Cartersville, Georgia (GA) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Cartersville, Georgia and the surrounding area include Together Credit UnionTogether Credit Union100 Busch Dr NE, Cartersville, GA 30121 7217A+5.0 ★Texas Ratio: 5.65% Accelerate It Savings at 5.00% APY, FirstBank (TN)FirstBank (TN)215 E Main St, Cartersville, GA 30120A5.0 ★Texas Ratio: 6.39% FirstUp Savings at 3.82% APY, Georgia United Credit UnionGeorgia United Credit Union134 E Felton Rd, Cartersville, GA 30120 2110A5.0 ★Texas Ratio: 6.22% High Earning Savings at 3.15% APY, Family Savings Credit UnionFamily Savings Credit Union205 Douthit Ferry Rd, Cartersville, GA 30120A5.0 ★Texas Ratio: 9.34% IRA Share Accounts at 0.45% APY, and Coosa Valley Credit UnionCoosa Valley Credit Union1149 N Tennessee St, Cartersville, GA 30120 2324A5.0 ★Texas Ratio: 6.64% IRA Savings at 0.10% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Cartersville, Georgia, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Cartersville, Georgia (GA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Cartersville, Georgia and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Cartersville, Georgia & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA 30121 7217
Accelerate It Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $5,000.00
FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
215 E Main St, Cartersville, GA 30120
FirstUp Savings
3.82%
$50
▼
Rate3.75%
Min Deposit$50
Min Balance—
UpdatedMar 26, 2026
Details
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
134 E Felton Rd, Cartersville, GA 30120 2110
High Earning Savings
3.15%
$0
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Balances less than $25,000, with monthly net deposit(s) of $100+
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA 30121 7217
Earn & Learn Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $2,500.00
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
134 E Felton Rd, Cartersville, GA 30120 2110
High Earning Savings
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Balances $10,000 - $24,999.99
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
205 Douthit Ferry Rd, Cartersville, GA 30120
IRA Share Accounts
0.45%
$100
▼
Rate0.45%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
$10,000.01 and above
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
205 Douthit Ferry Rd, Cartersville, GA 30120
IRA Share Accounts
0.35%
$100
▼
Rate0.35%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
$2,000.01 - $10,000
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA 30121 7217
Business Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
205 Douthit Ferry Rd, Cartersville, GA 30120
Master Share
0.30%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
205 Douthit Ferry Rd, Cartersville, GA 30120
Master Share
0.20%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA 30121 7217
Financial Youth Group Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA 30121 7217
Holiday Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA 30121 7217
Junior Account Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA 30121 7217
Multiple Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA 30121 7217
Regular Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA 30121 7217
Young Adult Financial Group Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
205 Douthit Ferry Rd, Cartersville, GA 30120
IRA Share Accounts
0.15%
$100
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
$0.01 - $2,000
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
134 E Felton Rd, Cartersville, GA 30120 2110
Contributory IRA (Savings)
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
134 E Felton Rd, Cartersville, GA 30120 2110
High Earning Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Balances less than $10,000
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
134 E Felton Rd, Cartersville, GA 30120 2110
Share Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
205 Douthit Ferry Rd, Cartersville, GA 30120
Share Draft/Checking Accounts
0.10%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 26, 2026
Details
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
1149 N Tennessee St, Cartersville, GA 30120 2324
IRA Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
1149 N Tennessee St, Cartersville, GA 30120 2324
Share Savings
0.10%
$25
▼
Rate0.10%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
1149 N Tennessee St, Cartersville, GA 30120 2324
Share Savings Account
0.10%
$25
▼
Rate0.10%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
1149 N Tennessee St, Cartersville, GA 30120 2324
Special Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
1149 N Tennessee St, Cartersville, GA 30120 2324
Special Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
1149 N Tennessee St, Cartersville, GA 30120 2324
Share Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
1149 N Tennessee St, Cartersville, GA 30120 2324
Special Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
1149 N Tennessee St, Cartersville, GA 30120 2324
IRA Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
1149 N Tennessee St, Cartersville, GA 30120 2324
Share Savings Account
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
499 E Main St, Cartersville, GA 30121
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
215 E Main St, Cartersville, GA 30120
Basic Savings
0.05%
$50
▼
Rate0.05%
Min Deposit$50
Min Balance—
UpdatedMar 26, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
