Best Personal Loan Rates in Virginia Beach, Virginia (VA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
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Current personal loan options available to borrowers in Virginia Beach, Virginia include: Baxter Credit UnionBaxter Credit Union1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Pentagon Federal Credit UnionPentagon Federal Credit Union4920 Haygood Rd, Virginia Beach, VA, 23455A5.0 ★Texas Ratio: 10.64% offering VA Loan at 5.91% APR, 1st Advantage Federal Credit Union1st Advantage Federal Credit Union5386 Kempsriver Dr Ste 104, Virginia Beach, VA, 23464A+5.0 ★Texas Ratio: 2.79% offering Credit Builder Loan at 6.25% APR, Chartway Credit UnionChartway Credit Union5700 Cleveland St, Virginia Beach, VA, 23462 1752A+5.0 ★Texas Ratio: 1.26% offering Equity Loan at 6.49% APR, and Langley Federal Credit UnionLangley Federal Credit Union930 First Colonial Rd, Virginia Beach, VA, 23454 3180A5.0 ★Texas Ratio: 11.01% offering Credit Builder Loan at 6.50% APR. Personal loan rates as of April 8, 2026 according to verified data from MonitorBankRates.
Virginia Beach has 10 local institutions in our database, with personal loan rates as low as 4.50% APR from Baxter Credit Union at 1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Virginia Beach, Virginia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Virginia Beach, Virginia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 8, 2026
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As Low As; Rates as low as 5.625% (6.508% APR)
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No additional details available.
As Low As
As Low As
for up to 36 months on loans from $500 to $20,000
for up to 36 months on loans from $500 to $20,000. Simplify multiple payments into one and start saving on interest. Funds are paid directly to your creditors for a streamlined payoff process. Take control of your debt.
As Low As; Limited time offer
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No additional details available.
$10,000.00; Loan rate starting at..., based on credit score.
No additional details available.
No additional details available.
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No additional details available.
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up to $500.00
up to $1,000.00
$1,000.00; $20.00 application fee
Share/CD rate plus 4% with a floor of 4.00%
above dividend rate earned by 12 Month Share Certificate
No additional details available.
Fixed rates
No additional details available.
As Low As
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up to 180 months
up to 240 months
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
As Low As
No additional details available.
Offer ends June 19, 2026.
As Low As; 60 month fixed rate. Offer available for a limited time. Up to 80% Loan to Value.
$1,500
As Low As; Maximum $3,000
30-Year Rates As Low As; Primary Residence
As Low As; 120 month fixed rate. Offer available for a limited time. Up to 90% Loan to Value.
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As Low As; Special fixed up to 15 months!
As Low As; Regular APR: 10.090%
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As Low As; Let your possibilities bloom this spring with special low Signature Loan rates now through May 1, 2026
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As; New electronics, home renovations, catch up on bills.
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with a loan amount of $10,000 or more and a 48-month term.
As Low As; with a loan amount of $10,000 or more and a 48 month term
As Low As; Personal Loan rates as low as 6.99% APR for 12 months!
No additional details available.
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No additional details available.
As Low As; Use collateral such as autos, RVs, etc. to secure the loan.
Limited Time Offer (subject to credit qualification)
No additional details available.
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As Low As; Loan amount $10,000 - $400,000
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12-month payback
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As Low As; Fixed up to 36 months
As Low As; Rates and Terms are based on credit worthiness. Certain restrictions may apply. Additional discounts may apply. Rates and terms are subject to change without notice.
Maximum Amount: $10,000
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As Low As; - $50,000 maximum loan amount
As Low As
No additional details available.
As Low As
As Low As; Amount Financed up to $20,000
As Low As; ...
No additional details available.
No additional details available.
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As Low As
As Low As
As Low As; Lowest rate available with qualifying credit. Your rate is based on creditworthiness.
As Low As
$500 - $50,000, 6 - 84 Months. Fixed Rate.
$500 - $50,000, 6 - 84 Months. Fixed Rate.
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
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As Low As; $75,000 max loan amount; No penalty for early repayment; Total Loan Term is 15 years4
No additional details available.
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$5,000 - $200,000. 10-acre maximum.
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No additional details available.
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As Low As; Rate effective as of 04/08/2026. APR varies and may be adjusted quarterly based on the Prime Rate published in the Wall Street Journal as of March 1st, June 1st, September 1st and December 1st. Minimum APR is 8.75%. Minimum and Maximum credit limits apply.
