Fairbanks, Alaska (AK) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Fairbanks, Alaska and the surrounding area include Spirit of Alaska Federal Credit UnionSpirit of Alaska Federal Credit Union4001 Geist Rd, Fairbanks, AK 99709 3569A+5.0 ★Texas Ratio: 1.77% Money Market Savings at 1.55% APY, MAC Federal Credit UnionMAC Federal Credit Union541 10th Ave, Fairbanks, AK 99701A5.0 ★Texas Ratio: 9.47% IRA/ Roth IRA/ Converted Roth IRA/ Educational IRA savings at 0.75% APY, Credit Union 1 Credit UnionCredit Union 1 Credit Union909 1st Ave, Fairbanks, AK 99701 4350A+5.0 ★Texas Ratio: 5.94% Premium Savings (0190-0199) and Business Premium Savings (0290-0299) or more at 0.50% APY, Nuvision Federal Credit UnionNuvision Federal Credit Union375 Merhar Ave, Fairbanks, AK 99701 3166A+5.0 ★Texas Ratio: 3.70% IRA Savings (Traditional and Roth) at 0.15% APY, and Wells FargoWells Fargo40 College Rd, Fairbanks, AK 99701A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Fairbanks, Alaska, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Fairbanks, Alaska (AK) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Fairbanks, Alaska and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Fairbanks, Alaska & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Spirit of Alaska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
4001 Geist Rd, Fairbanks, AK 99709 3569
Money Market Savings
1.55%
$0
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Spirit of Alaska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
4001 Geist Rd, Fairbanks, AK 99709 3569
Money Market Savings
1.05%
$0
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Spirit of Alaska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
4001 Geist Rd, Fairbanks, AK 99709 3569
Money Market Savings
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
MAC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.47%
541 10th Ave, Fairbanks, AK 99701
IRA/ Roth IRA/ Converted Roth IRA/ Educational IRA savings
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Spirit of Alaska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
4001 Geist Rd, Fairbanks, AK 99709 3569
Money Market Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
909 1st Ave, Fairbanks, AK 99701 4350
Premium Savings (0190-0199) and Business Premium Savings (0290-0299) or more
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$100,000
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
909 1st Ave, Fairbanks, AK 99701 4350
Premium Savings (0190-0199) and Business Premium Savings (0290-0299)
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$50,000-$99,999.99
Spirit of Alaska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
4001 Geist Rd, Fairbanks, AK 99709 3569
Money Market Savings
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
909 1st Ave, Fairbanks, AK 99701 4350
Premium Savings (0190-0199) and Business Premium Savings (0290-0299)
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$5,000.00-$49,999.99
MAC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.47%
541 10th Ave, Fairbanks, AK 99701
Business Share Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
MAC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.47%
541 10th Ave, Fairbanks, AK 99701
Holiday Club Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
MAC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.47%
541 10th Ave, Fairbanks, AK 99701
Regular Shares & Secondary Shares
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Spirit of Alaska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
4001 Geist Rd, Fairbanks, AK 99709 3569
Money Market Savings
0.25%
$2,500
▼
Rate0.25%
Min Deposit$2,500
Min Balance—
UpdatedMar 24, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
375 Merhar Ave, Fairbanks, AK 99701 3166
IRA Savings (Traditional and Roth)
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
MAC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.47%
541 10th Ave, Fairbanks, AK 99701
Business Share Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
MAC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.47%
541 10th Ave, Fairbanks, AK 99701
Regular Shares & Secondary Shares
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
909 1st Ave, Fairbanks, AK 99701 4350
IRA Savings (0650-0659)
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
375 Merhar Ave, Fairbanks, AK 99701 3166
Primary Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
375 Merhar Ave, Fairbanks, AK 99701 3166
Sub Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
909 1st Ave, Fairbanks, AK 99701 4350
Additional Savings (0100-0109)
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
909 1st Ave, Fairbanks, AK 99701 4350
IOLTA Additional Savings (0109)
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
909 1st Ave, Fairbanks, AK 99701 4350
IOLTA Regular/Business Share (0001)
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
909 1st Ave, Fairbanks, AK 99701 4350
Regular/Business Share (0001) (0002)
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
*Minimum balance to open: $5
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
909 1st Ave, Fairbanks, AK 99701 4350
Health Savings Account
0.09%
$0
▼
Rate0.09%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$50,000+
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
909 1st Ave, Fairbanks, AK 99701 4350
Health Savings Account
0.06%
$0
▼
Rate0.06%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$1,000.00 - $49,999.99
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
40 College Rd, Fairbanks, AK 99701
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
40 College Rd, Fairbanks, AK 99701
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
909 1st Ave, Fairbanks, AK 99701 4350
Health Savings Account
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$0.00 - $999.99
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
