Pelham, Alabama (AL) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Pelham, Alabama and the surrounding area include Avadian Credit UnionAvadian Credit Union2723 Pelham Pkwy, Pelham, AL 35124 1704A+5.0 ★Texas Ratio: 3.11% Centsible Savings2 at 7.00% APY, PNC BankPNC Bank3080 Pelham Pkwy, Pelham, AL 35124A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, APCO Employees Credit UnionAPCO Employees Credit Union301 Huntley Pkwy, Pelham, AL 35124A+5.0 ★Texas Ratio: 0.45% HIGH-YIELD Share Account at 0.75% APY, Union State Bank Pell City, ALUnion State Bank Pell City, AL2267 Pelham Pkwy, Pelham, AL 35124A+5.0 ★Texas Ratio: 2.31% Regular Savings at 0.20% APY, and Wells FargoWells Fargo2261 Highway 31 S, Pelham, AL 35124A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Pelham, Alabama, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Pelham, Alabama (AL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Pelham, Alabama and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Pelham, Alabama & Surrounding Communities
Qualifying balance up to $1000.00
Qualifying balance up to $25,000.00
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Qualifying balance up to $2,500.00
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Qualifying balance up to $10,000.00
($10,000 required average daily balance)
Complimentary Kids Savings stackable money bank and passbook at new account opening
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Pelham, AL Savings Rate Trends
Compare local Pelham, AL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Alabama high-yield savings rates fell 0.398 points this week to 1.084% APY, down from 1.482% last week.
Alabama standard savings rates rose 0.193 points this week to 0.528% APY, up from 0.335% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Pelham, Alabama directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Pelham, Alabama. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in AL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Pelham, Alabama
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Pelham, Alabama safe?
How often do savings rates change in Pelham, Alabama?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Pelham, Alabama?
How do I open a savings account in Pelham, Alabama?
Best Savings Rates in Pelham, Alabama
- Avadian Credit Union
Centsible Savings2 — 7.00% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - APCO Employees Credit Union
HIGH-YIELD Share Account — 0.75% APY - Union State Bank Pell City, AL
Regular Savings — 0.20% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY
