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Refinance Rate Trends

Pennsylvania Refinance Rates - October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of lenders actively lending in Pennsylvania. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Refinance Rates Last Updated and Verified: October 5, 2026

Pennsylvania mortgage refinance rates range from 5.00% to 9.25%, verified by MonitorBankRates as of October 5, 2026. Current mortgage refinance rates in Pennsylvania include Marion Center BankMarion Center Bank106 W Main St, Big Run, PA, 15701B4.3 ★Texas Ratio: 12.13% at 6.65%, Citizens BankCitizens Bank1 E Main St, Aliquippa, PA, 15001A+5.0 ★Texas Ratio: 5.44% at 7.75%, Hill District Federal Credit UnionHill District Federal Credit Union2021 Centre Ave, Pittsburgh, PA, 15219 6301C+4.2 ★Texas Ratio: 25.14% at 5.75%, JTNBJTNB12 Broadway, Jim Thorpe, PA, 18229A+5.0 ★Texas Ratio: 0.00% at 6.35%, and Iron Workers SBIron Workers SB100 Ridge Rd, Aston, PA, 19014A+5.0 ★Texas Ratio: 0.00% at 6.125%. Refinance rates as of October 5, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare refinance rates across all loan types in Pennsylvania side-by-side. Pennsylvania refinance rates currently start as low as 5.75% from Hill District Federal Credit Union at 2021 Centre Ave, Pittsburgh, PA, 15219 6301. Rates are continually updated, so we recommend checking back frequently.

Refinance rates reflect actual verified offers from lenders actively lending to Pennsylvania homeowners. Your final approved rate will depend on your credit profile, loan-to-value ratio, cash-out amount, and daily market movements. Last Updated and Verified: October 5, 2026

Compare Refinance Rates Today in Pennsylvania

Rates shown are each lender’s posted rate for that loan type, which most lenders apply to purchase and refinance loans alike. Local Pennsylvania lenders are listed first in every tab. Among lenders that post both, refinance pricing currently runs about 0.180 points above the same lender’s purchase rate nationally. That premium is shown for context only; every rate in the table is the lender’s posted rate.

Jump to: 30 Year Fixed · 15 Year Fixed · 5/1 ARM · 30-Year Jumbo · 15-Year Jumbo · 5/1 Jumbo ARM · FHA Loans · VA Loans

Pennsylvania 30 Year Fixed Refinance Rates

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Marion Center Bank
Institution Rating:
B4.3 ★Texas Ratio: 12.13%
106 W Main St, Big Run, PA, 15701
30 Year Fixed: Purchase/Refinance
30 Year
6.65%
6.685%
View
▼
Rate6.65%
APR6.685%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
2 changes since Sep 15, 2026 · 6.03% → 6.69% ▲ 0.65 pts · high 6.69% / low 6.03%
5.38%6.36%7.34%Sep 15, 2026: 6.03% APRSep 27, 2026: 6.18% APROct 1, 2026: 6.69% APRSep 15, 2026Oct 6, 2026
  • Oct 1, 20266.69%▲ from 6.18%
  • Sep 27, 20266.18%▲ from 6.03%
  • Sep 15, 20266.03%first recorded
Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
1 E Main St, Aliquippa, PA, 15001
30-Year Fixed Rate Mortgage Refinance
30 years
7.75%
7.856%
View
▼
Rate7.75%
APR7.856%
Points0.500
UpdatedOct 2, 2026
Details

Rates listed include 0.125% autopay and paperless discount. Requires a Citizens consumer checking account set up at time of loan origination with automatic monthly payment deduction.

Rate History
No change since Oct 1, 2026 · 7.86% APR · checked 2 times
7.36%7.86%8.36%Oct 1, 2026: 7.86% APROct 1, 2026Oct 6, 2026
Hill District Federal Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 25.14%
2021 Centre Ave, Pittsburgh, PA, 15219 6301
30-Year Fixed
30-Year
5.75%
5.889%
View
▼
Rate5.75%
APR5.889%
Points0.000
UpdatedOct 5, 2026
Details

No additional details available.

Rate History
No change since Sep 17, 2026 · 5.89% APR · checked 3 times
5.39%5.89%6.39%Sep 17, 2026: 5.89% APRSep 17, 2026Oct 6, 2026
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Broadway, Jim Thorpe, PA, 18229
Current Mortgage - 30 Year Fixed (or 360 monthly payments)
30 Year
6.35%
6.419%
View
▼
Rate6.35%
APR6.419%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
No change since Sep 24, 2026 · 6.42% APR · checked 4 times
5.92%6.42%6.92%Sep 24, 2026: 6.42% APRSep 24, 2026Oct 6, 2026
Iron Workers SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Ridge Rd, Aston, PA, 19014
30 Year Fixed Rate
30 Year
6.125%
6.421%
View
▼
Rate6.125%
APR6.421%
Points3.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
No change since Sep 15, 2026 · 6.42% APR · checked 7 times
5.92%6.42%6.92%Sep 15, 2026: 6.42% APRSep 15, 2026Oct 6, 2026
PennCrest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
101 High St, Altoona, PA, 15943
30-Year Fixed Rate
30-Year
6.49%
6.507%
View
▼
Rate6.49%
APR6.507%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 6.39% → 6.51% ▲ 0.11 pts · high 6.51% / low 6.39%
5.89%6.45%7.01%Sep 16, 2026: 6.39% APROct 1, 2026: 6.51% APRSep 16, 2026Oct 6, 2026
  • Oct 1, 20266.51%▲ from 6.39%
  • Sep 16, 20266.39%first recorded
Iron Workers SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Ridge Rd, Aston, PA, 19014
30 Year Fixed Rate
30 Year
6.50%
6.508%
View
▼
Rate6.50%
APR6.508%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
No change since Sep 15, 2026 · 6.51% APR · checked 7 times
6.01%6.51%7.01%Sep 15, 2026: 6.51% APRSep 15, 2026Oct 6, 2026
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Broadway, Jim Thorpe, PA, 18229
Construction Mortgage - 30 Year Fixed
30 Year
6.35%
6.526%
View
▼
Rate6.35%
APR6.526%
Points0.000
UpdatedOct 3, 2026
Details

Term: 30 Year Fixed (or 360 monthly payments)

Rate History
No change since Sep 24, 2026 · 6.53% APR · checked 4 times
6.03%6.53%7.03%Sep 24, 2026: 6.53% APRSep 24, 2026Oct 6, 2026
PennCrest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
101 High St, Altoona, PA, 15943
30-Year Fixed Rate Mortgage Loan
30 Year
6.625%
6.642%
View
▼
Rate6.625%
APR6.642%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 6.52% → 6.64% ▲ 0.13 pts · high 6.64% / low 6.52%
6.02%6.58%7.14%Sep 16, 2026: 6.52% APROct 1, 2026: 6.64% APRSep 16, 2026Oct 6, 2026
  • Oct 1, 20266.64%▲ from 6.52%
  • Sep 16, 20266.52%first recorded
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
1120 Meetinghouse Rd, Ambler, PA, 19002
30 Year Fixed
30 Year
6.50%
6.688%
View
▼
Rate6.50%
APR6.688%
Points0.500
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
No change since Sep 24, 2026 · 6.69% APR · checked 4 times
6.19%6.69%7.19%Sep 24, 2026: 6.69% APRSep 24, 2026Oct 6, 2026
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
29 E Pottsville St, Orwigsburg, PA, 17901 1834
30 Year Fixed Mortgages
30 Year
6.74%
6.74%
View
▼
Rate6.74%
APR6.74%
Points0.000
UpdatedOct 2, 2026
Details

APR as low as

Rate History
No change since Oct 2, 2026 · 6.74% APR
6.24%6.74%7.24%Oct 2, 2026: 6.74% APROct 2, 2026Oct 6, 2026
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1007 Georges Station Rd, Blairsville, PA, 15601
20/1 Adjustable Rate Mortgage w/ 30 yr Amortization
20/1 Adjustable Rate
6.63%
6.76%
View
▼
Rate6.63%
APR6.76%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
2 changes since Sep 19, 2026 · 6.25% → 6.76% ▲ 0.51 pts · high 6.76% / low 6.25%
5.74%6.51%7.27%Sep 19, 2026: 6.25% APRSep 24, 2026: 6.50% APROct 1, 2026: 6.76% APRSep 19, 2026Oct 6, 2026
  • Oct 1, 20266.76%▲ from 6.50%
  • Sep 24, 20266.50%▲ from 6.25%
  • Sep 19, 20266.25%first recorded
Marion Center Bank
Institution Rating:
B4.3 ★Texas Ratio: 12.13%
106 W Main St, Big Run, PA, 15701
30 Year Fixed: Construction
30 Year
6.65%
6.774%
View
▼
Rate6.65%
APR6.774%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
2 changes since Sep 15, 2026 · 6.12% → 6.77% ▲ 0.66 pts · high 6.77% / low 6.12%
5.46%6.45%7.43%Sep 15, 2026: 6.12% APRSep 27, 2026: 6.27% APROct 1, 2026: 6.77% APRSep 15, 2026Oct 6, 2026
  • Oct 1, 20266.77%▲ from 6.27%
  • Sep 27, 20266.27%▲ from 6.12%
  • Sep 15, 20266.12%first recorded
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1550 Hatfield Valley Rd, Harleysville, PA, 18084
30 Yr. Fixed
30 years
6.75%
6.862%
View
▼
Rate6.75%
APR6.862%
Points1.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
2 changes since Sep 15, 2026 · 7.49% → 6.86% ▼ 0.63 pts · high 7.49% / low 6.48%
5.48%6.99%8.50%Sep 15, 2026: 7.49% APRSep 19, 2026: 6.48% APROct 1, 2026: 6.86% APRSep 15, 2026Oct 6, 2026
  • Oct 1, 20266.86%▲ from 6.48%
  • Sep 19, 20266.48%▼ from 7.49%
  • Sep 15, 20267.49%first recorded
The Ephrata National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1 E Main St, Akron, PA, 17067
30 Yr. Fixed Rate
30 years
6.875%
6.914%
View
▼
Rate6.875%
APR6.914%
Points0.000
UpdatedOct 2, 2026
Details

Minimum Down: 5%; Time Initial Rate is Fixed: n/a; Adjustment After Initial Period: n/a; First Adjusted Interest Rate: n/a; Max Lifetime Cap: n/a

Rate History
No change since Sep 15, 2026 · 6.91% APR · checked 6 times
6.41%6.91%7.41%Sep 15, 2026: 6.91% APRSep 15, 2026Oct 6, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18017 7418
30 Year Fixed Mortgage
30 Year
7.00%
7.00%
View
▼
Rate7.00%
APR7.00%
Points0.000
UpdatedOct 4, 2026
Details

As Low As; Low, Fixed Rates and Payments.

Rate History
2 changes since Sep 12, 2026 · 6.50% → 7.00% ▲ 0.50 pts · high 7.00% / low 6.50%
6.00%6.75%7.50%Sep 12, 2026: 6.50% APRSep 18, 2026: 6.75% APROct 4, 2026: 7.00% APRSep 12, 2026Oct 6, 2026
  • Oct 4, 20267.00%▲ from 6.75%
  • Sep 18, 20266.75%▲ from 6.50%
  • Sep 12, 20266.50%first recorded
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1007 Georges Station Rd, Blairsville, PA, 15601
30 Year Fixed Rate Portfolio Mortgage
30 Year
6.88%
7.01%
View
▼
Rate6.88%
APR7.01%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
2 changes since Sep 15, 2026 · 6.51% → 7.01% ▲ 0.50 pts · high 7.01% / low 6.51%
6.01%6.76%7.51%Sep 15, 2026: 6.51% APRSep 24, 2026: 6.76% APROct 1, 2026: 7.01% APRSep 15, 2026Oct 6, 2026
  • Oct 1, 20267.01%▲ from 6.76%
  • Sep 24, 20266.76%▲ from 6.51%
  • Sep 15, 20266.51%first recorded
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1550 Hatfield Valley Rd, Harleysville, PA, 18084
30 Yr. Fixed
30 years
7.00%
7.013%
View
▼
Rate7.00%
APR7.013%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
2 changes since Sep 15, 2026 · 5.64% → 7.01% ▲ 1.38 pts · high 7.01% / low 5.64%
4.26%6.32%8.39%Sep 15, 2026: 5.64% APRSep 19, 2026: 6.64% APROct 1, 2026: 7.01% APRSep 15, 2026Oct 6, 2026
  • Oct 1, 20267.01%▲ from 6.64%
  • Sep 19, 20266.64%▲ from 5.64%
  • Sep 15, 20265.64%first recorded
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
1560 Garrett Rd, Aston, PA, 19014 1862
30-Year Fixed
30-Year
7.00%
7.018%
View
▼
Rate7.00%
APR7.018%
Points0.000
UpdatedOct 4, 2026
Details

The Interest Rate is the cost paid each year to borrow money, expressed as a percentage rate. It does not reflect fees or any other changes you may have to pay for the loan. APR = Annual Percentage Rate; effective 10/02/2026 and subject to change without notice. The APR is a broader measure of the cost to you of borrowing the money. The APR reflects not only the interest rate, but also any points, fees paid at closing, and other charges that you have to pay to get the loan. For that reason, the APR is usually higher than the Interest Rate. Your final APR may vary based on your final loan amount and finance charges. For other options with points, please call 610-485-2960 x751.

Rate History
3 changes since Sep 12, 2026 · 6.39% → 7.02% ▲ 0.63 pts · high 7.02% / low 6.39%
5.77%6.71%7.64%Sep 12, 2026: 6.39% APRSep 17, 2026: 6.52% APRSep 25, 2026: 6.82% APROct 2, 2026: 7.02% APRSep 12, 2026Oct 6, 2026
  • Oct 2, 20267.02%▲ from 6.82%
  • Sep 25, 20266.82%▲ from 6.52%
  • Sep 17, 20266.52%▲ from 6.39%
  • Sep 12, 20266.39%first recorded
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
1560 Garrett Rd, Aston, PA, 19014 1862
30-Year Fixed
30-Year
7.00%
7.074%
View
▼
Rate7.00%
APR7.074%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
3 changes since Sep 12, 2026 · 6.39% → 7.07% ▲ 0.68 pts · high 7.07% / low 6.07%
5.07%6.57%8.08%Sep 12, 2026: 6.39% APRSep 17, 2026: 6.07% APRSep 25, 2026: 6.82% APROct 2, 2026: 7.07% APRSep 12, 2026Oct 6, 2026
  • Oct 2, 20267.07%▲ from 6.82%
  • Sep 25, 20266.82%▲ from 6.07%
  • Sep 17, 20266.07%▼ from 6.39%
  • Sep 12, 20266.39%first recorded
Phoenixville Federal B&T
Institution Rating:
A5.0 ★Texas Ratio: 8.13%
451 W Ridge Pike, Collegeville, PA, 19426
30 Year Mortgage
30 Year
7.00%
7.096%
View
▼
Rate7.00%
APR7.096%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
2 changes since Sep 16, 2026 · 6.72% → 7.10% ▲ 0.38 pts · high 7.10% / low 6.72%
6.22%6.91%7.60%Sep 16, 2026: 6.72% APRSep 24, 2026: 6.97% APROct 1, 2026: 7.10% APRSep 16, 2026Oct 6, 2026
  • Oct 1, 20267.10%▲ from 6.97%
  • Sep 24, 20266.97%▲ from 6.72%
  • Sep 16, 20266.72%first recorded
CLEARVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
100 Dutch Ridge Road, Aliquippa, PA, 15001
30 Year Fixed-Rate Mortgage
30 Year
7.125%
7.125%
View
▼
Rate7.125%
APR7.125%
Points0.000
UpdatedOct 2, 2026
Details

Rates as low as

Rate History
2 changes since Sep 14, 2026 · 6.90% → 7.13% ▲ 0.23 pts · high 7.13% / low 6.90%
6.40%7.01%7.63%Sep 14, 2026: 6.90% APRSep 18, 2026: 7.03% APRSep 27, 2026: 7.13% APRSep 14, 2026Oct 6, 2026
  • Sep 27, 20267.13%▲ from 7.03%
  • Sep 18, 20267.03%▲ from 6.90%
  • Sep 14, 20266.90%first recorded
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
144 Holiday Inn Rd, Brookville, PA, 15825
30 Year Fixed Rate Mortgage
360 months
7.125%
7.125%
View
▼
Rate7.125%
APR7.125%
Points0.000
UpdatedOct 4, 2026
Details

As Low As; **

Rate History
1 change since Sep 16, 2026 · 6.75% → 7.13% ▲ 0.38 pts · high 7.13% / low 6.75%
6.25%6.94%7.63%Sep 16, 2026: 6.75% APROct 2, 2026: 7.13% APRSep 16, 2026Oct 6, 2026
  • Oct 2, 20267.13%▲ from 6.75%
  • Sep 16, 20266.75%first recorded
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1550 S Main St Ste 1, Mansfield, PA, 16901
30 Year Fixed with 1 Point
30 Year
7.00%
7.14%
View
▼
Rate7.00%
APR7.14%
Points1.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
No change since Oct 2, 2026 · 7.14% APR · checked 2 times
6.64%7.14%7.64%Oct 2, 2026: 7.14% APROct 2, 2026Oct 6, 2026
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1510 Packer Ave, Broomall, PA, 19008
30 Year Fixed
30 Year
7.00%
7.155%
View
▼
Rate7.00%
APR7.155%
Points1.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
2 changes since Sep 19, 2026 · 6.78% → 7.16% ▲ 0.38 pts · high 7.16% / low 6.78%
6.28%6.97%7.66%Sep 19, 2026: 6.78% APRSep 27, 2026: 7.03% APROct 1, 2026: 7.16% APRSep 19, 2026Oct 6, 2026
  • Oct 1, 20267.16%▲ from 7.03%
  • Sep 27, 20267.03%▲ from 6.78%
  • Sep 19, 20266.78%first recorded
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
101 Park Ave, Bath, PA, 18014
30-Year Fixed Rate Mortgage
30-Year
7.00%
7.156%
View
▼
Rate7.00%
APR7.156%
Points0.000
UpdatedOct 4, 2026
Details

720 minimum credit score required.

