Best Personal Loan Rates in Townsend, Virginia (VA) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Virginia borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Townsend, Virginia include: Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Baylands Family Credit UnionBaylands Family Credit UnionA5.0 ★Texas Ratio: 7.17% offering Credit Builder Loan at 5.00% APR, United Southeast Federal Credit UnionUnited Southeast Federal Credit UnionA+5.0 ★Texas Ratio: 2.52% offering Personal Loans at 5.15% APR, United States Senate Federal Credit UnionUnited States Senate Federal Credit UnionA5.0 ★Texas Ratio: 13.61% offering Bridge to Retirement Loan at 5.49% APR, and Central Virginia Federal Credit UnionCentral Virginia Federal Credit UnionA5.0 ★Texas Ratio: 8.27% offering Personal at 5.49% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Townsend borrowers have access to 69 lenders serving the Virginia area, with personal loan rates as low as 4.50% APR from Baxter Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Townsend, Virginia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Townsend, Virginia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
APR4.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR4.64%
Last UpdatedApril 19, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 19, 2026
Details
As Low As
Baylands Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.17%
Credit Builder Loan
5.00%
▼
APR5.00%
Last UpdatedApril 19, 2026
Details
above dividend rate earned by 12 Month Share Certificate
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Personal Loans
5.15%
▼
APR5.15%
Last UpdatedApril 19, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Bridge to Retirement Loan
5.49%
▼
APR5.49%
Last UpdatedApril 19, 2026
Details
Maximum: $10,000
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal
5.49%
▼
APR5.49%
Last UpdatedApril 19, 2026
Details
No additional details available.
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
5.49%
▼
APR5.49%
Last UpdatedApril 19, 2026
Details
As Low As
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Recreational Loans
5.70%
▼
APR5.70%
Last UpdatedApril 19, 2026
Details
As Low As
APR5.75%
Last UpdatedApril 19, 2026
Details
up to 180 months
APR5.75%
Last UpdatedApril 19, 2026
Details
up to 240 months
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
5 Year Equity Loan Promotion1
5.99%
▼
APR5.99%
Last UpdatedApril 19, 2026
Details
As Low As; 60 month fixed rate. Offer available for a limited time. Up to 80% Loan to Value.
APR5.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Loan Special
6.00%
▼
APR6.00%
Last UpdatedApril 19, 2026
Details
$1,500
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Campus Bookstore Loan
6.15%
▼
APR6.15%
Last UpdatedApril 19, 2026
Details
As Low As; Maximum $3,000
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Credit Builder Loan
6.25%
▼
APR6.25%
Last UpdatedApril 19, 2026
Details
As Low As
APR6.30%
Last UpdatedApril 19, 2026
Details
30-Year Rates As Low As; Primary Residence
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
6.49%
▼
APR6.49%
Last UpdatedApril 19, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
10 Year Equity Loan Promotion2
6.49%
▼
APR6.49%
Last UpdatedApril 19, 2026
Details
As Low As; 120 month fixed rate. Offer available for a limited time. Up to 90% Loan to Value.
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 19, 2026
Details
As Low As; Special fixed up to 15 months!
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
Credit Builder Loan
6.50%
▼
APR6.50%
Last UpdatedApril 19, 2026
Details
As Low As
APR6.65%
Last UpdatedApril 19, 2026
Details
As Low As; Regular APR: 10.090%
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
6.74%
▼
APR6.74%
Last UpdatedApril 19, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
6.74%
▼
APR6.74%
Last UpdatedApril 19, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Holiday Loan - Closed End
6.74%
▼
APR6.74%
Last UpdatedApril 19, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 19, 2026
Details
As Low As
Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
Signature Loans
6.99%
▼
APR6.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 19, 2026
Details
As Low As; Use collateral such as autos, RVs, etc. to secure the loan.
