Best Personal Loan Rates in Fredericksburg, Virginia (VA) - April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Virginia borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Fredericksburg, Virginia include: Baxter Credit UnionBaxter Credit Union1 Geico Blvd, Fredericksburg, VA, 22412A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Virginia Credit UnionVirginia Credit Union2150 Gordon W Shelton Blvd, Fredericksburg, VA, 22401 4974A5.0 ★Texas Ratio: 6.74% offering Personal loan at 6.99% APR, InFirst Federal Credit UnionInFirst Federal Credit Union1151 Carl D Silver Pkwy, Fredericksburg, VA, 22401 4914A+5.0 ★Texas Ratio: 3.55% offering Personal Loan at 6.99% APR, Topside Federal Credit UnionTopside Federal Credit Union2004 Augustine Ave, Fredericksburg, VA, 22401A5.0 ★Texas Ratio: 6.59% offering Personal Loans at 9.99% APR, and United Methodist Credit UnionUnited Methodist Credit UnionF2.7 ★Texas Ratio: 42.14% offering Organizational Shares/CD Pledge Loan at 4.00% APR. Personal loan rates as of April 13, 2026 according to verified data from MonitorBankRates.
Fredericksburg has 4 local institutions in our database, with personal loan rates as low as 4.50% APR from Baxter Credit Union at 1 Geico Blvd, Fredericksburg, VA, 22412. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Fredericksburg, Virginia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Fredericksburg, Virginia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 13, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1 Geico Blvd, Fredericksburg, VA, 22412
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedApril 13, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1 Geico Blvd, Fredericksburg, VA, 22412
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedApril 13, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1 Geico Blvd, Fredericksburg, VA, 22412
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 13, 2026
Details
As Low As
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
2150 Gordon W Shelton Blvd, Fredericksburg, VA, 22401 4974
Personal loan
6.99%
▼
APR6.99%
Last UpdatedApril 13, 2026
Details
with a loan amount of $10,000 or more and a 48-month term.
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
2150 Gordon W Shelton Blvd, Fredericksburg, VA, 22401 4974
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedApril 13, 2026
Details
As Low As; with a loan amount of $10,000 or more and a 48 month term
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1 Geico Blvd, Fredericksburg, VA, 22412
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 13, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
1151 Carl D Silver Pkwy, Fredericksburg, VA, 22401 4914
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 13, 2026
Details
As Low As; As low as 6.99%2
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
2150 Gordon W Shelton Blvd, Fredericksburg, VA, 22401 4974
Personal Lines of Credit
8.75%
▼
APR8.75%
Last UpdatedApril 13, 2026
Details
As Low As; Rate effective as of 04/08/2026. APR varies and may be adjusted quarterly based on the Prime Rate published in the Wall Street Journal as of March 1st, June 1st, September 1st and December 1st. Minimum APR is 8.75%. Minimum and Maximum credit limits apply.
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
2150 Gordon W Shelton Blvd, Fredericksburg, VA, 22401 4974
Express Personal Loan
28.00%
▼
APR28.00%
Last UpdatedApril 13, 2026
Details
For loan amounts between $100 and $2,000, you will be directed to the Express Personal Loan with an APR of 28.00%, subject to credit approval.
United Methodist Credit Union
Institution Rating:
F2.7 ★Texas Ratio: 42.14%
Organizational Shares/CD Pledge Loan
4.00%
▼
APR4.00%
Last UpdatedApril 13, 2026
Details
Share/CD rate plus 4% with a floor of 4.00%
Baylands Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.17%
Credit Builder Loan
5.00%
▼
APR5.00%
Last UpdatedApril 13, 2026
Details
above dividend rate earned by 12 Month Share Certificate
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Personal Loans
5.15%
▼
APR5.15%
Last UpdatedApril 13, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal
5.49%
▼
APR5.49%
Last UpdatedApril 13, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
5.49%
▼
APR5.49%
Last UpdatedApril 13, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Bridge to Retirement Loan
5.49%
▼
APR5.49%
Last UpdatedApril 13, 2026
Details
Loan Amounts: Minimum: $250 Maximum: $10,000
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Recreational Loans
5.70%
▼
APR5.70%
Last UpdatedApril 13, 2026
Details
As Low As
APR5.75%
Last UpdatedApril 13, 2026
Details
up to 180 months
APR5.75%
Last UpdatedApril 13, 2026
Details
up to 240 months
APR5.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
APR5.99%
Last UpdatedApril 13, 2026
Details
Offer ends June 19, 2026.
