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Arizona Savings Rate Trends

Goodyear, Arizona (AZ) Savings Rates - March 2026

The best savings rates for Goodyear, Arizona and the surrounding area include FirstBank (Colorado)FirstBank (Colorado)1559 N Litchfield Rd, Goodyear, AZ 85395A+5.0 ★Texas Ratio: 1.68% Bloom Savings Account at 3.35% APY, Desert Financial Credit UnionDesert Financial Credit Union13200 W McDowell Rd, Goodyear, AZ 85395 2606A+5.0 ★Texas Ratio: 1.59% IRA and Health Savings at 2.25% APY, Copper State Credit UnionCopper State Credit Union1270 N Dysart Rd, Goodyear, AZ 85395A5.0 ★Texas Ratio: 7.57% Teen Savings Accounts at 0.10% APY, Wells FargoWells Fargo13470 W Van Buren St, Goodyear, AZ 85338A5.0 ★Texas Ratio: 7.44% Platinum Savings at 0.05% APY, and America First Federal Credit UnionAmerica First Federal Credit Union15725 W McDowell Rd, Goodyear, AZ 85395A5.0 ★Texas Ratio: 8.12% Share Savings at 0.05% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Goodyear, Arizona, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Goodyear, Arizona (AZ) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Goodyear, Arizona and the surrounding area. Last Updated and Verified: March 27, 2026

Compare the Best Savings Rates in Goodyear, Arizona & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1559 N Litchfield Rd, Goodyear, AZ 85395
Bloom Savings Account
3.35%
$0
Rate3.29%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1559 N Litchfield Rd, Goodyear, AZ 85395
Bloom Savings Account
2.85%
$0
Rate2.81%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
13200 W McDowell Rd, Goodyear, AZ 85395 2606
IRA and Health Savings
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1559 N Litchfield Rd, Goodyear, AZ 85395
Bloom Savings Account
1.45%
$0
Rate1.44%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1559 N Litchfield Rd, Goodyear, AZ 85395
2 Year Time Savings Account
0.75%
$0
Rate0.74%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1559 N Litchfield Rd, Goodyear, AZ 85395
Business 2 Year Time Savings Account
0.75%
$0
Rate0.74%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1559 N Litchfield Rd, Goodyear, AZ 85395
1 Year Time Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1559 N Litchfield Rd, Goodyear, AZ 85395
1 Year Time Savings Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1559 N Litchfield Rd, Goodyear, AZ 85395
Business 1 Year Time Savings Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1559 N Litchfield Rd, Goodyear, AZ 85395
Bloom Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1559 N Litchfield Rd, Goodyear, AZ 85395
Money Market Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1559 N Litchfield Rd, Goodyear, AZ 85395
Smart Choice College Savings Plan
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
13200 W McDowell Rd, Goodyear, AZ 85395 2606
Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
13200 W McDowell Rd, Goodyear, AZ 85395 2606
Membership Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
13200 W McDowell Rd, Goodyear, AZ 85395 2606
Holiday Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Copper State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1270 N Dysart Rd, Goodyear, AZ 85395
Teen Savings Accounts
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Copper State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1270 N Dysart Rd, Goodyear, AZ 85395
Savings Accounts
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Copper State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1270 N Dysart Rd, Goodyear, AZ 85395
Kids Savings Accounts
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1559 N Litchfield Rd, Goodyear, AZ 85395
Business 91 Day Time Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1559 N Litchfield Rd, Goodyear, AZ 85395
91 Day Time Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1559 N Litchfield Rd, Goodyear, AZ 85395
Money Market Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1559 N Litchfield Rd, Goodyear, AZ 85395
Smart Choice College Savings Plan
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
13470 W Van Buren St, Goodyear, AZ 85338
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
13470 W Van Buren St, Goodyear, AZ 85338
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1559 N Litchfield Rd, Goodyear, AZ 85395
Bloom Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
15725 W McDowell Rd, Goodyear, AZ 85395
Share Savings
0.05%
$1
Rate0.05%
Min Deposit$1
Min Balance
UpdatedMar 25, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
16326 W Yuma Rd, Goodyear, AZ 85338 3100
Savings accounts
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1559 N Litchfield Rd, Goodyear, AZ 85395
Business Money Market Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1559 N Litchfield Rd, Goodyear, AZ 85395
Smart Choice College Savings Plan
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1559 N Litchfield Rd, Goodyear, AZ 85395
Money Market Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1559 N Litchfield Rd, Goodyear, AZ 85395
Regular Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1559 N Litchfield Rd, Goodyear, AZ 85395
Business Regular Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
13470 W Van Buren St, Goodyear, AZ 85338
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
2990 N Litchfield Rd, Goodyear, AZ 85395
Savings2
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
13470 W Van Buren St, Goodyear, AZ 85338
Way2Save® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
13470 W Van Buren St, Goodyear, AZ 85338
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ 85705 3204
Money Market Savings Account
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Goldwater Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
2525 E Camelback Rd, Phoenix, AZ 85016
HIGH YIELD SAVINGS PERSONAL*
4.00%
$0
Rate3.94%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Goldwater Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
2525 E Camelback Rd, Phoenix, AZ 85016
HIGH YIELD SAVINGS BUSINESS*
4.00%
$0
Rate3.94%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