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Unsecured Loans
7.00%
▼
APR7.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Move Me Loan Rate
7.00%
▼
APR7.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 19, 2026
Details
As Low As
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Signature Loans
7.15%
▼
APR7.15%
Last UpdatedApril 19, 2026
Details
As Low As
APR7.24%
Last UpdatedApril 19, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedApril 19, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedApril 19, 2026
Details
As Low As
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedApril 19, 2026
Details
As Low As; Loan amount $10,000 - $400,000
APR7.44%
Last UpdatedApril 19, 2026
Details
As Low As
Augusta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Special Tax Loan
7.49%
▼
APR7.49%
Last UpdatedApril 19, 2026
Details
12-month payback
APR7.49%
Last UpdatedApril 19, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
7.50%
▼
APR7.50%
Last UpdatedApril 19, 2026
Details
As Low As
APR7.74%
Last UpdatedApril 19, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.74%
▼
APR7.74%
Last UpdatedApril 19, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 19, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 19, 2026
Details
As Low As; Fixed up to 36 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 19, 2026
Details
As Low As
APR7.79%
Last UpdatedApril 19, 2026
Details
As Low As; Planning Some Home Renovations! We Can Help!
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Signature Loan
7.90%
▼
APR7.90%
Last UpdatedApril 19, 2026
Details
Maximum Amount: $10,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 19, 2026
Details
As Low As
Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
Lifestyle Loan
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
VIRGINIA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
Balance Transfer Loans
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As; Lowest rate available with qualifying credit. Your rate is based on creditworthiness.
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As; Consolidate Those Holiday Bills
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As; - $50,000 maximum loan amount
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Lifestyle Loans
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As; Amount Financed up to $20,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedApril 19, 2026
Details
As Low As
Park View Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Variable Rate Solar Loan
8.00%
▼
APR8.00%
Last UpdatedApril 19, 2026
Details
$75,000 max loan amount; No penalty for early repayment; Total Loan Term is 15 years
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
Personal Loans Up to 36 Months A
8.00%
▼
APR8.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR8.24%
Last UpdatedApril 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 19, 2026
Details
As Low As
APR8.45%
Last UpdatedApril 19, 2026
Details
As Low As
RVA Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 19, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans Up to 24 Months
8.49%
▼
APR8.49%
Last UpdatedApril 19, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 19, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 19, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Debt Consolidation Personal Loan Special
8.74%
▼
APR8.74%
Last UpdatedApril 19, 2026
Details
As Low As; for up to 36 months on loans from $500 to $20,000. Simplify multiple payments into one and start saving on interest. Funds are paid directly to your creditors for a streamlined payoff process. Take control of your debt.
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Fixed Term Signature Loan Debt Consolidation Special
8.74%
▼
APR8.74%
Last UpdatedApril 19, 2026
Details
As Low As; Limited time offer
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Debt Consolidation Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 19, 2026
Details
As Low As; for up to 36 months on loans from $500 to $20,000. Simplify multiple payments into one and start saving on interest. Funds are paid directly to your creditors for a streamlined payoff process. Take control of your debt.
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 19, 2026
Details
As Low As
APR8.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR8.79%
Last UpdatedApril 19, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 19, 2026
Details
As Low As; Loan Amount $500-$40,000
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Signature Loan
8.90%
▼
APR8.90%
Last UpdatedApril 19, 2026
Details
Maximum Amount: $10,000
APR8.90%
Last UpdatedApril 19, 2026
Details
As Low As
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedApril 19, 2026
Details
As Low As
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
Unsecured Personal Loans
8.95%
▼
APR8.95%
Last UpdatedApril 19, 2026
Details
No additional details available.
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 19, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 19, 2026
Details
As Low As; - $50,000 maximum loan amount
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Personal/Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR9.00%
Last UpdatedApril 19, 2026
Details
(ATVs, Dirt Bikes, Personal Watercraft) Up To 84 Month Term
Baylands Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.17%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedApril 19, 2026
Details
As Low As
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 19, 2026
Details
As Low As
APR9.25%
Last UpdatedApril 19, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 19, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bill Consolidation Loan - Closed End
9.49%
▼
APR9.49%
Last UpdatedApril 19, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans 25 to 60 Months
9.49%
▼
APR9.49%
Last UpdatedApril 19, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 19, 2026
Details
As Low As
Roanoke Valley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Unsecured / Signature Loan
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Unsecured - Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 19, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 19, 2026
Details
As Low As; Fixed up to 60 months
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 19, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Vacation Loans
9.75%
▼
APR9.75%
Last UpdatedApril 19, 2026
Details
As Low As
APR9.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 19, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 19, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 19, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Appy Assist Loans
9.75%
▼
APR9.75%
Last UpdatedApril 19, 2026
Details
As Low As
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Signature Loan
9.90%
▼
APR9.90%
Last UpdatedApril 19, 2026
Details
Maximum Amount: $10,000
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As; - $50,000 maximum loan amount
VIRGINIA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
Signature (Unsecured)
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As; Amount: $500 - $15,000; Term: Up to 24 months
Nextmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
$50,000
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
Connects Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.74%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
Regular APR: 9.99% to 18.00%
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.67%
Unsecured Loans
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
Amount Financed: $21,000.00; Rate based on evaluation of credit history.
