The best savings rates for Paragould, Arkansas and the surrounding area include Southern BankSouthern Bank1727 W Kingshighway, Paragould, AR 72450A+5.0 ★Texas Ratio: 2.61% Platinum Savings at 2.63% APY, Unico BankUnico Bank506 W Kings Hwy, Paragould, AR 72450A5.0 ★Texas Ratio: 10.13% Christmas Club Savings at 2.50% APY, Success Federal Credit UnionSuccess Federal Credit Union2909 Linwood Dr, Paragould, AR 72450 7384A+5.0 ★Texas Ratio: 2.23% IRA Share at 0.25% APY, First National Bank (AR)First National Bank (AR)200 W Court St, Paragould, AR 72450A+5.0 ★Texas Ratio: 1.81% Regular Savings Account at 0.25% APY, and FsnbFsnb2409 E Main St, Russellville, AR 72802A5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Paragould, Arkansas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Paragould, Arkansas (AR) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Paragould, Arkansas and the surrounding area. Last Updated and Verified: March 27, 2026
Rates effective as of 10/14/2025
Personal Savings • Anytime Access • No minimum Deposit
($0 Opening Balance)
On balances above $25,000 and up to $50,000
Qualifying balance up to $25,000.00
On balances up to $25,000
Prime Business Savings, when coupled with your Prime Business Checking account, is a fast and easy way to build up your savings account. This account is available to sole proprietorships and non-profit organizations only. _Note: A Prime Business Checking Account is required in order to open a Prime Business Savings account.
A Prime Checking account is required in order to open a Prime Savings account.
Qualifying balance up to $99,999.99
Minimum opening deposit of $50.00 required.
Balance $1.00 and above
Qualifying balance up to $49,999.99
0.75% APY for up to $10,000. Variable rate account. Rates subject to change at our discretion and at a frequency determined by us. Minimum of $25.00 to open. A maximum of six preauthorized, automatic, or telephonic withdrawals or transfers per month are allowed. Fees may apply and could reduce earnings on account. Refer to Truth-in-Savings disclosure for complete details. Promotion available for a limited time only. New deposits only.
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $5,000.00 to $49,999.99
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances less than $5,000.00
$5 opening deposit required
Compare local Paragould, AR savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arkansas high-yield savings rates fell 0.292 points this week to 1.259% APY, down from 1.551% last week.
Arkansas standard savings rates fell 0.032 points this week to 0.288% APY, down from 0.320% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Paragould, Arkansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Paragould, Arkansas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in AR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.