Rate History
2 changes since Sep 15, 2026 · 6.90% → 7.16% ▲ 0.25 pts · high 7.16% / low 6.90%
6.40%7.03%7.66%Sep 15, 2026: 6.90% APRSep 24, 2026: 7.03% APRSep 27, 2026: 7.16% APRSep 15, 2026Oct 6, 2026
  • Sep 27, 20267.16%▲ from 7.03%
  • Sep 24, 20267.03%▲ from 6.90%
  • Sep 15, 20266.90%first recorded
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1550 S Main St Ste 1, Mansfield, PA, 16901
30 Year Fixed
30 Year
7.125%
7.167%
View
▼
Rate7.125%
APR7.167%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 25, 2026 · 7.04% → 7.17% ▲ 0.13 pts · high 7.17% / low 7.04%
6.54%7.10%7.67%Sep 25, 2026: 7.04% APROct 2, 2026: 7.17% APRSep 25, 2026Oct 6, 2026
  • Oct 2, 20267.17%▲ from 7.04%
  • Sep 25, 20267.04%first recorded
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Norman Dr, Cranberry Township, PA, 15090
First Mortgage Loans - Single Family, Owner Occupied Properties - 30 Yr Conforming
30 years
7.00%
7.192%
View
▼
Rate7.00%
APR7.192%
Points0.000
UpdatedOct 4, 2026
Details

Loan Amount: $0 - $832,750

Rate History
1 change since Sep 16, 2026 · 6.81% → 7.19% ▲ 0.38 pts · high 7.19% / low 6.81%
6.31%7.00%7.69%Sep 16, 2026: 6.81% APROct 1, 2026: 7.19% APRSep 16, 2026Oct 6, 2026
  • Oct 1, 20267.19%▲ from 6.81%
  • Sep 16, 20266.81%first recorded
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
110 Black Rock Rd, Blue Bell, PA, 19083 1110
Fixed Rate Mortgage - 30 Year fixed
30 years
7.125%
7.20%
View
▼
Rate7.125%
APR7.20%
Points0.000
UpdatedOct 5, 2026
Details

As low as

Rate History
1 change since Sep 14, 2026 · 6.95% → 7.20% ▲ 0.25 pts · high 7.20% / low 6.95%
6.45%7.07%7.70%Sep 14, 2026: 6.95% APROct 5, 2026: 7.20% APRSep 14, 2026Oct 6, 2026
  • Oct 5, 20267.20%▲ from 6.95%
  • Sep 14, 20266.95%first recorded
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1510 Packer Ave, Broomall, PA, 19008
30 Year Fixed
30 Year
7.25%
7.316%
View
▼
Rate7.25%
APR7.316%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
2 changes since Sep 19, 2026 · 6.93% → 7.32% ▲ 0.39 pts · high 7.32% / low 6.93%
6.43%7.12%7.82%Sep 19, 2026: 6.93% APRSep 27, 2026: 7.18% APROct 1, 2026: 7.32% APRSep 19, 2026Oct 6, 2026
  • Oct 1, 20267.32%▲ from 7.18%
  • Sep 27, 20267.18%▲ from 6.93%
  • Sep 19, 20266.93%first recorded
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
100 Pittsburgh St, Bethel Park, PA, 15017
30 Year Fixed Rate
7.25%
7.328%
View
▼
Rate7.25%
APR7.328%
Points0.000
UpdatedOct 3, 2026
Details

Loan amount: $400,000, 20% down, 30 days prepaid interest. Prepaid finance charges: $3,122 (includes flood search, origination charge, discount points and closing service letter fee). For purchase or no cash-out refinance of single-family, first-lien, owner-occupied residential property. Based on 780 FICO credit score. Subject to underwriting guidelines and collateral requirements. Rates subject to change.

Rate History
2 changes since Sep 19, 2026 · 6.95% → 7.33% ▲ 0.38 pts · high 7.33% / low 6.95%
6.45%7.14%7.83%Sep 19, 2026: 6.95% APRSep 27, 2026: 7.20% APROct 1, 2026: 7.33% APRSep 19, 2026Oct 6, 2026
  • Oct 1, 20267.33%▲ from 7.20%
  • Sep 27, 20267.20%▲ from 6.95%
  • Sep 19, 20266.95%first recorded
A & S Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
2090 Brodhead Rd, Aliquippa, PA, 15001
VA 30 Year Fixed
30 Year
7.125%
7.339%
View
▼
Rate7.125%
APR7.339%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
2 changes since Sep 25, 2026 · 7.21% → 7.34% ▲ 0.13 pts · high 7.72% / low 7.21%
6.70%7.47%8.23%Sep 25, 2026: 7.21% APROct 2, 2026: 7.72% APROct 4, 2026: 7.34% APRSep 25, 2026Oct 6, 2026
  • Oct 4, 20267.34%▼ from 7.72%
  • Oct 2, 20267.72%▲ from 7.21%
  • Sep 25, 20267.21%first recorded
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
100 N Blakely St, Bangor, PA, 18013
30-Year Fixed
7.375%
7.398%
View
▼
Rate7.375%
APR7.398%
Points0.000
UpdatedOct 2, 2026
Details

No additional details available.

Rate History
3 changes since Sep 8, 2026 · 6.84% → 7.40% ▲ 0.56 pts · high 7.47% / low 6.84%
6.21%7.15%8.10%Sep 8, 2026: 6.84% APRSep 18, 2026: 7.09% APRSep 24, 2026: 7.47% APROct 1, 2026: 7.40% APRSep 8, 2026Oct 6, 2026
  • Oct 1, 20267.40%▼ from 7.47%
  • Sep 24, 20267.47%▲ from 7.09%
  • Sep 18, 20267.09%▲ from 6.84%
  • Sep 8, 20266.84%first recorded
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.27%
1700 Sullivan Trl, Bethlehem, PA, 18017
Conforming 30 Year Fixed
7.375%
7.406%
View
▼
Rate7.375%
APR7.406%
Points0.000
UpdatedOct 2, 2026
Details

No additional details available.

Rate History
2 changes since Sep 18, 2026 · 7.03% → 7.41% ▲ 0.37 pts · high 7.41% / low 7.03%
6.53%7.22%7.91%Sep 18, 2026: 7.03% APRSep 27, 2026: 7.28% APROct 1, 2026: 7.41% APRSep 18, 2026Oct 6, 2026
  • Oct 1, 20267.41%▲ from 7.28%
  • Sep 27, 20267.28%▲ from 7.03%
  • Sep 18, 20267.03%first recorded
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA, 18104
PHFA Keystone Home Loan 30-Year Fixed - 3%-5% Down
30-Year
6.625%
7.418%
View
▼
Rate6.625%
APR7.418%
Points0.000
UpdatedOct 2, 2026
Details

No additional details available.

Rate History
3 changes since Sep 15, 2026 · 6.79% → 7.42% ▲ 0.63 pts · high 7.42% / low 6.79%
6.16%7.10%8.05%Sep 15, 2026: 6.79% APRSep 24, 2026: 7.04% APRSep 27, 2026: 7.17% APROct 1, 2026: 7.42% APRSep 15, 2026Oct 6, 2026
  • Oct 1, 20267.42%▲ from 7.17%
  • Sep 27, 20267.17%▲ from 7.04%
  • Sep 24, 20267.04%▲ from 6.79%
  • Sep 15, 20266.79%first recorded
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
131 W Main St, Chalfont, PA, 18914
Mortgage - 30 Year Fixed
30 Year
7.375%
7.441%
View
▼
Rate7.375%
APR7.441%
Points0.000
UpdatedOct 2, 2026
Details

No additional details available.

Rate History
1 change since Sep 27, 2026 · 7.19% → 7.44% ▲ 0.25 pts · high 7.44% / low 7.19%
6.69%7.32%7.94%Sep 27, 2026: 7.19% APROct 2, 2026: 7.44% APRSep 27, 2026Oct 6, 2026
  • Oct 2, 20267.44%▲ from 7.19%
  • Sep 27, 20267.19%first recorded
The Andover Bank
Institution Rating:
A4.5 ★Texas Ratio: 1.91%
212 W Plum St, Albion, PA, 16401
30 Year Fixed Rate Mortgage
30 Year
7.375%
7.476%
View
▼
Rate7.375%
APR7.476%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Oct 1, 2026 · 7.60% → 7.48% ▼ 0.13 pts · high 7.60% / low 7.48%
6.98%7.54%8.10%Oct 1, 2026: 7.60% APROct 4, 2026: 7.48% APROct 1, 2026Oct 6, 2026
  • Oct 4, 20267.48%▼ from 7.60%
  • Oct 1, 20267.60%first recorded
AmeriChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
1 Indian Rock Dam Rd, Camp Hill, PA, 17011 5902
30-Year Fixed
30-Year
7.00%
7.503%
View
▼
Rate7.00%
APR7.503%
Points3.000
UpdatedOct 5, 2026
Details

No additional details available.

Rate History
1 change since Sep 14, 2026 · 6.93% → 7.50% ▲ 0.57 pts · high 7.50% / low 6.93%
6.36%7.22%8.08%Sep 14, 2026: 6.93% APRSep 17, 2026: 7.50% APRSep 14, 2026Oct 6, 2026
  • Sep 17, 20267.50%▲ from 6.93%
  • Sep 14, 20266.93%first recorded
AmeriChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
1 Indian Rock Dam Rd, Camp Hill, PA, 17011 5902
30-Year Fixed
30-Year
7.25%
7.548%
View
▼
Rate7.25%
APR7.548%
Points1.000
UpdatedOct 5, 2026
Details

No additional details available.

Rate History
1 change since Sep 14, 2026 · 6.93% → 7.55% ▲ 0.62 pts · high 7.55% / low 6.93%
6.31%7.24%8.17%Sep 14, 2026: 6.93% APRSep 17, 2026: 7.55% APRSep 14, 2026Oct 6, 2026
  • Sep 17, 20267.55%▲ from 6.93%
  • Sep 14, 20266.93%first recorded
USB Union Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
1614 Washington Rd, Gibsonia, PA, 15044
30-year fixed
7.50%
7.566%
View
▼
Rate7.50%
APR7.566%
Points0.000
UpdatedOct 2, 2026
Details

No additional details available.

Rate History
1 change since Sep 28, 2026 · 7.32% → 7.57% ▲ 0.25 pts · high 7.57% / low 7.32%
6.82%7.44%8.07%Sep 28, 2026: 7.32% APROct 1, 2026: 7.57% APRSep 28, 2026Oct 6, 2026
  • Oct 1, 20267.57%▲ from 7.32%
  • Sep 28, 20267.32%first recorded
AmeriChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
1 Indian Rock Dam Rd, Camp Hill, PA, 17011 5902
30-Year Fixed
30-Year
7.375%
7.571%
View
▼
Rate7.375%
APR7.571%
Points0.000
UpdatedOct 5, 2026
Details

No additional details available.

Rate History
1 change since Sep 14, 2026 · 6.93% → 7.57% ▲ 0.64 pts · high 7.57% / low 6.93%
6.29%7.25%8.21%Sep 14, 2026: 6.93% APRSep 17, 2026: 7.57% APRSep 14, 2026Oct 6, 2026
  • Sep 17, 20267.57%▲ from 6.93%
  • Sep 14, 20266.93%first recorded
A & S Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
2090 Brodhead Rd, Aliquippa, PA, 15001
Mortgage Loan - 30 Year Fixed
30 Year
7.625%
7.625%
View
▼
Rate7.625%
APR7.625%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
2 changes since Sep 25, 2026 · 7.38% → 7.63% ▲ 0.25 pts · high 7.75% / low 7.38%
6.88%7.56%8.25%Sep 25, 2026: 7.38% APROct 2, 2026: 7.75% APROct 4, 2026: 7.63% APRSep 25, 2026Oct 6, 2026
  • Oct 4, 20267.63%▼ from 7.75%
  • Oct 2, 20267.75%▲ from 7.38%
  • Sep 25, 20267.38%first recorded
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
1560 Garrett Rd, Aston, PA, 19014 1862
30-Year Fixed VA
7.375%
7.632%
View
▼
Rate7.375%
APR7.632%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
3 changes since Sep 17, 2026 · 7.13% → 7.63% ▲ 0.51 pts · high 7.76% / low 7.13%
6.49%7.44%8.39%Sep 17, 2026: 7.13% APRSep 25, 2026: 7.25% APROct 2, 2026: 7.76% APROct 4, 2026: 7.63% APRSep 17, 2026Oct 6, 2026
  • Oct 4, 20267.63%▼ from 7.76%
  • Oct 2, 20267.76%▲ from 7.25%
  • Sep 25, 20267.25%▲ from 7.13%
  • Sep 17, 20267.13%first recorded
Bank of America
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
100 Welsh Rd, Allentown, PA, 15017
30 Year Fixed
360 months
7.50%
7.725%
View
▼
Rate7.50%
APR7.725%
Points0.678
UpdatedOct 2, 2026
Details

No additional details available.

Rate History
No change since Oct 2, 2026 · 7.73% APR
7.23%7.73%8.23%Oct 2, 2026: 7.73% APROct 2, 2026Oct 6, 2026
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
1560 Garrett Rd, Aston, PA, 19014 1862
30-Year Fixed FHA
7.00%
7.755%
View
▼
Rate7.00%
APR7.755%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
2 changes since Sep 17, 2026 · 7.43% → 7.76% ▲ 0.33 pts · high 7.76% / low 7.43%
6.93%7.59%8.25%Sep 17, 2026: 7.43% APRSep 25, 2026: 7.63% APROct 2, 2026: 7.76% APRSep 17, 2026Oct 6, 2026
  • Oct 2, 20267.76%▲ from 7.63%
  • Sep 25, 20267.63%▲ from 7.43%
  • Sep 17, 20267.43%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
30-Year Fixed
30-Year
7.75%
7.796%
View
▼
Rate7.75%
APR7.796%
Points0.052
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
3 changes since Sep 16, 2026 · 7.16% → 7.80% ▲ 0.63 pts · high 7.80% / low 7.16%
6.53%7.48%8.43%Sep 16, 2026: 7.16% APRSep 25, 2026: 7.41% APROct 2, 2026: 7.54% APROct 4, 2026: 7.80% APRSep 16, 2026Oct 6, 2026
  • Oct 4, 20267.80%▲ from 7.54%
  • Oct 2, 20267.54%▲ from 7.41%
  • Sep 25, 20267.41%▲ from 7.16%
  • Sep 16, 20267.16%first recorded
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1510 Packer Ave, Broomall, PA, 19008
Second Homes - 30 Year Fixed
30 Year
7.75%
7.807%
View
▼
Rate7.75%
APR7.807%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
No change since Oct 3, 2026 · 7.81% APR · checked 2 times
7.31%7.81%8.31%Oct 3, 2026: 7.81% APROct 3, 2026Oct 6, 2026
A & S Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
2090 Brodhead Rd, Aliquippa, PA, 15001
Mortgage Loan - FHA 30 Year Fixed
30 Year
7.125%
7.847%
View
▼
Rate7.125%
APR7.847%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
2 changes since Sep 25, 2026 · 7.72% → 7.85% ▲ 0.13 pts · high 8.23% / low 7.72%
7.22%7.97%8.73%Sep 25, 2026: 7.72% APROct 2, 2026: 8.23% APROct 4, 2026: 7.85% APRSep 25, 2026Oct 6, 2026
  • Oct 4, 20267.85%▼ from 8.23%
  • Oct 2, 20268.23%▲ from 7.72%
  • Sep 25, 20267.72%first recorded
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
1560 Garrett Rd, Aston, PA, 19014 1862
30-Year Fixed 203K (FHA Only)
7.00%
7.859%
View
▼
Rate7.00%
APR7.859%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
2 changes since Sep 17, 2026 · 7.48% → 7.86% ▲ 0.38 pts · high 7.86% / low 7.48%
6.98%7.67%8.36%Sep 17, 2026: 7.48% APRSep 25, 2026: 7.73% APROct 2, 2026: 7.86% APRSep 17, 2026Oct 6, 2026
  • Oct 2, 20267.86%▲ from 7.73%
  • Sep 25, 20267.73%▲ from 7.48%
  • Sep 17, 20267.48%first recorded
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1550 Hatfield Valley Rd, Harleysville, PA, 18084
30 Yr. Fixed
30 years
7.75%
7.869%
View
▼
Rate7.75%
APR7.869%
Points1.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
2 changes since Sep 15, 2026 · 7.49% → 7.87% ▲ 0.38 pts · high 7.87% / low 6.48%
5.10%7.18%9.25%Sep 15, 2026: 7.49% APRSep 19, 2026: 6.48% APROct 1, 2026: 7.87% APRSep 15, 2026Oct 6, 2026
  • Oct 1, 20267.87%▲ from 6.48%
  • Sep 19, 20266.48%▼ from 7.49%
  • Sep 15, 20267.49%first recorded

Pennsylvania 15 Year Fixed Refinance Rates

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Marion Center Bank
Institution Rating:
B4.3 ★Texas Ratio: 12.13%
106 W Main St, Big Run, PA, 15701
15 Year Fixed: Purchase/Refinance
15 Year
6.15%
6.203%
View
▼
Rate6.15%
APR6.203%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
1 change since Sep 15, 2026 · 5.70% → 6.20% ▲ 0.50 pts · high 6.20% / low 5.70%
5.20%5.95%6.71%Sep 15, 2026: 5.70% APROct 1, 2026: 6.20% APRSep 15, 2026Oct 6, 2026
  • Oct 1, 20266.20%▲ from 5.70%
  • Sep 15, 20265.70%first recorded
Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
1 E Main St, Aliquippa, PA, 15001
15-Year Fixed Rate Mortgage Refinance
15 years
6.75%
6.952%
View
▼
Rate6.75%
APR6.952%
Points0.750
UpdatedOct 2, 2026
Details

Rates listed include 0.125% autopay and paperless discount. Requires a Citizens consumer checking account set up at time of loan origination with automatic monthly payment deduction.

Rate History
No change since Oct 1, 2026 · 6.95% APR · checked 2 times
6.45%6.95%7.45%Oct 1, 2026: 6.95% APROct 1, 2026Oct 6, 2026
Hill District Federal Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 25.14%
2021 Centre Ave, Pittsburgh, PA, 15219 6301
15-Year Fixed
15-Year
5.00%
5.626%
View
▼
Rate5.00%
APR5.626%
Points0.000
UpdatedOct 5, 2026
Details

No additional details available.