499 E Main St, Cartersville, GA 30121
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
215 E Main St, Cartersville, GA 30120
UTMA-Minor Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 26, 2026
Details
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
1149 N Tennessee St, Cartersville, GA 30120 2324
Special Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
499 E Main St, Cartersville, GA 30121
Platinum Savings
0.02%
$25
▼
Rate0.02%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
499 E Main St, Cartersville, GA 30121
Platinum Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
499 E Main St, Cartersville, GA 30121
Way2Save® Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
$25 minimum opening deposit
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
10300 Industrial Blvd Ne, Covington, GA 30014
Cents-able Savings
7.00%
$5
▼
Rate7.00%
Min Deposit$5
Min Balance—
UpdatedMar 23, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
ULTRA Savings
4.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Ultra Savings Rate
4.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Savings W/Checking Account
4.45%
$0
▼
Rate4.45%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
AVG DAILY STEPS: 12,500+
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Savings w/Checking Rate
4.45%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Savings W/Elite Chk
4.45%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
SENIOR Savings
4.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
American Pride Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
4740 Log Cabin Dr, Macon, GA 31204
High Savings Account
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Terms and Conditions Apply.
RBC Bank, (Georgia)
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
3550 Lenox Rd Ne, Atlanta, GA 30326
U.S. Business Money Market Savings
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
115 N Dooly St, Montezuma, GA 31063
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
3360 Satellite Blvd, Duluth, GA 30096
WooriWON Savings
3.25%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 22, 2026
Details
Online Only
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
3.25%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Savings w/Checking Rate
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Savings W/Elite Chk
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
3360 Satellite Blvd, Duluth, GA 30096
WooriWON Savings
2.95%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 22, 2026
Details
Online Only
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
2.85%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
SENIOR Savings
2.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Hanmi Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
2330 Pleasant Hill Rd, Duluth, GA 30096
Simple Savings
2.70%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
2.34%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Altamaha Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
206 Jackson St, Vidalia, GA 30474
Rewards Savings*
2.25%
$100
▼
Rate2.25%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $50,000.00
Altamaha Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
206 Jackson St, Vidalia, GA 30474
Rewards Savings
2.25%
$100
▼
Rate2.25%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Hanmi Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
2330 Pleasant Hill Rd, Duluth, GA 30096
Simple Savings
2.20%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Cartersville, GA Savings Rate Trends
Compare local Cartersville, GA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — GA Avg
0.362%
▼ 1.942 from last week
Georgia high-yield savings rates fell 1.942 points this week to 0.362% APY, down from 2.304% last week.
Standard Savings — GA Avg
0.421%
▲ 0.087 from last week
Georgia standard savings rates rose 0.087 points this week to 0.421% APY, up from 0.334% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Cartersville, Georgia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Cartersville, Georgia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in GA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Cartersville, Georgia
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Georgia, help your money grow faster through a higher APY.
Are savings accounts in Cartersville, Georgia safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Georgia up to $250,000 per depositor, per institution.
How often do savings rates change in Cartersville, Georgia?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Georgia rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Cartersville, Georgia may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Cartersville, Georgia?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Cartersville, Georgia offer in-person customer service, which some customers prefer.
How do I open a savings account in Cartersville, Georgia?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Cartersville, Georgia
Here are recent savings rates observed in Cartersville, Georgia and the surrounding area:
- Together Credit Union
Accelerate It Savings — 5.00% APY - FirstBank (TN)
FirstUp Savings — 3.82% APY - Georgia United Credit Union
High Earning Savings — 3.15% APY - Family Savings Credit Union
IRA Share Accounts — 0.45% APY - Coosa Valley Credit Union
IRA Savings — 0.10% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Cartersville, Georgia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026
