Best Personal Loan Rates in Springfield, Virginia (VA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Springfield, Virginia include: Andrews Federal Credit UnionAndrews Federal Credit Union8410 Old Keene Mill Rd, Springfield, VA, 22152A5.0 ★Texas Ratio: 11.92% offering Unsecured, Bill Consolidation, Signature at 6.99% APR, TD BankTD Bank8310 Old Keene Mill Rd, Springfield, VA, 22152A5.0 ★Texas Ratio: 6.30% offering Personal Loan at 7.99% APR, Apple Federal Credit UnionApple Federal Credit Union6708 Backlick Rd, Springfield, VA, 22150A+5.0 ★Texas Ratio: 0.37% offering Signature Loan at 9.99% APR, Nextmark Federal Credit UnionNextmark Federal Credit Union6506 Loisdale RD, Springfield, VA, 22150A+5.0 ★Texas Ratio: 2.91% offering Signature Loans at 9.99% APR, and TruEnergy Federal Credit UnionTruEnergy Federal Credit Union6801 Industrial Rd, Springfield, VA, 22151A5.0 ★Texas Ratio: 8.31% offering Personal Loans at 10.99% APR. Personal loan rates as of April 6, 2026 according to verified data from MonitorBankRates.
Springfield has 5 local institutions in our database, with personal loan rates as low as 6.99% APR from Andrews Federal Credit Union at 8410 Old Keene Mill Rd, Springfield, VA, 22152. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Springfield, Virginia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Springfield, Virginia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 6, 2026
As Low As
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
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As Low As; Up to $50,000
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Share/CD rate plus 4% with a floor of 4.00%
No additional details available.
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As Low As
above dividend rate earned by 12 Month Share Certificate
No additional details available.
Fixed rates
No additional details available.
As Low As
As Low As
up to 180 months
up to 240 months
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
As Low As
No additional details available.
As Low As; 60 month fixed rate. Offer available for a limited time. Up to 80% Loan to Value.
No additional details available.
Offer ends June 19, 2026.
$1,500
As Low As; Maximum $3,000
No additional details available.
As Low As
30-Year Rates As Low As; Primary Residence
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As Low As; 120 month fixed rate. Offer available for a limited time. Up to 90% Loan to Value.
As Low As
No additional details available.
As Low As; Special fixed up to 15 months!
As Low As; Rates as low as 5.625% (6.508% APR)
As Low As; Regular APR: 10.090%
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As; Let your possibilities bloom this spring with special low Signature Loan rates now through May 1, 2026
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As Low As; New electronics, home renovations, catch up on bills.
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As Low As
No additional details available.
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As Low As; Personal Loan rates as low as 6.99% APR for 12 months!
No additional details available.
As Low As; Use collateral such as autos, RVs, etc. to secure the loan.
Limited Time Offer (subject to credit qualification)
No additional details available.
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As Low As
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As Low As
As Low As; Loan amount $10,000 - $400,000
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12-month payback
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As Low As; Fixed up to 36 months
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As Low As
As Low As; Rates and Terms are based on credit worthiness. Certain restrictions may apply. Additional discounts may apply. Rates and terms are subject to change without notice.
Maximum Amount: $10,000
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As Low As
As Low As; Lowest rate available with qualifying credit. Your rate is based on creditworthiness.
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As Low As; - $50,000 maximum loan amount
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; Amount Financed up to $20,000
As Low As
$500 - $50,000, 6 - 84 Months. Fixed Rate.
$500 - $50,000, 6 - 84 Months. Fixed Rate.
As Low As; ...
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As Low As
No additional details available.
No additional details available.
As Low As; $75,000 max loan amount; No penalty for early repayment; Total Loan Term is 15 years4
No additional details available.
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As Low As
$5,000 - $200,000. 10-acre maximum.
As Low As
As Low As
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for up to 36 months on loans from $500 to $20,000
for up to 36 months on loans from $500 to $20,000. Simplify multiple payments into one and start saving on interest. Funds are paid directly to your creditors for a streamlined payoff process. Take control of your debt.
As Low As; Limited time offer
As Low As
No additional details available.