Rate History
No change since Sep 17, 2026 · 5.63% APR · checked 3 times
5.13%5.63%6.13%Sep 17, 2026: 5.63% APRSep 17, 2026Oct 6, 2026
Iron Workers SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Ridge Rd, Aston, PA, 19014
15 Year Fixed Rate
15 Year
5.625%
5.637%
View
▼
Rate5.625%
APR5.637%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
No change since Sep 15, 2026 · 5.64% APR · checked 7 times
5.14%5.64%6.14%Sep 15, 2026: 5.64% APRSep 15, 2026Oct 6, 2026
Iron Workers SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Ridge Rd, Aston, PA, 19014
15 Year Fixed Rate
15 Year
5.25%
5.731%
View
▼
Rate5.25%
APR5.731%
Points3.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
No change since Sep 15, 2026 · 5.73% APR · checked 7 times
5.23%5.73%6.23%Sep 15, 2026: 5.73% APRSep 15, 2026Oct 6, 2026
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Broadway, Jim Thorpe, PA, 18229
Current Mortgage - 15 Year Fixed (or 180 monthly payments)
15 Year
5.75%
5.863%
View
▼
Rate5.75%
APR5.863%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
No change since Sep 24, 2026 · 5.86% APR · checked 4 times
5.36%5.86%6.36%Sep 24, 2026: 5.86% APRSep 24, 2026Oct 6, 2026
PennCrest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
101 High St, Altoona, PA, 15943
15-Year Fixed Rate
15-Year
5.99%
6.003%
View
▼
Rate5.99%
APR6.003%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 5.89% → 6.00% ▲ 0.11 pts · high 6.00% / low 5.89%
5.39%5.95%6.50%Sep 16, 2026: 5.89% APROct 1, 2026: 6.00% APRSep 16, 2026Oct 6, 2026
  • Oct 1, 20266.00%▲ from 5.89%
  • Sep 16, 20265.89%first recorded
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Broadway, Jim Thorpe, PA, 18229
Construction Mortgage - 15 Year Fixed
15 Year
5.75%
6.037%
View
▼
Rate5.75%
APR6.037%
Points0.000
UpdatedOct 3, 2026
Details

Term: 15 Year Fixed (or 180 monthly payments)

Rate History
No change since Sep 24, 2026 · 6.04% APR · checked 4 times
5.54%6.04%6.54%Sep 24, 2026: 6.04% APRSep 24, 2026Oct 6, 2026
PennCrest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
101 High St, Altoona, PA, 15943
15-Year Fixed Rate Mortgage Loan
15 Year
6.125%
6.152%
View
▼
Rate6.125%
APR6.152%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 6.03% → 6.15% ▲ 0.13 pts · high 6.15% / low 6.03%
5.53%6.09%6.65%Sep 16, 2026: 6.03% APROct 1, 2026: 6.15% APRSep 16, 2026Oct 6, 2026
  • Oct 1, 20266.15%▲ from 6.03%
  • Sep 16, 20266.03%first recorded
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
1560 Garrett Rd, Aston, PA, 19014 1862
15-Year Fixed
15-Year
6.125%
6.154%
View
▼
Rate6.125%
APR6.154%
Points0.000
UpdatedOct 4, 2026
Details

The Interest Rate is the cost paid each year to borrow money, expressed as a percentage rate. It does not reflect fees or any other changes you may have to pay for the loan. APR = Annual Percentage Rate; effective 10/02/2026 and subject to change without notice. The APR is a broader measure of the cost to you of borrowing the money. The APR reflects not only the interest rate, but also any points, fees paid at closing, and other charges that you have to pay to get the loan. For that reason, the APR is usually higher than the Interest Rate. Your final APR may vary based on your final loan amount and finance charges. For other options with points, please call 610-485-2960 x751.

Rate History
3 changes since Sep 12, 2026 · 5.90% → 6.15% ▲ 0.25 pts · high 6.15% / low 5.90%
5.40%6.03%6.65%Sep 12, 2026: 5.90% APRSep 17, 2026: 6.03% APRSep 25, 2026: 5.99% APROct 2, 2026: 6.15% APRSep 12, 2026Oct 6, 2026
  • Oct 2, 20266.15%▲ from 5.99%
  • Sep 25, 20265.99%▼ from 6.03%
  • Sep 17, 20266.03%▲ from 5.90%
  • Sep 12, 20265.90%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed Rate
15-Year
5.875%
6.19%
View
▼
Rate5.875%
APR6.19%
Points1.500
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
2 changes since Sep 16, 2026 · 6.45% → 6.19% ▼ 0.26 pts · high 6.57% / low 6.19%
5.69%6.38%7.07%Sep 16, 2026: 6.45% APROct 2, 2026: 6.57% APROct 4, 2026: 6.19% APRSep 16, 2026Oct 6, 2026
  • Oct 4, 20266.19%▼ from 6.57%
  • Oct 2, 20266.57%▲ from 6.45%
  • Sep 16, 20266.45%first recorded
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
1560 Garrett Rd, Aston, PA, 19014 1862
15-Year Fixed
15-Year
6.125%
6.242%
View
▼
Rate6.125%
APR6.242%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
3 changes since Sep 12, 2026 · 5.90% → 6.24% ▲ 0.34 pts · high 6.24% / low 5.62%
4.99%5.93%6.87%Sep 12, 2026: 5.90% APRSep 17, 2026: 5.62% APRSep 25, 2026: 5.99% APROct 2, 2026: 6.24% APRSep 12, 2026Oct 6, 2026
  • Oct 2, 20266.24%▲ from 5.99%
  • Sep 25, 20265.99%▲ from 5.62%
  • Sep 17, 20265.62%▼ from 5.90%
  • Sep 12, 20265.90%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed Rate
15-Year
6.00%
6.256%
View
▼
Rate6.00%
APR6.256%
Points1.125
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
2 changes since Sep 16, 2026 · 6.45% → 6.26% ▼ 0.20 pts · high 6.57% / low 6.26%
5.76%6.41%7.07%Sep 16, 2026: 6.45% APROct 2, 2026: 6.57% APROct 4, 2026: 6.26% APRSep 16, 2026Oct 6, 2026
  • Oct 4, 20266.26%▼ from 6.57%
  • Oct 2, 20266.57%▲ from 6.45%
  • Sep 16, 20266.45%first recorded
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1550 Hatfield Valley Rd, Harleysville, PA, 18084
15 Yr. Fixed
15 years
6.25%
6.271%
View
▼
Rate6.25%
APR6.271%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
2 changes since Sep 15, 2026 · 7.15% → 6.27% ▼ 0.88 pts · high 7.15% / low 5.90%
4.65%6.52%8.40%Sep 15, 2026: 7.15% APRSep 19, 2026: 5.90% APROct 1, 2026: 6.27% APRSep 15, 2026Oct 6, 2026
  • Oct 1, 20266.27%▲ from 5.90%
  • Sep 19, 20265.90%▼ from 7.15%
  • Sep 15, 20267.15%first recorded
The Ephrata National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1 E Main St, Akron, PA, 17067
15 Yr. Fixed Rate
15 years
6.25%
6.313%
View
▼
Rate6.25%
APR6.313%
Points0.000
UpdatedOct 2, 2026
Details

Minimum Down: 5%; Time Initial Rate is Fixed: n/a; Adjustment After Initial Period: n/a; First Adjusted Interest Rate: n/a; Max Lifetime Cap: n/a

Rate History
No change since Sep 15, 2026 · 6.31% APR · checked 6 times
5.81%6.31%6.81%Sep 15, 2026: 6.31% APRSep 15, 2026Oct 6, 2026
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed Rate
15-Year
6.125%
6.322%
View
▼
Rate6.125%
APR6.322%
Points0.750
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
2 changes since Sep 16, 2026 · 6.45% → 6.32% ▼ 0.13 pts · high 6.57% / low 6.32%
5.82%6.45%7.07%Sep 16, 2026: 6.45% APROct 2, 2026: 6.57% APROct 4, 2026: 6.32% APRSep 16, 2026Oct 6, 2026
  • Oct 4, 20266.32%▼ from 6.57%
  • Oct 2, 20266.57%▲ from 6.45%
  • Sep 16, 20266.45%first recorded
Marion Center Bank
Institution Rating:
B4.3 ★Texas Ratio: 12.13%
106 W Main St, Big Run, PA, 15701
15 Year Fixed: Construction
15 Year
6.15%
6.35%
View
▼
Rate6.15%
APR6.35%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
1 change since Sep 15, 2026 · 5.85% → 6.35% ▲ 0.50 pts · high 6.35% / low 5.85%
5.34%6.10%6.85%Sep 15, 2026: 5.85% APROct 1, 2026: 6.35% APRSep 15, 2026Oct 6, 2026
  • Oct 1, 20266.35%▲ from 5.85%
  • Sep 15, 20265.85%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed Rate
15-Year
6.25%
6.388%
View
▼
Rate6.25%
APR6.388%
Points0.375
UpdatedOct 4, 2026
Details

Additional APR listed for this product: 6.569%.

Rate History
2 changes since Sep 16, 2026 · 6.45% → 6.39% ▼ 0.07 pts · high 6.57% / low 6.39%
5.89%6.48%7.07%Sep 16, 2026: 6.45% APROct 2, 2026: 6.57% APROct 4, 2026: 6.39% APRSep 16, 2026Oct 6, 2026
  • Oct 4, 20266.39%▼ from 6.57%
  • Oct 2, 20266.57%▲ from 6.45%
  • Sep 16, 20266.45%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed Rate
15-Year
6.375%
6.454%
View
▼
Rate6.375%
APR6.454%
Points0.000
UpdatedOct 4, 2026
Details

Additional APR listed for this product: 6.634%.

Rate History
2 changes since Sep 16, 2026 · 6.45% → 6.45% ▼ 0.00 pts · high 6.57% / low 6.45%
5.95%6.51%7.07%Sep 16, 2026: 6.45% APROct 2, 2026: 6.57% APROct 4, 2026: 6.45% APRSep 16, 2026Oct 6, 2026
  • Oct 4, 20266.45%▼ from 6.57%
  • Oct 2, 20266.57%▲ from 6.45%
  • Sep 16, 20266.45%first recorded
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
100 Pittsburgh St, Bethel Park, PA, 15017
15 Year Fixed Rate
6.49%
6.533%
View
▼
Rate6.49%
APR6.533%
Points0.000
UpdatedOct 3, 2026
Details

Loan amount: $400,000, 20% down, 30 days prepaid interest. Prepaid finance charges: $3,122 (includes flood search, origination charge, discount points and closing service letter fee). For purchase or no cash-out refinance of single-family, first-lien, owner-occupied residential property. Based on 780 FICO credit score. Subject to underwriting guidelines and collateral requirements. Rates subject to change.

Rate History
1 change since Sep 19, 2026 · 6.17% → 6.53% ▲ 0.37 pts · high 6.53% / low 6.17%
5.67%6.35%7.03%Sep 19, 2026: 6.17% APRSep 27, 2026: 6.53% APRSep 19, 2026Oct 6, 2026
  • Sep 27, 20266.53%▲ from 6.17%
  • Sep 19, 20266.17%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed
15-Year
6.25%
6.55%
View
▼
Rate6.25%
APR6.55%
Points1.500
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 6.44% → 6.55% ▲ 0.11 pts · high 6.55% / low 6.44%
5.94%6.49%7.05%Sep 16, 2026: 6.44% APRSep 25, 2026: 6.55% APRSep 16, 2026Oct 6, 2026
  • Sep 25, 20266.55%▲ from 6.44%
  • Sep 16, 20266.44%first recorded
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1007 Georges Station Rd, Blairsville, PA, 15601
15 Year Fixed Rate Portfolio Mortgage
15 Year
6.38%
6.59%
View
▼
Rate6.38%
APR6.59%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
2 changes since Sep 15, 2026 · 6.08% → 6.59% ▲ 0.51 pts · high 6.59% / low 6.08%
5.57%6.34%7.10%Sep 15, 2026: 6.08% APRSep 24, 2026: 6.34% APROct 1, 2026: 6.59% APRSep 15, 2026Oct 6, 2026
  • Oct 1, 20266.59%▲ from 6.34%
  • Sep 24, 20266.34%▲ from 6.08%
  • Sep 15, 20266.08%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed
15-Year
6.375%
6.616%
View
▼
Rate6.375%
APR6.616%
Points1.125
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 6.44% → 6.62% ▲ 0.18 pts · high 6.62% / low 6.44%
5.94%6.53%7.12%Sep 16, 2026: 6.44% APRSep 25, 2026: 6.62% APRSep 16, 2026Oct 6, 2026
  • Sep 25, 20266.62%▲ from 6.44%
  • Sep 16, 20266.44%first recorded
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1510 Packer Ave, Broomall, PA, 19008
15 Year Fixed
15 Year
6.375%
6.62%
View
▼
Rate6.375%
APR6.62%
Points1.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
1 change since Sep 19, 2026 · 6.24% → 6.62% ▲ 0.38 pts · high 6.62% / low 6.24%
5.74%6.43%7.12%Sep 19, 2026: 6.24% APRSep 27, 2026: 6.62% APRSep 19, 2026Oct 6, 2026
  • Sep 27, 20266.62%▲ from 6.24%
  • Sep 19, 20266.24%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed
15-Year
6.50%
6.681%
View
▼
Rate6.50%
APR6.681%
Points0.750
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 6.44% → 6.68% ▲ 0.25 pts · high 6.68% / low 6.44%
5.94%6.56%7.18%Sep 16, 2026: 6.44% APRSep 25, 2026: 6.68% APRSep 16, 2026Oct 6, 2026
  • Sep 25, 20266.68%▲ from 6.44%
  • Sep 16, 20266.44%first recorded
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Norman Dr, Cranberry Township, PA, 15090
First Mortgage Loans - Single Family, Owner Occupied Properties - 15 Yr Conforming
15 years
6.39%
6.688%
View
▼
Rate6.39%
APR6.688%
Points0.000
UpdatedOct 4, 2026
Details

Loan Amount: $0 - $832,750

Rate History
1 change since Sep 16, 2026 · 6.28% → 6.69% ▲ 0.41 pts · high 6.69% / low 6.28%
5.78%6.48%7.19%Sep 16, 2026: 6.28% APROct 1, 2026: 6.69% APRSep 16, 2026Oct 6, 2026
  • Oct 1, 20266.69%▲ from 6.28%
  • Sep 16, 20266.28%first recorded
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1550 S Main St Ste 1, Mansfield, PA, 16901
15 Year Fixed
15 Year
6.625%
6.691%
View
▼
Rate6.625%
APR6.691%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 25, 2026 · 6.57% → 6.69% ▲ 0.13 pts · high 6.69% / low 6.57%
6.07%6.63%7.19%Sep 25, 2026: 6.57% APROct 2, 2026: 6.69% APRSep 25, 2026Oct 6, 2026
  • Oct 2, 20266.69%▲ from 6.57%
  • Sep 25, 20266.57%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed Rate
15-Year
6.50%
6.699%
View
▼
Rate6.50%
APR6.699%
Points0.750
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 6.45% → 6.70% ▲ 0.25 pts · high 6.70% / low 6.45%
5.95%6.58%7.20%Sep 16, 2026: 6.45% APROct 2, 2026: 6.70% APRSep 16, 2026Oct 6, 2026
  • Oct 2, 20266.70%▲ from 6.45%
  • Sep 16, 20266.45%first recorded
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1510 Packer Ave, Broomall, PA, 19008
15 Year Fixed
15 Year
6.625%
6.711%
View
▼
Rate6.625%
APR6.711%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
2 changes since Sep 19, 2026 · 6.34% → 6.71% ▲ 0.38 pts · high 6.71% / low 6.34%
5.84%6.52%7.21%Sep 19, 2026: 6.34% APRSep 24, 2026: 6.46% APRSep 27, 2026: 6.71% APRSep 19, 2026Oct 6, 2026
  • Sep 27, 20266.71%▲ from 6.46%
  • Sep 24, 20266.46%▲ from 6.34%
  • Sep 19, 20266.34%first recorded
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1550 S Main St Ste 1, Mansfield, PA, 16901
15 Year Fixed with 1 Point
15 Year
6.50%
6.724%
View
▼
Rate6.50%
APR6.724%
Points1.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
No change since Oct 2, 2026 · 6.72% APR · checked 2 times
6.22%6.72%7.22%Oct 2, 2026: 6.72% APROct 2, 2026Oct 6, 2026
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
101 Park Ave, Bath, PA, 18014
15-Year Fixed Rate Mortgage
15-Year
6.50%
6.743%
View
▼
Rate6.50%
APR6.743%
Points0.000
UpdatedOct 4, 2026
Details

720 minimum credit score required.

Rate History
2 changes since Sep 15, 2026 · 6.49% → 6.74% ▲ 0.25 pts · high 6.74% / low 6.49%
5.99%6.62%7.24%Sep 15, 2026: 6.49% APRSep 24, 2026: 6.62% APRSep 27, 2026: 6.74% APRSep 15, 2026Oct 6, 2026
  • Sep 27, 20266.74%▲ from 6.62%
  • Sep 24, 20266.62%▲ from 6.49%
  • Sep 15, 20266.49%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed
15-Year
6.625%
6.746%
View
▼
Rate6.625%
APR6.746%
Points0.375
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 6.44% → 6.75% ▲ 0.31 pts · high 6.75% / low 6.44%
5.94%6.59%7.25%Sep 16, 2026: 6.44% APRSep 25, 2026: 6.75% APRSep 16, 2026Oct 6, 2026
  • Sep 25, 20266.75%▲ from 6.44%
  • Sep 16, 20266.44%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed Rate
15-Year
6.625%
6.765%
View
▼
Rate6.625%
APR6.765%
Points0.375
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 6.45% → 6.77% ▲ 0.31 pts · high 6.77% / low 6.45%
5.95%6.61%7.27%Sep 16, 2026: 6.45% APROct 2, 2026: 6.77% APRSep 16, 2026Oct 6, 2026
  • Oct 2, 20266.77%▲ from 6.45%
  • Sep 16, 20266.45%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed
15-Year
6.75%
6.811%
View
▼
Rate6.75%
APR6.811%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 6.44% → 6.81% ▲ 0.38 pts · high 6.81% / low 6.44%
5.94%6.62%7.31%Sep 16, 2026: 6.44% APRSep 25, 2026: 6.81% APRSep 16, 2026Oct 6, 2026
  • Sep 25, 20266.81%▲ from 6.44%
  • Sep 16, 20266.44%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed Rate
15-Year
6.75%
6.83%
View
▼
Rate6.75%
APR6.83%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 6.45% → 6.83% ▲ 0.38 pts · high 6.83% / low 6.45%
5.95%6.64%7.33%Sep 16, 2026: 6.45% APROct 2, 2026: 6.83% APRSep 16, 2026Oct 6, 2026
  • Oct 2, 20266.83%▲ from 6.45%
  • Sep 16, 20266.45%first recorded
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
110 Black Rock Rd, Blue Bell, PA, 19083 1110
Fixed Rate Mortgage - 15 Year fixed
15 years
6.75%
6.869%
View
▼
Rate6.75%
APR6.869%
Points0.000
UpdatedOct 5, 2026
Details

As low as

Rate History
2 changes since Sep 14, 2026 · 6.24% → 6.87% ▲ 0.63 pts · high 6.87% / low 6.24%
5.62%6.56%7.50%Sep 14, 2026: 6.24% APRSep 17, 2026: 6.62% APROct 5, 2026: 6.87% APRSep 14, 2026Oct 6, 2026
  • Oct 5, 20266.87%▲ from 6.62%
  • Sep 17, 20266.62%▲ from 6.24%
  • Sep 14, 20266.24%first recorded
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.27%
1700 Sullivan Trl, Bethlehem, PA, 18017
Conforming 15 Year Fixed
6.833%
6.875%
View
▼
Rate6.833%
APR6.875%
Points0.000
UpdatedOct 2, 2026
Details

No additional details available.

