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Best Personal Loan Rates in Brattleboro, Vermont (VT) - April 2026

Current personal loan options available to borrowers in Brattleboro, Vermont include: Members 1st Credit Union Brattleboro, VTMembers 1st Credit Union Brattleboro, VT10 Browne Ct, Brattleboro, VT, 05301 4427A+5.0 ★Texas Ratio: 5.44% offering FUEL LOANS at 5.99% APR, Community BankCommunity Bank205 Main St, Brattleboro, VT, 05301A+5.0 ★Texas Ratio: 3.23% offering Unsecured Personal loan at 7.89% APR, 802 Credit Union802 Credit Union820 Putney Rd, Brattleboro, VT, 05301 9058A+5.0 ★Texas Ratio: 5.91% offering Personal/Signature at 10.74% APR, TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, and Vermont Federal Credit UnionVermont Federal Credit UnionA+5.0 ★Texas Ratio: 3.42% offering Consumer Loans at 4.40% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.

Brattleboro has 3 local institutions in our database, with personal loan rates as low as 5.99% APR from Members 1st Credit Union Brattleboro, VT at 10 Browne Ct, Brattleboro, VT, 05301 4427. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Brattleboro, Vermont.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Brattleboro, Vermont. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
10 Browne Ct, Brattleboro, VT, 05301 4427
FUEL LOANS
5.99%
APR5.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
10 Browne Ct, Brattleboro, VT, 05301 4427
SOLAR PANEL LOANS
5.99%
APR5.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
205 Main St, Brattleboro, VT, 05301
Unsecured Personal loan
7.89%
APR7.89%
Last UpdatedApril 20, 2026
Details

FIXED APR WITH AUTO PAY

Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
10 Browne Ct, Brattleboro, VT, 05301 4427
FURNACE LOANS
8.99%
APR8.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.91%
820 Putney Rd, Brattleboro, VT, 05301 9058
Personal/Signature
10.74%
APR10.74%
Last UpdatedApril 20, 2026
Details

As Low As

Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
10 Browne Ct, Brattleboro, VT, 05301 4427
12/12/12 LOANS
12.00%
APR12.00%
Last UpdatedApril 20, 2026
Details

MAX LOAN $1,200.00

Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
10 Browne Ct, Brattleboro, VT, 05301 4427
PERSONAL UNSECURED
15.00%
APR15.00%
Last UpdatedApril 20, 2026
Details

INSTALLMENT

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Passbook Loan
4.00%
APR4.00%
Last UpdatedApril 20, 2026
Details

No additional details available.

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Consumer Loans
4.40%
APR4.40%
Last UpdatedApril 20, 2026
Details

Up to 10 model years old

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Consumer Loans
4.55%
APR4.55%
Last UpdatedApril 20, 2026
Details

Up to 10 model years old

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Consumer Loans
4.85%
APR4.85%
Last UpdatedApril 20, 2026
Details

Up to 5 model years old

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Consumer Loans
5.00%
APR5.00%
Last UpdatedApril 20, 2026
Details

Up to 4 model years old

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Credit builder Personal Loan
5.50%
APR5.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Consumer Loans
5.50%
APR5.50%
Last UpdatedApril 20, 2026
Details

Up to 3 model years old ((Minimum $15K)

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Solar Loan
5.90%
APR5.90%
Last UpdatedApril 20, 2026
Details

No additional details available.

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Consumer Loans
6.00%
APR6.00%
Last UpdatedApril 20, 2026
Details

Up to 2 model years old (Minimum $25K)

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Credit Builder Loan
6.00%
APR6.00%
Last UpdatedApril 20, 2026
Details

No additional details available.

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Energy Improvement Personal Loan
6.75%
APR6.75%
Last UpdatedApril 20, 2026
Details

No additional details available.

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Solar Loan
6.90%
APR6.90%
Last UpdatedApril 20, 2026
Details

No additional details available.

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Consumer Loans
7.24%
APR7.24%
Last UpdatedApril 20, 2026
Details

New Only (Min $35K)

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
10 Year Fixed Land Loan
7.37%
APR7.37%
Last UpdatedApril 20, 2026
Details

No additional details available.