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
5 Year Equity Loan Promotion1
5.99%
▼
APR5.99%
Last UpdatedApril 13, 2026
Details
As Low As; 60 month fixed rate. Offer available for a limited time. Up to 80% Loan to Value.
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Loan Special
6.00%
▼
APR6.00%
Last UpdatedApril 13, 2026
Details
$1,500
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Campus Bookstore Loan
6.15%
▼
APR6.15%
Last UpdatedApril 13, 2026
Details
As Low As; Maximum $3,000
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Credit Builder Loan
6.25%
▼
APR6.25%
Last UpdatedApril 13, 2026
Details
As Low As
APR6.30%
Last UpdatedApril 13, 2026
Details
As Low As; Primary Residence
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
10 Year Equity Loan Promotion2
6.49%
▼
APR6.49%
Last UpdatedApril 13, 2026
Details
As Low As; 120 month fixed rate. Offer available for a limited time. Up to 90% Loan to Value.
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
6.49%
▼
APR6.49%
Last UpdatedApril 13, 2026
Details
As Low As
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
Credit Builder Loan
6.50%
▼
APR6.50%
Last UpdatedApril 13, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 13, 2026
Details
As Low As; Special fixed up to 15 months!
APR6.65%
Last UpdatedApril 13, 2026
Details
As Low As; Regular APR: 10.090%
APR6.65%
Last UpdatedApril 13, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
6.74%
▼
APR6.74%
Last UpdatedApril 13, 2026
Details
As Low As; Let your possibilities bloom this spring with special low Signature Loan rates now through May 1, 2026
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
6.74%
▼
APR6.74%
Last UpdatedApril 13, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Holiday Loan - Closed End Fixed APR as low as
6.74%
▼
APR6.74%
Last UpdatedApril 13, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
NY FIREFIGHTERS BRAVEST
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Personal/Unsecured/Debt Consolidation
6.84%
▼
APR6.84%
Last UpdatedApril 13, 2026
Details
As Low As; New electronics, home renovations, catch up on bills.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 13, 2026
Details
As Low As
Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
Signature Loans
6.99%
▼
APR6.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedApril 13, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 13, 2026
Details
As Low As
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 13, 2026
Details
As Low As; Use collateral such as autos, RVs, etc. to secure the loan.
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Vacation Loan Promo
7.00%
▼
APR7.00%
Last UpdatedApril 13, 2026
Details
Limited Time Offer (subject to credit qualification)
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Unsecured Loans
7.00%
▼
APR7.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Move Me Loan Rate
7.00%
▼
APR7.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 13, 2026
Details
As Low As
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Signature Loans
7.15%
▼
APR7.15%
Last UpdatedApril 13, 2026
Details
As Low As
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Unsecured/Personal Loans
7.15%
▼
APR7.15%
Last UpdatedApril 13, 2026
Details
As Low As
APR7.24%
Last UpdatedApril 13, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedApril 13, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedApril 13, 2026
Details
As Low As
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedApril 13, 2026
Details
As Low As; Loan amount $10,000 - $400,000
APR7.49%
Last UpdatedApril 13, 2026
Details
As Low As
Augusta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Special Tax Loan
7.49%
▼
APR7.49%
Last UpdatedApril 13, 2026
Details
12-month payback
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
7.50%
▼
APR7.50%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 13, 2026
Details
As Low As
APR7.74%
Last UpdatedApril 13, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 13, 2026
Details
As Low As; Fixed up to 36 months
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 13, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.74%
▼
APR7.74%
Last UpdatedApril 13, 2026
Details
As Low As
APR7.79%
Last UpdatedApril 13, 2026
Details
As Low As; Rates and Terms are based on credit worthiness. Certain restrictions may apply. Additional discounts may apply. Rates and terms are subject to change without notice.
