Best Personal Loan Rates in Virginia Beach, Virginia (VA) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Virginia borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Virginia Beach, Virginia include: Baxter Credit UnionBaxter Credit Union1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Langley Federal Credit UnionLangley Federal Credit Union930 First Colonial Rd, Virginia Beach, VA, 23454 3180A5.0 ★Texas Ratio: 11.01% offering Personal Loans at 6.50% APR, Fulton BankFulton Bank4429 Bonney Rd, Virginia Beach, VA, 23462A+5.0 ★Texas Ratio: 4.98% offering Unsecured Optionline Tier 1 at 8.00% APR, Chartway Credit UnionChartway Credit Union5700 Cleveland St, Virginia Beach, VA, 23462 1752A+5.0 ★Texas Ratio: 1.26% offering Personal Loans at 8.24% APR, and Beach Municipal Federal Credit UnionBeach Municipal Federal Credit Union4164 Virginia Beach Blvd, Virginia Beach, VA, 23452A+5.0 ★Texas Ratio: 3.34% offering Personal Loans at 8.95% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
Virginia Beach has 8 local institutions in our database, with personal loan rates as low as 4.50% APR from Baxter Credit Union at 1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Virginia Beach, Virginia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Virginia Beach, Virginia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedMay 2, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedMay 2, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMay 2, 2026
Details
As Low As
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
930 First Colonial Rd, Virginia Beach, VA, 23454 3180
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedMay 2, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 2, 2026
Details
As Low As
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA, 23462
Unsecured Optionline Tier 1
8.00%
▼
APR8.00%
Last UpdatedMay 2, 2026
Details
Learn More
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 2, 2026
Details
APR as low as
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
4164 Virginia Beach Blvd, Virginia Beach, VA, 23452
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMay 2, 2026
Details
As Low As
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
4164 Virginia Beach Blvd, Virginia Beach, VA, 23452
Unsecured Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMay 2, 2026
Details
No additional details available.
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA, 23462
Unsecured Optionline Tier 2
10.50%
▼
APR10.50%
Last UpdatedMay 2, 2026
Details
Learn More
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
PERSONAL LOANS
10.50%
▼
APR10.50%
Last UpdatedMay 2, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.
ABNB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.06%
5288 Providence Rd, Virginia Beach, VA, 23464 4204
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMay 2, 2026
Details
No additional details available.
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA, 23462
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedMay 2, 2026
Details
Learn More
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
4388 Holland Rd, Virginia Beach, VA, 23452
Personal Loan
12.24%
▼
APR12.24%
Last UpdatedMay 2, 2026
Details
No additional details available.
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
930 First Colonial Rd, Virginia Beach, VA, 23454 3180
Personal Loans
14.99%
▼
APR14.99%
Last UpdatedMay 2, 2026
Details
No additional details available.
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
930 First Colonial Rd, Virginia Beach, VA, 23454 3180
Personal Loans
16.99%
▼
APR16.99%
Last UpdatedMay 2, 2026
Details
No additional details available.
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
FLEX LOANS (Credit Rebuilder) Phase 1
18.00%
▼
APR18.00%
Last UpdatedMay 2, 2026
Details
No additional details available.
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
FLEX LOANS (Credit Rebuilder) Phase 2
18.00%
▼
APR18.00%
Last UpdatedMay 2, 2026
Details
No additional details available.
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
930 First Colonial Rd, Virginia Beach, VA, 23454 3180
Signature Cash Back
18.00%
▼
APR18.00%
Last UpdatedMay 2, 2026
Details
Rates as low as; Pick Your Own Category! 5% on Pick Your Own Category; 3% on Gas; 2% on Groceries & Wholesale Clubs; 1% on Other Purchases
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
PAY DAY ALTERNATIVE LOAN
28.00%
▼
APR28.00%
Last UpdatedMay 2, 2026
Details
$20.00 application fee
Baylands Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.17%
Credit Builder Loan
5.00%
▼
APR5.00%
Last UpdatedMay 2, 2026
Details
above dividend rate earned by 12 Month Share Certificate
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Personal Loans
5.15%
▼
APR5.15%
Last UpdatedMay 2, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
5.49%
▼
APR5.49%
Last UpdatedMay 2, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loans
5.49%
▼
APR5.49%
Last UpdatedMay 2, 2026
Details
As Low As; Annual Percentage Rate
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Recreational Loans
5.70%
▼
APR5.70%
Last UpdatedMay 2, 2026
Details
As Low As
APR5.99%
Last UpdatedMay 2, 2026
Details
No additional details available.