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Personal Loan (0-12 Month Term)
7.50%
APR7.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Loan
7.84%
APR7.84%
Last UpdatedApril 20, 2026
Details

As Low As

Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.55%
Tax Loans (tax payment/real estate)
7.99%
APR7.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Loan
8.09%
APR8.09%
Last UpdatedApril 20, 2026
Details

As Low As

North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Loan
8.59%
APR8.59%
Last UpdatedApril 20, 2026
Details

As Low As

North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Heating Fuel loan
8.90%
APR8.90%
Last UpdatedApril 20, 2026
Details

As Low As

Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
PERSONAL/SIGNATURE
9.00%
APR9.00%
Last UpdatedApril 20, 2026
Details

As Low As

North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Loan
9.09%
APR9.09%
Last UpdatedApril 20, 2026
Details

As Low As

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Personal Loan (13-36 Month Term)
9.50%
APR9.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Other Loan Options
9.50%
APR9.50%
Last UpdatedApril 20, 2026
Details

As Low As

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Property Tax Loan
9.99%
APR9.99%
Last UpdatedApril 20, 2026
Details

No additional details available.

Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.55%
Debt Consolidation Loans
10.49%
APR10.49%
Last UpdatedApril 20, 2026
Details

No additional details available.

One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loans
10.50%
APR10.50%
Last UpdatedApril 20, 2026
Details

As Low As

Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.55%
Signature Loan
10.50%
APR10.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Personal Loan (37-60 Month Term)
10.75%
APR10.75%
Last UpdatedApril 20, 2026
Details

No additional details available.

Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Other Loan Options
10.75%
APR10.75%
Last UpdatedApril 20, 2026
Details

As Low As

North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Signature loan
10.94%
APR10.94%
Last UpdatedApril 20, 2026
Details

As Low As

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Personal Loan Unsecured
11.50%
APR11.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Personal Loan Unsecured
12.50%
APR12.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Debt Consolidation Loan
14.50%
APR14.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

Wells River Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.56%
Unsecured Personal Loan
16.00%
APR16.00%
Last UpdatedApril 20, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
205 Main St, Brattleboro, VT, 05301
Unsecured Personal loan
7.89%
APR7.89%
Last UpdatedApril 20, 2026
Details

FIXED APR WITH AUTO PAY

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Credit builder Personal Loan
5.50%
APR5.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Energy Improvement Personal Loan
6.75%
APR6.75%
Last UpdatedApril 20, 2026
Details

No additional details available.

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Personal Loan (0-12 Month Term)
7.50%
APR7.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Personal Loan (13-36 Month Term)
9.50%
APR9.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loans
10.50%
APR10.50%
Last UpdatedApril 20, 2026
Details

As Low As

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Personal Loan (37-60 Month Term)
10.75%
APR10.75%
Last UpdatedApril 20, 2026
Details

No additional details available.

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Personal Loan Unsecured
11.50%
APR11.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Personal Loan Unsecured
12.50%
APR12.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

Wells River Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.56%
Unsecured Personal Loan
16.00%
APR16.00%
Last UpdatedApril 20, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.55%
Debt Consolidation Loans
10.49%
APR10.49%
Last UpdatedApril 20, 2026
Details

No additional details available.

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Debt Consolidation Loan
14.50%
APR14.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.91%
820 Putney Rd, Brattleboro, VT, 05301 9058
Personal/Signature
10.74%
APR10.74%
Last UpdatedApril 20, 2026
Details

As Low As

Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
PERSONAL/SIGNATURE
9.00%
APR9.00%
Last UpdatedApril 20, 2026
Details

As Low As

Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.55%
Signature Loan
10.50%
APR10.50%
Last UpdatedApril 20, 2026
Details

No additional details available.

North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Signature loan
10.94%
APR10.94%
Last UpdatedApril 20, 2026
Details

As Low As

No home improvement personal loan rates found in Brattleboro, VT currently.

Brattleboro, VT Personal Loan Rate Trends

Compare local Brattleboro, VT personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Vermont Personal Loan Trends →
Personal Loan — VT Avg
8.631%
Unchanged vs 7 days ago

Vermont personal loan rates currently average 8.631% APR.

Signature Loan — VT Avg
11.214%
▲ 0.110 vs 7 days ago

Vermont signature loan rates rose 0.110 points over the past 7 days to 11.214% APR.

As of Apr 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Vermont?

Most lenders in Brattleboro, Vermont require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Vermont often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Brattleboro, Vermont require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Vermont?

Yes. Debt consolidation is one of the most common uses of personal loans in Brattleboro, Vermont. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Brattleboro, Vermont?

Credit unions in Brattleboro, Vermont often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Brattleboro, Vermont?

  • Members 1st Credit Union Brattleboro, VT: 5.99% (FUEL LOANS)
  • Community Bank: 7.89% (Unsecured Personal loan)
  • 802 Credit Union: 10.74% (Personal/Signature)
  • TrustCo Bank: 4.00% (Passbook Loan)
  • Vermont Federal Credit Union: 4.40% (Consumer Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Brattleboro, Vermont. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026.