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Georgia Savings Rate Trends

Atlanta, Georgia (GA) Savings Rates - March 2026

The best savings rates for Atlanta, Georgia and the surrounding area include Fitness BankFitness Bank400 Galleria Pkwy Se, Atlanta, GA 30339A5.0 ★Texas Ratio: 10.05% ULTRA Savings at 4.50% APY, Associated Credit UnionAssociated Credit UnionSam Nunn Atlanta Federal Center, Atlanta, GA 30303A+5.0 ★Texas Ratio: 2.38% Safari Savings Club at 4.00% APY, Justice Federal Credit UnionJustice Federal Credit Union959 E Confederate Ave SE, Atlanta, GA 30316A5.0 ★Texas Ratio: 9.17% FREEDOM DIRECT SAVINGS at 4.00% APY, FirstBank (TN)FirstBank (TN)400 17th St Nw, Atlanta, GA 30363A5.0 ★Texas Ratio: 6.39% FirstUp Savings at 3.82% APY, and RBC Bank, (Georgia)RBC Bank, (Georgia)3550 Lenox Rd Ne, Atlanta, GA 30326A+5.0 ★Texas Ratio: 2.29% U.S. Business Money Market Savings at 3.60% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Atlanta, Georgia, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Atlanta, Georgia (GA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Atlanta, Georgia and the surrounding area. Last Updated and Verified: March 26, 2026

Compare the Best Savings Rates in Atlanta, Georgia & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
400 Galleria Pkwy Se, Atlanta, GA 30339
ULTRA Savings
4.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
400 Galleria Pkwy Se, Atlanta, GA 30339
Ultra Savings Rate
4.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
400 Galleria Pkwy Se, Atlanta, GA 30339
Savings W/Checking Account
4.45%
$0
Rate4.45%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

AVG DAILY STEPS: 12,500+

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
400 Galleria Pkwy Se, Atlanta, GA 30339
Savings w/Checking Rate
4.45%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
400 Galleria Pkwy Se, Atlanta, GA 30339
Savings W/Elite Chk
4.45%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
400 Galleria Pkwy Se, Atlanta, GA 30339
SENIOR Savings
4.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
Safari Savings Club
4.00%
$0
Rate3.94%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA 30316
FREEDOM DIRECT SAVINGS
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

when you add Direct Deposit to a new or existing Justice Federal Checking Account.

FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
400 17th St Nw, Atlanta, GA 30363
FirstUp Savings
3.82%
$50
Rate3.75%
Min Deposit$50
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00

RBC Bank, (Georgia)
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
3550 Lenox Rd Ne, Atlanta, GA 30326
U.S. Business Money Market Savings
3.60%
$0
Rate3.54%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
75 5th St Nw, Atlanta, GA 30308
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
400 Whitehall St SW, Atlanta, GA 30303
High Earning Savings
3.15%
$0
Rate3.11%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Balances less than $25,000, with monthly net deposit(s) of $100+

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
400 Galleria Pkwy Se, Atlanta, GA 30339
Savings W/Elite Chk
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
400 Galleria Pkwy Se, Atlanta, GA 30339
Savings w/Checking Rate
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
High Yield Savings Plus
3.00%
$100,000
Rate0.00%
Min Deposit$100,000
Min Balance
UpdatedMar 25, 2026
Details

$1,000 bonus

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
400 Galleria Pkwy Se, Atlanta, GA 30339
SENIOR Savings
2.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
Regular, TRUST, & IRA MMAs
2.40%
$100,000
Rate2.37%
Min Deposit$100,000
Min Balance
UpdatedMar 24, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
478 Peachtree St NE Ste 101A, Atlanta, GA 30308 3106
High-Yield Savings
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA 30354 1319
Individual Retirement Accounts/Coverdell Educational Savings Accounts
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
400 Whitehall St SW, Atlanta, GA 30303
High Earning Savings
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Balances $10,000 - $24,999.99

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA 30354 1319
Individual Retirement Accounts/Coverdell Educational Savings Accounts
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
Regular, TRUST, & IRA MMAs
1.15%
$10,000
Rate1.14%
Min Deposit$10,000
Min Balance
UpdatedMar 24, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
400 Galleria Pkwy Se, Atlanta, GA 30339
Ultra Savings Rate
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
400 Galleria Pkwy Se, Atlanta, GA 30339
Savings w/Checking Rate
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
400 Galleria Pkwy Se, Atlanta, GA 30339
Savings W/Elite Chk
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
400 Galleria Pkwy Se, Atlanta, GA 30339
SENIOR Savings
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
400 Galleria Pkwy Se, Atlanta, GA 30339
ULTRA Savings
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

