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Colorado Savings Rate Trends

Commerce City, Colorado (CO) Savings Rates - March 2026

The best savings rates for Commerce City, Colorado and the surrounding area include FirstBank (Colorado)FirstBank (Colorado)15250 E 104th Ave, Commerce City, CO 80022A+5.0 ★Texas Ratio: 1.68% Bloom Savings Account at 3.35% APY, PNC BankPNC Bank15580 E 104th Ave, Commerce City, CO 80022A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Ent Credit UnionEnt Credit Union10430 Chambers Rd Ste 1000, Commerce City, CO 80022A+5.0 ★Texas Ratio: 4.95% Money Market Savings at 1.60% APY, Wells FargoWells Fargo6025 E Parkway Dr, Commerce City, CO 80022A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, and Red Rocks Credit UnionRed Rocks Credit Union8195 Southpark Ln, Littleton, CO 80120 4520A+5.0 ★Texas Ratio: 5.02% Reverse Tier Savings at 5.75% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Commerce City, Colorado, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Commerce City, Colorado (CO) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Commerce City, Colorado and the surrounding area. Last Updated and Verified: March 26, 2026

Compare the Best Savings Rates in Commerce City, Colorado & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
15250 E 104th Ave, Commerce City, CO 80022
Bloom Savings Account
3.35%
$0
Rate3.29%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
15580 E 104th Ave, Commerce City, CO 80022
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
15250 E 104th Ave, Commerce City, CO 80022
Bloom Savings Account
2.85%
$0
Rate2.81%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
10430 Chambers Rd Ste 1000, Commerce City, CO 80022
Money Market Savings
1.60%
$0
Rate1.59%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
10430 Chambers Rd Ste 1000, Commerce City, CO 80022
Business Money Market Savings
1.60%
$0
Rate1.59%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
15250 E 104th Ave, Commerce City, CO 80022
Bloom Savings Account
1.45%
$0
Rate1.44%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
10430 Chambers Rd Ste 1000, Commerce City, CO 80022
Business Money Market Savings
1.30%
$0
Rate1.29%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
10430 Chambers Rd Ste 1000, Commerce City, CO 80022
Money Market Savings
1.30%
$0
Rate1.29%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
10430 Chambers Rd Ste 1000, Commerce City, CO 80022
Money Market Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
10430 Chambers Rd Ste 1000, Commerce City, CO 80022
Health Savings Account
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
10430 Chambers Rd Ste 1000, Commerce City, CO 80022
Business Money Market Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
10430 Chambers Rd Ste 1000, Commerce City, CO 80022
Money Market Savings
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
10430 Chambers Rd Ste 1000, Commerce City, CO 80022
IRA Savings
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
10430 Chambers Rd Ste 1000, Commerce City, CO 80022
Health Savings Account
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
10430 Chambers Rd Ste 1000, Commerce City, CO 80022
Business Money Market Savings
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
15250 E 104th Ave, Commerce City, CO 80022
2 Year Time Savings Account
0.75%
$0
Rate0.74%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
15250 E 104th Ave, Commerce City, CO 80022
Business 2 Year Time Savings Account
0.75%
$0
Rate0.74%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
10430 Chambers Rd Ste 1000, Commerce City, CO 80022
Money Market Savings
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
10430 Chambers Rd Ste 1000, Commerce City, CO 80022
Business Money Market Savings
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
10430 Chambers Rd Ste 1000, Commerce City, CO 80022
Health Savings Account
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
10430 Chambers Rd Ste 1000, Commerce City, CO 80022
IRA Savings
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
15250 E 104th Ave, Commerce City, CO 80022
Business 1 Year Time Savings Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
15250 E 104th Ave, Commerce City, CO 80022
1 Year Time Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
15250 E 104th Ave, Commerce City, CO 80022
1 Year Time Savings Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
15250 E 104th Ave, Commerce City, CO 80022
Bloom Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
15250 E 104th Ave, Commerce City, CO 80022
Money Market Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
15250 E 104th Ave, Commerce City, CO 80022
Smart Choice College Savings Plan
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
10430 Chambers Rd Ste 1000, Commerce City, CO 80022
IRA Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
10430 Chambers Rd Ste 1000, Commerce City, CO 80022
Health Savings Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
10430 Chambers Rd Ste 1000, Commerce City, CO 80022
Business Money Market Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
10430 Chambers Rd Ste 1000, Commerce City, CO 80022
Money Market Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
15250 E 104th Ave, Commerce City, CO 80022
Business 91 Day Time Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
15250 E 104th Ave, Commerce City, CO 80022
91 Day Time Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
10430 Chambers Rd Ste 1000, Commerce City, CO 80022
Business Money Market Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
15250 E 104th Ave, Commerce City, CO 80022
Money Market Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
15250 E 104th Ave, Commerce City, CO 80022
Smart Choice College Savings Plan
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
10430 Chambers Rd Ste 1000, Commerce City, CO 80022
IRA Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
10430 Chambers Rd Ste 1000, Commerce City, CO 80022
Health Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
10430 Chambers Rd Ste 1000, Commerce City, CO 80022
Money Market Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
10430 Chambers Rd Ste 1000, Commerce City, CO 80022
Business Savings Accounts
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
10430 Chambers Rd Ste 1000, Commerce City, CO 80022
Savings Accounts
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6025 E Parkway Dr, Commerce City, CO 80022
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
15250 E 104th Ave, Commerce City, CO 80022
Bloom Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6025 E Parkway Dr, Commerce City, CO 80022
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
15250 E 104th Ave, Commerce City, CO 80022
Business Money Market Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
15250 E 104th Ave, Commerce City, CO 80022
Money Market Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
15250 E 104th Ave, Commerce City, CO 80022
Smart Choice College Savings Plan
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
15580 E 104th Ave, Commerce City, CO 80022
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
15250 E 104th Ave, Commerce City, CO 80022
Business Regular Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
15580 E 104th Ave, Commerce City, CO 80022
Standard Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6025 E Parkway Dr, Commerce City, CO 80022
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
15250 E 104th Ave, Commerce City, CO 80022
Regular Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6025 E Parkway Dr, Commerce City, CO 80022
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6025 E Parkway Dr, Commerce City, CO 80022
Way2Save® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