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
5 Year Equity Loan Promotion
5.99%
▼
APR5.99%
Last UpdatedMay 2, 2026
Details
60 month fixed rate. Offer available for a limited time. Up to 80% Loan to Value.
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Equity Loans
5.99%
▼
APR5.99%
Last UpdatedMay 2, 2026
Details
As Low As; Annual Percentage Rate
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Loan Special
6.00%
▼
APR6.00%
Last UpdatedMay 2, 2026
Details
$1,500
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Campus Bookstore Loan
6.15%
▼
APR6.15%
Last UpdatedMay 2, 2026
Details
As Low As; Maximum $3,000
APR6.30%
Last UpdatedMay 2, 2026
Details
30-Year Rates As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
10 Year Equity Loan Promotion
6.49%
▼
APR6.49%
Last UpdatedMay 2, 2026
Details
120 month fixed rate. Offer available for a limited time. Up to 90% Loan to Value.
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
6.49%
▼
APR6.49%
Last UpdatedMay 2, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 2, 2026
Details
As Low As; Special fixed up to 15 months!
APR6.65%
Last UpdatedMay 2, 2026
Details
As Low As; Regular APR: 10.090%
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
6.74%
▼
APR6.74%
Last UpdatedMay 2, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
6.74%
▼
APR6.74%
Last UpdatedMay 2, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedMay 2, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 2, 2026
Details
As Low As
Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
Signature Loans
6.99%
▼
APR6.99%
Last UpdatedMay 2, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 2, 2026
Details
As Low As; Payment Per $1000 Borrowed: $31.05
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Unsecured Loans
7.00%
▼
APR7.00%
Last UpdatedMay 2, 2026
Details
No additional details available.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Move Me Loan Rate
7.00%
▼
APR7.00%
Last UpdatedMay 2, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedMay 2, 2026
Details
As Low As
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Signature Loans
7.15%
▼
APR7.15%
Last UpdatedMay 2, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedMay 2, 2026
Details
As Low As
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedMay 2, 2026
Details
As Low As; Loan amount $10,000 - $400,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 2, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 2, 2026
Details
As Low As; Fixed up to 36 months
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 2, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.74%
▼
APR7.74%
Last UpdatedMay 2, 2026
Details
As Low As
APR7.79%
Last UpdatedMay 2, 2026
Details
As Low As; Planning Some Home Renovations! We Can Help!
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedMay 2, 2026
Details
As Low As
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Lifestyle Loans
7.99%
▼
APR7.99%
Last UpdatedMay 2, 2026
Details
No additional details available.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 2, 2026
Details
As Low As; $50,000 maximum loan amount
Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
Lifestyle Loan
7.99%
▼
APR7.99%
Last UpdatedMay 2, 2026
Details
No additional details available.
VIRGINIA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
Balance Transfer Loans
7.99%
▼
APR7.99%
Last UpdatedMay 2, 2026
Details
As Low As
APR7.99%
Last UpdatedMay 2, 2026
Details
As Low As; Consolidate Those Holiday Bills
APR7.99%
Last UpdatedMay 2, 2026
Details
As Low As; Lowest rate available with qualifying credit. Your rate is based on creditworthiness.
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 2, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 2, 2026
Details
As Low As
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 2, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 2, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 2, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 2, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 2, 2026
Details
As Low As; Amount Financed up to $20,000
Park View Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Variable Rate Solar Loan
8.00%
▼
APR8.00%
Last UpdatedMay 2, 2026
Details
$75,000 max loan amount; No penalty for early repayment; Total Loan Term is 15 years
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
Personal Loans Up to 36 Months A
8.00%
▼
APR8.00%
Last UpdatedMay 2, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 2, 2026
Details
As Low As
APR8.45%
Last UpdatedMay 2, 2026
Details
As Low As
RVA Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 2, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 2, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans Up to 24 Months
8.49%
▼
APR8.49%
Last UpdatedMay 2, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 2, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 2, 2026
Details
As Low As
APR8.75%
Last UpdatedMay 2, 2026
Details
No additional details available.
APR8.79%
Last UpdatedMay 2, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 2, 2026
Details
As Low As; Loan Amount $500-$40,000
APR8.90%
Last UpdatedMay 2, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 2, 2026
Details
As Low As; Payment Per $1000 Borrowed: $25.07
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 2, 2026
Details
As Low As; $50,000 maximum loan amount
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 2, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 2, 2026
Details
As Low As
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Personal/Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedMay 2, 2026
Details
As Low As
APR8.99%
Last UpdatedMay 2, 2026
Details
No additional details available.
