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Hawaii Savings Rate Trends

Aiea, Hawaii (HI) Savings Rates - March 2026

The best savings rates for Aiea, Hawaii and the surrounding area include Aloha Pacific Federal Credit UnionAloha Pacific Federal Credit UnionWaimalu Shopping Plaza, Aiea, HI 96701A+5.0 ★Texas Ratio: 3.29% Aloha Rewards Money Market Savings at 3.50% APY, Bank of HawaiiBank of Hawaii98 1059 Moanalua Rd, Aiea, HI 96701A+5.0 ★Texas Ratio: 1.38% Bankohana Savings Special 90-Day Guaranteed Promo Interest Rate at 3.15% APY, Hawaii State Federal Credit UnionHawaii State Federal Credit UnionWestridge Shopping Center, Aiea, HI 96701A5.0 ★Texas Ratio: 7.48% Relationship MAXSM Share at 2.00% APY, Bank of HopeBank of Hope98 084 Kamehameha Hwy, Aiea, HI 96701A+5.0 ★Texas Ratio: 3.52% Kids Savings at 2.00% APY, and HawaiiUSA Federal Credit UnionHawaiiUSA Federal Credit UnionAiea Shopping Center, Aiea, HI 96701A+5.0 ★Texas Ratio: 2.50% Individual Health Savings Account at 1.05% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Aiea, Hawaii, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Aiea, Hawaii (HI) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Aiea, Hawaii and the surrounding area. Last Updated and Verified: March 27, 2026

Compare the Best Savings Rates in Aiea, Hawaii & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Waimalu Shopping Plaza, Aiea, HI 96701
Aloha Rewards Money Market Savings
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.

Bank of Hawaii
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
98 1059 Moanalua Rd, Aiea, HI 96701
Bankohana Savings Special 90-Day Guaranteed Promo Interest Rate
3.15%
$0
Rate3.15%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Waimalu Shopping Plaza, Aiea, HI 96701
Aloha Rewards Money Market Savings
2.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.

Bank of Hawaii
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
98 1059 Moanalua Rd, Aiea, HI 96701
Bankohana Savings Special Combined APY Including Guaranteed Promo 90-day Interest Rate
2.37%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bank of Hawaii
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
98 1059 Moanalua Rd, Aiea, HI 96701
Bankohana Savings Special Variable APY After 90 Days
2.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Westridge Shopping Center, Aiea, HI 96701
Relationship MAXSM Share
2.00%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedMar 23, 2026
Details

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Waimalu Shopping Plaza, Aiea, HI 96701
Aloha Rewards Money Market Savings
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.

Bank of Hope
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
98 084 Kamehameha Hwy, Aiea, HI 96701
Kids Savings
2.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Complimentary Kids Savings stackable money bank and passbook at new account opening

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Waimalu Shopping Plaza, Aiea, HI 96701
Aloha Rewards Money Market Savings
1.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.

Bank of Hawaii
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
98 1059 Moanalua Rd, Aiea, HI 96701
Bankohana Savings Special Combined APY Including Guaranteed Promo 90-day Interest Rate
1.32%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Aiea Shopping Center, Aiea, HI 96701
Individual Health Savings Account
1.05%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Aiea Shopping Center, Aiea, HI 96701
Family Health Savings Account
1.05%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Westridge Shopping Center, Aiea, HI 96701
Relationship MAXSM Share
1.00%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedMar 23, 2026
Details

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Aiea Shopping Center, Aiea, HI 96701
Individual Health Savings Account
0.85%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Aiea Shopping Center, Aiea, HI 96701
Family Health Savings Account
0.85%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Aiea Shopping Center, Aiea, HI 96701
Individual Health Savings Account
0.75%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Aiea Shopping Center, Aiea, HI 96701
Family Health Savings Account
0.75%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Bank of Hawaii
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
98 1059 Moanalua Rd, Aiea, HI 96701
Bankohana Savings Special Variable APY After 90 Days
0.70%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Aiea Shopping Center, Aiea, HI 96701
Family Health Savings Account
0.65%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Aiea Shopping Center, Aiea, HI 96701
Individual Health Savings Account
0.65%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Aiea Shopping Center, Aiea, HI 96701
Family Health Savings Account
0.55%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $1,000.00

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Aiea Shopping Center, Aiea, HI 96701
Individual Health Savings Account
0.55%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $1,000.00

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Waimalu Shopping Plaza, Aiea, HI 96701
Holiday Savings
0.50%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedMar 16, 2026
Details

$10 minimum to earn APY.

