Best Personal Loan Rates in Vergennes, Vermont (VT) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Vergennes, Vermont include: Vermont Federal Credit UnionVermont Federal Credit Union100 Panton Rd, Vergennes, VT, 05491A+5.0 ★Texas Ratio: 3.42% offering Consumer Loans at 4.40% APR, Community BankCommunity Bank25 Monkton Rd, Vergennes, VT, 05491A+5.0 ★Texas Ratio: 3.23% offering Unsecured Personal loan at 7.89% APR, One Credit UnionOne Credit Union48 Green St, Vergennes, VT, 05491A5.0 ★Texas Ratio: 6.88% offering Personal Loans at 10.50% APR, Green Mountain Credit UnionGreen Mountain Credit UnionC4.0 ★Texas Ratio: 27.55% offering Renewable Energy Loan at 3.99% APR, and TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Vergennes has 3 local institutions in our database, with personal loan rates as low as 4.40% APR from Vermont Federal Credit Union at 100 Panton Rd, Vergennes, VT, 05491. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Vergennes, Vermont.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Vergennes, Vermont. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
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Vergennes, VT Personal Loan Rate Trends
Compare local Vergennes, VT personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Vermont personal loan rates rose 0.074 points over the past 7 days to 8.631% APR.
Vermont signature loan rates fell 0.923 points over the past 7 days to 11.089% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Vermont?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Vermont?
Are credit unions or banks better for personal loans in Vergennes, Vermont?
What are the best personal loan rates in Vergennes, Vermont?
- Vermont Federal Credit Union: 4.40% (Consumer Loans)
- Community Bank: 7.89% (Unsecured Personal loan)
- One Credit Union: 10.50% (Personal Loans)
- Green Mountain Credit Union: 3.99% (Renewable Energy Loan)
- TrustCo Bank: 4.00% (Passbook Loan)
Personal Loan Calculators