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Signature Loan
7.90%
▼
APR7.90%
Last UpdatedApril 13, 2026
Details
Maximum Amount: $10,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 13, 2026
Details
As Low As
Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
Lifestyle Loan
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As; - $50,000 maximum loan amount
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As; Amount Financed up to $20,000
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Lifestyle Loans
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As; Learn More
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
VIRGINIA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
Balance Transfer Loans
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As; Lowest rate available with qualifying credit. Your rate is based on creditworthiness.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedApril 13, 2026
Details
As Low As
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
Personal Loans Up to 36 Months A
8.00%
▼
APR8.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
Park View Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Variable Rate Solar Loan
8.00%
▼
APR8.00%
Last UpdatedApril 13, 2026
Details
As Low As; $75,000 max loan amount; No penalty for early repayment; Total Loan Term is 15 years4
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Unsecured/Personal Loans
8.15%
▼
APR8.15%
Last UpdatedApril 13, 2026
Details
As Low As
APR8.24%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 13, 2026
Details
As Low As
APR8.45%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 13, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 13, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans Up to 24 Months
8.49%
▼
APR8.49%
Last UpdatedApril 13, 2026
Details
As Low As
RVA Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 13, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 13, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Debt Consolidation Personal Loan Special
8.74%
▼
APR8.74%
Last UpdatedApril 13, 2026
Details
Loans from $500 to $20,000
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Debt Consolidation Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 13, 2026
Details
for up to 36 months on loans from $500 to $20,000
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Fixed Term Signature Loan Debt Consolidation Special
8.74%
▼
APR8.74%
Last UpdatedApril 13, 2026
Details
As Low As; Limited time offer
APR8.75%
Last UpdatedApril 13, 2026
Details
No additional details available.
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 13, 2026
Details
As Low As
APR8.79%
Last UpdatedApril 13, 2026
Details
No additional details available.
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Signature Loan
8.90%
▼
APR8.90%
Last UpdatedApril 13, 2026
Details
Maximum Amount: $10,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 13, 2026
Details
As Low As; Loan Amount: $500-$40,000
APR8.90%
Last UpdatedApril 13, 2026
Details
As Low As
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedApril 13, 2026
Details
As Low As
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
Unsecured Personal Loans
8.95%
▼
APR8.95%
Last UpdatedApril 13, 2026
Details
No additional details available.
APR8.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 13, 2026
Details
As Low As; - $50,000 maximum loan amount
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 13, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 13, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedApril 13, 2026
Details
As Low As
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Personal/Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedApril 13, 2026
Details
As Low As
Newport News Municipal Emloyees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
Personal
9.00%
▼
APR9.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
APR9.00%
Last UpdatedApril 13, 2026
Details
Up To 84 Month Term
Baylands Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.17%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 13, 2026
Details
As Low As; Borrowed Amount: $300 - $20,000; Approximate Term: Up to 84 months
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Unsecured/Personal Loans
9.15%
▼
APR9.15%
Last UpdatedApril 13, 2026
Details
As Low As
APR9.25%
Last UpdatedApril 13, 2026
Details
No additional details available.
APR9.25%
Last UpdatedApril 13, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedApril 13, 2026
Details
As Low As
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 13, 2026
Details
As Low As
Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
Security Only Loans
9.25%
▼
APR9.25%
Last UpdatedApril 13, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 13, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans 25 to 60 Months
9.49%
▼
APR9.49%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 13, 2026
Details
As Low As
Virginia Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 13, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 13, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bill Consolidation Loan - Closed End Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 13, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Unsecured - Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 13, 2026
Details
Total loan amount cannot exceed $15,000.
Roanoke Valley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Unsecured / Signature Loan
9.50%
▼
APR9.50%
Last UpdatedApril 13, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 13, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 13, 2026
Details
As Low As; Fixed up to 60 months
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 13, 2026
Details
As Low As
APR9.75%
Last UpdatedApril 13, 2026
Details
No additional details available.
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Vacation Loans
9.75%
▼
APR9.75%
Last UpdatedApril 13, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 13, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Appy Assist Loans
9.75%
▼
APR9.75%
Last UpdatedApril 13, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 13, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 13, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loans Starting at
9.75%
▼
APR9.75%
Last UpdatedApril 13, 2026
Details
As Low As
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Signature Loan
9.90%
▼
APR9.90%
Last UpdatedApril 13, 2026
Details
Maximum Amount: $10,000
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.67%
Unsecured Loans
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
Amount Financed: $21,000.00; Rate based on evaluation of credit history.