No additional details available.
Maximum Amount: $10,000
As Low As; Loan Amount $500-$40,000
As Low As; Our Personal Loans are available with terms from 24-60 months and APRs* ranging from 8.90% to 17.90%.
As Low As; - $50,000 maximum loan amount
As Low As
No additional details available.
As Low As
As Low As; - $50,000 maximum loan amount
As Low As
No additional details available.
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As Low As; Borrowed Amount: $300 - $20,000; Approximate Term: Up to 84 months
As Low As
No additional details available.
Up To 84 Month Term
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As Low As
No additional details available.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
No additional details available.
As Low As
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
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As Low As
Total loan amount cannot exceed $15,000.
No additional details available.
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As Low As; Fixed up to 60 months
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As Low As
No additional details available.
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As Low As
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Maximum Amount: $10,000
As Low As; Up to $50,000
As Low As
As Low As
As Low As
for up to 36 months on loans from $500 to $20,000
for up to 36 months on loans from $500 to $20,000. Simplify multiple payments into one and start saving on interest. Funds are paid directly to your creditors for a streamlined payoff process. Take control of your debt.
As Low As
No additional details available.
$10,000.00; Loan rate starting at..., based on credit score.
No additional details available.
No additional details available.
No additional details available.
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As Low As
Offer ends June 19, 2026.
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As Low As; Special fixed up to 15 months!
As Low As
As Low As
As Low As; Personal Loan rates as low as 6.99% APR for 12 months!
with a loan amount of $10,000 or more and a 48-month term.
As Low As; with a loan amount of $10,000 or more and a 48 month term
As Low As; Use collateral such as autos, RVs, etc. to secure the loan.
As Low As
As Low As
As Low As
As Low As; Fixed up to 36 months
As Low As
As Low As; Rates and Terms are based on credit worthiness. Certain restrictions may apply. Additional discounts may apply. Rates and terms are subject to change without notice.
As Low As
As Low As
As Low As; ...
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As Low As; - $50,000 maximum loan amount
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Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
No additional details available.
As Low As
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No additional details available.
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As Low As; Our Personal Loans are available with terms from 24-60 months and APRs* ranging from 8.90% to 17.90%.
As Low As; Loan Amount $500-$40,000
As Low As; - $50,000 maximum loan amount
As Low As; - $50,000 maximum loan amount
As Low As
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As Low As; Borrowed Amount: $300 - $20,000; Approximate Term: Up to 84 months
Up To 84 Month Term
As Low As
No additional details available.
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No additional details available.
As Low As
As Low As
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Total loan amount cannot exceed $15,000.
As Low As
As Low As; Fixed up to 60 months
As Low As
As Low As
As Low As
As Low As
As Low As
for up to 36 months on loans from $500 to $20,000
for up to 36 months on loans from $500 to $20,000. Simplify multiple payments into one and start saving on interest. Funds are paid directly to your creditors for a streamlined payoff process. Take control of your debt.
As Low As; Limited time offer
No additional details available.
As Low As; New electronics, home renovations, catch up on bills.
$500 - $50,000, 6 - 84 Months. Fixed Rate.
As Low As
No additional details available.
As Low As
As Low As
As Low As; Limited time offer
As Low As
As Low As; Let your possibilities bloom this spring with special low Signature Loan rates now through May 1, 2026
As Low As
No additional details available.
As Low As
As Low As
As Low As
Maximum Amount: $10,000
No additional details available.
As Low As; Amount Financed up to $20,000
As Low As
No additional details available.
Maximum Amount: $10,000
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
No additional details available.
No additional details available.
Maximum Amount: $10,000
As Low As; Up to $50,000
As Low As
Virginia Beach, VA Personal Loan Rate Trends
Compare local Virginia Beach, VA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia personal loan rates fell 0.219 points over the past 7 days to 11.333% APR.
Virginia signature loan rates rose 0.013 points over the past 7 days to 9.368% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Virginia?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Virginia?
Are credit unions or banks better for personal loans in Virginia Beach, Virginia?
What are the best personal loan rates in Virginia Beach, Virginia?
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Pentagon Federal Credit Union: 5.91% (VA Loan)
- 1st Advantage Federal Credit Union: 6.25% (Credit Builder Loan)
- Chartway Credit Union: 6.49% (Equity Loan)
- Langley Federal Credit Union: 6.50% (Credit Builder Loan)
Personal Loan Calculators