APR8.99%
Last UpdatedMay 2, 2026
Details
No additional details available.
APR9.00%
Last UpdatedMay 2, 2026
Details
(ATVs, Dirt Bikes, Personal Watercraft) Up To 84 Month Term
Baylands Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.17%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 2, 2026
Details
No additional details available.
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMay 2, 2026
Details
As Low As
APR9.25%
Last UpdatedMay 2, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMay 2, 2026
Details
As Low As; Payment Per $1000 Borrowed: $21.04
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 2, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans 25 to 60 Months
9.49%
▼
APR9.49%
Last UpdatedMay 2, 2026
Details
As Low As
Roanoke Valley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Unsecured / Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMay 2, 2026
Details
No additional details available.
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Unsecured - Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 2, 2026
Details
No additional details available.
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMay 2, 2026
Details
As Low As; Fixed up to 60 months
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMay 2, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Appy Assist Loans
9.75%
▼
APR9.75%
Last UpdatedMay 2, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Vacation Loans
9.75%
▼
APR9.75%
Last UpdatedMay 2, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMay 2, 2026
Details
As Low As
APR9.75%
Last UpdatedMay 2, 2026
Details
No additional details available.
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMay 2, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMay 2, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
9.99%
▼
APR9.99%
Last UpdatedMay 2, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 2, 2026
Details
As Low As; $50,000 maximum loan amount
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 2, 2026
Details
No additional details available.
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMay 2, 2026
Details
As low as
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedMay 2, 2026
Details
As Low As; 9.99%
VIRGINIA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
Signature (Unsecured)
9.99%
▼
APR9.99%
Last UpdatedMay 2, 2026
Details
No additional details available.
APR9.99%
Last UpdatedMay 2, 2026
Details
As Low As; Amount: $500 - $15,000; Term: Up to 24 months
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedMay 2, 2026
Details
As Low As
APR9.99%
Last UpdatedMay 2, 2026
Details
As Low As
Nextmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMay 2, 2026
Details
As Low As
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 2, 2026
Details
As Low As
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 2, 2026
Details
$50,000
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.67%
Unsecured Loans
9.99%
▼
APR9.99%
Last UpdatedMay 2, 2026
Details
Amount Financed: $21,000.00; Rate based on evaluation of credit history.
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMay 2, 2026
Details
No additional details available.
APR10.00%
Last UpdatedMay 2, 2026
Details
As Low As
Hampton Roads Educator\'s Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedMay 2, 2026
Details
No additional details available.
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMay 2, 2026
Details
As Low As
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
Personal Loans 36 to 60 Months A
10.00%
▼
APR10.00%
Last UpdatedMay 2, 2026
Details
No additional details available.
APR10.00%
Last UpdatedMay 2, 2026
Details
As Low As
Oak Farms Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedMay 2, 2026
Details
No additional details available.
APR10.24%
Last UpdatedMay 2, 2026
Details
As Low As; Amount: $500 - $15,001; Term: Up to 36 months
Argent Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedMay 2, 2026
Details
As Low As
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
Personal Loans
10.25%
▼
APR10.25%
Last UpdatedMay 2, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Unsecured - Personal Loan
10.25%
▼
APR10.25%
Last UpdatedMay 2, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1040 Tax Loan
10.40%
▼
APR10.40%
Last UpdatedMay 2, 2026
Details
Ends April 28; Borrow Up to $10,400
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan - 48 months
10.49%
▼
APR10.49%
Last UpdatedMay 2, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan - 24 months
10.49%
▼
APR10.49%
Last UpdatedMay 2, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan - 36 months
10.49%
▼
APR10.49%
Last UpdatedMay 2, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 24 Months
10.49%
▼
APR10.49%
Last UpdatedMay 2, 2026
Details
As Low As; 10.49%
APR10.50%
Last UpdatedMay 2, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Unsecured - Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMay 2, 2026
Details
No additional details available.
APR10.55%
Last UpdatedMay 2, 2026
Details
As Low As; RATE BASED ON CREDITWORTHINESS, TERM OF LOAN, loan to value, and age of collateral. All applicants may not qualify for lowest rates. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedMay 2, 2026
Details
As Low As
APR10.74%
Last UpdatedMay 2, 2026
Details
As Low As; Amount: $500 - $15,002; Term: Up to 48 months
APR10.75%
Last UpdatedMay 2, 2026
Details
No additional details available.