40 College Rd, Fairbanks, AK 99701
Platinum Savings
0.02%
$25
▼
Rate0.02%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
40 College Rd, Fairbanks, AK 99701
Platinum Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
40 College Rd, Fairbanks, AK 99701
Way2Save® Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
$25 minimum opening deposit
MAC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.47%
541 10th Ave, Fairbanks, AK 99701
Business Share Savings
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK 99518 1077
Youth Savings
6.14%
$0
▼
Rate6.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
TONGASS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2000 Tongass Ave, Ketchikan, AK 99901 6046
Youth Savings Account
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $1,000.00
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK 99518 1077
Youth Savings
2.01%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK 99518 1077
Savings
2.01%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
*
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
Jumbo Money Market Savings
0.70%
$100,000
▼
Rate0.70%
Min Deposit$100,000
Min Balance—
UpdatedMar 20, 2026
Details
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
Jumbo Money Market Savings
0.65%
$50,000
▼
Rate0.65%
Min Deposit$50,000
Min Balance—
UpdatedMar 20, 2026
Details
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
Jumbo Money Market Savings
0.60%
$25,000
▼
Rate0.60%
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
Jumbo Money Market Savings
0.55%
$10,000
▼
Rate0.55%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
331 Dock St, Ketchikan, AK 99901
Peak Savings
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
390 W 36th Ave, Anchorage, AK 99503 5815
IRA Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
331 Dock St, Ketchikan, AK 99901
Peak Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
Jumbo Money Market Savings
0.30%
$2,500
▼
Rate0.30%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
331 Dock St, Ketchikan, AK 99901
Peak Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
331 Dock St, Ketchikan, AK 99901
First Premium Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
331 Dock St, Ketchikan, AK 99901
Peak Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
331 Dock St, Ketchikan, AK 99901
First Premium Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
331 Dock St, Ketchikan, AK 99901
Peak Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
TRUE NORTH
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2777 Postal Way, Juneau, AK 99801
IRA Shares Education
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
TRUE NORTH
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2777 Postal Way, Juneau, AK 99801
IRA Shares Roth
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
TRUE NORTH
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2777 Postal Way, Juneau, AK 99801
IRA Shares SEP
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
TRUE NORTH
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2777 Postal Way, Juneau, AK 99801
IRA Shares Traditional
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
Educational/Coverdell IRA Shares
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
Regular IRA Shares
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
Roth IRA Shares
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
331 Dock St, Ketchikan, AK 99901
First Premium Savings
0.12%
$0
▼
Rate0.12%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
390 W 36th Ave, Anchorage, AK 99503 5815
Business Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
390 W 36th Ave, Anchorage, AK 99503 5815
Dinero® Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
331 Dock St, Ketchikan, AK 99901
First Premium Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Fairbanks, AK Savings Rate Trends
Compare local Fairbanks, AK savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — AK Avg
0.120%
▼ 1.678 from last week
Alaska high-yield savings rates fell 1.678 points this week to 0.120% APY, down from 1.799% last week.
Standard Savings — AK Avg
0.093%
▼ 0.524 from last week
Alaska standard savings rates fell 0.524 points this week to 0.093% APY, down from 0.617% last week.
As of Mar 28, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Fairbanks, Alaska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fairbanks, Alaska. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in AK.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Fairbanks, Alaska
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Alaska, help your money grow faster through a higher APY.
Are savings accounts in Fairbanks, Alaska safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Alaska up to $250,000 per depositor, per institution.
How often do savings rates change in Fairbanks, Alaska?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Alaska rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Fairbanks, Alaska may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Fairbanks, Alaska?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Fairbanks, Alaska offer in-person customer service, which some customers prefer.
How do I open a savings account in Fairbanks, Alaska?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Fairbanks, Alaska
Here are recent savings rates observed in Fairbanks, Alaska and the surrounding area:
- Spirit of Alaska Federal Credit Union
Money Market Savings — 1.55% APY - MAC Federal Credit Union
IRA/ Roth IRA/ Converted Roth IRA/ Educational IRA savings — 0.75% APY - Credit Union 1 Credit Union
Premium Savings (0190-0199) and Business Premium Savings (0290-0299) or more — 0.50% APY - Nuvision Federal Credit Union
IRA Savings (Traditional and Roth) — 0.15% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Fairbanks, Alaska. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 27, 2026