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As; - $50,000 maximum loan amount
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As; Up to $50,000
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As; Amount: $500 - $15,000; Term: Up to 24 months
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As
Nextmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As; No collateral required. Up to 35 months to repay.
VIRGINIA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
Signature (Unsecured)
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
Connects Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.74%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
Regular APR: 9.99% to 18.00%
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
2150 Gordon W Shelton Blvd, Fredericksburg, VA, 22401 4974
Personal loan
6.99%
▼
APR6.99%
Last UpdatedApril 13, 2026
Details
with a loan amount of $10,000 or more and a 48-month term.
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
1151 Carl D Silver Pkwy, Fredericksburg, VA, 22401 4914
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 13, 2026
Details
As Low As; As low as 6.99%2
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
2150 Gordon W Shelton Blvd, Fredericksburg, VA, 22401 4974
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedApril 13, 2026
Details
As Low As; with a loan amount of $10,000 or more and a 48 month term
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1 Geico Blvd, Fredericksburg, VA, 22412
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 13, 2026
Details
As Low As
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
2150 Gordon W Shelton Blvd, Fredericksburg, VA, 22401 4974
Express Personal Loan
28.00%
▼
APR28.00%
Last UpdatedApril 13, 2026
Details
For loan amounts between $100 and $2,000, you will be directed to the Express Personal Loan with an APR of 28.00%, subject to credit approval.
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Personal Loans
5.15%
▼
APR5.15%
Last UpdatedApril 13, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
5.49%
▼
APR5.49%
Last UpdatedApril 13, 2026
Details
As Low As
APR5.99%
Last UpdatedApril 13, 2026
Details
Offer ends June 19, 2026.
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
6.49%
▼
APR6.49%
Last UpdatedApril 13, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 13, 2026
Details
As Low As; Special fixed up to 15 months!
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
6.74%
▼
APR6.74%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 13, 2026
Details
As Low As
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 13, 2026
Details
As Low As; Use collateral such as autos, RVs, etc. to secure the loan.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 13, 2026
Details
As Low As
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Unsecured/Personal Loans
7.15%
▼
APR7.15%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 13, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 13, 2026
Details
As Low As; Fixed up to 36 months
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 13, 2026
Details
As Low As
APR7.79%
Last UpdatedApril 13, 2026
Details
As Low As; Rates and Terms are based on credit worthiness. Certain restrictions may apply. Additional discounts may apply. Rates and terms are subject to change without notice.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 13, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As; Learn More
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As; - $50,000 maximum loan amount
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
Personal Loans Up to 36 Months A
8.00%
▼
APR8.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Unsecured/Personal Loans
8.15%
▼
APR8.15%
Last UpdatedApril 13, 2026
Details
As Low As
APR8.24%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 13, 2026
Details
As Low As
APR8.45%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 13, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 13, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans Up to 24 Months
8.49%
▼
APR8.49%
Last UpdatedApril 13, 2026
Details
As Low As
RVA Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 13, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 13, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Debt Consolidation Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 13, 2026
Details
for up to 36 months on loans from $500 to $20,000
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Debt Consolidation Personal Loan Special
8.74%
▼
APR8.74%
Last UpdatedApril 13, 2026
Details
Loans from $500 to $20,000
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 13, 2026
Details
As Low As
APR8.75%
Last UpdatedApril 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 13, 2026
Details
As Low As; Loan Amount: $500-$40,000
APR8.90%
Last UpdatedApril 13, 2026
Details
As Low As
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedApril 13, 2026
Details
As Low As
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
Unsecured Personal Loans
8.95%
▼
APR8.95%
Last UpdatedApril 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 13, 2026
Details
As Low As
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 13, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 13, 2026
Details
As Low As; - $50,000 maximum loan amount
APR9.00%
Last UpdatedApril 13, 2026
Details
Up To 84 Month Term
Baylands Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.17%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 13, 2026
Details
As Low As; Borrowed Amount: $300 - $20,000; Approximate Term: Up to 84 months
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Unsecured/Personal Loans
9.15%
▼
APR9.15%
Last UpdatedApril 13, 2026
Details
As Low As
APR9.25%
Last UpdatedApril 13, 2026
Details
No additional details available.