APR10.75%
Last UpdatedMay 2, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Unsecured - Personal Loan
10.75%
▼
APR10.75%
Last UpdatedMay 2, 2026
Details
No additional details available.
NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedMay 2, 2026
Details
No additional details available.
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.31%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 2, 2026
Details
As Low As
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.67%
Unsecured Loans
10.99%
▼
APR10.99%
Last UpdatedMay 2, 2026
Details
Amount Financed: $15,000.00; Rate based on evaluation of credit history.
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 2, 2026
Details
$50,000
APR10.99%
Last UpdatedMay 2, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 36 Months
10.99%
▼
APR10.99%
Last UpdatedMay 2, 2026
Details
As Low As; 10.99%
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 2, 2026
Details
As Low As; $50,000 maximum loan amount
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
10.99%
▼
APR10.99%
Last UpdatedMay 2, 2026
Details
As Low As
APR11.00%
Last UpdatedMay 2, 2026
Details
As Low As
APR11.24%
Last UpdatedMay 2, 2026
Details
As Low As; Amount: $30,000 - $50,000; Term: Up to 60 months
APR11.25%
Last UpdatedMay 2, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedMay 2, 2026
Details
As Low As; Payment Per $1000 Borrowed: $19.34
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 48 Months
11.49%
▼
APR11.49%
Last UpdatedMay 2, 2026
Details
As Low As; 11.49%
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 60 Months
11.49%
▼
APR11.49%
Last UpdatedMay 2, 2026
Details
As Low As; 11.49%
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMay 2, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan - 60 months
11.49%
▼
APR11.49%
Last UpdatedMay 2, 2026
Details
No additional details available.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
11.49%
▼
APR11.49%
Last UpdatedMay 2, 2026
Details
As Low As; $50,000 maximum loan amount; $20,000 minimum loan amount for 61-72 month term
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedMay 2, 2026
Details
As Low As; Payment Per $1000 Borrowed: $17.56
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
930 First Colonial Rd, Virginia Beach, VA, 23454 3180
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedMay 2, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 2, 2026
Details
As Low As
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 2, 2026
Details
APR as low as
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
4164 Virginia Beach Blvd, Virginia Beach, VA, 23452
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMay 2, 2026
Details
As Low As
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
4164 Virginia Beach Blvd, Virginia Beach, VA, 23452
Unsecured Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMay 2, 2026
Details
No additional details available.
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
PERSONAL LOANS
10.50%
▼
APR10.50%
Last UpdatedMay 2, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.
ABNB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.06%
5288 Providence Rd, Virginia Beach, VA, 23464 4204
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMay 2, 2026
Details
No additional details available.
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA, 23462
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedMay 2, 2026
Details
Learn More
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
4388 Holland Rd, Virginia Beach, VA, 23452
Personal Loan
12.24%
▼
APR12.24%
Last UpdatedMay 2, 2026
Details
No additional details available.
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
930 First Colonial Rd, Virginia Beach, VA, 23454 3180
Personal Loans
14.99%
▼
APR14.99%
Last UpdatedMay 2, 2026
Details
No additional details available.
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
930 First Colonial Rd, Virginia Beach, VA, 23454 3180
Personal Loans
16.99%
▼
APR16.99%
Last UpdatedMay 2, 2026
Details
No additional details available.
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Personal Loans
5.15%
▼
APR5.15%
Last UpdatedMay 2, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
5.49%
▼
APR5.49%
Last UpdatedMay 2, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loans
5.49%
▼
APR5.49%
Last UpdatedMay 2, 2026
Details
As Low As; Annual Percentage Rate
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
6.49%
▼
APR6.49%
Last UpdatedMay 2, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 2, 2026
Details
As Low As; Special fixed up to 15 months!
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
6.74%
▼
APR6.74%
Last UpdatedMay 2, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedMay 2, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 2, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 2, 2026
Details
As Low As; Payment Per $1000 Borrowed: $31.05
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedMay 2, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 2, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 2, 2026
Details
As Low As; Fixed up to 36 months
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 2, 2026
Details
As Low As
APR7.79%
Last UpdatedMay 2, 2026
Details
As Low As; Planning Some Home Renovations! We Can Help!