Rate History
3 changes since Sep 18, 2026 · 6.55% → 6.88% ▲ 0.33 pts · high 6.92% / low 6.55%
6.05%6.74%7.42%Sep 18, 2026: 6.55% APRSep 24, 2026: 6.63% APRSep 27, 2026: 6.92% APROct 1, 2026: 6.88% APRSep 18, 2026Oct 6, 2026
  • Oct 1, 20266.88%▼ from 6.92%
  • Sep 27, 20266.92%▲ from 6.63%
  • Sep 24, 20266.63%▲ from 6.55%
  • Sep 18, 20266.55%first recorded
The Andover Bank
Institution Rating:
A4.5 ★Texas Ratio: 1.91%
212 W Plum St, Albion, PA, 16401
15 Year Fixed Rate Mortgage
15 Year
6.75%
6.909%
View
▼
Rate6.75%
APR6.909%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
No change since Oct 1, 2026 · 6.91% APR · checked 2 times
6.41%6.91%7.41%Oct 1, 2026: 6.91% APROct 1, 2026Oct 6, 2026
USB Union Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
1614 Washington Rd, Gibsonia, PA, 15044
15-year fixed
6.875%
6.938%
View
▼
Rate6.875%
APR6.938%
Points0.000
UpdatedOct 2, 2026
Details

No additional details available.

Rate History
1 change since Sep 28, 2026 · 6.69% → 6.94% ▲ 0.25 pts · high 6.94% / low 6.69%
6.19%6.81%7.44%Sep 28, 2026: 6.69% APROct 1, 2026: 6.94% APRSep 28, 2026Oct 6, 2026
  • Oct 1, 20266.94%▲ from 6.69%
  • Sep 28, 20266.69%first recorded
Bank of America
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
100 Welsh Rd, Allentown, PA, 15017
15 Year Fixed
180 months
6.625%
6.993%
View
▼
Rate6.625%
APR6.993%
Points0.795
UpdatedOct 2, 2026
Details

No additional details available.

Rate History
No change since Oct 2, 2026 · 6.99% APR
6.49%6.99%7.49%Oct 2, 2026: 6.99% APROct 2, 2026Oct 6, 2026
A & S Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
2090 Brodhead Rd, Aliquippa, PA, 15001
Mortgage Loan - 15 Year Fixed
15 Year
7.00%
7.00%
View
▼
Rate7.00%
APR7.00%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
2 changes since Sep 25, 2026 · 7.00% → 7.00% ▼ 0.00 pts · high 7.25% / low 7.00%
6.50%7.13%7.75%Sep 25, 2026: 7.00% APROct 2, 2026: 7.25% APROct 4, 2026: 7.00% APRSep 25, 2026Oct 6, 2026
  • Oct 4, 20267.00%▼ from 7.25%
  • Oct 2, 20267.25%▲ from 7.00%
  • Sep 25, 20267.00%first recorded
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA, 18104
15-Year Fixed Conventional Mortgage
6.75%
7.045%
View
▼
Rate6.75%
APR7.045%
Points0.000
UpdatedOct 2, 2026
Details

No additional details available.

Rate History
1 change since Sep 19, 2026 · 6.80% → 7.05% ▲ 0.25 pts · high 7.05% / low 6.80%
6.30%6.92%7.55%Sep 19, 2026: 6.80% APRSep 27, 2026: 7.05% APRSep 19, 2026Oct 6, 2026
  • Sep 27, 20267.05%▲ from 6.80%
  • Sep 19, 20266.80%first recorded
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Allentown, PA, 15086
15 Year Fixed Rate Mortgage
15 Year
7.125%
7.143%
View
▼
Rate7.125%
APR7.143%
Points0.000
UpdatedOct 2, 2026
Details

No additional details available.

Rate History
3 changes since Sep 14, 2026 · 6.39% → 7.14% ▲ 0.75 pts · high 7.14% / low 6.39%
5.64%6.77%7.89%Sep 14, 2026: 6.39% APRSep 18, 2026: 6.89% APRSep 27, 2026: 7.02% APROct 2, 2026: 7.14% APRSep 14, 2026Oct 6, 2026
  • Oct 2, 20267.14%▲ from 7.02%
  • Sep 27, 20267.02%▲ from 6.89%
  • Sep 18, 20266.89%▲ from 6.39%
  • Sep 14, 20266.39%first recorded
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1550 Hatfield Valley Rd, Harleysville, PA, 18084
15 Yr. Fixed
15 years
7.00%
7.184%
View
▼
Rate7.00%
APR7.184%
Points1.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
1 change since Sep 15, 2026 · 7.81% → 7.18% ▼ 0.63 pts · high 7.81% / low 7.18%
6.56%7.50%8.44%Sep 15, 2026: 7.81% APROct 1, 2026: 7.18% APRSep 15, 2026Oct 6, 2026
  • Oct 1, 20267.18%▼ from 7.81%
  • Sep 15, 20267.81%first recorded
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1510 Packer Ave, Broomall, PA, 19008
Second Homes - 15 Year Fixed
15 Year
7.125%
7.212%
View
▼
Rate7.125%
APR7.212%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
No change since Oct 3, 2026 · 7.21% APR · checked 2 times
6.71%7.21%7.71%Oct 3, 2026: 7.21% APROct 3, 2026Oct 6, 2026
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA, 18104
15-Year Fixed New Construction/Permanent Loan
15-Year
7.00%
7.229%
View
▼
Rate7.00%
APR7.229%
Points0.000
UpdatedOct 2, 2026
Details

No additional details available.

Rate History
2 changes since Sep 15, 2026 · 6.85% → 7.23% ▲ 0.38 pts · high 7.23% / low 6.85%
6.35%7.04%7.73%Sep 15, 2026: 6.85% APRSep 24, 2026: 6.98% APRSep 27, 2026: 7.23% APRSep 15, 2026Oct 6, 2026
  • Sep 27, 20267.23%▲ from 6.98%
  • Sep 24, 20266.98%▲ from 6.85%
  • Sep 15, 20266.85%first recorded
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
1560 Garrett Rd, Aston, PA, 19014 1862
15-Year Fixed VA
6.50%
7.242%
View
▼
Rate6.50%
APR7.242%
Points2.036
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
No change since Oct 4, 2026 · 7.24% APR
6.74%7.24%7.74%Oct 4, 2026: 7.24% APROct 4, 2026Oct 6, 2026
AmeriChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
1 Indian Rock Dam Rd, Camp Hill, PA, 17011 5902
15-Year Fixed
15-Year
7.00%
7.258%
View
▼
Rate7.00%
APR7.258%
Points0.000
UpdatedOct 5, 2026
Details

No additional details available.

Rate History
1 change since Sep 14, 2026 · 6.62% → 7.26% ▲ 0.64 pts · high 7.26% / low 6.62%
5.98%6.94%7.90%Sep 14, 2026: 6.62% APRSep 17, 2026: 7.26% APRSep 14, 2026Oct 6, 2026
  • Sep 17, 20267.26%▲ from 6.62%
  • Sep 14, 20266.62%first recorded
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1550 Hatfield Valley Rd, Harleysville, PA, 18084
15 Yr. Fixed
15 years
7.25%
7.272%
View
▼
Rate7.25%
APR7.272%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
2 changes since Sep 15, 2026 · 7.15% → 7.27% ▲ 0.13 pts · high 7.27% / low 5.90%
4.52%6.58%8.65%Sep 15, 2026: 7.15% APRSep 19, 2026: 5.90% APROct 1, 2026: 7.27% APRSep 15, 2026Oct 6, 2026
  • Oct 1, 20267.27%▲ from 5.90%
  • Sep 19, 20265.90%▼ from 7.15%
  • Sep 15, 20267.15%first recorded
AmeriChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
1 Indian Rock Dam Rd, Camp Hill, PA, 17011 5902
15-Year Fixed
15-Year
6.875%
7.297%
View
▼
Rate6.875%
APR7.297%
Points1.000
UpdatedOct 5, 2026
Details

No additional details available.

Rate History
1 change since Sep 14, 2026 · 6.62% → 7.30% ▲ 0.68 pts · high 7.30% / low 6.62%
5.94%6.96%7.97%Sep 14, 2026: 6.62% APRSep 17, 2026: 7.30% APRSep 14, 2026Oct 6, 2026
  • Sep 17, 20267.30%▲ from 6.62%
  • Sep 14, 20266.62%first recorded

Pennsylvania 5/1 ARM Refinance Rates

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
10 Bedford Sq, Berlin, PA, 15501
ARM (Adjustable Rate Mortgage) - 5/1 ARM
5.00%
5.00%
View
▼
Rate5.00%
APR5.00%
Points0.000
UpdatedOct 5, 2026
Details

As low as

Rate History
No change since Oct 5, 2026 · 5.00% APR
4.50%5.00%5.50%Oct 5, 2026: 5.00% APROct 5, 2026Oct 6, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18017 7418
5/1 ARM Mortgage
5/1 ARM
6.00%
6.00%
View
▼
Rate6.00%
APR6.00%
Points0.000
UpdatedOct 4, 2026
Details

As Low As; Fixed Interest Rate for the first 5 years; Switches to Adjustable for remainder of term

Rate History
2 changes since Sep 12, 2026 · 5.50% → 6.00% ▲ 0.50 pts · high 6.00% / low 5.50%
5.00%5.75%6.50%Sep 12, 2026: 5.50% APRSep 18, 2026: 5.75% APROct 4, 2026: 6.00% APRSep 12, 2026Oct 6, 2026
  • Oct 4, 20266.00%▲ from 5.75%
  • Sep 18, 20265.75%▲ from 5.50%
  • Sep 12, 20265.50%first recorded
Parke Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
1032 Arch St, Philadelphia, PA, 19103
5/1 ARM
60 months
6.25%
6.25%
View
▼
Rate6.25%
APR6.25%
Points0.000
UpdatedOct 2, 2026
Details

Introductory rate expires after 60 months. After the introductory period, the APR is determined by adding a margin of 2.75% to the weekly average yield on U.S. Treasury Securities adjusted to a constant maturity of one year, but with a floor of the introductory rate. The floor for a recent Rate as of November 17, 2025, was 6.250%, for applicants with FICO scores of at least 700. The APR is subject to change after consummation and may change annually after the first five years. Add .500% to Rate to arrive at a Floor of 6.750% for investment properties, for applicants with FICO scores of at least 700.

Rate History
No change since Sep 27, 2026 · 6.25% APR · checked 3 times
5.75%6.25%6.75%Sep 27, 2026: 6.25% APRSep 27, 2026Oct 6, 2026
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
10 Bedford Sq, Berlin, PA, 15501
5/1 Construction ARM
6.375%
6.375%
View
▼
Rate6.375%
APR6.375%
Points0.000
UpdatedOct 5, 2026
Details

As low as

Rate History
No change since Oct 5, 2026 · 6.38% APR
5.88%6.38%6.88%Oct 5, 2026: 6.38% APROct 5, 2026Oct 6, 2026
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
14425 Bustleton Ave, Jenkintown, PA, 19046
Adjustable ratemortgages
5/5/10 Year Balloon
6.40%
6.40%
View
▼
Rate6.40%
APR6.40%
Points0.000
UpdatedOct 4, 2026
Details

Max LTV: 75% Refi., Cashout or Purch.; Max Amort.: 30 years

Rate History
No change since Sep 18, 2026 · 6.40% APR · checked 5 times
5.90%6.40%6.90%Sep 18, 2026: 6.40% APRSep 18, 2026Oct 6, 2026
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
2209 Quarry Dr, Philadelphia, PA, 19087 5111
Adjustable-Rate Mortgages (ARMs)
5/5 (20-year term)
6.625%
6.625%
View
▼
Rate6.625%
APR6.625%
Points0.000
UpdatedOct 4, 2026
Details

As Low As

Rate History
1 change since Sep 18, 2026 · 6.38% → 6.63% ▲ 0.25 pts · high 6.63% / low 6.38%
5.88%6.50%7.13%Sep 18, 2026: 6.38% APROct 2, 2026: 6.63% APRSep 18, 2026Oct 6, 2026
  • Oct 2, 20266.63%▲ from 6.38%
  • Sep 18, 20266.38%first recorded
Parke Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
1032 Arch St, Philadelphia, PA, 19103
30 Year 5/1 ARM - Conforming
30 Year
6.629%
6.629%
View
▼
Rate6.629%
APR6.629%
Points0.000
UpdatedOct 2, 2026
Details

No additional details available.

Rate History
No change since Sep 24, 2026 · 6.63% APR · checked 2 times
6.13%6.63%7.13%Sep 24, 2026: 6.63% APRSep 24, 2026Oct 6, 2026
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
8500 Essington Ave Ste B, Philadelphia, PA, 19153 3716
5/1 Arm (30-Year)
6.657%
6.657%
View
▼
Rate6.657%
APR6.657%
Points0.000
UpdatedOct 5, 2026
Details

5/1 Arm (30-Year)

Rate History
No change since Sep 29, 2026 · 6.66% APR · checked 3 times
6.16%6.66%7.16%Sep 29, 2026: 6.66% APRSep 29, 2026Oct 6, 2026
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
230 Mall Blvd Bldg 100, King of Prussia, PA, 19406
Mortgages / Home Lending - 5/6 ARM
5/6 ARM
5.50%
6.711%
View
▼
Rate5.50%
APR6.711%
Points0.000
UpdatedOct 4, 2026
Details

As Low As

Rate History
No change since Sep 25, 2026 · 6.71% APR · checked 3 times
6.21%6.71%7.21%Sep 25, 2026: 6.71% APRSep 25, 2026Oct 6, 2026
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
2209 Quarry Dr, Philadelphia, PA, 19087 5111
Adjustable-Rate Mortgages (ARMs)
5/5 (30-year term)
6.875%
6.875%
View
▼
Rate6.875%
APR6.875%
Points0.000
UpdatedOct 4, 2026
Details

As Low As

Rate History
1 change since Sep 18, 2026 · 6.63% → 6.88% ▲ 0.25 pts · high 6.88% / low 6.63%
6.13%6.75%7.38%Sep 18, 2026: 6.63% APROct 2, 2026: 6.88% APRSep 18, 2026Oct 6, 2026
  • Oct 2, 20266.88%▲ from 6.63%
  • Sep 18, 20266.63%first recorded
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1550 Hatfield Valley Rd, Harleysville, PA, 18084
Mortgage Loans - 5/1 ARM
5/1 ARM
6.50%
6.927%
View
▼
Rate6.50%
APR6.927%
Points1.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
1 change since Sep 19, 2026 · 6.62% → 6.93% ▲ 0.31 pts · high 6.93% / low 6.62%
6.12%6.77%7.43%Sep 19, 2026: 6.62% APROct 1, 2026: 6.93% APRSep 19, 2026Oct 6, 2026
  • Oct 1, 20266.93%▲ from 6.62%
  • Sep 19, 20266.62%first recorded
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1550 Hatfield Valley Rd, Harleysville, PA, 18084
Mortgage Loans - 5/1 ARM
5/1 ARM
6.75%
6.93%
View
▼
Rate6.75%
APR6.93%
Points0.000
UpdatedOct 3, 2026
Details

caps 2% / 4% life

Rate History
1 change since Sep 19, 2026 · 6.62% → 6.93% ▲ 0.31 pts · high 6.93% / low 6.62%
6.12%6.77%7.43%Sep 19, 2026: 6.62% APROct 1, 2026: 6.93% APRSep 19, 2026Oct 6, 2026
  • Oct 1, 20266.93%▲ from 6.62%
  • Sep 19, 20266.62%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
100 E Walnut St, Abington, PA, 18901 5307
5/1 Year ARM
5/1 Year ARM
6.125%
6.935%
View
▼
Rate6.125%
APR6.935%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 17, 2026 · 6.89% → 6.94% ▲ 0.05 pts · high 6.94% / low 6.89%
6.39%6.91%7.44%Sep 17, 2026: 6.89% APRSep 25, 2026: 6.94% APRSep 17, 2026Oct 6, 2026
  • Sep 25, 20266.94%▲ from 6.89%
  • Sep 17, 20266.89%first recorded
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1510 Packer Ave, Broomall, PA, 19008
5/1 Year ARM
5/1 Year ARM
6.375%
6.97%
View
▼
Rate6.375%
APR6.97%
Points1.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
2 changes since Sep 19, 2026 · 6.67% → 6.97% ▲ 0.30 pts · high 6.97% / low 6.67%
6.17%6.82%7.47%Sep 19, 2026: 6.67% APRSep 24, 2026: 6.79% APRSep 27, 2026: 6.97% APRSep 19, 2026Oct 6, 2026
  • Sep 27, 20266.97%▲ from 6.79%
  • Sep 24, 20266.79%▲ from 6.67%
  • Sep 19, 20266.67%first recorded
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1510 Packer Ave, Broomall, PA, 19008
5/1 Year ARM
5/1 Year ARM
6.625%
6.973%
View
▼
Rate6.625%
APR6.973%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
2 changes since Sep 19, 2026 · 6.67% → 6.97% ▲ 0.30 pts · high 6.97% / low 6.67%
6.17%6.82%7.47%Sep 19, 2026: 6.67% APRSep 24, 2026: 6.80% APRSep 27, 2026: 6.97% APRSep 19, 2026Oct 6, 2026
  • Sep 27, 20266.97%▲ from 6.80%
  • Sep 24, 20266.80%▲ from 6.67%
  • Sep 19, 20266.67%first recorded
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
1560 Garrett Rd, Aston, PA, 19014 1862
5/1 Adjustable-Rate Mortgage (ARM)
30-year
6.125%
7.013%
View
▼
Rate6.125%
APR7.013%
Points0.000
UpdatedOct 4, 2026
Details

As low as; Rate is fixed for the first 5 years. Rate caps help limit how much your rate can change over time.

Rate History
2 changes since Sep 12, 2026 · 6.65% → 7.01% ▲ 0.37 pts · high 7.01% / low 6.65%
6.15%6.83%7.51%Sep 12, 2026: 6.65% APRSep 17, 2026: 6.84% APROct 4, 2026: 7.01% APRSep 12, 2026Oct 6, 2026
  • Oct 4, 20267.01%▲ from 6.84%
  • Sep 17, 20266.84%▲ from 6.65%
  • Sep 12, 20266.65%first recorded
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
1560 Garrett Rd, Aston, PA, 19014 1862
a Mortgage - 5/1 ARM
5/1 ARM 1
6.125%
7.013%
View
▼
Rate6.125%
APR7.013%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
No change since Oct 2, 2026 · 7.01% APR · checked 2 times
6.51%7.01%7.51%Oct 2, 2026: 7.01% APROct 2, 2026Oct 6, 2026
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA, 18104
Adjustable Rate Mortgage (15/1 ARM)
6.875%
7.014%
View
▼
Rate6.875%
APR7.014%
Points0.000
UpdatedOct 2, 2026
Details

No additional details available.

