Fort Payne, Alabama (AL) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Fort Payne, Alabama and the surrounding area include PNC BankPNC Bank200 Gault Ave N, Fort Payne, AL 35967A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Family Savings Credit UnionFamily Savings Credit Union1015 Gault Ave S Ste 500, Fort Payne, AL 35967 4903A5.0 ★Texas Ratio: 9.34% IRA Share Accounts at 0.45% APY, First Southern State BankFirst Southern State Bank1820 Glenn Blvd Sw, Fort Payne, AL 35968A+5.0 ★Texas Ratio: 0.51% Savings at 0.25% APY, Winsouth Credit UnionWinsouth Credit Union101 DRINKARD DR NW, FORT PAYNE, AL 35967A+5.0 ★Texas Ratio: 2.57% Super Savings at 0.25% APY, and First Fidelity Bank Fort Payne, ALFirst Fidelity Bank Fort Payne, AL1400 Gault Ave N, Fort Payne, AL 35967A+5.0 ★Texas Ratio: 1.75% Savings Account at 0.20% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Fort Payne, Alabama, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Fort Payne, Alabama (AL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Fort Payne, Alabama and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Fort Payne, Alabama & Surrounding Communities
$10,000.01 and above
$2,000.01 - $10,000
$0.01 - $2,000
Qualifying balance up to $1000.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Qualifying balance up to $2,500.00
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Qualifying balance up to $10,000.00; Ultimate Checking account required
$10,000 required average daily balance
Qualifying balance up to $25,000.00
Qualifying balance up to $10,000.00
Complimentary Kids Savings stackable money bank and passbook at new account opening
Balance cap: $100,000
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Fort Payne, AL Savings Rate Trends
Compare local Fort Payne, AL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Alabama high-yield savings rates fell 0.714 points this week to 1.084% APY, down from 1.799% last week.
Alabama standard savings rates rose 0.307 points this week to 0.719% APY, up from 0.412% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Fort Payne, Alabama directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fort Payne, Alabama. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in AL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Fort Payne, Alabama
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Fort Payne, Alabama safe?
How often do savings rates change in Fort Payne, Alabama?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Fort Payne, Alabama?
How do I open a savings account in Fort Payne, Alabama?
Best Savings Rates in Fort Payne, Alabama
- PNC Bank
PNC High Yield Savings® — 3.25% APY - Family Savings Credit Union
IRA Share Accounts — 0.45% APY - First Southern State Bank
Savings — 0.25% APY - Winsouth Credit Union
Super Savings — 0.25% APY - First Fidelity Bank Fort Payne, AL
Savings Account — 0.20% APY