No additional details available.
As Low As; Loan Amount $500-$40,000
Maximum Amount: $10,000
As Low As; Our Personal Loans are available with terms from 24-60 months and APRs* ranging from 8.90% to 17.90%.
As Low As
No additional details available.
As Low As
No additional details available.
As Low As; - $50,000 maximum loan amount
As Low As; - $50,000 maximum loan amount
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
Up To 84 Month Term
As Low As; Borrowed Amount: $300 - $20,000; Approximate Term: Up to 84 months
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
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As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
No additional details available.
No additional details available.
Total loan amount cannot exceed $15,000.
As Low As
As Low As; Fixed up to 60 months
As Low As
No additional details available.
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As Low As
Maximum Amount: $10,000
Fixed rates
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As Low As
No additional details available.
Amount Financed: $21,000.00; Rate based on evaluation of credit history.
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
As Low As
No additional details available.
As Low As
Offer ends June 19, 2026.
As Low As
As Low As; Special fixed up to 15 months!
As Low As
As Low As
As Low As; Personal Loan rates as low as 6.99% APR for 12 months!
As Low As
As Low As
As Low As; Use collateral such as autos, RVs, etc. to secure the loan.
As Low As
As Low As
As Low As
As Low As; Fixed up to 36 months
As Low As
As Low As; Rates and Terms are based on credit worthiness. Certain restrictions may apply. Additional discounts may apply. Rates and terms are subject to change without notice.
As Low As
As Low As
As Low As
As Low As
As Low As; ...
As Low As
As Low As; - $50,000 maximum loan amount
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
for up to 36 months on loans from $500 to $20,000
for up to 36 months on loans from $500 to $20,000. Simplify multiple payments into one and start saving on interest. Funds are paid directly to your creditors for a streamlined payoff process. Take control of your debt.
As Low As
No additional details available.
As Low As; Our Personal Loans are available with terms from 24-60 months and APRs* ranging from 8.90% to 17.90%.
As Low As; Loan Amount $500-$40,000
As Low As
No additional details available.
As Low As
As Low As
As Low As; - $50,000 maximum loan amount
As Low As; - $50,000 maximum loan amount
Up To 84 Month Term
As Low As; Borrowed Amount: $300 - $20,000; Approximate Term: Up to 84 months
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
Total loan amount cannot exceed $15,000.
As Low As
As Low As; Fixed up to 60 months
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; New electronics, home renovations, catch up on bills.
$500 - $50,000, 6 - 84 Months. Fixed Rate.
for up to 36 months on loans from $500 to $20,000
for up to 36 months on loans from $500 to $20,000. Simplify multiple payments into one and start saving on interest. Funds are paid directly to your creditors for a streamlined payoff process. Take control of your debt.
As Low As; Limited time offer
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As; Up to $50,000
As Low As
As Low As
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As Low As; Let your possibilities bloom this spring with special low Signature Loan rates now through May 1, 2026
No additional details available.
As Low As
As Low As
Maximum Amount: $10,000
As Low As
As Low As; Amount Financed up to $20,000
No additional details available.
As Low As
As Low As; Limited time offer
No additional details available.
Maximum Amount: $10,000
No additional details available.
No additional details available.
No additional details available.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
No additional details available.
No additional details available.
Maximum Amount: $10,000
No additional details available.
Springfield, VA Personal Loan Rate Trends
Compare local Springfield, VA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia personal loan rates fell 0.585 points over the past 7 days to 10.968% APR.
Virginia signature loan rates rose 0.048 points over the past 7 days to 9.403% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Virginia?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Virginia?
Are credit unions or banks better for personal loans in Springfield, Virginia?
What are the best personal loan rates in Springfield, Virginia?
- Andrews Federal Credit Union: 6.99% (Unsecured, Bill Consolidation, Signature)
- TD Bank: 7.99% (Personal Loan)
- Apple Federal Credit Union: 9.99% (Signature Loan)
- Nextmark Federal Credit Union: 9.99% (Signature Loans)
- TruEnergy Federal Credit Union: 10.99% (Personal Loans)
Personal Loan Calculators
