Best Personal Loan Rates in Williamsburg, Virginia - July
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Williamsburg, Virginia include: Newport News Shipbuilding Employees Credit UnionNewport News Shipbuilding Employees Credit Union4171 Ironbound Rd, Williamsburg, VA, 23188A+5.0 ★Texas Ratio: 4.17% offering INTRODUCTORY RATE OFFER Loan at 3.99% APR, 1st Advantage Federal Credit Union1st Advantage Federal Credit Union224 Commons Way, Williamsburg, VA, 23185A+5.0 ★Texas Ratio: 2.69% offering Credit Builder Loan at 6.25% APR, Langley Federal Credit UnionLangley Federal Credit Union5220 Monticello Ave, Williamsburg, VA, 23188A5.0 ★Texas Ratio: 9.72% offering VA 30 Loan at 6.42% APR, Baylands Family Credit UnionBaylands Family Credit Union7031 Richmond Rd, Williamsburg, VA, 23188 7214A5.0 ★Texas Ratio: 6.66% offering Personal Loans at 9.00% APR, and Together Credit UnionTogether Credit Union243 Mclaws Cir Ste 100, Williamsburg, VA, 23185 5673A+5.0 ★Texas Ratio: 5.30% offering Any Reason Any Season Loan at 11.49% APR. Personal loan rates as of July 25, 2026 according to verified data from MonitorBankRates.
Williamsburg has 5 local institutions in our database, with personal loan rates as low as 3.99% APR from Newport News Shipbuilding Employees Credit Union at 4171 Ironbound Rd, Williamsburg, VA, 23188. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Williamsburg, Virginia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Williamsburg, Virginia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 25, 2026
Williamsburg Personal Loan Rates
Intro rate for 12 months from account opening on balance transfers from other credit cards made to your BayPort card in the first 30 days. Rates following intro period are 11.49%-18.00% based on creditworthiness and vary based on the prime rate. Foreign transaction fees of 1.10% of each transaction in U.S. dollars.
As Low As; 17.99%
As Low As; 17.99%
As Low As; 17.99%
As Low As; 17.99%
As Low As; 17.99%
As Low As; 17.99%
As Low As; 17.99%
As Low As; 17.99%
As Low As; 17.99%
As Low As; 17.99%
As Low As; 17.99%
As Low As; 17.99%
As Low As; 17.99%
As Low As; 17.99%
As Low As; 17.99%
APR* up to 18.00%
As Low As; $500 - $1,000
APR* up to 18.00%
As Low As; 17.99%
As Low As; 17.99%
No additional details available.
As Low As; 17.99%
No additional details available.
As Low As; 17.99%
APR* up to 18.00%
APR* up to 18.00%
As Low As; 17.99%
As Low As; 17.99%
APR* up to 18.00%
As Low As; 17.99%
APR* up to 18.00%
As Low As; 17.99%
As Low As; 17.99%
As Low As; 17.99%
APR* up to 18.00%
As Low As; 17.99%
As Low As; 17.99%
APR* up to 18.00%
As Low As; 17.99%
APR* up to 18.00%
APR* up to 18.00%
APR* up to 18.00%
APR* up to 18.00%
As Low As; 17.99%
APR* up to 18.00%
As Low As; 17.99%
APR* up to 18.00%
APR* up to 18.00%
As Low As; Limited time offer; $500 - $20,000
APR* up to 18.00%
APR* up to 18.00%
No additional details available.
APR* up to 18.00%
APR* up to 18.00%
APR* up to 18.00%
APR* up to 18.00%
As Low As; $500 and up
Rates, and terms and conditions subject to change without notice on new loans. Loan rates above reflect our best rates. Rates are based on loan underwriting factors and may be higher based on individual underwriting.
Daily Periodic Rate: 0.0335% to 0.0493%
Rates, and terms and conditions subject to change without notice on new loans. Loan rates above reflect our best rates. Rates are based on loan underwriting factors and may be higher based on individual underwriting.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
APR up to 15.00%
As Low As; Sample Monthly Payment for $20,000†: $454.18
As Low As; Sample Monthly Payment for $20,000†: $371.86
As Low As; Sample Monthly Payment for $20,000†: $593.96
As Low As; Sample Monthly Payment for $20,000†: $317.94
As Low As
As Low As; Sample Monthly Payment for $20,000†: $597.53
As Low As; Sample Monthly Payment for $20,000†: $458.69
As Low As; Sample Monthly Payment for $20,000†: $376.42
As Low As; Sample Monthly Payment for $20,000†: $322.56
As Low As
As Low As
APR up to 17.00%
No additional details available.
As Low As; Sample Monthly Payment for $20,000†: $463.22
APR up to 18.00%
Annual Percentage Rate
As Low As
As low as $30.20
As Low As; Sample Monthly Payment for $20,000†: $382.39
As Low As; Sample Monthly Payment for $20,000†: $287.88
As Low As
No additional details available.
As Low As; Sample Monthly Payment for $20,000†: $329.48
Finance charges imposed beginning on day of cash advance.
No additional details available.