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As; Up to $50,000
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As; No collateral required. Up to 35 months to repay.
APR10.00%
Last UpdatedApril 19, 2026
Details
As Low As
Hampton Roads Educator\'s Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
Personal Loans 36 to 60 Months A
10.00%
▼
APR10.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 19, 2026
Details
As Low As
APR10.00%
Last UpdatedApril 19, 2026
Details
As Low As
Oak Farms Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedApril 19, 2026
Details
As Low As
Argent Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedApril 19, 2026
Details
As Low As
APR10.24%
Last UpdatedApril 19, 2026
Details
As Low As; Amount: $500 - $15,001; Term: Up to 36 months
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
Personal Loans
10.25%
▼
APR10.25%
Last UpdatedApril 19, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Unsecured - Personal Loan
10.25%
▼
APR10.25%
Last UpdatedApril 19, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1040 Tax Loan SPECIAL
10.40%
▼
APR10.40%
Last UpdatedApril 19, 2026
Details
As Low As; Terms up to 1040 days
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 19, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 24 Months
10.49%
▼
APR10.49%
Last UpdatedApril 19, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Personal Loans
5.15%
▼
APR5.15%
Last UpdatedApril 19, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
5.49%
▼
APR5.49%
Last UpdatedApril 19, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
6.49%
▼
APR6.49%
Last UpdatedApril 19, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 19, 2026
Details
As Low As; Special fixed up to 15 months!
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
6.74%
▼
APR6.74%
Last UpdatedApril 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 19, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 19, 2026
Details
As Low As; Use collateral such as autos, RVs, etc. to secure the loan.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 19, 2026
Details
As Low As
APR7.44%
Last UpdatedApril 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 19, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 19, 2026
Details
As Low As; Fixed up to 36 months
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 19, 2026
Details
As Low As
APR7.79%
Last UpdatedApril 19, 2026
Details
As Low As; Planning Some Home Renovations! We Can Help!
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 19, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As; Consolidate Those Holiday Bills
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As; - $50,000 maximum loan amount
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
Personal Loans Up to 36 Months A
8.00%
▼
APR8.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR8.24%
Last UpdatedApril 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 19, 2026
Details
As Low As
APR8.45%
Last UpdatedApril 19, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans Up to 24 Months
8.49%
▼
APR8.49%
Last UpdatedApril 19, 2026
Details
As Low As
RVA Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 19, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 19, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Debt Consolidation Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 19, 2026
Details
As Low As; for up to 36 months on loans from $500 to $20,000. Simplify multiple payments into one and start saving on interest. Funds are paid directly to your creditors for a streamlined payoff process. Take control of your debt.
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Debt Consolidation Personal Loan Special
8.74%
▼
APR8.74%
Last UpdatedApril 19, 2026
Details
As Low As; for up to 36 months on loans from $500 to $20,000. Simplify multiple payments into one and start saving on interest. Funds are paid directly to your creditors for a streamlined payoff process. Take control of your debt.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 19, 2026
Details
As Low As
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 19, 2026
Details
As Low As
APR8.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 19, 2026
Details
As Low As; Loan Amount $500-$40,000
APR8.90%
Last UpdatedApril 19, 2026
Details
As Low As
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedApril 19, 2026
Details
As Low As
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
Unsecured Personal Loans
8.95%
▼
APR8.95%
Last UpdatedApril 19, 2026
Details
No additional details available.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 19, 2026
Details
As Low As; - $50,000 maximum loan amount
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 19, 2026
Details
As Low As
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR9.00%
Last UpdatedApril 19, 2026
Details
(ATVs, Dirt Bikes, Personal Watercraft) Up To 84 Month Term
Baylands Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.17%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 19, 2026
Details
As Low As
APR9.25%
Last UpdatedApril 19, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 19, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans 25 to 60 Months
9.49%
▼
APR9.49%
Last UpdatedApril 19, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Unsecured - Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 19, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 19, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 19, 2026
Details
As Low As; Fixed up to 60 months
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 19, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 19, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 19, 2026
Details
As Low As
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
$50,000
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As; Amount: $500 - $15,000; Term: Up to 24 months
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As; - $50,000 maximum loan amount
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As; No collateral required. Up to 35 months to repay.