RBC Bank, (Georgia)
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
3550 Lenox Rd Ne, Atlanta, GA 30326
U.S. Business Money Market Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA 30354 1319
Individual Retirement Accounts/Coverdell Educational Savings Accounts
0.85%
$0
Rate0.85%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Mutual Savings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
10 Peachtree Pl NE, Atlanta, GA 30309
HIGH-YIELD Share Account
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA 30354 1319
Health Savings Accounts
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA 30354 1319
Individual Retirement Accounts/Coverdell Educational Savings Accounts
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
3625 Cumberland Blvd Se, Atlanta, GA 30339
TotalView Money Market Savings
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
400 Galleria Pkwy Se, Atlanta, GA 30339
Savings w/Checking Rate
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
400 Galleria Pkwy Se, Atlanta, GA 30339
Ultra Savings Rate
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

APCO Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
30 Ivan Allen Jr Blvd NW, Atlanta, GA 30308
HIGH-YIELD Share Account
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA 30354 1319
Individual Retirement Accounts/Coverdell Educational Savings Accounts
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA 30354 1319
Health Savings Accounts
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA 30313 2420
PREMIER & IRA SAVINGS
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

FUNDS $50,000 AND UP

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
3625 Cumberland Blvd Se, Atlanta, GA 30339
TotalView Money Market Savings
0.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
980 Johnson Ferry Rd, Atlanta, GA 30342
Share Savings Account
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA 30313 2420
PREMIER & IRA SAVINGS
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

FUNDS $5,000 TO $49,999

RBC Bank, (Georgia)
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
3550 Lenox Rd Ne, Atlanta, GA 30326
Preferred Money Market Savings Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
400 Galleria Pkwy Se, Atlanta, GA 30339
Savings w/Checking Rate
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
3625 Cumberland Blvd Se, Atlanta, GA 30339
TotalView Money Market Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
400 Galleria Pkwy Se, Atlanta, GA 30339
Savings W/Elite Chk
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
400 Galleria Pkwy Se, Atlanta, GA 30339
SENIOR Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
400 Galleria Pkwy Se, Atlanta, GA 30339
ULTRA Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
400 Galleria Pkwy Se, Atlanta, GA 30339
Ultra Savings Rate
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
6201 Powers Ferry Rd, Atlanta, GA 30339
Shares
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA 30316
Freedom Direct Savings
0.45%
$25
Rate0.45%
Min Deposit$25
Min Balance
UpdatedMar 20, 2026
Details

Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
980 Johnson Ferry Rd, Atlanta, GA 30342
Share Savings Account
0.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
Business Primary Share
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

$100,000 & UP

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
Business Savings
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

$100,000 & UP

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
CUBS Savings
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

$100,000 & UP

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
IRA Share Account
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
PRO$PER Savings Account
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
Regular, TRUST, & IRA MMAs
0.40%
$1,000
Rate0.40%
Min Deposit$1,000
Min Balance
UpdatedMar 24, 2026
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
Safari Savings Club
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3525 Piedmont Rd Ne, Atlanta, GA 30305
IRA Savings
0.35%
$50
Rate0.35%
Min Deposit$50
Min Balance
UpdatedMar 14, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Atlanta, GA Savings Rate Trends

Compare local Atlanta, GA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Georgia Savings Trends →
High-Yield Savings — GA Avg
0.362%
▼ 1.942 from last week

Georgia high-yield savings rates fell 1.942 points this week to 0.362% APY, down from 2.304% last week.

Standard Savings — GA Avg
0.421%
▲ 0.087 from last week

Georgia standard savings rates rose 0.087 points this week to 0.421% APY, up from 0.334% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Atlanta, Georgia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Atlanta, Georgia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in GA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Atlanta, Georgia

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Georgia, help your money grow faster through a higher APY.

Are savings accounts in Atlanta, Georgia safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Georgia up to $250,000 per depositor, per institution.

How often do savings rates change in Atlanta, Georgia?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Georgia rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Atlanta, Georgia may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Atlanta, Georgia?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Atlanta, Georgia offer in-person customer service, which some customers prefer.

How do I open a savings account in Atlanta, Georgia?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Atlanta, Georgia

Here are recent savings rates observed in Atlanta, Georgia and the surrounding area:
  • Fitness Bank
    ULTRA Savings — 4.50% APY
  • Associated Credit Union
    Safari Savings Club — 4.00% APY
  • Justice Federal Credit Union
    FREEDOM DIRECT SAVINGS — 4.00% APY
  • FirstBank (TN)
    FirstUp Savings — 3.82% APY
  • RBC Bank, (Georgia)
    U.S. Business Money Market Savings — 3.60% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Atlanta, Georgia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026