Best Personal Loan Rates in Arlington, Virginia - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Arlington, Virginia include: Arlington Community Federal Credit UnionArlington Community Federal Credit Union2130 N Glebe Rd, Arlington, VA, 22207A+5.0 ★Texas Ratio: 5.63% offering NEW (Model Year 2025-2027) 48 Months Loan at 4.29% APR, Justice Federal Credit UnionJustice Federal Credit Union600 Army Navy Dr, Arlington, VA, 22202 4200A5.0 ★Texas Ratio: 8.56% offering Personal Loan at 6.50% APR, NASA Federal Credit UnionNASA Federal Credit Union3503 Fairfax Dr, Arlington, VA, 22201A+5.0 ★Texas Ratio: 4.46% offering Personal Loans at 7.69% APR, State Department Federal Credit UnionState Department Federal Credit Union1801 N Lynn St, Arlington, VA, 22209A+5.0 ★Texas Ratio: 4.30% offering Personal Loan Promo (up to 48 months) at 7.99% APR, and PAHO WHO Federal Credit UnionPAHO WHO Federal Credit Union2300 Wilson Blvd, Arlington, VA, 22201A+5.0 ★Texas Ratio: 4.82% offering Unsecured Personal Loans at 8.75% APR. Personal loan rates as of July 25, 2026 according to verified data from MonitorBankRates.
Arlington has 6 local institutions in our database, with personal loan rates as low as 4.29% APR from Arlington Community Federal Credit Union at 2130 N Glebe Rd, Arlington, VA, 22207. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Arlington, Virginia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Arlington, Virginia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 25, 2026
Arlington Personal Loan Rates
As Low As; Sample Monthly Payment for $20,000†: $454.18
As Low As; Sample Monthly Payment for $20,000†: $371.86
As Low As; Sample Monthly Payment for $20,000†: $593.96
As Low As; Sample Monthly Payment for $20,000†: $317.94
As Low As; Sample Monthly Payment for $20,000†: $597.53
As Low As; Sample Monthly Payment for $20,000†: $458.69
As Low As; Sample Monthly Payment for $20,000†: $376.42
As Low As; Sample Monthly Payment for $20,000†: $322.56
As Low As; Sample Monthly Payment for $20,000†: $463.22
As Low As; Sample Monthly Payment for $20,000†: $382.39
As Low As; Sample Monthly Payment for $20,000†: $287.88
As Low As; Sample Monthly Payment for $20,000†: $329.48
As Low As; Sample Monthly Payment for $20,000†: $292.65
As Low As; Loan Amount: $500 - $25,000
As low as
Loan Amounts: $1,000-$1500
As Low As; Sample Monthly Payment for $20,000†: $304.30
As Low As; quick funding, no application fees, and no payment for 45 days
As Low As; Minimum loan amount $500+
No additional details available.
Loan Amounts: $3,001-$6,500
As Low As; Sample Monthly Payment for $20,000†: $283.65
As Low As; Minimum loan amount $2,500+
As Low As; Minimum loan amount $3,000+
No additional details available.
As Low As; Sample Monthly Payment for $20,000†: $288.77
No additional details available.
As Low As; Loan Amount: $500-$40,000
As Low As; Minimum loan amount $5,000+
Stated APR is the lowest rate available for qualified members. Actual rate may be higher based on income, credit worthiness, and extended loan terms. APR reflects 0.25% discount for automatic payment made from member's LFCU account and established qualified direct deposit into member's LFCU checking account. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency.Share Secured APR based on dividend tier at time of origination and is adjusted with dividend rate. Monthly minimum payment is $30 per $1,000 borrowed.
Loan Amounts: $6,501-$10,000
No additional details available.
No additional details available.
As Low As; Minimum loan amount $5,000+
Loan Amounts: $10,001-$20,000
As Low As; Minimum Loan Amount: $50,000 with 5% down
As Low As
No additional details available.
Loan Amounts: $20,001-$50,000
As Low As; Minimum Loan Amount: $50,000 with 5% down
No additional details available.