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedMay 2, 2026
Details
As Low As
APR7.99%
Last UpdatedMay 2, 2026
Details
As Low As; Consolidate Those Holiday Bills
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 2, 2026
Details
As Low As; $50,000 maximum loan amount
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 2, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 2, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 2, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 2, 2026
Details
As Low As
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
Personal Loans Up to 36 Months A
8.00%
▼
APR8.00%
Last UpdatedMay 2, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 2, 2026
Details
As Low As
APR8.45%
Last UpdatedMay 2, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 2, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 2, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans Up to 24 Months
8.49%
▼
APR8.49%
Last UpdatedMay 2, 2026
Details
As Low As
RVA Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 2, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 2, 2026
Details
As Low As
APR8.75%
Last UpdatedMay 2, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 2, 2026
Details
As Low As; Loan Amount $500-$40,000
APR8.90%
Last UpdatedMay 2, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 2, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 2, 2026
Details
As Low As; Payment Per $1000 Borrowed: $25.07
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 2, 2026
Details
No additional details available.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 2, 2026
Details
As Low As; $50,000 maximum loan amount
APR9.00%
Last UpdatedMay 2, 2026
Details
(ATVs, Dirt Bikes, Personal Watercraft) Up To 84 Month Term
Baylands Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.17%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 2, 2026
Details
No additional details available.
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMay 2, 2026
Details
As Low As
APR9.25%
Last UpdatedMay 2, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMay 2, 2026
Details
As Low As; Payment Per $1000 Borrowed: $21.04
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 2, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Personal Loans 25 to 60 Months
9.49%
▼
APR9.49%
Last UpdatedMay 2, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Unsecured - Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 2, 2026
Details
No additional details available.
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMay 2, 2026
Details
As Low As; Fixed up to 60 months
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMay 2, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMay 2, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMay 2, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMay 2, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedMay 2, 2026
Details
As Low As; 9.99%
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
9.99%
▼
APR9.99%
Last UpdatedMay 2, 2026
Details
As Low As
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 2, 2026
Details
No additional details available.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 2, 2026
Details
As Low As; $50,000 maximum loan amount
APR9.99%
Last UpdatedMay 2, 2026
Details
As Low As; Amount: $500 - $15,000; Term: Up to 24 months
APR9.99%
Last UpdatedMay 2, 2026
Details
As Low As
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 2, 2026
Details
As Low As
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 2, 2026
Details
$50,000
Oak Farms Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedMay 2, 2026
Details
No additional details available.
APR10.00%
Last UpdatedMay 2, 2026
Details
As Low As
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
Personal Loans 36 to 60 Months A
10.00%
▼
APR10.00%
Last UpdatedMay 2, 2026
Details
No additional details available.
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMay 2, 2026
Details
As Low As
Hampton Roads Educator\'s Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedMay 2, 2026
Details
No additional details available.
APR10.00%
Last UpdatedMay 2, 2026
Details
As Low As
APR10.24%
Last UpdatedMay 2, 2026
Details
As Low As; Amount: $500 - $15,001; Term: Up to 36 months
Argent Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedMay 2, 2026
Details
As Low As
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
Personal Loans
10.25%
▼
APR10.25%
Last UpdatedMay 2, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Unsecured - Personal Loan
10.25%
▼
APR10.25%
Last UpdatedMay 2, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan - 48 months
10.49%
▼
APR10.49%
Last UpdatedMay 2, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan - 24 months
10.49%
▼
APR10.49%
Last UpdatedMay 2, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan - 36 months
10.49%
▼
APR10.49%
Last UpdatedMay 2, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 24 Months
10.49%
▼
APR10.49%
Last UpdatedMay 2, 2026
Details
As Low As; 10.49%
APR10.50%
Last UpdatedMay 2, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Unsecured - Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMay 2, 2026
Details
No additional details available.
APR10.55%
Last UpdatedMay 2, 2026
Details
As Low As; RATE BASED ON CREDITWORTHINESS, TERM OF LOAN, loan to value, and age of collateral. All applicants may not qualify for lowest rates. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedMay 2, 2026
Details
As Low As
APR10.74%
Last UpdatedMay 2, 2026
Details
As Low As; Amount: $500 - $15,002; Term: Up to 48 months
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Unsecured - Personal Loan
10.75%
▼
APR10.75%
Last UpdatedMay 2, 2026
Details
No additional details available.
APR10.75%
Last UpdatedMay 2, 2026
Details
As Low As
APR10.75%
Last UpdatedMay 2, 2026
Details
No additional details available.