Red Rocks Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8195 Southpark Ln, Littleton, CO 80120 4520
Reverse Tier Savings
5.75%
$0
Rate5.60%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Red Rocks Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8195 Southpark Ln, Littleton, CO 80120 4520
Reverse Tier Savings Account
5.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $2,000.00

Partner Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
6221 Sheridan Blvd, Arvada, CO 80003
Power Savings
5.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $1,000.00

Partner Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
6221 Sheridan Blvd, Arvada, CO 80003
Power Up Savings
5.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $1,000.00

Partner Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
6221 Sheridan Blvd, Arvada, CO 80003
Power Up Your Savings
5.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $1,000.00

Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
8400 E Prentice Ave, Greenwood Village, CO 80111
Premier Savings
3.85%
$0
Rate3.78%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

New Customer***

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Commerce City, CO Savings Rate Trends

Compare local Commerce City, CO savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Colorado Savings Trends →
High-Yield Savings — CO Avg
0.847%
▼ 0.635 from last week

Colorado high-yield savings rates fell 0.635 points this week to 0.847% APY, down from 1.482% last week.

Standard Savings — CO Avg
0.808%
▲ 0.362 from last week

Colorado standard savings rates rose 0.362 points this week to 0.808% APY, up from 0.447% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Commerce City, Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Commerce City, Colorado. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CO.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Commerce City, Colorado

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Colorado, help your money grow faster through a higher APY.

Are savings accounts in Commerce City, Colorado safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Colorado up to $250,000 per depositor, per institution.

How often do savings rates change in Commerce City, Colorado?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Colorado rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Commerce City, Colorado may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Commerce City, Colorado?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Commerce City, Colorado offer in-person customer service, which some customers prefer.

How do I open a savings account in Commerce City, Colorado?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Commerce City, Colorado

Here are recent savings rates observed in Commerce City, Colorado and the surrounding area:
  • FirstBank (Colorado)
    Bloom Savings Account — 3.35% APY
  • PNC Bank
    PNC High Yield Savings® — 3.25% APY
  • Ent Credit Union
    Money Market Savings — 1.60% APY
  • Wells Fargo
    Retirement High Yield Savings — 0.05% APY
  • Red Rocks Credit Union
    Reverse Tier Savings — 5.75% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Commerce City, Colorado. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026