Hilo, Hawaii (HI) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Hilo, Hawaii and the surrounding area include CU Hawaii Federal Credit UnionCU Hawaii Federal Credit Union476 Hinano St, Hilo, HI 96720A+5.0 ★Texas Ratio: 0.96% Kasasa Rewards Savings at 5.00% APY, Bank of HawaiiBank of Hawaii1339 Kinoole St, Hilo, HI 96720A+5.0 ★Texas Ratio: 1.38% Bankohana Savings Special 90-Day Guaranteed Promo Interest Rate at 3.15% APY, Finance FactorsFinance Factors605 Laukapu St, Hilo, HI 96720A+5.0 ★Texas Ratio: 0.99% Premier Savings at 3.00% APY, Big Island Federal Credit UnionBig Island Federal Credit Union66 Lono St, Hilo, HI 96720 4144A+5.0 ★Texas Ratio: 5.00% IRA Share at 2.02% APY, and Bank of HopeBank of Hope315 E Makaala St, Hilo, HI 96720A+5.0 ★Texas Ratio: 3.52% Kids Savings at 2.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Hilo, Hawaii, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Hilo, Hawaii (HI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Hilo, Hawaii and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Hilo, Hawaii & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
476 Hinano St, Hilo, HI 96720
Kasasa Rewards Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifications Required: At least 10 debit card purchases; Be enrolled in and agree to receive e-Statements; At least one direct deposit, ACH credit, or ACH payment transaction; Qualifying balance up to $50,000.00
Bank of Hawaii
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
1339 Kinoole St, Hilo, HI 96720
Bankohana Savings Special 90-Day Guaranteed Promo Interest Rate
3.15%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Finance Factors
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
605 Laukapu St, Hilo, HI 96720
Premier Savings
3.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 23, 2026
Details
Finance Factors
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
605 Laukapu St, Hilo, HI 96720
Premier Savings
2.50%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 23, 2026
Details
Bank of Hawaii
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
1339 Kinoole St, Hilo, HI 96720
Bankohana Savings Special Combined APY Including Guaranteed Promo 90-day Interest Rate
2.37%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Hawaii
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
1339 Kinoole St, Hilo, HI 96720
Bankohana Savings Special Variable APY After 90 Days
2.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
66 Lono St, Hilo, HI 96720 4144
IRA Share
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Finance Factors
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
605 Laukapu St, Hilo, HI 96720
Premier Savings
2.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 23, 2026
Details
Finance Factors
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
605 Laukapu St, Hilo, HI 96720
eSavings
2.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 23, 2026
Details
Online Only
Bank of Hope
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
315 E Makaala St, Hilo, HI 96720
Kids Savings
2.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Complimentary Kids Savings stackable money bank and passbook at new account opening
Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
131 Puuhonu Way, Hilo, HI 96720
Share Savings Account
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
111 Aupuni St, Hilo, HI 96720 4233
Coverdell Education Savings Account
1.36%
$5
▼
Rate1.35%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Bank of Hawaii
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
1339 Kinoole St, Hilo, HI 96720
Bankohana Savings Special Combined APY Including Guaranteed Promo 90-day Interest Rate
1.32%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
375 Kekuanaoa St, Hilo, HI 96720
Family Health Savings Account
1.05%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
375 Kekuanaoa St, Hilo, HI 96720
Individual Health Savings Account
1.05%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
375 Kekuanaoa St, Hilo, HI 96720
Individual Health Savings Account
0.85%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
375 Kekuanaoa St, Hilo, HI 96720
Family Health Savings Account
0.85%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
375 Kekuanaoa St, Hilo, HI 96720
Family Health Savings Account
0.75%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
375 Kekuanaoa St, Hilo, HI 96720
Individual Health Savings Account
0.75%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Bank of Hawaii
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
1339 Kinoole St, Hilo, HI 96720
Bankohana Savings Special Variable APY After 90 Days
0.70%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
375 Kekuanaoa St, Hilo, HI 96720
Family Health Savings Account
0.65%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
375 Kekuanaoa St, Hilo, HI 96720
Individual Health Savings Account
0.65%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
375 Kekuanaoa St, Hilo, HI 96720
Family Health Savings Account
0.55%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $1,000.00
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
375 Kekuanaoa St, Hilo, HI 96720
Individual Health Savings Account
0.55%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $1,000.00
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
66 Lono St, Hilo, HI 96720 4144
Christmas Share
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
375 Kekuanaoa St, Hilo, HI 96720
Christmas Shares
0.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $5,000.00
HELCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
1437 Kilauea Ave Ste 105, Hilo, HI 96720
X-Mas Savings
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
66 Lono St, Hilo, HI 96720 4144
Gradvantage Share
0.15%
$5
▼
Rate0.15%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
66 Lono St, Hilo, HI 96720 4144
Special Share
0.15%
$50
▼
Rate0.15%
Min Deposit$50
Min Balance—
UpdatedMar 25, 2026
Details
HELCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
1437 Kilauea Ave Ste 105, Hilo, HI 96720
Shares
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
66 Lono St, Hilo, HI 96720 4144
Youth Share
0.15%
$5
▼
Rate0.15%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
66 Lono St, Hilo, HI 96720 4144
Club Share
0.15%
$5
▼
Rate0.15%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
Big Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