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
Personal Loan Promotion
10.99%
▼
APR10.99%
Last UpdatedMay 2, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 2, 2026
Details
As Low As; $50,000 maximum loan amount
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 36 Months
10.99%
▼
APR10.99%
Last UpdatedMay 2, 2026
Details
As Low As; 10.99%
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 2, 2026
Details
$50,000
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.31%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 2, 2026
Details
As Low As
APR11.00%
Last UpdatedMay 2, 2026
Details
As Low As
APR11.24%
Last UpdatedMay 2, 2026
Details
As Low As; Amount: $30,000 - $50,000; Term: Up to 60 months
APR11.25%
Last UpdatedMay 2, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedMay 2, 2026
Details
As Low As; Payment Per $1000 Borrowed: $19.34
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 48 Months
11.49%
▼
APR11.49%
Last UpdatedMay 2, 2026
Details
As Low As; 11.49%
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 60 Months
11.49%
▼
APR11.49%
Last UpdatedMay 2, 2026
Details
As Low As; 11.49%
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMay 2, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan - 60 months
11.49%
▼
APR11.49%
Last UpdatedMay 2, 2026
Details
No additional details available.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal Loans
11.49%
▼
APR11.49%
Last UpdatedMay 2, 2026
Details
As Low As; $50,000 maximum loan amount; $20,000 minimum loan amount for 61-72 month term
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedMay 2, 2026
Details
As Low As; Payment Per $1000 Borrowed: $17.56
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 2, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 2, 2026
Details
As Low As
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
930 First Colonial Rd, Virginia Beach, VA, 23454 3180
Signature Cash Back
18.00%
▼
APR18.00%
Last UpdatedMay 2, 2026
Details
Rates as low as; Pick Your Own Category! 5% on Pick Your Own Category; 3% on Gas; 2% on Groceries & Wholesale Clubs; 1% on Other Purchases
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
6.74%
▼
APR6.74%
Last UpdatedMay 2, 2026
Details
As Low As
Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
Signature Loans
6.99%
▼
APR6.99%
Last UpdatedMay 2, 2026
Details
No additional details available.
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Signature Loans
7.15%
▼
APR7.15%
Last UpdatedMay 2, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedMay 2, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.74%
▼
APR7.74%
Last UpdatedMay 2, 2026
Details
As Low As
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 2, 2026
Details
No additional details available.
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 2, 2026
Details
As Low As; Amount Financed up to $20,000
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 2, 2026
Details
As Low As
APR8.79%
Last UpdatedMay 2, 2026
Details
No additional details available.
APR8.99%
Last UpdatedMay 2, 2026
Details
No additional details available.
APR8.99%
Last UpdatedMay 2, 2026
Details
No additional details available.
Roanoke Valley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Unsecured / Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMay 2, 2026
Details
No additional details available.
APR9.75%
Last UpdatedMay 2, 2026
Details
No additional details available.
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMay 2, 2026
Details
No additional details available.
Nextmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMay 2, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedMay 2, 2026
Details
As Low As
VIRGINIA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
Signature (Unsecured)
9.99%
▼
APR9.99%
Last UpdatedMay 2, 2026
Details
No additional details available.
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMay 2, 2026
Details
As low as
NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedMay 2, 2026
Details
No additional details available.
Powered by
MonitorBankRates
No home improvement personal loan rates found in Virginia Beach, VA currently.
Virginia Beach, VA Personal Loan Rate Trends
Compare local Virginia Beach, VA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — VA Avg
10.512%
▼ 0.036 vs 7 days ago
Virginia personal loan rates fell 0.036 points over the past 7 days to 10.512% APR.
Signature Loan — VA Avg
9.399%
▼ 0.080 vs 7 days ago
Virginia signature loan rates fell 0.080 points over the past 7 days to 9.399% APR.
As of May 2, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Virginia?
Most lenders in Virginia Beach, Virginia require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Virginia often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Virginia Beach, Virginia require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Virginia?
Yes. Debt consolidation is one of the most common uses of personal loans in Virginia Beach, Virginia. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Virginia Beach, Virginia?
Credit unions in Virginia Beach, Virginia often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Virginia Beach, Virginia?
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Langley Federal Credit Union: 6.50% (Personal Loans)
- Fulton Bank: 8.00% (Unsecured Optionline Tier 1)
- Chartway Credit Union: 8.24% (Personal Loans)
- Beach Municipal Federal Credit Union: 8.95% (Personal Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Virginia Beach, Virginia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 27, 2026.
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