Rate History
4 changes since Sep 15, 2026 · 6.95% → 7.01% ▲ 0.06 pts · high 7.10% / low 6.95%
6.45%7.03%7.60%Sep 15, 2026: 6.95% APRSep 19, 2026: 6.97% APRSep 27, 2026: 6.99% APROct 1, 2026: 7.10% APROct 2, 2026: 7.01% APRSep 15, 2026Oct 6, 2026
  • Oct 2, 20267.01%▼ from 7.10%
  • Oct 1, 20267.10%▲ from 6.99%
  • Sep 27, 20266.99%▲ from 6.97%
  • Sep 19, 20266.97%▲ from 6.95%
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
110 Black Rock Rd, Blue Bell, PA, 19083 1110
Adjustable-Rate Mortgages - 5/1 ARM
5/1
6.625%
7.076%
View
▼
Rate6.625%
APR7.076%
Points0.000
UpdatedOct 5, 2026
Details

As low as

Rate History
No change since Oct 5, 2026 · 7.08% APR
6.58%7.08%7.58%Oct 5, 2026: 7.08% APROct 5, 2026Oct 6, 2026
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
1401 Easton Rd, Hatboro, PA, 18929
ADJUSTABLE RATE MORTGAGES (ARMs) - 5/1 ARM
30 Years
7.00%
7.184%
View
▼
Rate7.00%
APR7.184%
Points0.000
UpdatedOct 3, 2026
Details

Initial Fixed Rate Period: 5 Years

Rate History
2 changes since Sep 16, 2026 · 6.89% → 7.18% ▲ 0.29 pts · high 7.18% / low 6.89%
6.39%7.04%7.68%Sep 16, 2026: 6.89% APRSep 24, 2026: 7.14% APROct 1, 2026: 7.18% APRSep 16, 2026Oct 6, 2026
  • Oct 1, 20267.18%▲ from 7.14%
  • Sep 24, 20267.14%▲ from 6.89%
  • Sep 16, 20266.89%first recorded
The Ephrata National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1 E Main St, Akron, PA, 17067
5/6m SOFR ARM
30 years
7.048%
7.375%
View
▼
Rate7.048%
APR7.375%
Points0.000
UpdatedOct 2, 2026
Details

Minimum Down: 10%; Time Initial Rate is Fixed: 5 Yrs.; Adjustment After Initial Period: 6 Months; First Adjusted Interest Rate: 6.625%; Max Lifetime Cap: 12.375%

Rate History
No change since Sep 15, 2026 · 7.38% APR · checked 6 times
6.88%7.38%7.88%Sep 15, 2026: 7.38% APRSep 15, 2026Oct 6, 2026
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
110 Black Rock Rd, Blue Bell, PA, 19083 1110
Adjustable-Rate Mortgages - 5/5 ARM
5/5
7.00%
7.569%
View
▼
Rate7.00%
APR7.569%
Points0.000
UpdatedOct 5, 2026
Details

As low as

Rate History
No change since Oct 5, 2026 · 7.57% APR
7.07%7.57%8.07%Oct 5, 2026: 7.57% APROct 5, 2026Oct 6, 2026
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1550 Hatfield Valley Rd, Harleysville, PA, 18084
5/1 ARM
5/1 ARM
7.50%
7.925%
View
▼
Rate7.50%
APR7.925%
Points1.000
UpdatedOct 3, 2026
Details

caps 2% / 4% life

Rate History
1 change since Sep 15, 2026 · 7.51% → 7.93% ▲ 0.42 pts · high 7.93% / low 7.51%
7.01%7.72%8.43%Sep 15, 2026: 7.51% APROct 1, 2026: 7.93% APRSep 15, 2026Oct 6, 2026
  • Oct 1, 20267.93%▲ from 7.51%
  • Sep 15, 20267.51%first recorded
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1550 Hatfield Valley Rd, Harleysville, PA, 18084
5/1 ARM
5/1 ARM
7.75%
7.926%
View
▼
Rate7.75%
APR7.926%
Points0.000
UpdatedOct 3, 2026
Details

caps 2% / 4% life

Rate History
1 change since Sep 15, 2026 · 7.51% → 7.93% ▲ 0.42 pts · high 7.93% / low 7.51%
7.01%7.72%8.43%Sep 15, 2026: 7.51% APROct 1, 2026: 7.93% APRSep 15, 2026Oct 6, 2026
  • Oct 1, 20267.93%▲ from 7.51%
  • Sep 15, 20267.51%first recorded

Pennsylvania 30-Year Jumbo Refinance Rates

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
EXPRESSRefi Mortgage - 7/30 ARM Jumbo
7/30 ARM Jumbo
6.00%
6.338%
View
▼
Rate6.00%
APR6.338%
Points1.500
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
2 changes since Sep 16, 2026 · 6.42% → 6.34% ▼ 0.09 pts · high 6.59% / low 6.34%
5.84%6.47%7.09%Sep 16, 2026: 6.42% APROct 2, 2026: 6.59% APROct 4, 2026: 6.34% APRSep 16, 2026Oct 6, 2026
  • Oct 4, 20266.34%▼ from 6.59%
  • Oct 2, 20266.59%▲ from 6.42%
  • Sep 16, 20266.42%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
EXPRESSRefi Mortgage - 7/30 ARM Jumbo
7/30 ARM Jumbo
6.125%
6.366%
View
▼
Rate6.125%
APR6.366%
Points1.125
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
2 changes since Sep 16, 2026 · 6.42% → 6.37% ▼ 0.06 pts · high 6.59% / low 6.37%
5.87%6.48%7.09%Sep 16, 2026: 6.42% APROct 2, 2026: 6.59% APROct 4, 2026: 6.37% APRSep 16, 2026Oct 6, 2026
  • Oct 4, 20266.37%▼ from 6.59%
  • Oct 2, 20266.59%▲ from 6.42%
  • Sep 16, 20266.42%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
EXPRESSRefi Mortgage - 7/30 ARM Jumbo
7/30 ARM Jumbo
6.25%
6.395%
View
▼
Rate6.25%
APR6.395%
Points0.750
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
2 changes since Sep 16, 2026 · 6.42% → 6.40% ▼ 0.03 pts · high 6.59% / low 6.40%
5.90%6.49%7.09%Sep 16, 2026: 6.42% APROct 2, 2026: 6.59% APROct 4, 2026: 6.40% APRSep 16, 2026Oct 6, 2026
  • Oct 4, 20266.40%▼ from 6.59%
  • Oct 2, 20266.59%▲ from 6.42%
  • Sep 16, 20266.42%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
EXPRESSRefi Mortgage - 7/30 ARM Jumbo
7/30 ARM Jumbo
6.375%
6.424%
View
▼
Rate6.375%
APR6.424%
Points0.375
UpdatedOct 4, 2026
Details

Additional APR listed for this product: 6.593%.

Rate History
2 changes since Sep 16, 2026 · 6.42% → 6.42% ▼ 0.00 pts · high 6.59% / low 6.42%
5.92%6.51%7.09%Sep 16, 2026: 6.42% APROct 2, 2026: 6.59% APROct 4, 2026: 6.42% APRSep 16, 2026Oct 6, 2026
  • Oct 4, 20266.42%▼ from 6.59%
  • Oct 2, 20266.59%▲ from 6.42%
  • Sep 16, 20266.42%first recorded
Iron Workers SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Ridge Rd, Aston, PA, 19014
30 Year Fixed Rate Jumbo
30 Year
6.25%
6.543%
View
▼
Rate6.25%
APR6.543%
Points3.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
No change since Sep 15, 2026 · 6.54% APR · checked 7 times
6.04%6.54%7.04%Sep 15, 2026: 6.54% APRSep 15, 2026Oct 6, 2026
Parke Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
1032 Arch St, Philadelphia, PA, 19103
30 Year 3/1 ARM - Jumbo
30 Year
6.563%
6.563%
View
▼
Rate6.563%
APR6.563%
Points0.000
UpdatedOct 2, 2026
Details

No additional details available.

Rate History
No change since Sep 24, 2026 · 6.56% APR · checked 2 times
6.06%6.56%7.06%Sep 24, 2026: 6.56% APRSep 24, 2026Oct 6, 2026
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
7/30 ARM Jumbo
6.375%
6.59%
View
▼
Rate6.375%
APR6.59%
Points1.500
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 6.42% → 6.59% ▲ 0.17 pts · high 6.59% / low 6.42%
5.92%6.51%7.09%Sep 16, 2026: 6.42% APROct 2, 2026: 6.59% APRSep 16, 2026Oct 6, 2026
  • Oct 2, 20266.59%▲ from 6.42%
  • Sep 16, 20266.42%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
Adjustable-Rate Mortgages (ARMs) - 7/30 ARM Jumbo
6.375%
6.59%
View
▼
Rate6.375%
APR6.59%
Points1.500
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
2 changes since Sep 16, 2026 · 6.42% → 6.59% ▲ 0.17 pts · high 6.59% / low 6.42%
5.92%6.51%7.09%Sep 16, 2026: 6.42% APRSep 25, 2026: 6.56% APROct 2, 2026: 6.59% APRSep 16, 2026Oct 6, 2026
  • Oct 2, 20266.59%▲ from 6.56%
  • Sep 25, 20266.56%▲ from 6.42%
  • Sep 16, 20266.42%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
Conventional Fannie Mae Mortgage Product - 7/30 ARM Jumbo
6.375%
6.59%
View
▼
Rate6.375%
APR6.59%
Points1.500
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
2 changes since Sep 16, 2026 · 6.42% → 6.59% ▲ 0.17 pts · high 6.59% / low 6.42%
5.92%6.51%7.09%Sep 16, 2026: 6.42% APRSep 25, 2026: 6.56% APROct 2, 2026: 6.59% APRSep 16, 2026Oct 6, 2026
  • Oct 2, 20266.59%▲ from 6.56%
  • Sep 25, 20266.56%▲ from 6.42%
  • Sep 16, 20266.42%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
7/30 ARM Jumbo
6.50%
6.619%
View
▼
Rate6.50%
APR6.619%
Points1.125
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 6.42% → 6.62% ▲ 0.20 pts · high 6.62% / low 6.42%
5.92%6.52%7.12%Sep 16, 2026: 6.42% APROct 2, 2026: 6.62% APRSep 16, 2026Oct 6, 2026
  • Oct 2, 20266.62%▲ from 6.42%
  • Sep 16, 20266.42%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
Adjustable-Rate Mortgages (ARMs) - 7/30 ARM Jumbo
6.50%
6.619%
View
▼
Rate6.50%
APR6.619%
Points1.125
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
2 changes since Sep 16, 2026 · 6.42% → 6.62% ▲ 0.20 pts · high 6.62% / low 6.42%
5.92%6.52%7.12%Sep 16, 2026: 6.42% APRSep 25, 2026: 6.56% APROct 2, 2026: 6.62% APRSep 16, 2026Oct 6, 2026
  • Oct 2, 20266.62%▲ from 6.56%
  • Sep 25, 20266.56%▲ from 6.42%
  • Sep 16, 20266.42%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
Conventional Fannie Mae Mortgage Product - 7/30 ARM Jumbo
6.50%
6.619%
View
▼
Rate6.50%
APR6.619%
Points1.125
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
2 changes since Sep 16, 2026 · 6.42% → 6.62% ▲ 0.20 pts · high 6.62% / low 6.42%
5.92%6.52%7.12%Sep 16, 2026: 6.42% APRSep 25, 2026: 6.56% APROct 2, 2026: 6.62% APRSep 16, 2026Oct 6, 2026
  • Oct 2, 20266.62%▲ from 6.56%
  • Sep 25, 20266.56%▲ from 6.42%
  • Sep 16, 20266.42%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
EXPRESSRefi Mortgage - 7/30 ARM Jumbo
7/30 ARM Jumbo
6.50%
6.622%
View
▼
Rate6.50%
APR6.622%
Points1.125
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 6.42% → 6.62% ▲ 0.20 pts · high 6.62% / low 6.42%
5.92%6.52%7.12%Sep 16, 2026: 6.42% APROct 2, 2026: 6.62% APRSep 16, 2026Oct 6, 2026
  • Oct 2, 20266.62%▲ from 6.42%
  • Sep 16, 20266.42%first recorded
Iron Workers SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Ridge Rd, Aston, PA, 19014
30 Year Fixed Rate Jumbo
30 Year
6.625%
6.627%
View
▼
Rate6.625%
APR6.627%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
No change since Sep 15, 2026 · 6.63% APR · checked 7 times
6.13%6.63%7.13%Sep 15, 2026: 6.63% APRSep 15, 2026Oct 6, 2026
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
7/30 ARM Jumbo
6.625%
6.648%
View
▼
Rate6.625%
APR6.648%
Points0.750
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 6.42% → 6.65% ▲ 0.23 pts · high 6.65% / low 6.42%
5.92%6.53%7.15%Sep 16, 2026: 6.42% APROct 2, 2026: 6.65% APRSep 16, 2026Oct 6, 2026
  • Oct 2, 20266.65%▲ from 6.42%
  • Sep 16, 20266.42%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
Adjustable-Rate Mortgages (ARMs) - 7/30 ARM Jumbo
6.625%
6.648%
View
▼
Rate6.625%
APR6.648%
Points0.750
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
2 changes since Sep 16, 2026 · 6.42% → 6.65% ▲ 0.23 pts · high 6.65% / low 6.42%
5.92%6.53%7.15%Sep 16, 2026: 6.42% APRSep 25, 2026: 6.56% APROct 2, 2026: 6.65% APRSep 16, 2026Oct 6, 2026
  • Oct 2, 20266.65%▲ from 6.56%
  • Sep 25, 20266.56%▲ from 6.42%
  • Sep 16, 20266.42%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
Conventional Fannie Mae Mortgage Product - 7/30 ARM Jumbo
6.625%
6.648%
View
▼
Rate6.625%
APR6.648%
Points0.750
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
2 changes since Sep 16, 2026 · 6.42% → 6.65% ▲ 0.23 pts · high 6.65% / low 6.42%
5.92%6.53%7.15%Sep 16, 2026: 6.42% APRSep 25, 2026: 6.56% APROct 2, 2026: 6.65% APRSep 16, 2026Oct 6, 2026
  • Oct 2, 20266.65%▲ from 6.56%
  • Sep 25, 20266.56%▲ from 6.42%
  • Sep 16, 20266.42%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
EXPRESSRefi Mortgage - 7/30 ARM Jumbo
7/30 ARM Jumbo
6.625%
6.651%
View
▼
Rate6.625%
APR6.651%
Points0.750
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 6.42% → 6.65% ▲ 0.23 pts · high 6.65% / low 6.42%
5.92%6.54%7.15%Sep 16, 2026: 6.42% APROct 2, 2026: 6.65% APRSep 16, 2026Oct 6, 2026
  • Oct 2, 20266.65%▲ from 6.42%
  • Sep 16, 20266.42%first recorded
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
1051 S West End Blvd, Allentown, PA, 18017
Jumbo-Fixed Rate Mortgages
20 Years
6.625%
6.686%
View
▼
Rate6.625%
APR6.686%
Points0.000
UpdatedOct 3, 2026
Details

Rate Lock: 60 Day

Rate History
No change since Sep 15, 2026 · 6.69% APR · checked 5 times
6.19%6.69%7.19%Sep 15, 2026: 6.69% APRSep 15, 2026Oct 6, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
2645 Street Rd, Bensalem, PA, 17013
3/5 Jumbo ARM
6.00%
6.774%
View
▼
Rate6.00%
APR6.774%
Points0.250
UpdatedOct 1, 2026
Details

As Low As; Payment Example

Rate History
No change since Sep 30, 2026 · 6.77% APR · checked 3 times
6.27%6.77%7.27%Sep 30, 2026: 6.77% APRSep 30, 2026Oct 6, 2026
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
1051 S West End Blvd, Allentown, PA, 18017
Jumbo-Fixed Rate Mortgages
30 Years
6.75%
6.797%
View
▼
Rate6.75%
APR6.797%
Points0.000
UpdatedOct 3, 2026
Details

Rate Lock: 60 Day

Rate History
No change since Sep 15, 2026 · 6.80% APR · checked 5 times
6.30%6.80%7.30%Sep 15, 2026: 6.80% APRSep 15, 2026Oct 6, 2026
Sewickley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
531 Broad St, Coraopolis, PA, 15108
Jumbo Mortgages - 30 Year
30 Year
6.875%
6.884%
View
▼
Rate6.875%
APR6.884%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
1 change since Sep 24, 2026 · 6.63% → 6.88% ▲ 0.25 pts · high 6.88% / low 6.63%
6.13%6.76%7.38%Sep 24, 2026: 6.63% APROct 1, 2026: 6.88% APRSep 24, 2026Oct 6, 2026
  • Oct 1, 20266.88%▲ from 6.63%
  • Sep 24, 20266.63%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
2645 Street Rd, Bensalem, PA, 17013
Conventional fixed mortgage - 30 Year Jumbo
30 Year
7.25%
7.441%
View
▼
Rate7.25%
APR7.441%
Points0.875
UpdatedOct 1, 2026
Details

No additional details available.

Rate History
No change since Sep 30, 2026 · 7.44% APR · checked 3 times
6.94%7.44%7.94%Sep 30, 2026: 7.44% APRSep 30, 2026Oct 6, 2026
Parke Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
1032 Arch St, Philadelphia, PA, 19103
30 Year 7/1 ARM - Jumbo
30 Year
7.524%
7.524%
View
▼
Rate7.524%
APR7.524%
Points0.000
UpdatedOct 2, 2026
Details

No additional details available.

Rate History
No change since Sep 24, 2026 · 7.52% APR · checked 2 times
7.02%7.52%8.02%Sep 24, 2026: 7.52% APRSep 24, 2026Oct 6, 2026
Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.96%
1001 Hastings Park Dr, Bethel Park, PA, 15009
Jumbo Single Family Owner-Occupied - 30 Year Loan
30 Year
7.625%
7.646%
View
▼
Rate7.625%
APR7.646%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
2 changes since Sep 16, 2026 · 7.15% → 7.65% ▲ 0.50 pts · high 7.65% / low 7.15%
6.64%7.40%8.15%Sep 16, 2026: 7.15% APRSep 28, 2026: 7.52% APROct 1, 2026: 7.65% APRSep 16, 2026Oct 6, 2026
  • Oct 1, 20267.65%▲ from 7.52%
  • Sep 28, 20267.52%▲ from 7.15%
  • Sep 16, 20267.15%first recorded
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
100 N Blakely St, Bangor, PA, 18013
30-Year Jumbo Loan
30 years
7.625%
7.663%
View
▼
Rate7.625%
APR7.663%
Points0.000
UpdatedOct 2, 2026
Details

No additional details available.

