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
APR12.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Wells River Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.56%
Unsecured Personal Loan
16.00%
▼
APR16.00%
Last UpdatedApril 12, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.55%
1311 US Route 302, Barre, VT, 05641 7300
Debt Consolidation Loans
10.49%
▼
APR10.49%
Last UpdatedApril 12, 2026
Details
No additional details available.
APR14.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.55%
1311 US Route 302, Barre, VT, 05641 7300
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedApril 12, 2026
Details
No additional details available.
802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.91%
265 S Main St, Barre, VT, 05641 4815
Personal/Signature
10.74%
▼
APR10.74%
Last UpdatedApril 12, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
3336 Airport Rd, Barre, VT, 05641 8600
Signature Loan
10.94%
▼
APR10.94%
Last UpdatedApril 12, 2026
Details
As Low As
Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
PERSONAL/SIGNATURE
9.00%
▼
APR9.00%
Last UpdatedApril 12, 2026
Details
As Low As
Powered by
MonitorBankRates
No home improvement personal loan rates found in Barre, VT currently.
Barre, VT Personal Loan Rate Trends
Compare local Barre, VT personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — VT Avg
8.631%
▼ 0.619 vs 7 days ago
Vermont personal loan rates fell 0.619 points over the past 7 days to 8.631% APR.
Signature Loan — VT Avg
10.818%
▼ 0.122 vs 7 days ago
Vermont signature loan rates fell 0.122 points over the past 7 days to 10.818% APR.
As of Apr 12, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Vermont?
Most lenders in Barre, Vermont require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Vermont often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Barre, Vermont require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Vermont?
Yes. Debt consolidation is one of the most common uses of personal loans in Barre, Vermont. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Barre, Vermont?
Credit unions in Barre, Vermont often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Barre, Vermont?
- Green Mountain Credit Union: 3.99% (Renewable Energy Loan)
- Vermont Federal Credit Union: 4.40% (Consumer Loans)
- Northfield Savings Bank: 5.50% (Credit builder Personal Loan)
- North Country Federal Credit Union: 7.84% (Loan)
- Community Bank: 7.89% (Unsecured Personal loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Barre, Vermont. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 11, 2026.
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