Best Personal Loan Rates in Saint Albans, Vermont (VT) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Saint Albans, Vermont include: Vermont Federal Credit UnionVermont Federal Credit Union55 Old Orchard Rd, Saint Albans, VT, 05478 2053A+5.0 ★Texas Ratio: 3.42% offering Consumer Loans at 4.40% APR, Community BankCommunity Bank180 Swanton Rd, Saint Albans, VT, 05478A+5.0 ★Texas Ratio: 3.23% offering Unsecured Personal loan at 7.89% APR, TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, Northfield Savings BankNorthfield Savings BankA+5.0 ★Texas Ratio: 4.01% offering Credit builder Personal Loan at 5.50% APR, and Members 1st Credit Union Brattleboro, VTMembers 1st Credit Union Brattleboro, VTA+5.0 ★Texas Ratio: 5.44% offering FUEL LOANS at 5.99% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Saint Albans has 2 local institutions in our database, with personal loan rates as low as 4.40% APR from Vermont Federal Credit Union at 55 Old Orchard Rd, Saint Albans, VT, 05478 2053. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Saint Albans, Vermont.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Saint Albans, Vermont. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
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Saint Albans, VT Personal Loan Rate Trends
Compare local Saint Albans, VT personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Vermont personal loan rates currently average 8.631% APR.
Vermont signature loan rates rose 0.110 points over the past 7 days to 11.214% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Vermont?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Vermont?
Are credit unions or banks better for personal loans in Saint Albans, Vermont?
What are the best personal loan rates in Saint Albans, Vermont?
- Vermont Federal Credit Union: 4.40% (Consumer Loans)
- Community Bank: 7.89% (Unsecured Personal loan)
- TrustCo Bank: 4.00% (Passbook Loan)
- Northfield Savings Bank: 5.50% (Credit builder Personal Loan)
- Members 1st Credit Union Brattleboro, VT: 5.99% (FUEL LOANS)
Personal Loan Calculators
