Middletown, Delaware (DE) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Middletown, Delaware and the surrounding area include Dexsta Federal Credit UnionDexsta Federal Credit Union110 Sandhill Dr, Middletown, DE 19709 5806A5.0 ★Texas Ratio: 8.79% High Yield Savings at 3.45% APY, PNC BankPNC Bank460 W Main St, Middletown, DE 19709A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, DEL ONEDEL ONE751 Middletown Warwick Rd, Middletown, DE 19709A+5.0 ★Texas Ratio: 0.36% Rainy Day Savings at 3.00% APY, Dover Federal Credit UnionDover Federal Credit Union330 Dove Run Centre Dr, Middletown, DE 19709B4.5 ★Texas Ratio: 21.46% High-Yield Savings at 2.00% APY, and Fulton BankFulton Bank468 W Main St, Middletown, DE 19709A+5.0 ★Texas Ratio: 4.98% Health Savings Account at 0.07% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Middletown, Delaware, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Middletown, Delaware (DE) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Middletown, Delaware and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Middletown, Delaware & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
110 Sandhill Dr, Middletown, DE 19709 5806
High Yield Savings
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$100,000.00-$249,999.99
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
460 W Main St, Middletown, DE 19709
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
751 Middletown Warwick Rd, Middletown, DE 19709
Rainy Day Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
330 Dove Run Centre Dr, Middletown, DE 19709
High-Yield Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Qualifying balance up to $49,999.99
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
330 Dove Run Centre Dr, Middletown, DE 19709
High-Yield Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
751 Middletown Warwick Rd, Middletown, DE 19709
Rainy Day Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
330 Dove Run Centre Dr, Middletown, DE 19709
High-Yield Savings
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
751 Middletown Warwick Rd, Middletown, DE 19709
Rainy Day Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
110 Sandhill Dr, Middletown, DE 19709 5806
High Yield Savings
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$50,000.00-$99,999.99
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
330 Dove Run Centre Dr, Middletown, DE 19709
High-Yield Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
110 Sandhill Dr, Middletown, DE 19709 5806
High Yield Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$10,000.00-$49,999.99
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
751 Middletown Warwick Rd, Middletown, DE 19709
I.R.A. Share
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
751 Middletown Warwick Rd, Middletown, DE 19709
Business Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
330 Dove Run Centre Dr, Middletown, DE 19709
Teen Share
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
330 Dove Run Centre Dr, Middletown, DE 19709
Primary/Share Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
330 Dove Run Centre Dr, Middletown, DE 19709
Primary & Secondary Shares
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
330 Dove Run Centre Dr, Middletown, DE 19709
IRA Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
110 Sandhill Dr, Middletown, DE 19709 5806
All Share Savings Accounts
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
including Club Accounts & Special Shares
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
751 Middletown Warwick Rd, Middletown, DE 19709
Rainy Day Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
751 Middletown Warwick Rd, Middletown, DE 19709
Primary Business Shares
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
751 Middletown Warwick Rd, Middletown, DE 19709
WINcentive Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
751 Middletown Warwick Rd, Middletown, DE 19709
Regular Share
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
751 Middletown Warwick Rd, Middletown, DE 19709
WINcentive Savings Account
0.10%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
A minimum deposit of $25 is needed to be entered to win. Potential winnings would be awarded after the first $25 deposit. Winners will be paid on a monthly, quarterly and annual basis. Conditions/Restrictions Apply.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
110 Sandhill Dr, Middletown, DE 19709 5806
All Share Savings Accounts
0.07%
$0
▼
Rate0.07%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
including Club Accounts & Special Shares
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
468 W Main St, Middletown, DE 19709
Health Savings Account
0.07%
$0
▼
Rate0.07%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$14,999.01 +
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
98 Sandhill Dr, middletown, DE 19709 5853
Youth Shares
0.05%
$5
▼
Rate0.05%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
98 Sandhill Dr, middletown, DE 19709 5853
Share Account
0.05%
$5
▼
Rate0.05%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
110 Sandhill Dr, Middletown, DE 19709 5806
Share Draft Accounts
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
110 Sandhill Dr, Middletown, DE 19709 5806
All Share Savings Accounts
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
including Club Accounts & Special Shares
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
857 State Route 35, Middletown, NJ 07748
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
857 State Route 35, Middletown, NJ 07748
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