Connects Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.74%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
Regular APR: 9.99% to 18.00%
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 19, 2026
Details
As Low As
APR10.00%
Last UpdatedApril 19, 2026
Details
As Low As
Hampton Roads Educator\'s Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
Personal Loans 36 to 60 Months A
10.00%
▼
APR10.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR10.00%
Last UpdatedApril 19, 2026
Details
As Low As
Oak Farms Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedApril 19, 2026
Details
As Low As
Argent Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedApril 19, 2026
Details
As Low As
APR10.24%
Last UpdatedApril 19, 2026
Details
As Low As; Amount: $500 - $15,001; Term: Up to 36 months
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
Personal Loans
10.25%
▼
APR10.25%
Last UpdatedApril 19, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Unsecured - Personal Loan
10.25%
▼
APR10.25%
Last UpdatedApril 19, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 19, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 24 Months
10.49%
▼
APR10.49%
Last UpdatedApril 19, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Debt Consolidation Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 19, 2026
Details
As Low As; for up to 36 months on loans from $500 to $20,000. Simplify multiple payments into one and start saving on interest. Funds are paid directly to your creditors for a streamlined payoff process. Take control of your debt.
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Debt Consolidation Personal Loan Special
8.74%
▼
APR8.74%
Last UpdatedApril 19, 2026
Details
As Low As; for up to 36 months on loans from $500 to $20,000. Simplify multiple payments into one and start saving on interest. Funds are paid directly to your creditors for a streamlined payoff process. Take control of your debt.
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Fixed Term Signature Loan Debt Consolidation Special
8.74%
▼
APR8.74%
Last UpdatedApril 19, 2026
Details
As Low As; Limited time offer
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 19, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 19, 2026
Details
As Low As
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
Debt Consolidation
16.99%
▼
APR16.99%
Last UpdatedApril 19, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
6.74%
▼
APR6.74%
Last UpdatedApril 19, 2026
Details
As Low As
Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
Signature Loans
6.99%
▼
APR6.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Signature Loans
7.15%
▼
APR7.15%
Last UpdatedApril 19, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedApril 19, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.74%
▼
APR7.74%
Last UpdatedApril 19, 2026
Details
As Low As
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Signature Loan
7.90%
▼
APR7.90%
Last UpdatedApril 19, 2026
Details
Maximum Amount: $10,000
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As; Amount Financed up to $20,000
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Fixed Term Signature Loan Debt Consolidation Special
8.74%
▼
APR8.74%
Last UpdatedApril 19, 2026
Details
As Low As; Limited time offer
APR8.79%
Last UpdatedApril 19, 2026
Details
No additional details available.
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Signature Loan
8.90%
▼
APR8.90%
Last UpdatedApril 19, 2026
Details
Maximum Amount: $10,000
APR8.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedApril 19, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 19, 2026
Details
As Low As
Roanoke Valley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Unsecured / Signature Loan
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR9.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Signature Loan
9.90%
▼
APR9.90%
Last UpdatedApril 19, 2026
Details
Maximum Amount: $10,000
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As; Up to $50,000
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
Nextmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
VIRGINIA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
Signature (Unsecured)
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
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MonitorBankRates
No home improvement personal loan rates found in Townsend, VA currently.
Townsend, VA Personal Loan Rate Trends
Compare local Townsend, VA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — VA Avg
11.472%
▲ 0.046 vs 7 days ago
Virginia personal loan rates rose 0.046 points over the past 7 days to 11.472% APR.
Signature Loan — VA Avg
9.723%
Unchanged vs 7 days ago
Virginia signature loan rates currently average 9.723% APR.
As of Apr 19, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Virginia?
Most lenders in Townsend, Virginia require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Virginia often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Townsend, Virginia require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Virginia?
Yes. Debt consolidation is one of the most common uses of personal loans in Townsend, Virginia. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Townsend, Virginia?
Credit unions in Townsend, Virginia often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Townsend, Virginia?
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Baylands Family Credit Union: 5.00% (Credit Builder Loan)
- United Southeast Federal Credit Union: 5.15% (Personal Loans)
- United States Senate Federal Credit Union: 5.49% (Bridge to Retirement Loan)
- Central Virginia Federal Credit Union: 5.49% (Personal)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Townsend, Virginia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026.
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