No additional details available.
As Low As; Minimum loan amount $5,000+
As Low As; 25 days on average; Average daily balance (including new purchases)
As Low As; 25 days on average; Average daily balance (including new purchases)
As Low As; 25 days on average; Average daily balance (including new purchases)
As Low As; Loan Amount: $250-$40,000
No additional details available.
As Low As; 25 days on average; Average daily balance (including new purchases)
As Low As; 25 days on average; Average daily balance (including new purchases)
As Low As; 25 days on average; Average daily balance (including new purchases)
No additional details available.
No additional details available.
As Low As; 25 days on average; Average daily balance (including new purchases)
As Low As; 25 days on average; Average daily balance (including new purchases)
As Low As; 25 days on average; Average daily balance (including new purchases)
Intro rate for 12 months from account opening on balance transfers from other credit cards made to your BayPort card in the first 30 days. Rates following intro period are 11.49%-18.00% based on creditworthiness and vary based on the prime rate. Foreign transaction fees of 1.10% of each transaction in U.S. dollars.
APR up to 15.00%
As Low As
As Low As; 17.99%
As Low As; 17.99%
As Low As
As Low As
As Low As; 17.99%
APR up to 17.00%
No additional details available.
As Low As; 17.99%
As Low As; 17.99%
As low as $30.20
As Low As; 17.99%
Annual Percentage Rate
As Low As
APR up to 18.00%
As Low As; 17.99%
As Low As; 17.99%
As Low As; 17.99%
As Low As; 17.99%
As Low As; 17.99%
As Low As
No additional details available.
As Low As; 17.99%
Finance charges imposed beginning on day of cash advance.
As Low As; 17.99%
No additional details available.
Annual Percentage Rate
As Low As; 17.99%
As Low As; 17.99%
APR* up to 18.00%
As Low As; $500 - $1,000
APR* up to 18.00%
As Low As; 17.99%
As Low As; 17.99%
No additional details available.
As Low As; 17.99%
As Low As
APR up to 19.00%
No additional details available.
Minimum Loan Amount: $5,000
As Low As; 17.99%
APR* up to 18.00%
As Low As; 17.99%
APR* up to 18.00%
APR* up to 18.00%
As Low As
As Low As; 17.99%
As Low As
As Low As
As Low As*
As Low As; 17.99%
As Low As
Personal Loans as low as 6.99% APR
As low as
No additional details available.
APR* up to 18.00%
As Low As
As Low As; 17.99%
As Low As; 6.99%
As Low As; Unsecured, Bill Consolidation, Signature
As Low As
Minimum Loan Amount: $7,000
APR* up to 18.00%
As Low As; 17.99%
As Low As; 17.99%
As Low As; 17.99%
As Low As
As Low As; Minimum Loan Amount: $5,000
As low as
As Low As
As Low As; 17.99%
APR* up to 18.00%
As Low As; 17.99%
No additional details available.
As Low As
As Low As
As Low As
As Low As; Rates as low as 7.49% APR.
As Low As; Minimum Loan Amount: $7,000
APR* up to 18.00%
Minimum: $250; Maximum: $125,000
APR* up to 18.00%
As Low As
Up to $50,000; As Low As; A loan of $2,500 for 36 months will have a monthly payment ranging from $78.04 to $90.99.
As Low As
As low as
No additional details available.
No additional details available.
As Low As
As Low As
Minimum: $250; Maximum: $125,000
APR* up to 18.00%
No additional details available.
As low as; $50,000 maximum loan amount
As Low As
No additional details available.
As Low As; Variable; $500 to $3,000
As Low As; Minimum Loan Amount: $15,000
As Low As; Rate A
No additional details available.
APR* up to 18.00%
As Low As; 17.99%
As Low As
APR as low as
Minimum: $250; Maximum: $125,000
As low as
APR* up to 18.00%
As Low As; 17.99%
APR* up to 18.00%
As Low As
No additional details available.
Minimum: $250; Maximum: $125,000
APR* up to 18.00%
As Low As; Please call RVA Financial at (804) 359-8754 for our most current rates.