Annual Percentage Rate
As Low As; Sample Monthly Payment for $20,000†: $292.65
APR up to 19.00%
As Low As
As Low As; Loan Amount: $500 - $25,000
As low as
Minimum Loan Amount: $5,000
As Low As
As Low As
As Low As
As Low As*
As Low As
Personal Loans as low as 6.99% APR
As low as
No additional details available.
As Low As; Unsecured, Bill Consolidation, Signature
As Low As
As Low As
Loan Amounts: $1,000-$1500
As Low As; 6.99%
Minimum Loan Amount: $7,000
As Low As
As Low As; Sample Monthly Payment for $20,000†: $304.30
As Low As; Minimum Loan Amount: $5,000
As low as
As Low As
As Low As; Rates as low as 7.49% APR.
As Low As
As Low As
As Low As
No additional details available.
As Low As; Minimum Loan Amount: $7,000
As Low As; quick funding, no application fees, and no payment for 45 days
As Low As
Up to $50,000; As Low As; A loan of $2,500 for 36 months will have a monthly payment ranging from $78.04 to $90.99.
As Low As
Minimum: $250; Maximum: $125,000
As low as
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As low as; $50,000 maximum loan amount
As Low As
Loan Amounts: $3,001-$6,500
No additional details available.
As Low As; Minimum loan amount $500+
Minimum: $250; Maximum: $125,000
As Low As
As Low As; Variable; $500 to $3,000
As Low As; Rate A
As Low As; Minimum Loan Amount: $15,000
No additional details available.
As Low As; Sample Monthly Payment for $20,000†: $283.65
As Low As
APR as low as
Minimum: $250; Maximum: $125,000
As Low As; Minimum loan amount $2,500+
As low as
No additional details available.
As Low As
No additional details available.
As Low As; Please call RVA Financial at (804) 359-8754 for our most current rates.
As Low As; Minimum loan amount $3,000+
Minimum: $250; Maximum: $125,000
As Low As; Sample Monthly Payment for $20,000†: $288.77
No additional details available.
As Low As; APR = Annual Percentage Rate.
As Low As
No additional details available.
As Low As; APRs ranging from 8.90% to 17.90%. Loans range from a minimum of $500 to a maximum loan amount of $20,000.
Williamsburg Personal Loan Rates
No additional details available.
Daily Periodic Rate: 0.0335% to 0.0493%
No additional details available.
As Low As
No additional details available.
As low as $30.20
Annual Percentage Rate
As Low As
As Low As
As Low As; Loan Amount: $500 - $25,000
As Low As
As Low As; Unsecured, Bill Consolidation, Signature
As Low As; 6.99%
Loan Amounts: $1,000-$1500
As low as
Personal Loans as low as 6.99% APR
As Low As
As Low As; Rates as low as 7.49% APR.
No additional details available.
As Low As; quick funding, no application fees, and no payment for 45 days
As Low As
Minimum: $250; Maximum: $125,000
Minimum: $250; Maximum: $125,000
As Low As; Minimum loan amount $500+
No additional details available.
Loan Amounts: $3,001-$6,500
As low as; $50,000 maximum loan amount
As Low As
No additional details available.
As Low As; Rate A
As Low As; Minimum loan amount $2,500+
Minimum: $250; Maximum: $125,000
APR as low as
Minimum: $250; Maximum: $125,000
As Low As; Minimum loan amount $3,000+
No additional details available.
As Low As; Please call RVA Financial at (804) 359-8754 for our most current rates.
As Low As
No additional details available.
No additional details available.
As Low As; APR = Annual Percentage Rate.
As Low As
As Low As; APRs ranging from 8.90% to 17.90%. Loans range from a minimum of $500 to a maximum loan amount of $20,000.
Williamsburg Debt Consolidation Loan Rates
As Low As; Limited time offer; $500 - $20,000
No additional details available.
No additional details available.
Williamsburg Signature Loan Rates
As Low As; Limited time offer; $500 - $20,000
As Low As; $500 and up
As Low As
No additional details available.
No additional details available.
No additional details available.
Williamsburg, VA Personal Loan Rate Trends
Compare local Williamsburg, VA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia personal loan rates fell 0.013 points over the past 7 days to 10.992% APR.
Virginia signature loan rates rose 0.125 points over the past 7 days to 9.884% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Williamsburg, Virginia personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Williamsburg, Virginia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Williamsburg, Virginia. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in VA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Virginia?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Virginia?
Are credit unions or banks better for personal loans in Williamsburg, Virginia?
What are the best personal loan rates in Williamsburg, Virginia?
- Newport News Shipbuilding Employees Credit Union: 3.99% (INTRODUCTORY RATE OFFER Loan)
- 1st Advantage Federal Credit Union: 6.25% (Credit Builder Loan)
- Langley Federal Credit Union: 6.42% (VA 30 Loan)
- Baylands Family Credit Union: 9.00% (Personal Loans)
- Together Credit Union: 11.49% (Any Reason Any Season Loan)
Williamsburg, Virginia Rates & Resources
Personal Loan Calculators