Rate History
2 changes since Sep 18, 2026 · 7.34% → 7.66% ▲ 0.33 pts · high 7.66% / low 7.34%
6.84%7.50%8.16%Sep 18, 2026: 7.34% APRSep 24, 2026: 7.42% APROct 1, 2026: 7.66% APRSep 18, 2026Oct 6, 2026
  • Oct 1, 20267.66%▲ from 7.42%
  • Sep 24, 20267.42%▲ from 7.34%
  • Sep 18, 20267.34%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
100 E Walnut St, Abington, PA, 18901 5307
Mortgage - 30 Year Jumbo
30 Year
7.74%
7.759%
View
▼
Rate7.74%
APR7.759%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
No change since Sep 25, 2026 · 7.76% APR · checked 3 times
7.26%7.76%8.26%Sep 25, 2026: 7.76% APRSep 25, 2026Oct 6, 2026
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA, 18104
30-Year Fixed Jumbo Loan
8.125%
8.201%
View
▼
Rate8.125%
APR8.201%
Points0.000
UpdatedOct 2, 2026
Details

No additional details available.

Rate History
No change since Oct 1, 2026 · 8.20% APR · checked 2 times
7.70%8.20%8.70%Oct 1, 2026: 8.20% APROct 1, 2026Oct 6, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
2645 Street Rd, Bensalem, PA, 17013
Homebuyers Choice Loan 30 Year Jumbo
30 Year
8.25%
8.607%
View
▼
Rate8.25%
APR8.607%
Points0.500
UpdatedOct 1, 2026
Details

As Low As; Advertised rate assumes the purchase of a single-family primary residence, 720 FICO, down payment of 0%.

Rate History
No change since Oct 1, 2026 · 8.61% APR · checked 2 times
8.11%8.61%9.11%Oct 1, 2026: 8.61% APROct 1, 2026Oct 6, 2026

Pennsylvania 15-Year Jumbo Refinance Rates

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Iron Workers SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Ridge Rd, Aston, PA, 19014
15 Year Fixed Rate Jumbo
15 Year
6.125%
6.129%
View
▼
Rate6.125%
APR6.129%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
No change since Sep 15, 2026 · 6.13% APR · checked 7 times
5.63%6.13%6.63%Sep 15, 2026: 6.13% APRSep 15, 2026Oct 6, 2026
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed Rate Jumbo
15-Year
5.875%
6.132%
View
▼
Rate5.875%
APR6.132%
Points1.500
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
2 changes since Sep 16, 2026 · 6.40% → 6.13% ▼ 0.26 pts · high 6.51% / low 6.13%
5.63%6.32%7.01%Sep 16, 2026: 6.40% APROct 2, 2026: 6.51% APROct 4, 2026: 6.13% APRSep 16, 2026Oct 6, 2026
  • Oct 4, 20266.13%▼ from 6.51%
  • Oct 2, 20266.51%▲ from 6.40%
  • Sep 16, 20266.40%first recorded
Sewickley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
531 Broad St, Coraopolis, PA, 15108
Jumbo Mortgages - 15 Year
15 Year
6.125%
6.139%
View
▼
Rate6.125%
APR6.139%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
1 change since Sep 24, 2026 · 6.00% → 6.14% ▲ 0.14 pts · high 6.14% / low 6.00%
5.50%6.07%6.64%Sep 24, 2026: 6.00% APROct 1, 2026: 6.14% APRSep 24, 2026Oct 6, 2026
  • Oct 1, 20266.14%▲ from 6.00%
  • Sep 24, 20266.00%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed Rate Jumbo
15-Year
6.00%
6.198%
View
▼
Rate6.00%
APR6.198%
Points1.125
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
2 changes since Sep 16, 2026 · 6.40% → 6.20% ▼ 0.20 pts · high 6.51% / low 6.20%
5.70%6.35%7.01%Sep 16, 2026: 6.40% APROct 2, 2026: 6.51% APROct 4, 2026: 6.20% APRSep 16, 2026Oct 6, 2026
  • Oct 4, 20266.20%▼ from 6.51%
  • Oct 2, 20266.51%▲ from 6.40%
  • Sep 16, 20266.40%first recorded
Iron Workers SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Ridge Rd, Aston, PA, 19014
15 Year Fixed Rate Jumbo
15 Year
5.75%
6.229%
View
▼
Rate5.75%
APR6.229%
Points3.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
No change since Sep 15, 2026 · 6.23% APR · checked 7 times
5.73%6.23%6.73%Sep 15, 2026: 6.23% APRSep 15, 2026Oct 6, 2026
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed Rate Jumbo
15-Year
6.125%
6.264%
View
▼
Rate6.125%
APR6.264%
Points0.750
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
2 changes since Sep 16, 2026 · 6.40% → 6.26% ▼ 0.13 pts · high 6.51% / low 6.26%
5.76%6.39%7.01%Sep 16, 2026: 6.40% APROct 2, 2026: 6.51% APROct 4, 2026: 6.26% APRSep 16, 2026Oct 6, 2026
  • Oct 4, 20266.26%▼ from 6.51%
  • Oct 2, 20266.51%▲ from 6.40%
  • Sep 16, 20266.40%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed Rate Jumbo
15-Year
6.25%
6.33%
View
▼
Rate6.25%
APR6.33%
Points0.375
UpdatedOct 4, 2026
Details

Additional APR listed for this product: 6.510%.

Rate History
2 changes since Sep 16, 2026 · 6.40% → 6.33% ▼ 0.07 pts · high 6.51% / low 6.33%
5.83%6.42%7.01%Sep 16, 2026: 6.40% APROct 2, 2026: 6.51% APROct 4, 2026: 6.33% APRSep 16, 2026Oct 6, 2026
  • Oct 4, 20266.33%▼ from 6.51%
  • Oct 2, 20266.51%▲ from 6.40%
  • Sep 16, 20266.40%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed Rate Jumbo
15-Year
6.375%
6.396%
View
▼
Rate6.375%
APR6.396%
Points0.000
UpdatedOct 4, 2026
Details

Additional APR listed for this product: 6.575%.

Rate History
2 changes since Sep 16, 2026 · 6.40% → 6.40% ▼ 0.00 pts · high 6.51% / low 6.40%
5.90%6.45%7.01%Sep 16, 2026: 6.40% APROct 2, 2026: 6.51% APROct 4, 2026: 6.40% APRSep 16, 2026Oct 6, 2026
  • Oct 4, 20266.40%▼ from 6.51%
  • Oct 2, 20266.51%▲ from 6.40%
  • Sep 16, 20266.40%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed Jumbo
15-Year
6.25%
6.505%
View
▼
Rate6.25%
APR6.505%
Points1.500
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 6.39% → 6.51% ▲ 0.11 pts · high 6.51% / low 6.39%
5.89%6.45%7.01%Sep 16, 2026: 6.39% APRSep 25, 2026: 6.51% APRSep 16, 2026Oct 6, 2026
  • Sep 25, 20266.51%▲ from 6.39%
  • Sep 16, 20266.39%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed Jumbo
15-Year
6.375%
6.571%
View
▼
Rate6.375%
APR6.571%
Points1.125
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 6.39% → 6.57% ▲ 0.18 pts · high 6.57% / low 6.39%
5.89%6.48%7.07%Sep 16, 2026: 6.39% APRSep 25, 2026: 6.57% APRSep 16, 2026Oct 6, 2026
  • Sep 25, 20266.57%▲ from 6.39%
  • Sep 16, 20266.39%first recorded
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
1051 S West End Blvd, Allentown, PA, 18017
Jumbo-Fixed Rate Mortgages
15 Years
6.50%
6.576%
View
▼
Rate6.50%
APR6.576%
Points0.000
UpdatedOct 3, 2026
Details

Rate Lock: 60 Day

Rate History
No change since Sep 15, 2026 · 6.58% APR · checked 5 times
6.08%6.58%7.08%Sep 15, 2026: 6.58% APRSep 15, 2026Oct 6, 2026
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed Jumbo
15-Year
6.50%
6.636%
View
▼
Rate6.50%
APR6.636%
Points0.750
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 6.39% → 6.64% ▲ 0.25 pts · high 6.64% / low 6.39%
5.89%6.51%7.14%Sep 16, 2026: 6.39% APRSep 25, 2026: 6.64% APRSep 16, 2026Oct 6, 2026
  • Sep 25, 20266.64%▲ from 6.39%
  • Sep 16, 20266.39%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed Rate Jumbo
15-Year
6.50%
6.641%
View
▼
Rate6.50%
APR6.641%
Points0.750
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 6.40% → 6.64% ▲ 0.25 pts · high 6.64% / low 6.40%
5.90%6.52%7.14%Sep 16, 2026: 6.40% APROct 2, 2026: 6.64% APRSep 16, 2026Oct 6, 2026
  • Oct 2, 20266.64%▲ from 6.40%
  • Sep 16, 20266.40%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed Jumbo
15-Year
6.625%
6.701%
View
▼
Rate6.625%
APR6.701%
Points0.375
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 6.39% → 6.70% ▲ 0.31 pts · high 6.70% / low 6.39%
5.89%6.55%7.20%Sep 16, 2026: 6.39% APRSep 25, 2026: 6.70% APRSep 16, 2026Oct 6, 2026
  • Sep 25, 20266.70%▲ from 6.39%
  • Sep 16, 20266.39%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed Rate Jumbo
15-Year
6.625%
6.706%
View
▼
Rate6.625%
APR6.706%
Points0.375
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 6.40% → 6.71% ▲ 0.31 pts · high 6.71% / low 6.40%
5.90%6.55%7.21%Sep 16, 2026: 6.40% APROct 2, 2026: 6.71% APRSep 16, 2026Oct 6, 2026
  • Oct 2, 20266.71%▲ from 6.40%
  • Sep 16, 20266.40%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed Jumbo
15-Year
6.75%
6.766%
View
▼
Rate6.75%
APR6.766%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 6.39% → 6.77% ▲ 0.38 pts · high 6.77% / low 6.39%
5.89%6.58%7.27%Sep 16, 2026: 6.39% APRSep 25, 2026: 6.77% APRSep 16, 2026Oct 6, 2026
  • Sep 25, 20266.77%▲ from 6.39%
  • Sep 16, 20266.39%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1000 Easton Rd, Bensalem, PA, 18936
15-Year Fixed Rate Jumbo
15-Year
6.75%
6.771%
View
▼
Rate6.75%
APR6.771%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 6.40% → 6.77% ▲ 0.38 pts · high 6.77% / low 6.40%
5.90%6.58%7.27%Sep 16, 2026: 6.40% APROct 2, 2026: 6.77% APRSep 16, 2026Oct 6, 2026
  • Oct 2, 20266.77%▲ from 6.40%
  • Sep 16, 20266.40%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
100 E Walnut St, Abington, PA, 18901 5307
Mortgage - 15 Year Jumbo
15 Year
6.969%
6.999%
View
▼
Rate6.969%
APR6.999%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
No change since Sep 25, 2026 · 7.00% APR · checked 3 times
6.50%7.00%7.50%Sep 25, 2026: 7.00% APRSep 25, 2026Oct 6, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
2645 Street Rd, Bensalem, PA, 17013
Conventional fixed mortgage - 15 Year Jumbo
15 Year
6.875%
7.118%
View
▼
Rate6.875%
APR7.118%
Points0.500
UpdatedOct 1, 2026
Details

No additional details available.

Rate History
No change since Sep 30, 2026 · 7.12% APR · checked 3 times
6.62%7.12%7.62%Sep 30, 2026: 7.12% APRSep 30, 2026Oct 6, 2026
Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.96%
1001 Hastings Park Dr, Bethel Park, PA, 15009
Jumbo Single Family Owner-Occupied - 15 Year Loan
15 Year
7.25%
7.284%
View
▼
Rate7.25%
APR7.284%
Points0.000
UpdatedOct 3, 2026
Details

No additional details available.

Rate History
2 changes since Sep 16, 2026 · 6.66% → 7.28% ▲ 0.63 pts · high 7.28% / low 6.66%
6.03%6.97%7.91%Sep 16, 2026: 6.66% APRSep 28, 2026: 7.16% APROct 1, 2026: 7.28% APRSep 16, 2026Oct 6, 2026
  • Oct 1, 20267.28%▲ from 7.16%
  • Sep 28, 20267.16%▲ from 6.66%
  • Sep 16, 20266.66%first recorded
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
100 N Blakely St, Bangor, PA, 18013
15-Year Jumbo Loan
15 years
7.25%
7.317%
View
▼
Rate7.25%
APR7.317%
Points0.000
UpdatedOct 2, 2026
Details

No additional details available.

Rate History
2 changes since Sep 18, 2026 · 6.83% → 7.32% ▲ 0.49 pts · high 7.32% / low 6.83%
6.33%7.07%7.82%Sep 18, 2026: 6.83% APRSep 24, 2026: 6.89% APROct 1, 2026: 7.32% APRSep 18, 2026Oct 6, 2026
  • Oct 1, 20267.32%▲ from 6.89%
  • Sep 24, 20266.89%▲ from 6.83%
  • Sep 18, 20266.83%first recorded
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
4029 W Tilghman St, Allentown, PA, 18104
15-Year Fixed Jumbo Loan
15-Year
7.375%
7.488%
View
▼
Rate7.375%
APR7.488%
Points0.000
UpdatedOct 2, 2026
Details

No additional details available.

Rate History
2 changes since Sep 15, 2026 · 7.11% → 7.49% ▲ 0.38 pts · high 7.49% / low 7.11%
6.61%7.30%7.99%Sep 15, 2026: 7.11% APRSep 24, 2026: 7.24% APRSep 27, 2026: 7.49% APRSep 15, 2026Oct 6, 2026
  • Sep 27, 20267.49%▲ from 7.24%
  • Sep 24, 20267.24%▲ from 7.11%
  • Sep 15, 20267.11%first recorded
Parke Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
1032 Arch St, Philadelphia, PA, 19103
15 Year Fixed - Jumbo
15 Year
7.50%
8.165%
View
▼
Rate7.50%
APR8.165%
Points0.000
UpdatedOct 2, 2026
Details

No additional details available.

Rate History
No change since Sep 24, 2026 · 8.17% APR · checked 2 times
7.66%8.17%8.67%Sep 24, 2026: 8.17% APRSep 24, 2026Oct 6, 2026

Pennsylvania 5/1 Jumbo ARM Refinance Rates

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
2645 Street Rd, Bensalem, PA, 17013
5/5 Jumbo ARM
6.25%
6.75%
View
▼
Rate6.25%
APR6.75%
Points0.250
UpdatedOct 1, 2026
Details

As Low As; Payment Example

Rate History
No change since Sep 30, 2026 · 6.75% APR · checked 3 times
6.25%6.75%7.25%Sep 30, 2026: 6.75% APRSep 30, 2026Oct 6, 2026
Parke Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
1032 Arch St, Philadelphia, PA, 19103
30 Year 5/1 ARM - Jumbo
30 Year
6.885%
6.885%
View
▼
Rate6.885%
APR6.885%
Points0.000
UpdatedOct 2, 2026
Details

No additional details available.

Rate History
No change since Sep 24, 2026 · 6.89% APR · checked 2 times
6.39%6.89%7.39%Sep 24, 2026: 6.89% APRSep 24, 2026Oct 6, 2026

Pennsylvania FHA Loan Rates

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.25%
1 Reading Dr, Allentown, PA, 18017 8797
FHA Mortgage
30 Years
7.00%
7.394%
View
▼
Rate7.00%
APR7.394%
Points0.000
UpdatedOct 5, 2026
Details

As Low As; Subject to credit approval. Rates, terms, and information are subject to change at any time. Rates offered are dependent on credit score at application. Rates are locked for 60 days. Loans with less than 20% down payment will require private mortgage insurance. NMLS 595144

Rate History
No change since Oct 5, 2026 · 7.39% APR
6.89%7.39%7.89%Oct 5, 2026: 7.39% APROct 5, 2026Oct 6, 2026
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
100 E Walnut St, Abington, PA, 18901 5307
Mortgage - 15 Year FHA
15 Year
6.50%
7.499%
View
▼
Rate6.50%
APR7.499%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
No change since Sep 25, 2026 · 7.50% APR · checked 3 times
7.00%7.50%8.00%Sep 25, 2026: 7.50% APRSep 25, 2026Oct 6, 2026
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
1560 Garrett Rd, Aston, PA, 19014 1862
15-Year Fixed FHA
6.50%
7.578%
View
▼
Rate6.50%
APR7.578%
Points1.617
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
No change since Oct 4, 2026 · 7.58% APR
7.08%7.58%8.08%Oct 4, 2026: 7.58% APROct 4, 2026Oct 6, 2026
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
1560 Garrett Rd, Aston, PA, 19014 1862
30-Year Fixed FHA
7.00%
7.755%
View
▼
Rate7.00%
APR7.755%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
2 changes since Sep 17, 2026 · 7.43% → 7.76% ▲ 0.33 pts · high 7.76% / low 7.43%
6.93%7.59%8.25%Sep 17, 2026: 7.43% APRSep 25, 2026: 7.63% APROct 2, 2026: 7.76% APRSep 17, 2026Oct 6, 2026
  • Oct 2, 20267.76%▲ from 7.63%
  • Sep 25, 20267.63%▲ from 7.43%
  • Sep 17, 20267.43%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
100 E Walnut St, Abington, PA, 18901 5307
Mortgage - 30 Year FHA
30 Year
7.00%
7.755%
View
▼
Rate7.00%
APR7.755%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 25, 2026 · 7.63% → 7.76% ▲ 0.13 pts · high 7.76% / low 7.63%
7.13%7.69%8.25%Sep 25, 2026: 7.63% APROct 2, 2026: 7.76% APRSep 25, 2026Oct 6, 2026
  • Oct 2, 20267.76%▲ from 7.63%
  • Sep 25, 20267.63%first recorded
A & S Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
2090 Brodhead Rd, Aliquippa, PA, 15001
Mortgage Loan - FHA 30 Year Fixed
30 Year
7.125%
7.847%
View
▼
Rate7.125%
APR7.847%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
2 changes since Sep 25, 2026 · 7.72% → 7.85% ▲ 0.13 pts · high 8.23% / low 7.72%
7.22%7.97%8.73%Sep 25, 2026: 7.72% APROct 2, 2026: 8.23% APROct 4, 2026: 7.85% APRSep 25, 2026Oct 6, 2026
  • Oct 4, 20267.85%▼ from 8.23%
  • Oct 2, 20268.23%▲ from 7.72%
  • Sep 25, 20267.72%first recorded
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
1560 Garrett Rd, Aston, PA, 19014 1862
30-Year Fixed 203K (FHA Only)
7.00%
7.859%
View
▼
Rate7.00%
APR7.859%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
2 changes since Sep 17, 2026 · 7.48% → 7.86% ▲ 0.38 pts · high 7.86% / low 7.48%
6.98%7.67%8.36%Sep 17, 2026: 7.48% APRSep 25, 2026: 7.73% APROct 2, 2026: 7.86% APRSep 17, 2026Oct 6, 2026
  • Oct 2, 20267.86%▲ from 7.73%
  • Sep 25, 20267.73%▲ from 7.48%
  • Sep 17, 20267.48%first recorded
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.27%
1700 Sullivan Trl, Bethlehem, PA, 18017
Mortgage - FHA 30 Year Fixed
7.375%
8.164%
View
▼
Rate7.375%
APR8.164%
Points0.000
UpdatedOct 2, 2026
Details

No additional details available.