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 13, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans 25 to 60 Months
9.49%
▼
APR9.49%
Last UpdatedApril 13, 2026
Details
As Low As
Virginia Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 13, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 13, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Unsecured - Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 13, 2026
Details
Total loan amount cannot exceed $15,000.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 13, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 13, 2026
Details
As Low As; Fixed up to 60 months
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 13, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loans Starting at
9.75%
▼
APR9.75%
Last UpdatedApril 13, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 13, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 13, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 13, 2026
Details
As Low As
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As; No collateral required. Up to 35 months to repay.
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As; Amount: $500 - $15,000; Term: Up to 24 months
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As; - $50,000 maximum loan amount
Connects Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.74%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
Regular APR: 9.99% to 18.00%
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
NY FIREFIGHTERS BRAVEST
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Personal/Unsecured/Debt Consolidation
6.84%
▼
APR6.84%
Last UpdatedApril 13, 2026
Details
As Low As; New electronics, home renovations, catch up on bills.
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Debt Consolidation Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 13, 2026
Details
for up to 36 months on loans from $500 to $20,000
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Debt Consolidation Personal Loan Special
8.74%
▼
APR8.74%
Last UpdatedApril 13, 2026
Details
Loans from $500 to $20,000
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Fixed Term Signature Loan Debt Consolidation Special
8.74%
▼
APR8.74%
Last UpdatedApril 13, 2026
Details
As Low As; Limited time offer
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 13, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 13, 2026
Details
As Low As
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
Debt Consolidation
16.99%
▼
APR16.99%
Last UpdatedApril 13, 2026
Details
As Low As
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
6.74%
▼
APR6.74%
Last UpdatedApril 13, 2026
Details
As Low As; Let your possibilities bloom this spring with special low Signature Loan rates now through May 1, 2026
Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
Signature Loans
6.99%
▼
APR6.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedApril 13, 2026
Details
As Low As
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Signature Loans
7.15%
▼
APR7.15%
Last UpdatedApril 13, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedApril 13, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.74%
▼
APR7.74%
Last UpdatedApril 13, 2026
Details
As Low As
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Signature Loan
7.90%
▼
APR7.90%
Last UpdatedApril 13, 2026
Details
Maximum Amount: $10,000
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As; Amount Financed up to $20,000
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Fixed Term Signature Loan Debt Consolidation Special
8.74%
▼
APR8.74%
Last UpdatedApril 13, 2026
Details
As Low As; Limited time offer
APR8.79%
Last UpdatedApril 13, 2026
Details
No additional details available.
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Signature Loan
8.90%
▼
APR8.90%
Last UpdatedApril 13, 2026
Details
Maximum Amount: $10,000
APR8.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedApril 13, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
APR9.25%
Last UpdatedApril 13, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedApril 13, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 13, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
Roanoke Valley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Unsecured / Signature Loan
9.50%
▼
APR9.50%
Last UpdatedApril 13, 2026
Details
No additional details available.
APR9.75%
Last UpdatedApril 13, 2026
Details
No additional details available.
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Signature Loan
9.90%
▼
APR9.90%
Last UpdatedApril 13, 2026
Details
Maximum Amount: $10,000
VIRGINIA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
Signature (Unsecured)
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
Nextmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As; Up to $50,000
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
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MonitorBankRates
No home improvement personal loan rates found in Fredericksburg, VA currently.
Fredericksburg, VA Personal Loan Rate Trends
Compare local Fredericksburg, VA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — VA Avg
11.427%
Unchanged vs 7 days ago
Virginia personal loan rates currently average 11.427% APR.
Signature Loan — VA Avg
9.723%
Unchanged vs 7 days ago
Virginia signature loan rates currently average 9.723% APR.
As of Apr 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Virginia?
Most lenders in Fredericksburg, Virginia require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Virginia often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Fredericksburg, Virginia require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Virginia?
Yes. Debt consolidation is one of the most common uses of personal loans in Fredericksburg, Virginia. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Fredericksburg, Virginia?
Credit unions in Fredericksburg, Virginia often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Fredericksburg, Virginia?
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Virginia Credit Union: 6.99% (Personal loan)
- InFirst Federal Credit Union: 6.99% (Personal Loan)
- Topside Federal Credit Union: 9.99% (Personal Loans)
- United Methodist Credit Union: 4.00% (Organizational Shares/CD Pledge Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Fredericksburg, Virginia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 13, 2026.
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