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Waimalu Shopping Plaza, Aiea, HI 96701
Aloha Rewards Money Market Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Waimalu Shopping Plaza, Aiea, HI 96701
Money Market Savings
0.50%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedMar 16, 2026
Details

$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Aiea Shopping Center, Aiea, HI 96701
Christmas Shares
0.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $5,000.00

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Waimalu Shopping Plaza, Aiea, HI 96701
Coverdell Educational Savings (formerly Education IRA)
0.35%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedMar 16, 2026
Details

$10 minimum to open; no minimum to earn APY.

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Waimalu Shopping Plaza, Aiea, HI 96701
Money Market Savings
0.25%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedMar 16, 2026
Details

$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Westridge Shopping Center, Aiea, HI 96701
Investment Share
0.18%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedMar 23, 2026
Details

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Westridge Shopping Center, Aiea, HI 96701
Investment Share
0.07%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedMar 23, 2026
Details

Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
98 150 Kaonohi St, Aiea, HI 96701
Business Money Market Savings Tier 6
0.06%
$5,000
Rate0.06%
Min Deposit$5,000
Min Balance
UpdatedMar 25, 2026
Details

Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
98 150 Kaonohi St, Aiea, HI 96701
Business Super Savings Tier 4
0.06%
$100
Rate0.06%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
98 150 Kaonohi St, Aiea, HI 96701
Business Money Market Savings Tier 4
0.05%
$5,000
Rate0.05%
Min Deposit$5,000
Min Balance
UpdatedMar 25, 2026
Details

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Waimalu Shopping Plaza, Aiea, HI 96701
Aloha Rewards Money Market Savings
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Waimalu Shopping Plaza, Aiea, HI 96701
Business Savings
0.05%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 16, 2026
Details

$5 minimum to open; $5 minimum balance to earn rate.

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Waimalu Shopping Plaza, Aiea, HI 96701
Business Second Savings
0.05%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedMar 16, 2026
Details

$10 minimum to open; no minimum to earn rate.

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Waimalu Shopping Plaza, Aiea, HI 96701
Regular Savings
0.05%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 16, 2026
Details

$5 minimum to open.

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Waimalu Shopping Plaza, Aiea, HI 96701
Second Savings
0.05%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedMar 16, 2026
Details

$10 minimum to open; no minimum to earn APY.

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Aiea Shopping Center, Aiea, HI 96701
Business Share
0.05%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
98 150 Kaonohi St, Aiea, HI 96701
Business Money Market Savings Tier 5
0.05%
$5,000
Rate0.05%
Min Deposit$5,000
Min Balance
UpdatedMar 25, 2026
Details

Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
98 150 Kaonohi St, Aiea, HI 96701
Consumer Exceptional Plan Savings Accounts1 Exceptional Super Savings Tier 4
0.05%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

$100,000 & Over

Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
98 150 Kaonohi St, Aiea, HI 96701
Exceptional Super Savings
0.05%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
98 150 Kaonohi St, Aiea, HI 96701
Exceptional Super Savings Tier 4
0.05%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
98 150 Kaonohi St, Aiea, HI 96701
Business Super Savings Tier 3
0.05%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
98 150 Kaonohi St, Aiea, HI 96701
Consumer Exceptional Plan Savings Accounts1 Exceptional Super Savings Tier 2
0.04%
$100
Rate0.04%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

$10,000 - $24,999.99

Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
98 150 Kaonohi St, Aiea, HI 96701
Personal Super Savings Tier 1
0.04%
$100
Rate0.04%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