Rate History
2 changes since Sep 24, 2026 · 7.41% → 8.16% ▲ 0.76 pts · high 8.16% / low 7.41%
6.65%7.78%8.92%Sep 24, 2026: 7.41% APRSep 27, 2026: 7.78% APROct 1, 2026: 8.16% APRSep 24, 2026Oct 6, 2026
  • Oct 1, 20268.16%▲ from 7.78%
  • Sep 27, 20267.78%▲ from 7.41%
  • Sep 24, 20267.41%first recorded

Pennsylvania VA Loan Rates

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
1560 Garrett Rd, Aston, PA, 19014 1862
15-Year Fixed VA
6.50%
7.242%
View
▼
Rate6.50%
APR7.242%
Points2.036
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
No change since Oct 4, 2026 · 7.24% APR
6.74%7.24%7.74%Oct 4, 2026: 7.24% APROct 4, 2026Oct 6, 2026
A & S Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
2090 Brodhead Rd, Aliquippa, PA, 15001
VA 30 Year Fixed
30 Year
7.125%
7.339%
View
▼
Rate7.125%
APR7.339%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
2 changes since Sep 25, 2026 · 7.21% → 7.34% ▲ 0.13 pts · high 7.72% / low 7.21%
6.70%7.47%8.23%Sep 25, 2026: 7.21% APROct 2, 2026: 7.72% APROct 4, 2026: 7.34% APRSep 25, 2026Oct 6, 2026
  • Oct 4, 20267.34%▼ from 7.72%
  • Oct 2, 20267.72%▲ from 7.21%
  • Sep 25, 20267.21%first recorded
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
1560 Garrett Rd, Aston, PA, 19014 1862
30-Year Fixed VA
7.375%
7.632%
View
▼
Rate7.375%
APR7.632%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
3 changes since Sep 17, 2026 · 7.13% → 7.63% ▲ 0.51 pts · high 7.76% / low 7.13%
6.49%7.44%8.39%Sep 17, 2026: 7.13% APRSep 25, 2026: 7.25% APROct 2, 2026: 7.76% APROct 4, 2026: 7.63% APRSep 17, 2026Oct 6, 2026
  • Oct 4, 20267.63%▼ from 7.76%
  • Oct 2, 20267.76%▲ from 7.25%
  • Sep 25, 20267.25%▲ from 7.13%
  • Sep 17, 20267.13%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
100 E Walnut St, Abington, PA, 18901 5307
Mortgage - 30 Year VA
30 Year
7.00%
7.859%
View
▼
Rate7.00%
APR7.859%
Points0.000
UpdatedOct 4, 2026
Details

No additional details available.

Rate History
1 change since Sep 25, 2026 · 7.73% → 7.86% ▲ 0.13 pts · high 7.86% / low 7.73%
7.23%7.80%8.36%Sep 25, 2026: 7.73% APROct 2, 2026: 7.86% APRSep 25, 2026Oct 6, 2026
  • Oct 2, 20267.86%▲ from 7.73%
  • Sep 25, 20267.73%first recorded
The refinance rates displayed are verified and sourced directly from the official websites of the listed financial institutions. The rate shown is the lender’s posted rate for that loan type, which most lenders apply to purchase and refinance loans alike. Your final approved rate will depend on your credit history, credit score, loan amount, loan-to-value ratio, and whether you take cash out.

Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.

National Refinance Rate Averages

Daily averages of posted rates across every lender we track, as of October 6, 2026. Use these as the benchmark for the Pennsylvania quotes above; lenders that price refinances separately currently run about 0.180 points higher.

30-Year Fixed
7.340%
+0.158 vs. last week
15-Year Fixed
6.850%
+0.116 vs. last week
30-Year Jumbo
7.448%
Daily average
5/1 ARM
6.726%
Daily average
FHA 30-Year
7.644%
Daily average
VA 30-Year
7.792%
Daily average
Source: MonitorBankRates daily rate averages, all lenders tracked. Most lenders apply the same posted rate to purchase and refinance loans. Compare refinance rates in every state
Powered byMonitorBankRates

Pennsylvania Refinance Rate Trends

Compare local Pennsylvania refinance quotes against the statewide average

Daily averages of posted first-mortgage rates across our lender network, updated every evening. Because most lenders price purchase and refinance loans identically, this is the benchmark a Pennsylvania refinance quote should be measured against, plus roughly 0.180 points at lenders that price refinances separately.

View Full Pennsylvania Mortgage Rate Trends
30-Year Fixed PA Avg
7.286%
▲ 0.145 vs 7 days ago

Pennsylvania 30-year fixed rates rose 0.145 points over the past 7 days to 7.286%.

15-Year Fixed PA Avg
6.782%
▲ 0.106 vs 7 days ago

Pennsylvania 15-year fixed rates rose 0.106 points over the past 7 days to 6.782%.

As of Oct 6, 2026 • Averages reflect posted first-mortgage rates used for both purchase and refinance loans
Powered by MonitorBankRates

What Pennsylvania Homeowners Actually Pay to Refinance

Posted refinance rates from our lender network alongside the rates borrowers closed at, from federal HMDA filings

Two different measures. The refinance premium is computed nightly from lenders that publish separate purchase and refinance pricing. HMDA figures are median note rates on loans that actually closed.

Refinance Premium
+0.180 pts
vs. same lender's purchase rate, nationally (14 lender pairs)
Sources: MonitorBankRates lender rate feed (refinance premium)

Pennsylvania Refinance Rate Forecast, Next 12 Months

Where are Pennsylvania refinance rates headed through October 2027?

Based on Fed funds rate futures, 10-year Treasury path, and historical mortgage spread model. If the forecast shows rates falling, waiting may beat refinancing today; the break-even calculator below shows what each scenario is worth. Not financial advice.

Current PA Avg
7.286%
30-Year Fixed
6-Month Forecast
7.286%
Range: 6.94%, 7.59%
12-Month Forecast
7.536%
Range: 7.19%, 7.84%
12-Mo Payment Chg.
+$35/mo
vs. today on median home

What Forecast Rates Mean for Pennsylvania Homeowners Refinancing

Monthly principal & interest on a 30-year refinance of the loan of $203,600 (80% of the state median home value). Payment differences show what waiting for the forecast rate would be worth each month.

Scenario Rate Mo. Payment vs. Today % of Income
Today (PA avg) 7.286% $1,394 21.5%
6-Month Forecast 7.286% (6.94, 7.59%) $1,394 +$0/mo 21.5%
12-Month Forecast 7.536% (7.19, 7.84%) $1,429 +$35/mo 22%

Income column = annual mortgage payment as % of Pennsylvania median household income ($77,971). Above 30% is generally considered cost-burdened.

Projections based on Fed funds futures and mortgage-to-fed-funds spread model. Not a guarantee of future rates.

Pennsylvania Refinance Break-Even Calculator

Enter your current loan and the refinance rate you have been quoted. The calculator shows the new payment, monthly savings, and how many months it takes for those savings to pay back the closing costs. Click a current Pennsylvania rate on the right to test it instantly.

New Monthly P&I
$0
now $0
Monthly Savings
$0
Break-Even
0 mo

Principal and interest only. Excludes escrow, mortgage insurance, and any prepayment penalty on the current loan. Lifetime interest compares the remaining interest on the current loan to total interest on the new loan. Estimates are for informational purposes only.

Current Pennsylvania Refinance Rates

Lowest verified rate per loan type · click to test it as your new rate
Lowest verified rate per loan type available in Pennsylvania. ARM rates apply for the initial fixed period only.

Run the Numbers on Your Pennsylvania Refinance

The rate is only part of the decision. Use these calculators to turn current Pennsylvania home refinance rates into monthly savings, break-even months, and total interest before you talk to a lender.

Refinance Calculator

If you already own a home, enter your current rate, remaining loan balance, and the rate you’ve been quoted to refinance. The calculator shows your new monthly payment, how much you’d save each month, and the break-even point, the number of months it takes for your savings to cover the closing costs of refinancing.

Calculate
Mortgage Payment Calculator

Enter your loan amount, interest rate, and term length to see your estimated monthly principal and interest payment. Adjust any variable to model different scenarios: a larger down payment, a shorter term, or a rate a quarter-point lower than what you were quoted.

Calculate
Home Equity vs. Cash-Out Refinance

If your goal is cash rather than a lower rate, compare current Pennsylvania home equity loan and HELOC rates against a cash-out refinance. Keeping a low existing first mortgage and adding a second lien is often the cheaper path, especially for loans originated between 2020 and 2022.

Compare
Home Affordability Calculator

Tell us your gross income, monthly debt obligations, and how much you have for a down payment. We’ll show you the home price range you’re likely to qualify for at current Pennsylvania rates, so you can shop with a realistic number in mind rather than discovering your ceiling after you’ve fallen in love with a property.

Calculate

Types of Refinance Loans Available in Pennsylvania

Homeowners across Pennsylvania can choose from several refinance programs. The right one depends on what you are trying to do: lower the rate, shorten the term, pull cash out, or drop mortgage insurance. Pricing, appraisal requirements, and eligibility differ across each, and the cheapest program is not always the lowest posted rate once fees are counted.

Rate-and-Term Refinance

The standard refinance. You replace your existing mortgage with a new loan for about the same balance, changing only the rate, the term, or both. It is the lowest-priced refinance product at nearly every Pennsylvania lender because the loan-to-value ratio does not rise.

Best for homeowners whose rate is at least half a point above today’s Pennsylvania average and who plan to stay past the break-even point. Choosing a term that matches your remaining years, rather than resetting to 30, keeps the payoff date where it is.

Cash-Out Refinance

A cash-out refinance replaces your mortgage with a larger one and hands you the difference at closing. Conventional lenders cap the new loan at 80% of appraised value; VA cash-out loans go to 90%. Rates run above rate-and-term pricing.

If you hold a low rate from 2020 to 2022, a home equity loan or HELOC in Pennsylvania usually costs less than refinancing the whole balance at today’s rate to pull out cash.

FHA Streamline Refinance

For homeowners already in an FHA loan. No appraisal, no income verification, and limited credit review, as long as the new loan produces a net tangible benefit (generally a rate at least 0.5% lower, or a move from an ARM to a fixed rate). You need 210 days since the first payment and six on-time payments.

The upfront mortgage insurance premium is reduced to 0.01% and annual MIP continues, so FHA borrowers with 20% equity and good credit should also price a conventional rate-and-term refinance, which drops mortgage insurance entirely.

VA IRRRL (Streamline Refinance)

The Interest Rate Reduction Refinance Loan lets veterans refinance an existing VA loan with no appraisal, no income documentation, and a funding fee of just 0.5% (waived for borrowers with a service-connected disability). Closing costs can be rolled into the loan.

The new rate must be lower than the current one unless you are moving from an ARM to a fixed rate, and you must recoup closing costs within 36 months. VA lenders in Pennsylvania quote IRRRL pricing separately, so ask for it by name.

USDA Streamlined-Assist Refinance

For homeowners with an existing USDA Rural Development loan. No appraisal or credit review in most cases, and the new payment must be at least $50 a month lower than the current one. The property no longer has to meet the rural eligibility map.

Twelve months of on-time payments are required, and the 1% upfront guarantee fee plus the annual fee apply to the new loan.

Jumbo Refinance

The 2026 FHFA conforming baseline in Pennsylvania is $832,750 for most counties, higher in designated high-cost areas. A refinance above the county limit is a jumbo loan, priced and underwritten lender by lender.

Jumbo refinances usually require a 700 or higher credit score, reserves of six to twelve months of payments, and a loan-to-value of 80% or less. Because balances are large, even a quarter-point rate difference is worth thousands a year, so compare the 30-Year Jumbo and 15-Year Jumbo tabs above closely. If paying the balance down to the conforming limit at closing is possible, conforming refinance pricing is often noticeably better.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Pennsylvania refinance rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Refinance Rate Data: We aggregate mortgage and refinance rates for Pennsylvania directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Where a lender publishes a product specifically for refinancing, that product is listed by name; where a lender publishes one rate sheet for purchase and refinance loans, that rate is shown as the refinance rate, which is how the lender itself quotes it.

Refinance Premium and HMDA Figures: The refinance premium is the average difference between a lender’s refinance-labeled product and the same lender’s standard product of the same term, computed nightly across lenders that publish both. It is shown for context and is never added to any rate in the tables. HMDA figures are median note rates on first-lien, owner-occupied, one-to-four-unit loans originated in the most recent reporting year, from the Consumer Financial Protection Bureau’s public Loan/Application Register.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Pennsylvania. We feature a comprehensive mix of licensed NMLS financial institutions, from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in PA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage and refinance rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.

Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data, including the Texas Ratio, ensuring you compare rates from secure, reliable lenders.

How a Mortgage Refinance Works in Pennsylvania

A refinance pays off your current mortgage with a new loan on the same Pennsylvania home. The new lender wires the payoff to the old lender at closing, and from that point you make payments on the new loan only. Because it is a brand-new mortgage, you go through an application, credit check, and usually an appraisal, and you pay closing costs, just as you did when you bought the home.

How Pennsylvania Refinance Rates Compare to Purchase Rates

Most Pennsylvania banks and credit unions post one rate sheet that applies to purchase and refinance loans alike, which is why the tables above show the same lenders you will find on our Pennsylvania mortgage rates page. For example, Marion Center Bank is listing a 30 Year Fixed: Purchase/Refinance at 6.65% for either purpose. Some lenders price refinances separately and list them by name, such as Marion Center Bank’s 15 Year Fixed: Purchase/Refinance at 6.15%. Across lenders that post both, refinance pricing currently runs about 0.180 points above the same lender’s purchase rate nationally. Cash-out refinances, investment properties, and second homes carry pricing add-ons at every lender.

Finding Your Break-Even Point in Pennsylvania

Divide total closing costs by the monthly payment savings and you get the number of months until the refinance has paid for itself. A Pennsylvania homeowner who expects to sell before that month should not refinance, no matter how good the rate looks. The calculator above runs this math with today’s local rates. A shorter break-even, under three years, is a comfortable margin; anything past five years needs a long stay to pay off.

Refinance Closing Costs and No-Closing-Cost Loans in Pennsylvania

Refinance closing costs in Pennsylvania typically run two to five percent of the loan and include the lender’s origination fee, appraisal, title search and lender’s title policy, recording fees, and prepaid interest. Discount points are optional and buy the rate down. A no-closing-cost refinance rolls the fees into a higher rate or the loan balance. It is not free, but it can be the better choice for a homeowner likely to move or refinance again within a few years, because there is nothing to recoup.

When Pennsylvania Homeowners Should Wait

Refinancing rarely pays when the new rate is less than half a point below the current one, when you are more than ten years into a 30-year loan and would reset the clock, or when your credit score has dropped since the original loan. Homeowners holding a rate from 2020 to 2022 are usually better served by keeping that loan and using a home equity loan or HELOC for cash needs. Our Pennsylvania refinance rate trends above show where rates have been over the past 90 days, and the forecast gives a sense of where they may head, so you can decide whether to lock now or wait.

Frequently Asked Questions about Refinance Rates in Pennsylvania

What are home loan refinance rates in Pennsylvania (PA) today?

Home loan refinance rates, also called mortgage refinance rates or home refinance rates, are the rates lenders charge to replace your current mortgage. Pennsylvania mortgage refinance rates range from 5.00% to 9.25%, verified by MonitorBankRates as of October 5, 2026. Current mortgage refinance rates in Pennsylvania include Marion Center BankMarion Center Bank106 W Main St, Big Run, PA, 15701B4.3 ★Texas Ratio: 12.13% at 6.65%, Citizens BankCitizens Bank1 E Main St, Aliquippa, PA, 15001A+5.0 ★Texas Ratio: 5.44% at 7.75%, Hill District Federal Credit UnionHill District Federal Credit Union2021 Centre Ave, Pittsburgh, PA, 15219 6301C+4.2 ★Texas Ratio: 25.14% at 5.75%, JTNBJTNB12 Broadway, Jim Thorpe, PA, 18229A+5.0 ★Texas Ratio: 0.00% at 6.35%, and Iron Workers SBIron Workers SB100 Ridge Rd, Aston, PA, 19014A+5.0 ★Texas Ratio: 0.00% at 6.125%.

Are refinance rates higher than purchase mortgage rates in Pennsylvania?

Usually only slightly. Among lenders that post separate purchase and refinance pricing nationally, refinance rates currently run about 0.180 percentage points above the same lender's purchase rate. Most banks and credit unions in Pennsylvania quote one rate for both purchase and refinance loans. Cash-out refinances and investment property refinances are typically priced higher than rate-and-term refinances.

When does refinancing make sense in Pennsylvania?

Refinancing makes sense when the monthly savings from a lower rate recover the closing costs before you expect to sell or pay off the loan. That point is called the break-even. If closing costs are $4,000 and the new loan saves $150 a month, break-even is about 27 months. Refinancing can also make sense to drop mortgage insurance, move from an adjustable rate to a fixed rate, or shorten the term.

How soon can I refinance a mortgage in Pennsylvania?

Conventional rate-and-term refinances generally have no waiting period, though many lenders require six months of payment history. Cash-out refinances usually require you to have owned the home for at least six to twelve months. FHA Streamline refinances require 210 days since the first payment and six on-time payments, and VA IRRRL refinances require 210 days and six payments as well.

What is a rate-and-term refinance?

A rate-and-term refinance replaces your current mortgage with a new loan for roughly the same balance, changing only the interest rate, the term, or both. It is the most common type of refinance in Pennsylvania and typically carries the lowest rate of any refinance product.

What is a cash-out refinance?

A cash-out refinance replaces your mortgage with a larger loan and pays you the difference in cash at closing. Most lenders cap the new loan at 80 percent of the home's value for conventional loans (90 percent for VA). Because the loan balance rises, cash-out rates run higher than rate-and-term refinance rates. A home equity loan or HELOC can be a cheaper way to borrow a smaller amount without giving up a low existing first mortgage rate.

