Kapaa, Hawaii (HI) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Kapaa, Hawaii and the surrounding area include Bank of HawaiiBank of Hawaii4 1407 Kuhio Hwy, Kapaa, HI 96746A+5.0 ★Texas Ratio: 1.38% Bankohana Savings Special 90-Day Guaranteed Promo Interest Rate at 3.15% APY, Kauai Federal Credit UnionKauai Federal Credit Union4 1624 Kuhio Hwy, Kapaa, HI 96746A5.0 ★Texas Ratio: 9.72% Regular and Secondary Savings at 0.30% APY, Gather Federal Credit UnionGather Federal Credit Union985 Kipuni Way, Kapaa, HI 96746A5.0 ★Texas Ratio: 6.37% Roth IRA Shares at 0.10% APY, CU Hawaii Federal Credit UnionCU Hawaii Federal Credit Union75 5781 Kuakini Hwy, Kailua Kona, HI 96740 1734A+5.0 ★Texas Ratio: 0.96% Kasasa Rewards Savings at 5.00% APY, and Hawaii Schools Federal Credit UnionHawaii Schools Federal Credit Union233 Vineyard St, Honolulu, HI 96813 2446A+5.0 ★Texas Ratio: 0.21% Kids Club Savings at 5.00% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Kapaa, Hawaii, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Kapaa, Hawaii (HI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Kapaa, Hawaii and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Kapaa, Hawaii & Surrounding Communities
$200K & over
$50K - under $200K
Bal. under $5K
Monthly Service Fee: $5§
Monthly Service Fee: $5§
Monthly Service Fee: $5â€
Qualifications Required: At least 10 debit card purchases; Be enrolled in and agree to receive e-Statements; At least one direct deposit, ACH credit, or ACH payment transaction; Qualifying balance up to $50,000.00
Terms and Conditions apply.
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
$5 minimum balance to open
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
Online Only
Complimentary Kids Savings stackable money bank and passbook at new account opening
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Kapaa, HI Savings Rate Trends
Compare local Kapaa, HI savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Hawaii high-yield savings rates rose 0.845 points this week to 2.327% APY, up from 1.482% last week.
Hawaii standard savings rates rose 0.159 points this week to 0.209% APY, up from 0.050% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Kapaa, Hawaii directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kapaa, Hawaii. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in HI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Kapaa, Hawaii
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Kapaa, Hawaii safe?
How often do savings rates change in Kapaa, Hawaii?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Kapaa, Hawaii?
How do I open a savings account in Kapaa, Hawaii?
Best Savings Rates in Kapaa, Hawaii
- Bank of Hawaii
Bankohana Savings Special 90-Day Guaranteed Promo Interest Rate — 3.15% APY - Kauai Federal Credit Union
Regular and Secondary Savings — 0.30% APY - Gather Federal Credit Union
Roth IRA Shares — 0.10% APY - CU Hawaii Federal Credit Union
Kasasa Rewards Savings — 5.00% APY - Hawaii Schools Federal Credit Union
Kids Club Savings — 5.00% APY