$0 - $9,999.99

Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
98 150 Kaonohi St, Aiea, HI 96701
Consumer Exceptional Plan Savings Accounts1 Exceptional Super Savings Tier 3
0.04%
$100
Rate0.04%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

$25,000 - $99,999.99

Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
98 150 Kaonohi St, Aiea, HI 96701
Exceptional Super Savings
0.04%
$100
Rate0.04%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
98 150 Kaonohi St, Aiea, HI 96701
Exceptional Super Savings Tier 1
0.04%
$100
Rate0.04%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
98 150 Kaonohi St, Aiea, HI 96701
Exceptional Super Savings Tier 2
0.04%
$100
Rate0.04%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
98 150 Kaonohi St, Aiea, HI 96701
Exceptional Super Savings Tier 3
0.04%
$100
Rate0.04%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
98 150 Kaonohi St, Aiea, HI 96701
Personal Super Savings Tier 4
0.04%
$100
Rate0.04%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

$100,000 & Over

Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
98 150 Kaonohi St, Aiea, HI 96701
Personal Super Savings Tier 2
0.04%
$100
Rate0.04%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

$10,000 - $24,999.99

Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
98 150 Kaonohi St, Aiea, HI 96701
Personal Super Savings Tier 3
0.04%
$100
Rate0.04%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

$25,000 - $99,999.99

Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
98 150 Kaonohi St, Aiea, HI 96701
Business Super Savings Tier 2
0.04%
$100
Rate0.04%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
98 150 Kaonohi St, Aiea, HI 96701
Business Super Savings Tier 1
0.04%
$100
Rate0.04%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
98 150 Kaonohi St, Aiea, HI 96701
Business Money Market Savings Tier 3
0.04%
$5,000
Rate0.04%
Min Deposit$5,000
Min Balance
UpdatedMar 25, 2026
Details

Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
98 150 Kaonohi St, Aiea, HI 96701
Business Money Market Savings Tier 2
0.04%
$5,000
Rate0.04%
Min Deposit$5,000
Min Balance
UpdatedMar 25, 2026
Details

Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
98 150 Kaonohi St, Aiea, HI 96701
Consumer Exceptional Plan Savings Accounts1 Exceptional Super Savings Tier 1
0.04%
$100
Rate0.04%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

$0 - $9,999.99

Bank of Hawaii
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
98 1059 Moanalua Rd, Aiea, HI 96701
Bankohana Bonus Rate Savings
0.03%
$100
Rate0.03%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Aiea, HI Savings Rate Trends

Compare local Aiea, HI savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Hawaii Savings Trends →
High-Yield Savings — HI Avg
2.327%
▲ 0.777 from last week

Hawaii high-yield savings rates rose 0.777 points this week to 2.327% APY, up from 1.551% last week.

Standard Savings — HI Avg
0.209%
▲ 0.159 from last week

Hawaii standard savings rates rose 0.159 points this week to 0.209% APY, up from 0.050% last week.

As of Mar 27, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Aiea, Hawaii directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Aiea, Hawaii. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in HI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Aiea, Hawaii

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Hawaii, help your money grow faster through a higher APY.

Are savings accounts in Aiea, Hawaii safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Hawaii up to $250,000 per depositor, per institution.

How often do savings rates change in Aiea, Hawaii?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Hawaii rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Aiea, Hawaii may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Aiea, Hawaii?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Aiea, Hawaii offer in-person customer service, which some customers prefer.

How do I open a savings account in Aiea, Hawaii?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Aiea, Hawaii

Here are recent savings rates observed in Aiea, Hawaii and the surrounding area:
  • Aloha Pacific Federal Credit Union
    Aloha Rewards Money Market Savings — 3.50% APY
  • Bank of Hawaii
    Bankohana Savings Special 90-Day Guaranteed Promo Interest Rate — 3.15% APY
  • Hawaii State Federal Credit Union
    Relationship MAXSM Share — 2.00% APY
  • Bank of Hope
    Kids Savings — 2.00% APY
  • HawaiiUSA Federal Credit Union
    Individual Health Savings Account — 1.05% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Aiea, Hawaii. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 27, 2026