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Colorado Savings Rate Trends

Denver, Colorado (CO) Savings Rates - March 2026

The best savings rates for Denver, Colorado and the surrounding area include Partner Colorado Credit UnionPartner Colorado Credit Union4000 Quebec St, Denver, CO 80216 6619A+5.0 ★Texas Ratio: 4.99% Power Savings at 5.50% APY, Blue Federal Credit UnionBlue Federal Credit Union6460 E Yale Ave, Denver, CO 80222A5.0 ★Texas Ratio: 13.48% Accelerated Savings at 5.00% APY, Meriwest Credit UnionMeriwest Credit Union1601 Wewatta St Ste 300, Denver, CO 80202 6478A5.0 ★Texas Ratio: 9.41% Premier Savings for New Members at 4.50% APY, MidWestOne BankMidWestOne Bank810 E 17th Ave, Denver, CO 80218A+5.0 ★Texas Ratio: 4.78% Business High-Yield Savings at 3.60% APY, and FirstBank (Colorado)FirstBank (Colorado)8901 E Hampden Ave, Denver, CO 80231A+5.0 ★Texas Ratio: 1.68% Bloom Savings Account at 3.35% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Denver, Colorado, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Denver, Colorado (CO) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Denver, Colorado and the surrounding area. Last Updated and Verified: March 26, 2026

Compare the Best Savings Rates in Denver, Colorado & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Partner Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
4000 Quebec St, Denver, CO 80216 6619
Power Savings
5.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $1,000.00

Partner Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
4000 Quebec St, Denver, CO 80216 6619
Power Up Your Savings
5.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $1,000.00

Partner Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
4000 Quebec St, Denver, CO 80216 6619
Power Up Savings
5.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $1,000.00

Blue Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.48%
6460 E Yale Ave, Denver, CO 80222
Accelerated Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000.00

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Premier Savings for New Members
4.50%
$0
Rate4.40%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Premier Savings
4.50%
$0
Rate4.40%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $10,000.00

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
Business High-Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Contact your local banker for more details!

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
Business High Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
High Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
High-Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Contact your local banker for more details!

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
Bloom Savings Account
3.35%
$0
Rate3.29%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
Business High Yield Savings
3.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
High Yield Savings
3.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
101 Garfield St, Denver, CO 80206
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
1075 S Havana St, Denver, CO 80012 2901
Youth Savings
3.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000.00

Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
1075 S Havana St, Denver, CO 80012 2901
Savings Account
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO 80204 2118
Everyday w/ High-Yield Savings
3.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Make your money work for you.

Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO 80204 2118
Everyday Account w/High-Yield Savings
3.10%
$0
Rate3.06%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

rate applies to savings account only

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
High Yield Savings
3.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
Business High Yield Savings
3.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
3720 Quebec St, Denver, CO 80207
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 20, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
Bloom Savings Account
2.85%
$0
Rate2.81%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
Business High Yield Savings
2.85%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
High Yield Savings
2.85%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
1075 S Havana St, Denver, CO 80012 2901
Savings Account
2.70%
$0
Rate2.66%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
High Yield Savings
2.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

Denver Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
12 Lakeside Ln, Denver, CO 80212 7413
Cash Custody Savings Account**
2.60%
$0
Rate2.57%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Denver Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
12 Lakeside Ln, Denver, CO 80212 7413
Cash Custody Savings Account
2.60%
$0
Rate2.57%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
Business High Yield Savings
2.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
High Yield Savings
2.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
Business High Yield Savings
2.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
1075 S Havana St, Denver, CO 80012 2901
Savings Account
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1075 Acoma St, Denver, CO 80204 4326
Non-Profit Reserve Savings**
2.10%
$0
Rate2.08%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800
Youth Share Accounts First Tier
2.01%
$5
Rate2.00%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000.00

Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800
Youth Share Accounts (Age 0-17) First Tier
2.01%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000.00

Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1075 Acoma St, Denver, CO 80204 4326
Non-Profit Reserve Savings**
1.85%
$0
Rate1.83%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1075 Acoma St, Denver, CO 80204 4326
Health Savings Account Tiered Money Market
1.85%
$0
Rate1.83%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Denver Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
12 Lakeside Ln, Denver, CO 80212 7413
HSA Share
1.66%
$0
Rate1.65%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1075 Acoma St, Denver, CO 80204 4326
Health Savings Account Tiered Money Market
1.65%
$0
Rate1.64%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1499 Wynkoop St Ste 100, Denver, CO 80202 5557
Business Money Market Savings
1.60%
$0
Rate1.59%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1499 Wynkoop St Ste 100, Denver, CO 80202 5557
Money Market Savings
1.60%
$0
Rate1.59%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
4545 E 51st Ave, Denver, CO 80216
MONEY MARKET SAVINGS
1.55%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedMar 24, 2026
Details

Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
4545 E 51st Ave, Denver, CO 80216
IRA SAVINGS
1.55%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedMar 24, 2026
Details

Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
4545 E 51st Ave, Denver, CO 80216
IRA SAVINGS
1.50%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedMar 24, 2026
Details

Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
4545 E 51st Ave, Denver, CO 80216
MONEY MARKET SAVINGS
1.50%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedMar 24, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
Bloom Savings Account
1.45%
$0
Rate1.44%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Denver Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
12 Lakeside Ln, Denver, CO 80212 7413
HSA Share
1.36%
$0
Rate1.35%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1499 Wynkoop St Ste 100, Denver, CO 80202 5557
Business Money Market Savings
1.30%
$0
Rate1.29%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1499 Wynkoop St Ste 100, Denver, CO 80202 5557
Money Market Savings
1.30%
$0
Rate1.29%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
2 Year Time Savings Account
0.75%
$0
Rate0.74%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
Business 2 Year Time Savings Account
0.75%
$0
Rate0.74%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
1635 E Colfax Ave, Denver, CO 80218
UMB Premium Savings
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
Business 1 Year Time Savings Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
1 Year Time Savings Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
1 Year Time Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
Bloom Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1600 Broadway, Denver, CO 80202
Youth Savings
0.25%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

$5 opening deposit required

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
Smart Choice College Savings Plan
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8901 E Hampden Ave, Denver, CO 80231
Money Market Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Denver, CO Savings Rate Trends

Compare local Denver, CO savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Colorado Savings Trends →
High-Yield Savings — CO Avg
0.847%
▼ 0.635 from last week

Colorado high-yield savings rates fell 0.635 points this week to 0.847% APY, down from 1.482% last week.

Standard Savings — CO Avg
0.808%
▲ 0.362 from last week

Colorado standard savings rates rose 0.362 points this week to 0.808% APY, up from 0.447% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Denver, Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Denver, Colorado. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CO.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Denver, Colorado

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Colorado, help your money grow faster through a higher APY.

Are savings accounts in Denver, Colorado safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Colorado up to $250,000 per depositor, per institution.

How often do savings rates change in Denver, Colorado?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Colorado rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Denver, Colorado may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Denver, Colorado?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Denver, Colorado offer in-person customer service, which some customers prefer.

How do I open a savings account in Denver, Colorado?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Denver, Colorado

Here are recent savings rates observed in Denver, Colorado and the surrounding area:
  • Partner Colorado Credit Union
    Power Savings — 5.50% APY
  • Blue Federal Credit Union
    Accelerated Savings — 5.00% APY
  • Meriwest Credit Union
    Premier Savings for New Members — 4.50% APY
  • MidWestOne Bank
    Business High-Yield Savings — 3.60% APY
  • FirstBank (Colorado)
    Bloom Savings Account — 3.35% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Denver, Colorado. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026