Does refinancing reset my 30-year term?

Only if you choose a new 30-year loan. Many Pennsylvania lenders offer 10-, 15-, 20-, and 25-year refinance terms, and some offer custom terms that match your remaining years. Refinancing into a shorter term at a lower rate can cut total interest substantially even when the monthly payment stays about the same.

What are typical refinance closing costs in Pennsylvania?

Refinance closing costs generally run two to five percent of the loan amount and include origination fees, appraisal, title search and lender's title insurance, recording fees, and prepaid interest. Some lenders offer no-closing-cost refinances that fold the fees into a slightly higher rate, which can be worthwhile if you expect to move or refinance again within a few years.

What is the difference between interest rate and APR on a refinance?

The interest rate is the cost of borrowing the principal. The APR includes the interest rate plus lender fees and points, so it is the better number for comparing two refinance offers with different fee structures.

Should I lock my refinance rate?

If the quoted rate meets your break-even target and you are ready to close, locking protects you if rates rise during processing. Most refinance rate locks run 30 to 60 days. Ask whether the lender offers a float-down option in case rates fall after you lock.

How do I find the best refinance lender in Pennsylvania?

Compare rates and APRs from local banks, credit unions, and online lenders using the tables on this page, then request loan estimates from at least three. Credit unions in Pennsylvania often post the lowest refinance rates for members, and lenders that already service your loan sometimes waive fees to keep it.

What are the best refinance rates in Pennsylvania?

  • Marion Center Bank: 6.65% (30 Year Fixed: Purchase/Refinance)
  • Citizens Bank: 7.75% (30-Year Fixed Rate Mortgage Refinance)
  • Hill District Federal Credit Union: 5.75% (30-Year Fixed)
  • JTNB: 6.35% (Current Mortgage - 30 Year Fixed (or 360 monthly payments))
  • Iron Workers SB: 6.125% (30 Year Fixed Rate)
Mortgage Rates reflect actual verified offers from lenders actively lending to Pennsylvania borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: October 5, 2026

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Home Refinance Rates by City in Pennsylvania (PA)

  • Aaronsburg
  • Abbottstown
  • Abington
  • Ackermanville
  • Acme
  • Acosta
  • Adah
  • Adamsburg
  • Adamstown
  • Adamsville
  • Addison
  • Adrian
  • Airville
  • Akron
  • Alba
  • Albion
  • Albrightsville
  • Alburtis
  • Aldenville
  • Aleppo
  • Alexandria
  • Aliquippa
  • Allenport
  • Allensville
  • Allentown
  • Allenwood
  • Allison
  • Allison Park
  • Allport
  • Almedia
  • Alsace
  • Altoona
  • Alum Bank
  • Alverda
  • Alverton
  • Amberson
  • Ambler
  • Ambridge
  • Amity
  • Analomink
  • Andreas
  • Anita
  • Annville
  • Antes Fort
  • Apollo
  • Aquashicola
  • Arcadia
  • Archbald
  • Arcola
  • Ardara
  • Ardmore
  • Arendtsville
  • Aristes
  • Armagh
  • Armbrust
  • Arnot
  • Arona
  • Artemas
  • Ashfield
  • Ashland
  • Ashville
  • Aspers
  • Aston
  • Atglen
  • Athens
  • Atlantic
  • Atlasburg
  • Auburn
  • Audubon
  • Aultman
  • Austin
  • Avella
  • Avis
  • Avondale
  • Avonmore
  • Baden
  • Bainbridge
  • Bairdford
  • Bakers Summit
  • Bakerstown
  • Bala Cynwyd
  • Bally
  • Bangor
  • Barnesboro
  • Barnesville
  • Bart
  • Barto
  • Bartonsville
  • Bath
  • Bausman
  • Beach Haven
  • Beach Lake
  • Beallsville
  • Bear Creek
  • Bear Lake
  • Beaver
  • Beaver Falls
  • Beaver Meadows
  • Beaver Springs
  • Beaverdale
  • Beavertown
  • Beccaria
  • Bechtelsville
  • Bedford
  • Bedminster
  • Beech Creek
  • Belle Vernon
  • Bellefonte
  • Belleville
  • Bellwood
  • Belsano
  • Bendersville
  • Benezett
  • Bensalem
  • Bentleyville
  • Benton
  • Berlin
  • Bernville
  • Berrysburg
  • Berwick
  • Berwyn
  • Bessemer
  • Bethel
  • Bethel Park
  • Bethlehem
  • Beyer
  • Big Cove Tannery
  • Big Run
  • Bigler
  • Biglerville
  • Birchrunville
  • Bird In Hand
  • Birdsboro
  • Black Lick
  • Blain
  • Blairs Mills
  • Blairsville
  • Blakeslee
  • Blanchard
  • Blandburg
  • Blandon
  • Bloomfield
  • Blooming Glen
  • Bloomsburg
  • Blossburg
  • Blue Ball
  • Blue Bell
  • Blue Ridge Summit
  • Boalsburg
  • Bobtown
  • Bodines
  • Boiling Springs
  • Bolivar
  • Boswell
  • Bovard
  • Bowers
  • Bowmansdale
  • Bowmanstown
  • Bowmansville
  • Boyers
  • Boyertown
  • Boynton
  • Brackenridge
  • Brackney
  • Braddock
  • Bradenville
  • Bradford
  • Bradfordwoods
  • Branchdale
  • Branchton
  • Brandamore
  • Brandy Camp
  • Brave
  • Breezewood
  • Breinigsville
  • Bridgeport
  • Bridgeton
  • Bridgeville
  • Brier Hill
  • Brisbin
  • Bristol
  • Broad Top
  • Brockport
  • Brockton
  • Brockway
  • Brodheadsville
  • Brogue
  • Brookhaven
  • Brooklyn
  • Brookville
  • Broomall
  • Brownfield
  • Brownstown
  • Brownsville
  • Bruin
  • Brush Creek
  • Brush Valley
  • Bryn Athyn
  • Bryn Mawr
  • Buck Hill Falls
  • Buckingham
  • Buena Vista
  • Buffalo Mills
  • Bulger
  • Bunola
  • Burgettstown
  • Burlington
  • Burnham
  • Burnside
  • Burnt Cabins
  • Bushkill
  • Butler
  • Byrnedale
  • Cabot
  • Cadogan
  • Cairnbrook
  • California
  • Callensburg
  • Callery
  • Calumet
  • Calvin
  • Cambra
  • Cambridge Springs
  • Camp Hill
  • Campbelltown
  • Camptown
  • Canadensis
  • Canonsburg
  • Canton
  • Carbondale
  • Cardale
  • Carlisle
  • Carlton
  • Carmichaels
  • Carnegie
  • Carrolltown
  • Carversville
  • Cashtown
  • Cassandra
  • Cassville
  • Castanea
  • Catasauqua
  • Catawissa
  • Cecil
  • Cedar Run
  • Cedars
  • Center Valley
  • Centerport
  • Centerville
  • Central City
  • Centralia
  • Centre Hall
  • Chadds Ford
  • Chalfont
  • Chalk Hill
  • Chambersburg
  • Chambersville
  • Champion
  • Chandlers Valley
  • Charleroi
  • Chatham
  • Cheltenham
  • Cherry Tree
  • Cherryville
  • Chest Springs
  • Chester
  • Chester Heights
  • Chester Springs
  • Chestnut Ridge
  • Cheswick
  • Cheyney
  • Chicora
  • Chinchilla
  • Christiana
  • Clairton
  • Clarence
  • Clarendon
  • Claridge
  • Clarington
  • Clarion
  • Clark
  • Clarks Mills
  • Clarks Summit
  • Clarksburg
  • Clarksville
  • Claysburg
  • Claysville
  • Clearfield
  • Clearville
  • Clifford
  • Climax
  • Clinton
  • Clintonville
  • Clune
  • Clymer
  • Coal Center
  • Coal Township
  • Coaldale
  • Coalport
  • Coatesville
  • Coburn
  • Cochranton
  • Cochranville
  • Cocolamus
  • Codorus
  • Cogan Station
  • Cokeburg
  • Collegeville
  • Colmar
  • Columbia
  • Columbia Cross Roads
  • Columbus
  • Colver
  • Commodore
  • Concord
  • Concordville
  • Conestoga
  • Confluence
  • Conneaut Lake
  • Conneautville
  • Connellsville
  • Connoquenessing
  • Conshohocken
  • Conway
  • Conyngham
  • Cooksburg
  • Coolspring
  • Coopersburg
  • Cooperstown
  • Coplay
  • Coral
  • Coraopolis
  • Cornwall
  • Corry
  • Corsica
  • Coudersport
  • Coulters
  • Coupon
  • Covington
  • Cowanesque
  • Cowansville
  • Crabtree
  • Craley
  • Cranberry
  • Cranberry Twp
  • Cranesville
  • Creamery
  • Creekside
  • Creighton
  • Crescent
  • Cresco
  • Cresson
  • Cressona
  • Crosby
  • Cross Fork
  • Crown
  • Croydon
  • Crucible
  • Crum Lynne
  • Crystal Spring
  • Cuddy
  • Cumbola
  • Cumru
  • Curllsville
  • Curryville
  • Curtisville
  • Curwensville
  • Custer City
  • Cyclone
  • Dagus Mines
  • Daisytown
  • Dallas
  • Dallastown
  • Dalmatia
  • Dalton
  • Damascus
  • Danboro
  • Danielsville
  • Danville
  • Darby
  • Darlington
  • Darragh
  • Dauberville
  • Dauphin
  • Davidsville
  • Dawson
  • Dayton
  • De Lancey
  • De Young
  • Defiance
  • Delano
  • Delaware Water Gap
  • Delmont
  • Delta
  • Denbo
  • Denver
  • Derrick City
  • Derry
  • Devault
  • Devon
  • Dewart
  • Dickerson Run
  • Dickson City
  • Dilliner
  • Dillsburg
  • Dilltown
  • Dimock
  • Dingman
  • Dingmans Ferry
  • Distant
  • Dixonville
  • Donegal
  • Donora
  • Dornsife
  • Douglassville
  • Dover
  • Downingtown
  • Doylesburg
  • Doylestown
  • Dravosburg
  • Dresher
  • Drexel Hill
  • Drifting
  • Drifton
  • Driftwood
  • Drumore
  • Drums
  • Dry Run
  • Du Bois
  • Dublin
  • Dudley
  • Duke Center
  • Dunbar
  • Duncannon
  • Duncansville
  • Dunlevy
  • Dunlo
  • Duquesne
  • Durham
  • Duryea
  • Dushore
  • Dysart
  • Eagles Mere
  • Eagleville
  • Earlington
  • Earlville
  • East Berlin
  • East Brady
  • East Butler
  • East Earl
  • East Fairfield
  • East Freedom
  • East Greenville
  • East Hickory
  • East McKeesport
  • East Millsboro
  • East Petersburg
  • East Pittsburgh
  • East Prospect
  • East Smethport
  • East Smithfield
  • East Springfield
  • East Stroudsburg
  • East Texas
  • East Vandergrift
  • East Waterford
  • Easton
  • Eau Claire
  • Ebensburg
  • Ebervale
  • Edgemont
  • Edinboro
  • Edinburg
  • Edmon
  • Effort
  • Eighty Four
  • Elco
  • Eldersville
  • Elderton
  • Eldred
  • Elgin
  • Elizabeth
  • Elizabethtown
  • Elizabethville
  • Elkins Park
  • Elkland
  • Elliottsburg
  • Ellsworth
  • Ellwood City
  • Elm
  • Elmhurst
  • Elmora
  • Elrama
  • Elton
  • Elverson
  • Elysburg
  • Emeigh
  • Emigsville
  • Emlenton
  • Emmaus
  • Emporium
  • Endeavor
  • Enola
  • Enon Valley
  • Entriken
  • Ephrata
  • Equinunk
  • Erie
  • Ernest
  • Erwinna
  • Essington
  • Etters
  • Evans City
  • Everett
  • Everson
  • Excelsior
  • Export
  • Exton
  • Factoryville
  • Fairbank
  • Fairchance
  • Fairfield
  • Fairhope
  • Fairless Hills
  • Fairmount City
  • Fairview
  • Fairview Village
  • Fallentimber
  • Falls
  • Falls Creek
  • Fannettsburg
  • Farmington
  • Farrell
  • Fawn Grove
  • Fayette City
  • Fayetteville
  • Feasterville Trevose
  • Felton
  • Fenelton
  • Ferndale
  • Finleyville
  • Fisher
  • Fishertown
  • Fleetville
  • Fleetwood
  • Fleming
  • Flicksville
  • Flinton
  • Flourtown
  • Fogelsville
  • Folcroft
  • Folsom
  • Fombell
  • Forbes Road
  • Force
  • Ford City
  • Ford Cliff
  • Forest City
  • Forest Grove
  • Forestville
  • Forksville
  • Fort Hill
  • Fort Littleton
  • Fort Loudon
  • Fort Washington
  • Fountainville
  • Foxburg
  • Frackville
  • Franconia
  • Franklin
  • Franklintown
  • Frederick
  • Fredericksburg
  • Fredericktown
  • Fredonia
  • Freeburg
  • Freedom
  • Freeland
  • Freeport
  • Frenchville
  • Friedens
  • Friedensburg
  • Friendsville
  • Frostburg
  • Fryburg
  • Furlong
  • Gaines
  • Galeton
  • Gallitzin
  • Gans
  • Gap
  • Garards Fort
  • Gardenville
  • Gardners
  • Garland
  • Garrett
  • Gastonville
  • Geigertown
  • Genesee
  • Georgetown
  • German
  • Germansville
  • Gettysburg
  • Gibbon Glade
  • Gibson
  • Gibsonia
  • Gifford
  • Gilbert
  • Gilberton
  • Gilbertsville
  • Gillett
  • Gipsy
  • Girard
  • Girardville
  • Gladwyne
  • Glasgow
  • Glassport
  • Glen Campbell
  • Glen Hope
  • Glen Lyon
  • Glen Mills
  • Glen Richey
  • Glen Riddle Lima
  • Glen Rock
  • Glenmoore
  • Glenolden
  • Glenshaw
  • Glenside
  • Glenville
  • Goodville
  • Gordon
  • Gordonville
  • Gouldsboro
  • Gowen City
  • Gradyville
  • Grampian
  • Grand Valley
  • Grantham
  • Grantville
  • Granville
  • Granville Summit
  • Grapeville
  • Grassflat
  • Gratz
  • Gray
  • Graysville
  • Great Bend
  • Greeley
  • Green Lane
  • Green Park
  • Greencastle
  • Greenock
  • Greensboro
  • Greensburg
  • Greentown
  • Greenville
  • Grindstone
  • Grove City
  • Grover
  • Guys Mills
  • Gwynedd
  • Gwynedd Valley
  • Hadley
  • Halifax
  • Hallstead
  • Hamburg
  • Hamilton
  • Hamlin
  • Hannastown
  • Hanover
  • Harborcreek
  • Harford
  • Harleigh
  • Harleysville
  • Harmonsburg
  • Harmony
  • Harrisburg
  • Harrison City
  • Harrison Valley
  • Harrisonville
  • Harrisville
  • Hartleton
  • Hartstown
  • Harveys Lake
  • Harwick
  • Hastings
  • Hatboro
  • Hatfield
  • Haverford
  • Havertown
  • Hawk Run
  • Hawley
  • Hawthorn
  • Hazel Hurst
  • Hazleton
  • Hegins
  • Heilwood
  • Hellertown
  • Hempfield
  • Hendersonville
  • Henryville
  • Hereford
  • Herman
  • Herminie
  • Hermitage
  • Herndon
  • Herrick Center
  • Hershey
  • Hesston
  • Hibbs
  • Hickory
  • Hidden Valley
  • Highspire
  • Hiller
  • Hilliards
  • Hillsdale
  • Hillsgrove
  • Hillsville
  • Hilltown
  • Holbrook
  • Holicong
  • Hollidaysburg
  • Hollsopple
  • Holmes
  • Holtwood
  • Home
  • Homer City
  • Homestead
  • Honesdale
  • Honey Brook
  • Honey Grove
  • Hookstown
  • Hooversville
  • Hop Bottom
  • Hopeland
  • Hopewell
  • Hopwood
  • Horsham
  • Hostetter
  • Houston
  • Houtzdale
  • Howard
  • Hughesville
  • Hummels Wharf
  • Hummelstown
  • Hunker
  • Hunlock Creek
  • Huntingdon
  • Huntingdon Valley
  • Huntington Mills
  • Hustontown
  • Hutchinson
  • Hyde
  • Hyde Park
  • Hydetown
  • Hyndman
  • Hyner
  • Ickesburg
  • Idaville
  • Imler
  • Immaculata
  • Imperial
  • Indian Head
  • Indiana
  • Indianola
  • Industry
  • Ingomar
  • Intercourse
  • Irvine
  • Irvona
  • Irwin
  • Isabella
  • Jackson
  • Jackson Center
  • Jacobs Creek
  • James City
  • James Creek
  • Jamestown
  • Jamison
  • Jeannette
  • Jefferson
  • Jenkintown
  • Jenners
  • Jennerstown
  • Jermyn
  • Jerome
  • Jersey Mills
  • Jersey Shore
  • Jessup
  • Jim Thorpe
  • Joffre
  • Johnsonburg
  • Johnstown
  • Jones Mills
  • Jonestown
  • Josephine
  • Julian
  • Juneau
  • Junedale
  • Kane
  • Kantner
  • Karns City
  • Karthaus
  • Keisterville
  • Kelayres
  • Kelton
  • Kemblesville
  • Kempton
  • Kennerdell
  • Kennett Square
  • Kent
  • Kersey
  • Kimberton
  • King Of Prussia
  • Kingsley
  • Kingston
  • Kintnersville
  • Kinzers
  • Kirkwood
  • Kittanning
  • Kleinfeltersville
  • Klingerstown
  • Knox
  • Knox Dale
  • Knoxville
  • Koppel
  • Kossuth
  • Kreamer
  • Kresgeville
  • Kulpmont
  • Kulpsville
  • Kunkletown
  • Kutztown
  • Kylertown
  • La Belle
  • La Jose
  • La Plume
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  • Robertsdale
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  • Thornton
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  • Tidioute
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  • Todd
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  • Tremont
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  • Troy
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  • Turtlepoint
  • Tuscarora
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  • Tyler Hill
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  • Tyrone
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  • Walston
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  • Warfordsburg
  • Warminster
  • Warren
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  • Warrington
  • Warriors Mark
  • Washington
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  • Washingtonville
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  • Waterford
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  • Watson
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  • Wendel
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  • York
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  • Youngstown
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  • Yukon
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  • Zullinger