Westminster, Colorado (CO) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Westminster, Colorado and the surrounding area include FirstBank (Colorado)FirstBank (Colorado)8800 Wadsworth Blvd, Westminster, CO 80021A+5.0 ★Texas Ratio: 1.68% Bloom Savings Account at 3.35% APY, PNC BankPNC Bank588 Jermor Ln, Westminster, MD 21157A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Bellco Credit UnionBellco Credit Union12101 Huron St, Westminster, CO 80234 3434A+5.0 ★Texas Ratio: 4.87% Youth Savings at 3.25% APY, The Huntington National BankThe Huntington National Bank11968 Vrain St, Westminster, CO 80031A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 2.98% APY, and Premier Members Credit UnionPremier Members Credit Union8440 Federal Blvd, Westminster, CO 80031A+5.0 ★Texas Ratio: 4.73% High Yield Savings Account at 2.78% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Westminster, Colorado, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Westminster, Colorado (CO) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Westminster, Colorado and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Westminster, Colorado & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8800 Wadsworth Blvd, Westminster, CO 80021
Bloom Savings Account
3.35%
$0
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
588 Jermor Ln, Westminster, MD 21157
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
12101 Huron St, Westminster, CO 80234 3434
Youth Savings
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
12101 Huron St, Westminster, CO 80234 3434
Savings Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
11968 Vrain St, Westminster, CO 80031
High-Yield Savings
2.98%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 20, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8800 Wadsworth Blvd, Westminster, CO 80021
Bloom Savings Account
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
8440 Federal Blvd, Westminster, CO 80031
High Yield Savings Account
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
12101 Huron St, Westminster, CO 80234 3434
Savings Account
2.70%
$0
▼
Rate2.66%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
12101 Huron St, Westminster, CO 80234 3434
Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
4750 W 120th Ave Unit 700, Westminster, CO 80020 3315
Money Market Savings Accounts Jumbo
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO 80023
Money Market Savings
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO 80023
Business Money Market Savings
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
4750 W 120th Ave Unit 700, Westminster, CO 80020 3315
Money Market Savings Accounts Premier
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8800 Wadsworth Blvd, Westminster, CO 80021
Bloom Savings Account
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO 80023
Money Market Savings
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO 80023
Business Money Market Savings
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO 80023
Business Money Market Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
4750 W 120th Ave Unit 700, Westminster, CO 80020 3315
Money Market Savings Accounts Select
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO 80023
Money Market Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO 80023
Health Savings Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO 80023
Money Market Savings
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO 80023
Business Money Market Savings
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO 80023
IRA Savings
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO 80023
Health Savings Account
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8800 Wadsworth Blvd, Westminster, CO 80021
2 Year Time Savings Account
0.75%
$0
▼
Rate0.74%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8800 Wadsworth Blvd, Westminster, CO 80021
Business 2 Year Time Savings Account
0.75%
$0
▼
Rate0.74%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO 80023
Health Savings Account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO 80023
IRA Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO 80023
Money Market Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO 80023
Business Money Market Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
8531 Church Ranch Blvd, Westminster, CO 80021
UMB Premium Savings
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8800 Wadsworth Blvd, Westminster, CO 80021
Business 1 Year Time Savings Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8800 Wadsworth Blvd, Westminster, CO 80021
1 Year Time Savings Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8800 Wadsworth Blvd, Westminster, CO 80021
1 Year Time Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
8440 Federal Blvd, Westminster, CO 80031
Health Savings Account (HSA)
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8800 Wadsworth Blvd, Westminster, CO 80021
Bloom Savings Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8800 Wadsworth Blvd, Westminster, CO 80021
Money Market Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8800 Wadsworth Blvd, Westminster, CO 80021
Smart Choice College Savings Plan
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
13559 Huron St, Westminster, CO 80234 1161
IRA Share Accounts
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO 80023
Business Money Market Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO 80023
Health Savings Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO 80023
IRA Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO 80023
Money Market Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1197 W 120th Ave, Westminster, CO 80234
Business Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8800 Wadsworth Blvd, Westminster, CO 80021
Smart Choice College Savings Plan
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8800 Wadsworth Blvd, Westminster, CO 80021
91 Day Time Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8800 Wadsworth Blvd, Westminster, CO 80021
Money Market Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8800 Wadsworth Blvd, Westminster, CO 80021
Business 91 Day Time Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
8440 Federal Blvd, Westminster, CO 80031
High Yield Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8800 Wadsworth Blvd, Westminster, CO 80021
Smart Choice College Savings Plan
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8800 Wadsworth Blvd, Westminster, CO 80021
Money Market Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8800 Wadsworth Blvd, Westminster, CO 80021
Business Money Market Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8800 Wadsworth Blvd, Westminster, CO 80021
Bloom Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
12000 Pecos St, Westminster, CO 80234
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
12000 Pecos St, Westminster, CO 80234
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
588 Jermor Ln, Westminster, MD 21157
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8800 Wadsworth Blvd, Westminster, CO 80021
Regular Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
8800 Wadsworth Blvd, Westminster, CO 80021
Business Regular Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
588 Jermor Ln, Westminster, MD 21157
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
12000 Pecos St, Westminster, CO 80234
Platinum Savings
0.02%
$25
▼
Rate0.02%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Westminster, CO Savings Rate Trends
Compare local Westminster, CO savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — CO Avg
0.847%
▼ 0.635 from last week
Colorado high-yield savings rates fell 0.635 points this week to 0.847% APY, down from 1.482% last week.
Standard Savings — CO Avg
0.808%
▲ 0.362 from last week
Colorado standard savings rates rose 0.362 points this week to 0.808% APY, up from 0.447% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Westminster, Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Westminster, Colorado. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Westminster, Colorado
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Colorado, help your money grow faster through a higher APY.
Are savings accounts in Westminster, Colorado safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Colorado up to $250,000 per depositor, per institution.
How often do savings rates change in Westminster, Colorado?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Colorado rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Westminster, Colorado may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Westminster, Colorado?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Westminster, Colorado offer in-person customer service, which some customers prefer.
How do I open a savings account in Westminster, Colorado?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Westminster, Colorado
Here are recent savings rates observed in Westminster, Colorado and the surrounding area:
- FirstBank (Colorado)
Bloom Savings Account — 3.35% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Bellco Credit Union
Youth Savings — 3.25% APY - The Huntington National Bank
High-Yield Savings — 2.98% APY - Premier Members Credit Union
High Yield Savings Account — 2.78% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Westminster, Colorado. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026
