Kapolei, Hawaii (HI) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Kapolei, Hawaii and the surrounding area include Aloha Pacific Federal Credit UnionAloha Pacific Federal Credit Union1001 Kamokila Blvd Ste 104, Kapolei, HI 96707A+5.0 ★Texas Ratio: 3.29% Aloha Rewards Money Market Savings at 3.50% APY, Bank of HawaiiBank of Hawaii4480 Kapolei Pkwy, Kapolei, HI 96707A+5.0 ★Texas Ratio: 1.38% Bankohana Savings Special 90-Day Guaranteed Promo Interest Rate at 3.15% APY, Hawaii State Federal Credit UnionHawaii State Federal Credit Union91 590 Farrington Highway 140, Kapolei, HI 96707A5.0 ★Texas Ratio: 7.48% Relationship MAXSM Share at 2.00% APY, University of Hawaii Federal Credit UnionUniversity of Hawaii Federal Credit Union4450 Kapolei Pkwy Ste 107, Kapolei, HI 96707 1878A+5.0 ★Texas Ratio: 2.25% Stack Up Savings at 2.00% APY, and Bank of HopeBank of Hope590 Farrington Hwy, Kapolei, HI 96707A+5.0 ★Texas Ratio: 3.52% Kids Savings at 2.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Kapolei, Hawaii, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Kapolei, Hawaii (HI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Kapolei, Hawaii and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Kapolei, Hawaii & Surrounding Communities
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
Complimentary Kids Savings stackable money bank and passbook at new account opening
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
Qualifying balance up to $50,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.
$10 minimum to earn APY.
Qualifying balance up to $5,000.00
$10 minimum to open; no minimum to earn APY.
$100,000 & Over
$0 - $9,999.99
$10,000 - $24,999.99
$25,000 - $99,999.99
$100,000 & Over
$25,000 - $99,999.99
$10,000 - $24,999.99
$0 - $9,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Kapolei, HI Savings Rate Trends
Compare local Kapolei, HI savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Hawaii high-yield savings rates rose 0.845 points this week to 2.327% APY, up from 1.482% last week.
Hawaii standard savings rates rose 0.159 points this week to 0.209% APY, up from 0.050% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Kapolei, Hawaii directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kapolei, Hawaii. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in HI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Kapolei, Hawaii
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Kapolei, Hawaii safe?
How often do savings rates change in Kapolei, Hawaii?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Kapolei, Hawaii?
How do I open a savings account in Kapolei, Hawaii?
Best Savings Rates in Kapolei, Hawaii
- Aloha Pacific Federal Credit Union
Aloha Rewards Money Market Savings — 3.50% APY - Bank of Hawaii
Bankohana Savings Special 90-Day Guaranteed Promo Interest Rate — 3.15% APY - Hawaii State Federal Credit Union
Relationship MAXSM Share — 2.00% APY - University of Hawaii Federal Credit Union
Stack Up Savings — 2.00% APY - Bank of Hope
Kids Savings — 2.00% APY
