Longmont, Colorado (CO) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Longmont, Colorado and the surrounding area include FirstBank (Colorado)FirstBank (Colorado)1707 Main St, Longmont, CO 80501A+5.0 ★Texas Ratio: 1.68% Bloom Savings Account at 3.35% APY, PNC BankPNC Bank1849 Main St, Longmont, CO 80501A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Bellco Credit UnionBellco Credit Union1250 S Hover St Ste 200, Longmont, CO 80501 7986A+5.0 ★Texas Ratio: 4.87% Youth Savings at 3.25% APY, Premier Members Credit UnionPremier Members Credit Union2142 Main St, Longmont, CO 80501 1587A+5.0 ★Texas Ratio: 4.73% High Yield Savings Account at 2.78% APY, and Elevations Credit UnionElevations Credit Union1079 S Hover St Ste 100, Longmont, CO 80501A+5.0 ★Texas Ratio: 1.22% Money Market Savings Accounts Jumbo at 2.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Longmont, Colorado, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Longmont, Colorado (CO) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Longmont, Colorado and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Longmont, Colorado & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
Bloom Savings Account
3.35%
$0
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1849 Main St, Longmont, CO 80501
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
1250 S Hover St Ste 200, Longmont, CO 80501 7986
Youth Savings
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
1250 S Hover St Ste 200, Longmont, CO 80501 7986
Savings Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
Bloom Savings Account
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
2142 Main St, Longmont, CO 80501 1587
High Yield Savings Account
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
1250 S Hover St Ste 200, Longmont, CO 80501 7986
Savings Account
2.70%
$0
▼
Rate2.66%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
1250 S Hover St Ste 200, Longmont, CO 80501 7986
Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
1079 S Hover St Ste 100, Longmont, CO 80501
Money Market Savings Accounts Jumbo
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
1079 S Hover St Ste 100, Longmont, CO 80501
Money Market Savings Accounts Premier
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
Bloom Savings Account
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
1079 S Hover St Ste 100, Longmont, CO 80501
Money Market Savings Accounts Select
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
Business 2 Year Time Savings Account
0.75%
$0
▼
Rate0.74%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
2 Year Time Savings Account
0.75%
$0
▼
Rate0.74%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
1 Year Time Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
2142 Main St, Longmont, CO 80501 1587
Health Savings Account (HSA)
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
1 Year Time Savings Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
Business 1 Year Time Savings Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
Bloom Savings Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
Money Market Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
Smart Choice College Savings Plan
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FlatIrons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
428 Kimbark St, Longmont, CO 80501
Business Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
401 Main St, Longmont, CO 80501
Business Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
1250 S Hover St Ste 200, Longmont, CO 80501 7986
Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
2142 Main St, Longmont, CO 80501 1587
High Yield Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
Business 91 Day Time Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
91 Day Time Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
Smart Choice College Savings Plan
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
Money Market Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
2142 Main St, Longmont, CO 80501 1587
IRA Share
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Take advantage of tax deferred interest with a Traditional or Roth IRA.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1260 S Hover St Ste A, Longmont, CO 80501 7925
Youth Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
1079 S Hover St Ste 100, Longmont, CO 80501
Regular Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
1250 S Hover St Ste 200, Longmont, CO 80501 7986
Basic Business Savings Account
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
2142 Main St, Longmont, CO 80501 1587
Regular Share
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
Smart Choice College Savings Plan
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
Money Market Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
Business Money Market Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
Bloom Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
635 Coffman St, Longmont, CO 80501
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
635 Coffman St, Longmont, CO 80501
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1260 S Hover St Ste A, Longmont, CO 80501 7925
Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1849 Main St, Longmont, CO 80501
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
Business Regular Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
Regular Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
635 Coffman St, Longmont, CO 80501
Platinum Savings
0.02%
$25
▼
Rate0.02%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1849 Main St, Longmont, CO 80501
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
635 Coffman St, Longmont, CO 80501
Platinum Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Red Rocks Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8195 Southpark Ln, Littleton, CO 80120 4520
Reverse Tier Savings
5.75%
$0
▼
Rate5.60%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Red Rocks Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8195 Southpark Ln, Littleton, CO 80120 4520
Reverse Tier Savings Account
5.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $2,000.00
Partner Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
6221 Sheridan Blvd, Arvada, CO 80003
Power Up Your Savings
5.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying balance up to $1,000.00
Partner Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
6221 Sheridan Blvd, Arvada, CO 80003
Power Up Savings
5.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying balance up to $1,000.00
Partner Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
6221 Sheridan Blvd, Arvada, CO 80003
Power Savings
5.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying balance up to $1,000.00
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO 80524 3501
Accelerate It Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $5,000.00
Blue Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.48%
7670 5th St, Wellington, CO 80549
Accelerated Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Premier Savings
4.50%
$0
▼
Rate4.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $10,000.00
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Premier Savings for New Members
4.50%
$0
▼
Rate4.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO 80204 2118
Everyday Account w/High-Yield Savings
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
rate applies to savings account only
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO 80204 2118
Everyday w/ High-Yield Savings
3.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Make your money work for you.
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
2901 S 27TH AVE, GREELEY, CO 80631
EVOLUTION SHARE
3.04%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1549 E Abriendo Ave, Pueblo, CO 81004 3403
High Yield Savings
3.04%
$25,000
▼
Rate3.00%
Min Deposit$25,000
Min Balance—
UpdatedMar 24, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Longmont, CO Savings Rate Trends
Compare local Longmont, CO savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — CO Avg
0.847%
▼ 0.635 from last week
Colorado high-yield savings rates fell 0.635 points this week to 0.847% APY, down from 1.482% last week.
Standard Savings — CO Avg
0.808%
▲ 0.362 from last week
Colorado standard savings rates rose 0.362 points this week to 0.808% APY, up from 0.447% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Longmont, Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Longmont, Colorado. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Longmont, Colorado
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Colorado, help your money grow faster through a higher APY.
Are savings accounts in Longmont, Colorado safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Colorado up to $250,000 per depositor, per institution.
How often do savings rates change in Longmont, Colorado?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Colorado rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Longmont, Colorado may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Longmont, Colorado?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Longmont, Colorado offer in-person customer service, which some customers prefer.
How do I open a savings account in Longmont, Colorado?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Longmont, Colorado
Here are recent savings rates observed in Longmont, Colorado and the surrounding area:
- FirstBank (Colorado)
Bloom Savings Account — 3.35% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Bellco Credit Union
Youth Savings — 3.25% APY - Premier Members Credit Union
High Yield Savings Account — 2.78% APY - Elevations Credit Union
Money Market Savings Accounts Jumbo — 2.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Longmont, Colorado. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026