468 W Main St, Middletown, DE 19709
Health Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$4,999.01 - $14,999
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
468 W Main St, Middletown, DE 19709
Health Savings Account
0.04%
$0
▼
Rate0.04%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$999.01 - $4,999
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
460 W Main St, Middletown, DE 19709
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
468 W Main St, Middletown, DE 19709
Statement Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
857 State Route 35, Middletown, NJ 07748
Platinum Savings
0.02%
$25
▼
Rate0.02%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
468 W Main St, Middletown, DE 19709
Health Savings Account
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$100 - $999
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
460 W Main St, Middletown, DE 19709
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
857 State Route 35, Middletown, NJ 07748
Way2Save® Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
$25 minimum opening deposit
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
330 Dove Run Centre Dr, Middletown, DE 19709
Share Draft
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
120 Silver Lake Rd, Middletown, DE 19709
Regular Shares
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$50 - $5,000
edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
120 Silver Lake Rd, Middletown, DE 19709
IRA Shares
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
857 State Route 35, Middletown, NJ 07748
Platinum Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
120 Silver Lake Rd, Middletown, DE 19709
Share Draft Accounts
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
110 Sandhill Dr, Middletown, DE 19709 5806
High Yield Savings
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Below $10,000.00
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
98 Sandhill Dr, middletown, DE 19709 5853
Regular Checking (Share Draft)
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
36 Jerome Dr, Dover, DE 19901
Cents-able Savings
7.00%
$5
▼
Rate7.00%
Min Deposit$5
Min Balance—
UpdatedMar 23, 2026
Details
Comenity Bank
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Righter Pkwy, Wilmington, DE 19803
High-Yield Savings Account
4.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 24, 2026
Details
Comenity Bank
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Righter Pkwy, Wilmington, DE 19803
Retirement High-Yield Savings
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Comenity Bank
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Righter Pkwy, Wilmington, DE 19803
High Yield Savings
4.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 24, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
I Connect/E Connect Tiered Savings
3.40%
$0
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
I Connect/E Connect Tiered Savings
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
BUSINESS POWER SAVINGS
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
502 E Market St, Greenwood, DE 19950
360 Performance Savings
3.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
SEP-IRA Savings
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
POWER SAVINGS
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
BUSINESS POWER SAVINGS
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE 19963
Savings
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
POWER SAVINGS
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE 19963
Savings
1.41%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Middletown, DE Savings Rate Trends
Compare local Middletown, DE savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — DE Avg
1.347%
▲ 0.034 from last week
Delaware high-yield savings rates rose 0.034 points this week to 1.347% APY, up from 1.313% last week.
Standard Savings — DE Avg
0.108%
▼ 0.177 from last week
Delaware standard savings rates fell 0.177 points this week to 0.108% APY, down from 0.285% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Middletown, Delaware directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Middletown, Delaware. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in DE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Middletown, Delaware
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Delaware, help your money grow faster through a higher APY.
Are savings accounts in Middletown, Delaware safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Delaware up to $250,000 per depositor, per institution.
How often do savings rates change in Middletown, Delaware?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Delaware rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Middletown, Delaware may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Middletown, Delaware?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Middletown, Delaware offer in-person customer service, which some customers prefer.
How do I open a savings account in Middletown, Delaware?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Middletown, Delaware
Here are recent savings rates observed in Middletown, Delaware and the surrounding area:
- Dexsta Federal Credit Union
High Yield Savings — 3.45% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - DEL ONE
Rainy Day Savings — 3.00% APY - Dover Federal Credit Union
High-Yield Savings — 2.00% APY - Fulton Bank
Health Savings Account — 0.07% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Middletown, Delaware. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026