1st Bank Yuma
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
645 N William Brooks Ave, San Luis, AZ 85336
Propel Savings
4.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 24, 2026
Details

High-yield tiers for bigger savings; No monthly fees with eStatements

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
8337 W Bell Rd Ste 102, Peoria, AZ 85382 3798
Business Prosperity Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

Intro rate subject to change

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ 85037 3389
IRA Savings
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ 85037 3389
IRA Savings
3.45%
$0
Rate3.40%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
Premium Money Market Savings
3.40%
$1,000,000
Rate3.36%
Min Deposit$1,000,000
Min Balance
UpdatedMar 27, 2026
Details

Tucson Old Pueblo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
2500 E 22nd St, Tucson, AZ 85713 2002
High-Yield Online Savings
3.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

As High As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ 85748
High-Yield Online Savings Account
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
Premium Money Market Savings
3.05%
$750,000
Rate3.02%
Min Deposit$750,000
Min Balance
UpdatedMar 27, 2026
Details

Pyramid Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
4491 N Oracle Rd, Tucson, AZ 85705
ROUND UP HIGH-YIELD SAVINGS ACCOUNT
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $1,000.00

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ 85705 3204
Youth Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ 85705 3204
Youth Savings Accounts
3.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $999.99

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
Premium Money Market Savings
2.90%
$500,000
Rate2.87%
Min Deposit$500,000
Min Balance
UpdatedMar 27, 2026
Details

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ 85705 3204
Money Market Savings Account
2.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ 85085
Online Savings
2.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

w/Direct Deposit into Checking.

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
Premium Money Market Savings
2.65%
$250,000
Rate2.62%
Min Deposit$250,000
Min Balance
UpdatedMar 27, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
Money Market Savings
2.30%
$100,000
Rate2.28%
Min Deposit$100,000
Min Balance
UpdatedMar 27, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
Premium Money Market Savings
2.30%
$100,000
Rate2.28%
Min Deposit$100,000
Min Balance
UpdatedMar 27, 2026
Details

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ 85711 6626
Premium Share Account
2.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ 85711 6626
Youth Savings
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
4645 N 32nd St Ste 100A, Phoenix, AZ 85018 3389
Health Savings Account
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
Money Market Savings
2.00%
$50,000
Rate1.99%
Min Deposit$50,000
Min Balance
UpdatedMar 27, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Goodyear, AZ Savings Rate Trends

Compare local Goodyear, AZ savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Arizona Savings Trends →
High-Yield Savings — AZ Avg
0.407%
▼ 1.144 from last week

Arizona high-yield savings rates fell 1.144 points this week to 0.407% APY, down from 1.551% last week.

Standard Savings — AZ Avg
0.342%
▲ 0.229 from last week

Arizona standard savings rates rose 0.229 points this week to 0.342% APY, up from 0.113% last week.

As of Mar 27, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Goodyear, Arizona directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Goodyear, Arizona. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in AZ.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Goodyear, Arizona

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Arizona, help your money grow faster through a higher APY.

Are savings accounts in Goodyear, Arizona safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Arizona up to $250,000 per depositor, per institution.

How often do savings rates change in Goodyear, Arizona?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Arizona rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Goodyear, Arizona may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Goodyear, Arizona?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Goodyear, Arizona offer in-person customer service, which some customers prefer.

How do I open a savings account in Goodyear, Arizona?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Goodyear, Arizona

Here are recent savings rates observed in Goodyear, Arizona and the surrounding area:
  • FirstBank (Colorado)
    Bloom Savings Account — 3.35% APY
  • Desert Financial Credit Union
    IRA and Health Savings — 2.25% APY
  • Copper State Credit Union
    Teen Savings Accounts — 0.10% APY
  • Wells Fargo
    Platinum Savings — 0.05% APY
  • America First Federal Credit Union
    Share Savings — 0.05% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Goodyear, Arizona. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 27, 2026