Monument, Colorado (CO) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Monument, Colorado and the surrounding area include Ent Credit UnionEnt Credit Union16050 Old Forest Pt, Monument, CO 80132A+5.0 ★Texas Ratio: 4.95% Business Money Market Savings at 1.60% APY, Integrity Bank & TrustIntegrity Bank & Trust1275 Village Ridge Pt, Monument, CO 80132A5.0 ★Texas Ratio: 8.24% iHike Savings (best for ages 0-12) at 1.26% APY, Wells FargoWells Fargo15844 Jackson Creek Pkwy, Monument, CO 80132A5.0 ★Texas Ratio: 7.44% Platinum Savings at 0.05% APY, Red Rocks Credit UnionRed Rocks Credit Union8195 Southpark Ln, Littleton, CO 80120 4520A+5.0 ★Texas Ratio: 5.02% Reverse Tier Savings at 5.75% APY, and Partner Colorado Credit UnionPartner Colorado Credit Union6221 Sheridan Blvd, Arvada, CO 80003A+5.0 ★Texas Ratio: 4.99% Power Up Your Savings at 5.50% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Monument, Colorado, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Monument, Colorado (CO) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Monument, Colorado and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Monument, Colorado & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
16050 Old Forest Pt, Monument, CO 80132
Business Money Market Savings
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
16050 Old Forest Pt, Monument, CO 80132
Business Money Market Savings
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
iHike Savings (best for ages 0-12)
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
Business Savings
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
Regular Savings
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
Minor Savings (youth under 18)
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
16050 Old Forest Pt, Monument, CO 80132
Business Money Market Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
16050 Old Forest Pt, Monument, CO 80132
Health Savings Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
16050 Old Forest Pt, Monument, CO 80132
IRA Savings
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
16050 Old Forest Pt, Monument, CO 80132
Health Savings Account
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
16050 Old Forest Pt, Monument, CO 80132
Business Money Market Savings
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
16050 Old Forest Pt, Monument, CO 80132
IRA Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
16050 Old Forest Pt, Monument, CO 80132
Health Savings Account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
16050 Old Forest Pt, Monument, CO 80132
Business Money Market Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
Health Savings Accounts
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
Health Savings Accounts
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
Health Savings Accounts
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
16050 Old Forest Pt, Monument, CO 80132
Health Savings Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
16050 Old Forest Pt, Monument, CO 80132
IRA Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
16050 Old Forest Pt, Monument, CO 80132
Business Money Market Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
Health Savings Accounts
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
16050 Old Forest Pt, Monument, CO 80132
Business Money Market Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
16050 Old Forest Pt, Monument, CO 80132
Health Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
Health Savings Accounts
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
16050 Old Forest Pt, Monument, CO 80132
IRA Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
16050 Old Forest Pt, Monument, CO 80132
Savings Accounts
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
16050 Old Forest Pt, Monument, CO 80132
Business Savings Accounts
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
15844 Jackson Creek Pkwy, Monument, CO 80132
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
15844 Jackson Creek Pkwy, Monument, CO 80132
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
15844 Jackson Creek Pkwy, Monument, CO 80132
Platinum Savings
0.02%
$25
▼
Rate0.02%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
15844 Jackson Creek Pkwy, Monument, CO 80132
Platinum Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
15844 Jackson Creek Pkwy, Monument, CO 80132
Way2Save® Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
$25 minimum opening deposit
Red Rocks Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8195 Southpark Ln, Littleton, CO 80120 4520
Reverse Tier Savings
5.75%
$0
▼
Rate5.60%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Red Rocks Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8195 Southpark Ln, Littleton, CO 80120 4520
Reverse Tier Savings Account
5.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $2,000.00
Partner Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
6221 Sheridan Blvd, Arvada, CO 80003
Power Up Your Savings
5.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying balance up to $1,000.00
Partner Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
6221 Sheridan Blvd, Arvada, CO 80003
Power Up Savings
5.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying balance up to $1,000.00
Partner Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
6221 Sheridan Blvd, Arvada, CO 80003
Power Savings
5.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying balance up to $1,000.00
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO 80524 3501
Accelerate It Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $5,000.00
Blue Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.48%
7670 5th St, Wellington, CO 80549
Accelerated Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Premier Savings
4.50%
$0
▼
Rate4.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $10,000.00
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Premier Savings for New Members
4.50%
$0
▼
Rate4.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
8400 E Prentice Ave, Greenwood Village, CO 80111
Premier Savings
3.85%
$0
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
New Customer***
FNB of Hugo
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
321 4th St, Hugo, CO 80821
High Yield Savings
3.82%
$25
▼
Rate3.75%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
$500,000.00 and up
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
8400 E Prentice Ave, Greenwood Village, CO 80111
High Yield Savings
3.80%
$0
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FNB of Hugo
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
321 4th St, Hugo, CO 80821
High Yield Savings
3.75%
$25
▼
Rate3.75%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
$500,000.00 and up
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
High-Yield Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Contact your local banker for more details!
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
Business High Yield Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
Business High-Yield Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Contact your local banker for more details!
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
High Yield Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
Bloom Savings Account
3.35%
$0
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
Business High Yield Savings
3.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
High Yield Savings
3.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
11210 Huron St, Northglenn, CO 80234
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
321 Ensign St, Fort Morgan, CO 80701
Youth Savings 1 year
3.25%
$0
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Savings Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Youth Savings
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
Business High Yield Savings
3.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
High Yield Savings
3.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO 80204 2118
Everyday Account w/High-Yield Savings
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
rate applies to savings account only
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
7239 N Academy Blvd, Colorado Springs, CO 80920
High-Yield Savings
2.98%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 20, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Monument, CO Savings Rate Trends
Compare local Monument, CO savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — CO Avg
0.847%
▼ 0.635 from last week
Colorado high-yield savings rates fell 0.635 points this week to 0.847% APY, down from 1.482% last week.
Standard Savings — CO Avg
0.808%
▲ 0.362 from last week
Colorado standard savings rates rose 0.362 points this week to 0.808% APY, up from 0.447% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Monument, Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Monument, Colorado. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Monument, Colorado
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Colorado, help your money grow faster through a higher APY.
Are savings accounts in Monument, Colorado safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Colorado up to $250,000 per depositor, per institution.
How often do savings rates change in Monument, Colorado?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Colorado rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Monument, Colorado may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Monument, Colorado?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Monument, Colorado offer in-person customer service, which some customers prefer.
How do I open a savings account in Monument, Colorado?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Monument, Colorado
Here are recent savings rates observed in Monument, Colorado and the surrounding area:
- Ent Credit Union
Business Money Market Savings — 1.60% APY - Integrity Bank & Trust
iHike Savings (best for ages 0-12) — 1.26% APY - Wells Fargo
Platinum Savings — 0.05% APY - Red Rocks Credit Union
Reverse Tier Savings — 5.75% APY - Partner Colorado Credit Union
Power Up Your Savings — 5.50% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Monument, Colorado. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026