66 Lono St, Hilo, HI 96720 4144
Regular Share
0.15%
$50
▼
Rate0.15%
Min Deposit$50
Min Balance—
UpdatedMar 25, 2026
Details
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
111 Aupuni St, Hilo, HI 96720 4233
Construction Loan Share Account*
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Hawaii National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
30 Kalakaua St, Hilo, HI 96720
Savings Personal Auto Trans
0.07%
$100
▼
Rate0.07%
Min Deposit$100
Min Balance—
UpdatedMar 23, 2026
Details
Hawaii National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
30 Kalakaua St, Hilo, HI 96720
Kid's Savings
0.07%
$10
▼
Rate0.07%
Min Deposit$10
Min Balance—
UpdatedMar 23, 2026
Details
Hawaii National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
30 Kalakaua St, Hilo, HI 96720
Savings
0.07%
$100
▼
Rate0.07%
Min Deposit$100
Min Balance—
UpdatedMar 23, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
525 Kilauea Ave, Hilo, HI 96720
Business Super Savings Tier 4
0.06%
$100
▼
Rate0.06%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
525 Kilauea Ave, Hilo, HI 96720
Business Money Market Savings Tier 6
0.06%
$5,000
▼
Rate0.06%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
525 Kilauea Ave, Hilo, HI 96720
Consumer Exceptional Plan Savings Accounts1 Exceptional Super Savings Tier 4
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
$100,000 & Over
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
375 Kekuanaoa St, Hilo, HI 96720
IRA Share
0.05%
$500
▼
Rate0.00%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
375 Kekuanaoa St, Hilo, HI 96720
Business Share
0.05%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
111 Aupuni St, Hilo, HI 96720 4233
Youth Savings Account
0.05%
$5
▼
Rate0.05%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
111 Aupuni St, Hilo, HI 96720 4233
Share Savings Account
0.05%
$50
▼
Rate0.05%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
111 Aupuni St, Hilo, HI 96720 4233
Secondary Share Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
525 Kilauea Ave, Hilo, HI 96720
Business Money Market Savings Tier 4
0.05%
$5,000
▼
Rate0.05%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
525 Kilauea Ave, Hilo, HI 96720
Business Money Market Savings Tier 5
0.05%
$5,000
▼
Rate0.05%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
525 Kilauea Ave, Hilo, HI 96720
Business Super Savings Tier 3
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
525 Kilauea Ave, Hilo, HI 96720
Exceptional Super Savings Tier 4
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
375 Kekuanaoa St, Hilo, HI 96720
Roth IRA Share
0.05%
$500
▼
Rate0.00%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
525 Kilauea Ave, Hilo, HI 96720
Exceptional Super Savings
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
525 Kilauea Ave, Hilo, HI 96720
Business Money Market Savings Tier 2
0.04%
$5,000
▼
Rate0.04%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
525 Kilauea Ave, Hilo, HI 96720
Business Money Market Savings Tier 3
0.04%
$5,000
▼
Rate0.04%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
525 Kilauea Ave, Hilo, HI 96720
Business Super Savings Tier 1
0.04%
$100
▼
Rate0.04%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
525 Kilauea Ave, Hilo, HI 96720
Business Super Savings Tier 2
0.04%
$100
▼
Rate0.04%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
525 Kilauea Ave, Hilo, HI 96720
Consumer Exceptional Plan Savings Accounts1 Exceptional Super Savings Tier 1
0.04%
$100
▼
Rate0.04%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
$0 - $9,999.99
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
525 Kilauea Ave, Hilo, HI 96720
Consumer Exceptional Plan Savings Accounts1 Exceptional Super Savings Tier 2
0.04%
$100
▼
Rate0.04%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
$10,000 - $24,999.99
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
525 Kilauea Ave, Hilo, HI 96720
Consumer Exceptional Plan Savings Accounts1 Exceptional Super Savings Tier 3
0.04%
$100
▼
Rate0.04%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
$25,000 - $99,999.99
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
525 Kilauea Ave, Hilo, HI 96720
Exceptional Super Savings
0.04%
$100
▼
Rate0.04%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Central Pacific Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
525 Kilauea Ave, Hilo, HI 96720
Exceptional Super Savings Tier 1
0.04%
$100
▼
Rate0.04%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Hilo, HI Savings Rate Trends
Compare local Hilo, HI savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — HI Avg
2.327%
▲ 0.845 from last week
Hawaii high-yield savings rates rose 0.845 points this week to 2.327% APY, up from 1.482% last week.
Standard Savings — HI Avg
0.209%
▲ 0.159 from last week
Hawaii standard savings rates rose 0.159 points this week to 0.209% APY, up from 0.050% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Hilo, Hawaii directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Hilo, Hawaii. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in HI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Hilo, Hawaii
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Hawaii, help your money grow faster through a higher APY.
Are savings accounts in Hilo, Hawaii safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Hawaii up to $250,000 per depositor, per institution.
How often do savings rates change in Hilo, Hawaii?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Hawaii rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Hilo, Hawaii may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Hilo, Hawaii?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Hilo, Hawaii offer in-person customer service, which some customers prefer.
How do I open a savings account in Hilo, Hawaii?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Hilo, Hawaii
Here are recent savings rates observed in Hilo, Hawaii and the surrounding area:
- CU Hawaii Federal Credit Union
Kasasa Rewards Savings — 5.00% APY - Bank of Hawaii
Bankohana Savings Special 90-Day Guaranteed Promo Interest Rate — 3.15% APY - Finance Factors
Premier Savings — 3.00% APY - Big Island Federal Credit Union
IRA Share — 2.02% APY - Bank of Hope
Kids Savings — 2.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Hilo, Hawaii. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026