As Low As; Limited time offer; $500 - $20,000
As Low As; APR = Annual Percentage Rate.
As Low As
No additional details available.
APR* up to 18.00%
As Low As; APRs ranging from 8.90% to 17.90%. Loans range from a minimum of $500 to a maximum loan amount of $20,000.
Arlington Personal Loan Rates
As Low As; Loan Amount: $500 - $25,000
Loan Amounts: $1,000-$1500
As Low As; quick funding, no application fees, and no payment for 45 days
As Low As; Minimum loan amount $500+
No additional details available.
Loan Amounts: $3,001-$6,500
As Low As; Minimum loan amount $2,500+
As Low As; Minimum loan amount $3,000+
No additional details available.
No additional details available.
As Low As; Loan Amount: $500-$40,000
Loan Amounts: $6,501-$10,000
As Low As; Minimum loan amount $5,000+
No additional details available.
As Low As; Minimum loan amount $5,000+
No additional details available.
Loan Amounts: $10,001-$20,000
As Low As
No additional details available.
Loan Amounts: $20,001-$50,000
No additional details available.
As Low As; Minimum loan amount $5,000+
As Low As; Loan Amount: $250-$40,000
No additional details available.
As Low As
Annual Percentage Rate
As low as $30.20
As Low As
As Low As
As Low As; Unsecured, Bill Consolidation, Signature
As Low As; 6.99%
As low as
Personal Loans as low as 6.99% APR
As Low As
As Low As; Rates as low as 7.49% APR.
No additional details available.
Minimum: $250; Maximum: $125,000
As Low As
No additional details available.
Minimum: $250; Maximum: $125,000
As Low As
As low as; $50,000 maximum loan amount
As Low As; Rate A
APR as low as
Minimum: $250; Maximum: $125,000
Minimum: $250; Maximum: $125,000
As Low As; Please call RVA Financial at (804) 359-8754 for our most current rates.
As Low As
No additional details available.
As Low As; APR = Annual Percentage Rate.
As Low As
As Low As; APRs ranging from 8.90% to 17.90%. Loans range from a minimum of $500 to a maximum loan amount of $20,000.
Arlington Debt Consolidation Loan Rates
As Low As; Limited time offer; $500 - $20,000
No additional details available.
No additional details available.
Arlington Signature Loan Rates
Stated APR is the lowest rate available for qualified members. Actual rate may be higher based on income, credit worthiness, and extended loan terms. APR reflects 0.25% discount for automatic payment made from member's LFCU account and established qualified direct deposit into member's LFCU checking account. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency.Share Secured APR based on dividend tier at time of origination and is adjusted with dividend rate. Monthly minimum payment is $30 per $1,000 borrowed.
As Low As; 25 days on average; Average daily balance (including new purchases)
As Low As; 25 days on average; Average daily balance (including new purchases)
As Low As; 25 days on average; Average daily balance (including new purchases)
As Low As
No additional details available.
No additional details available.
As Low As; Limited time offer; $500 - $20,000
No additional details available.
Arlington, VA Personal Loan Rate Trends
Compare local Arlington, VA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia personal loan rates fell 0.013 points over the past 7 days to 10.992% APR.
Virginia signature loan rates rose 0.125 points over the past 7 days to 9.884% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Arlington, Virginia personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Arlington, Virginia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Arlington, Virginia. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in VA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Virginia?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Virginia?
Are credit unions or banks better for personal loans in Arlington, Virginia?
What are the best personal loan rates in Arlington, Virginia?
- Arlington Community Federal Credit Union: 4.29% (NEW (Model Year 2025-2027) 48 Months Loan)
- Justice Federal Credit Union: 6.50% (Personal Loan)
- NASA Federal Credit Union: 7.69% (Personal Loans)
- State Department Federal Credit Union: 7.99% (Personal Loan Promo (up to 48 months))
- PAHO WHO Federal Credit Union: 8.75% (Unsecured Personal Loans)
Personal Loan Calculators
